Credit Analyst - UAEN

Responsibilities:

• Portfolio Analytics including MIS, Reports, Management Presentation packs of all Asset Products falling within the domain of Personal Banking, and Retail Attijari Al Islami.
• Responsible for analyzing Scorecards, Limit assignment and Impairment model management including other related Risk models to identify both risk and opportunity areas.
• Provide support to Head of Retail Credit Policy in meeting Risk Management Department s objectives.
• Work closely with IT, Finance and other departments to generate timely and accurate MIS/Dashboards. The incumbent should have a bias to automate the various reports.
• Identify credit risks / trends under different scenarios and provide analytical support for making specific business decisions.
• Participate as a Team member and undertake responsibility for the improvement of the on-going management of credit risk reports and analyses in an accurate, efficient and timely manner.
• Ability to identify data points and data sources to build a comprehensive, accurate and complete credit information database. Facilitate in Data Warehousing process and retrieval and Analysis of Data.
• Represent the team in initiatives pertaining to data warehousing, data analysis automation and analytics.