Hire the Best Chief Business Officer in Karachi, Pakistan

Experienced Banker with a demonstrated history of working in the banking industry. Skilled in Banking, Credit, Corporate and Investment Banking, Commercial and Retail Banking, and Islamic Finance. Strong finance professional graduated from University of Bristol.

Experienced Entrepreneur with a demonstrated history of working in the Textiles, Fashion and Logistics Industry. Skilled in Negotiation, Marketing Management, Business Planning, Operations Management, E-Commerce Logistics, Retail & Industrial Automation.

HOW I ENSURE SUCCESS: I have the experience of successfully developing and executing both Corporate as well as Strategic Business Unit Strategy. I have developed successful business units by developing & executing business strategy and building teams with the necessary competence and motivation level. I have effectively transformed the HR function of a large Public listed organization by aligning the HR Strategy with the Corporate Business Strategy. I have assisted the CEO in making the Organization more effective by focusing on People, Processes & Systems to ensure that the Organization as a whole achieves its short term and long term strategic objectives. MY EXPERTISE: 24 plus years as a successful Business Executive within both Global and Multinational companies specializing in Business Planning & Execution, Project Planning and Project Feasibility development, Team Management, Supply Chain Management, Talent Management and Sales Management. Owing to my high performance and potential, I have been part of several Corporate Strategic Initiatives in multiple industries. These included development and execution of Corporate Business Strategy, development and execution of corporate Talent Management Strategy aligned to the Corporate Strategy, development and successful launch of a Strategic Business Unit as the SBU Head and serving as Project Planning Team Lead on several Strategic projects involving investment in millions of USD. INDUSTRY EXPERTISE: I have multiple industry experience including 14 years in Downstream Oil Marketing and 8 years within the Media. Within these industries I have served as the Business Unit Lead and managed successfully several departments including Business Strategy, HR, Digital Sales & Marketing, Supply Chain Management, Project Planning & Sales Management. MY SPECIALITIES: Business Strategy & Planning, Strategic Business Unit development & management, Talent Management, HR Strategic Management, Project Planning, Project Feasibility Development, Supply Chain Management, Sales Management, Digital Marketing.

I am an MBA qualified and accomplished Chief Business Officer and senior finance and banking professional with over 24 years of experience within key areas, including payments, cards, digital financial services/banking, and providing successful technology-based solutions. My critical expertise encompasses planning and executing key strategic initiatives across a range of business verticals with leading global conglomerates. I can also demonstrate expertise in leading and developing high-performing multi-functional teams, establishing actionable solutions, adding value, driving vision, achieving operational goals, and maximizing revenue. Key expertise includes Payments; Cards Issuing & Acquiring; Digital Financial Services; Retail & Consumer Banking; Lease Financing; Digital Innovations & Ecosystem Development; Strategic Alliances & Partnership Creation; Loyalty & Reward Specialist; Strategic Business Planning; Business Development & Sales; Product Portfolio Management; Merchants & Clients Acquisition Management; E-commerce/QR & Retail Network Management; P & L Management and Product Development. I have many achievements in my career, including: • Promoted to CBO from General Manager in 2016 with the supervision of teams of 50+ professionals • Played a key role in the acquisition of ORIX Network and re-launched the same under brand name of DigitalPass • Launched and implemented DigitalPass, one of the largest third-party acceptance networks in Pakistan with 2.1M transactions, PKR 7.3B/month, 4M hosted cards with 2000 plus brand partners of various banks and corporate entities • Achieved and managed an annual sales volume of around PKR 750M in 2019-2020, which was considered exceptional • Successfully launched UBL PSO Auto credit card, a co-branded product in alliance with Pakistan State Oil Company, the largest OMC in Pakistan with more than 65% market share: launch involved various ATL and BTL activities • Expanded the UBL credit card network from 11 cities to 22 cities resulted in increased spend and interest income • Played a key role in developing and launching ‘Retail Bank Relationship’ model and initiated various outbound campaigns for inactive and no-spending customers, resulting in meeting the budgetary target of PKR 8.4B • Successfully developed and launched ‘Merchant Incentive Program’ to revitalize acquiring business and achieved the highest ever acquiring volume in December 2010 Please feel free to reach out to me directly on yasummirza@hotmail.com

A seasoned business professional with 18 years of experience and a proven track record of working in the information technology and services industry providing self-service, transaction processing solutions & customer experience platform. Experienced in creating new opportunities, new business verticals and detailing the steps required to transform business concepts into reality.

I am a results-oriented PR and communications professional with over 15 years of industry experience in Public Relations and Marketing Communications. Throughout my career, I have worked with a diverse range of clients, from local startups to global brands, and have developed and implemented PR campaigns that have made a significant impact on their success. I am known for my ability to think strategically and to develop innovative solutions that achieve results. With sharp team leadership skills, I have effectively managed cross-functional teams to success. I am continuously engaged in leveraging market insights and implementing impactful strategies that drive growth and improve performance. Over my entire tenure, I have served a large number of local and multinational companies operating in Pakistan. I am committed to staying up-to-date with the latest industry trends and possess a deep understanding of the industry dynamics from both local and international contexts. I am always eager to take on new challenges and contribute my skills and expertise to drive success for my clients and organizations.

Currently serving as a CBO for Digital Product and Services – Business development expert with 10+ years of well-versed experience in all areas of strategic business development. I have a remarkable track record of producing million of dollars of international sales growth and growing multi-brand revenue streams. Work Flow Designing & Implementation of Multiple Projects to scale back significant operating costs as well as improvement of resources, procedures, and policies. Managing a portfolio of major regions i.e. UK, USA & Mideast. All varieties of disputes chargeback handling for retail & corporate clients mainly from HSBC/PAYPAL/BARCLAYS/STRIPE/PAYONEER/TRANSFERWISE and other digital charge methods. I've spent my entire career designing ground-breaking technical IT industrial solutions that create profitable divisions and revitalize underperforming units. With extensive experience in staff development, motivation, and leadership, I consistently deliver unprecedented results. Successfully managed £1.6 million, including 70 percent in the international market share, while turning annual losses into 65% percent of net profit in 2018-2019. Respected for the effective communication of organizational goals at all levels of an organisation, I deliver on time and on budget. Achieving 70 percent of international market share within a year of building the largest unit of the content sector. It also had the opportunity to contribute to the implementation of the following solutions: • Product Management including CRM/ERP, SaaS • R&D for new business opportunities. • Complaints and QA Management System. • Project Management (6 products in portfolio). • Digital Transformation. • Digital Marketing (SEO/PPCspecialist/SMM) • Monitoring and Delivering record ROI on paid campaigns.