Job Summary
The Insurance Officer cum Billing Executive is responsible for handling all inpatient/outpatient insurance operations, coordinating with TPAs/insurance companies, preparing accurate bills, managing approvals, and ensuring smooth discharge and claim processing.
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Key Responsibilities
1. Insurance Operations
- Verify insurance eligibility and coverage for all patients.
- Collect necessary documents from patients for insurance processing.
- Submit pre-authorization (pre-auth) requests and follow up with TPAs/insurance companies.
- Monitor approval status, enhancements, and queries.
- Explain insurance terms, co-payments, and non-payable items to patients/attenders.
- Assist doctors and departments to complete required supporting documents.
2. Billing Responsibilities
- Prepare interim and final bills for inpatient (IP) and outpatient (OP) services.
- Ensure accurate posting of all charges: room, pharmacy, lab, radiology, procedures, doctor visits, consumables, etc.
- Check for missing charges and coordinate with departments before final billing.
- Prepare separate insurance bills and patient-payable bills according to TPA guidelines.
- Coordinate with discharge team to ensure smooth and timely patient discharge.
3. Cash Handling (if applicable)
- Collect co-payments, non-payable items, and any balance amounts from patients.
- Issue receipts and maintain accurate transaction records.
- Hand over daily cash collection to accounts/finance.
4. TPA / Insurance Coordination
- Maintain regular communication with TPAs and insurance officials.
- Submit required documents for final authorization.
- Resolve queries and respond to TPA clarifications promptly.
- Ensure timely submission of insurance claims for reimbursement.
- Track claim status and follow up on pending or rejected claims.
5. Documentation & Compliance
- Maintain complete insurance files—pre-auth, approvals, bills, claim forms, discharge summaries, invoices.
- Ensure all documentation is as per insurance guidelines.
- Support internal/external audit processes.
- Maintain confidentiality of patient and financial information.
Skills & Competencies
- Strong knowledge of hospital insurance & billing processes
- Familiar with TPA guidelines and claim workflows
- Good communication & negotiation skills
- Ability to handle pressure during discharge hours
- Basic accounting and billing knowledge
- Proficient in HIS/billing software and MS Office
Qualification & Experience
- Education: B.Com, BBA, Diploma in Hospital Administration, or similar
- Experience: 1–4 years in hospital insurance desk or billing
- Technical: Hands-on experience with hospital billing software
Location : No-18, Ramachandra Iyer Street, Nehru Nagar, Chromepet, Chennai, Tamil Nadu, 600044
Call or Whatsapp : 9-7-3-1-6-1-3-3-6-2
Job Type: Permanent
Pay: ₹20,000.00 - ₹25,000.00 per month
Benefits:
- Paid time off
- Provident Fund
Education:
Work Location: In person