Hire the Best Credit Analyst in United Arab Emirates

Merlin is a highly qualified candidate for the Credit Analyst position with almost 11 years of experience in banking, financial services, and credit intermediation. With a strong background in financial analysis and risk assessment, as well as proficiency in multiple languages, including Arabic, English, Hindi, Malay, Malayalam, and French, Merlin is well-equipped to assess the creditworthiness of clients and make sound recommendations. Additionally, Merlin holds professional certifications in privacy and data protection, business continuity management, fraud awareness, and operational risk, making them an ideal fit for the role.

- Experienced Credit and Risk Management professional skilled in financial analysis and credit analysis for various lending institutions. Proven experience in assessing client application, establishing credit lines, making crucial credit decisions and preparing financial reports, credit rating scorecards, developing credit procedures. I possess strong analytical skills, knowledge of investments and software such as Bloomberg, Reuters, etc. - By qualification, I have cleared Chartered Accountancy Exams in my first attempt. In addition, I have cleared Level 1 of the CFA Program. I intend to pursue and complete the CFA and FRM qualifications.

Experienced commercial banking professional with over fifteen years of diverse experience as a total banker, currently serve as a Credit Analyst for the National Bank of Fujairah in the UAE. Expertise spans Credit Analysis, Finance, Project Management, Treasury Back Office, and Primary Dealing. Additionally, hold four years of audit experience, underlining my comprehensive skill set in credit analysis and financial assessment. CORE SKILLS Commercial Banking Relationship Management (RM) Credit Analysis Credit Portfolio Management Treasury Operations, Treasury Analysis Audit Finance (Financial Management, Management Information (MI), Finance Manager) Fund Accounting EDUCATION & CERTIFICATIONS Master's in Business Administration, Northampton University, UK Intermediate Level of Institute of Chartered Accountants of Sri Lanka (ICASL) Managerial Level of Chartered Institute of Management Accountants (CIMA), UK Always happy to connect with peers in the industry. Would like to increase my professional network in corporate and commercial banking in Locations Dubai, Abu Dhbai, United Arab Emirates, Qatar, Saudi Arabia, Singapore, Masqaţ, Oman and globally. CONTACT Sumedha Tennakoon COMMERCIAL BANKING PROFESSIONAL +971 501 794 850 | sumedhaten@gmail.com | Dubai, UAE Commercial Banker | Relationship Manager | Finance | Credit | Treasury | UAE

"Keep your eyes on the stars, and your feet on the ground”-Theodore Roosevelt Msc in Finance with experience in Financial/Credit analysis, Capital Markets, Accounting and Finance. Proven capabilities in analysing financial position of the business by preparing/analysing P&L, balance sheets, cash flow statements, credit assessment and probability of default. Also hands-on experience in using/understanding investment tools such as Fundamental & Technical Analysis.

To build a career, so as to excel in accounting and tax based on the experience gained during the period of articleship training.

16 years of experience in the field of Banking and Financial Applications, ability to manage, develop and motivate teams to achieve their objectives. Good knowledge and hands on experience in Analysis and problem solving. Ability to learn and adopt to new working condition and working patterns. Strong communications, Interpersonal and leaderships skills. Excellent planing and administrative skill. Well versed in all kinds of computer skills. Self starter, pro active with sound judgement and sound planing skills for strategic business development. Effective dealing with multi cultural environment.

Jaspreet Kaur has gained strong exposure in implementing Corporate Policies and Procedures to meet company’s long and short term financial needs and enhance the operational efficiency of the Organization. She holds significant experience in Banking/ Branch Operations, Auditing, Statutory Compliance, Credit Analysis, Customer Service and Finance & Accounts. Adept in credit analysis, handing trade transactions, account opening, credit cards, debit cards, online banking, trade finance dealing and booking rates for telex transfer. Imparted perpetuity to business inflows by carefully developing and nurturing relations at decision-making levels with high-end clientele. She is instrumental in managing the banking operations, implementing and innovating strategies towards enhancing product information, business volumes, and growth. Jaspreet Kaur is a thorough professional, with a high-calibre customer service orientation and ability to handle multiple functions and activities in a pressured environment. She is well versed in maintaining the Quality of credit reviews including relevance & materiality of risk issues and proper documentation. Drives meticulous efforts in ensuring adherence to banking policies & procedures and streamlining various credit operations & analysis with a key focus on bottom line profitability. Gained knowledge of the entire lending process, encompassing the initial loan application, credit appraisal, review, renewal, underwriting and the disbursal or denial of the request. Excellent team motivator possessing strong leadership, communication, presentation & organizational skills. Some of the notable functional strengths are: ★ Jaspreet was recognized for outstanding work, dedication and support to Wealth Management/ Small and Medium enterprise team through ‘Award of Excellence’. ★ Jaspreet played a stellar role during 2012 for which was adjudged best customer service officer.

Experienced Credit Officer with a demonstrated history of working in the banking industry. Skilled in Credit Risk Analysis, Financial Analysis, Working Capital Financing, International Trade Finance. Strong professional with Master of Business Administration (MBA) focused in Business/Commerce, Certified FRM® and Associate Member of Institute of Bankers, Sri Lanka (AIB)