KYC/KYB Compliance Manager

About Zil Money

Zil Money is a leading U.S.-based fintech company offering a cloud-based payment platform that enables businesses to send and receive ACH, wire, check, and card payments through a unified system. We serve industries such as government, education, healthcare, and utilities, helping them simplify payments while maintaining security, transparency, and efficiency.

At Zil Money, we’re building technology that empowers businesses to move money faster, smarter, and more securely. Our culture values innovation, accountability, and continuous learning — giving every team member the opportunity to make an impact.

Position Summary

The Compliance Manager oversees the daily operation of Zil Money’s Compliance Management System (CMS), ensuring effective implementation of policies, training, marketing reviews, and issue management. This role supports the Chief Compliance Officer by coordinating internal compliance efforts across all departments and maintaining alignment with regulatory and business requirements.

Key Responsibilities
Compliance Management System (CMS) Oversight

● Administer and maintain Zil Money’s enterprise-wide CMS framework.

● Oversee policy and procedure management, including drafting, updating, and version control.

● Manage compliance issue and complaint tracking, ensuring timely investigation and remediation.

● Conduct periodic compliance risk assessments to identify control gaps and improvement opportunities across business units.

● Coordinate change management reviews for new or modified products, vendors, or processes.

● Support third-party oversight activities including vendor due diligence and ongoing monitoring.

● Manage compliance training using the Learning Management System (LMS) — assign courses, track completion, and coordinate periodic updates.

● Monitor regulatory developments and emerging compliance risks, assessing their impact and updating internal policies and procedures accordingly.

● Assist in periodic testing and validation of compliance controls to evaluate program effectiveness and track remediation efforts.

● Develop compliance dashboards, reports, and Board summaries to support decision-making.

AML/BSA Program Support

● Assist in maintaining and enhancing Zil Money’s Anti-Money Laundering (AML) and Bank Secrecy Act (BSA) compliance program.

● Support ongoing monitoring of transactions for suspicious activity and escalate potential red flags for review.

● Ensure OFAC and sanctions screening processes are operating effectively and documented appropriately.

● Coordinate internal reviews and audits related to AML/BSA compliance and support responses to examiner requests.

● Help ensure Customer Identification Program (CIP), Know Your Customer (KYC), and Enhanced Due Diligence (EDD) processes meet regulatory expectations.

● Maintain accurate records of suspicious activity reports (SARs), training, and program testing outcomes.

Internal Coordination & Regulatory Support

● Coordinate internally to support compliance with licensing, audit, and regulatory reporting requirements.

● Collect and maintain documentation and evidence to support filings and examinations.

● Partner with business, legal, and product teams to ensure new products, services, or feature launches comply with regulatory requirements.

● Collaborate with internal teams to prepare responses to regulator or partner inquiries.

● Partner with business units to embed compliance requirements into operational workflows.

Marketing & Communications Review

● Review and approve all marketing, advertising, website, and social media materials to ensure compliance with regulatory standards (UDAAP, FTC, CFPB, BSA/AML disclosures, etc.).

● Work closely with Marketing and Product teams to ensure messaging is accurate, transparent, and compliant.

● Maintain approval documentation and version tracking for all reviewed materials.

Qualifications

● Bachelor’s degree in Business, Finance, Law, or a related field (Master’s preferred).

● 0–2 years of compliance experience within fintech, payments, or financial services.

● Strong understanding of Compliance Management Systems (CMS) and related frameworks (policy, issue, complaint, change, and training management).

● Familiarity with Learning Management Systems (LMS) for compliance training administration.

● Working knowledge of AML/BSA, OFAC, KYC/CIP, UDAAP, and advertising compliance regulations.

● Experience conducting compliance risk assessments, testing program effectiveness, and implementing remediation plans.

● Excellent communication, documentation, and cross-functional coordination skills.

● Professional certification (CAMS, CRCM, or equivalent) preferred.

Why Join Zil Money

● Join a high-growth fintech company leading innovation in business payments.

● Help build and strengthen a scalable compliance infrastructure that supports long-term success.

● Collaborate with smart, driven professionals in a flexible, inclusive work environment.

● Competitive compensation, comprehensive benefits, and opportunities for advancement.

● Zil Money is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Job Types: Full-time, Permanent

Pay: ₹100,000.00 - ₹300,000.00 per year

Benefits:

• Health insurance

Location:

• Manjeri, Kerala (Required)

Shift availability:

• Night Shift (Required)

Work Location: In person