Manager | Data Analyst- CCR | Bangalore| Regulatory & Financial Risk

We are looking for experienced Data Analysts / Business Analysts with strong domain expertise in Credit Risk and practical exposure to Basel III / CRR implementation projects, particularly those involving data and system migrations. The ideal candidate will play a key role in supporting the data transition to updated datawarehouses, ensuring alignment with regulatory expectations and minimizing discrepancies in critical risk metrics.

Key Responsibilities:

• Actively support data migration and system migration projects tied to Basel III Credit Risk regulatory implementations.

• Validate and reconcile data between legacy systems and target data warehouses, with a focus on risk-critical CDEs (Critical Data Elements) such as EAD, RWA, PD, LGD, etc.

• Investigate and provide clear, traceable justifications for data differences and anomalies between the old and new environments.

• Perform detailed data profiling, quality checks, and lineage analysis to ensure regulatory accuracy.

• Collaborate with source system SMEs, risk teams, and IT to understand upstream data logic and transformation rules.

• Translate regulatory and business requirements into data specifications and ensure proper implementation in the target data warehouse.

• Support UAT and post-migration validation efforts with a focus on regulatory accuracy and completeness.

• Prepare comprehensive documentation including Business Requirement Documents (BRDs), Functional Specification Documents (FSDs), and other relevant project artifacts.

Skills & Experience Required:

• Strong domain knowledge in Credit Risk and familiarity with Basel III / CRR regulations.

• Hands-on experience in data migration projects, particularly involving system transitions for regulatory reporting.

• Experience working with data warehouses, including legacy and modern platforms.

• Proven expertise in investigating and resolving data mismatches across environments.

• Good understanding of regulatory-critical data such as EAD, RWA, PD, LGD, etc., and their calculation or derivation logic.

• Proficient in SQL and data analysis tools for deep-dive investigations.

• Ability to articulate data discrepancies and remediation plans clearly to both technical and non-technical stakeholders.

Preferred Qualifications:

• Prior experience in Basel-Credit risk implementation programs (e.g., risk engine upgrades, capital calculation engine implementations etc).

• Familiarity with tools and platforms used for data validation, metadata management, and reconciliation.

• Experience working in Agile teams and preparing regulatory documentation.

• nds-on experience with derivative products, netting, collateral, and margining concepts.
• Prior exposure to CCR engine implementation, Data sourcing, or Data warehouse projects.
• Solid knowledge of credit risk capital metrics (EAD, RWA, PFE, LGD, CVA).
• Experience with data analysis, reconciliation, and investigation using tools like SQL and Excel.
• Excellent documentation and communication skills.
• Preferred: Experience in Indian banking or familiarity with local regulatory reporting practices.

Desired qualifications

Any Graduate.

Location and way of working

• Base location: Chennai
• Hybrid is our default way of working. Each domain has customised the hybrid approach to their unique needs.

• Inspiring - Leading with integrity to build inclusion and motivation
• Committed to creating purpose - Creating a sense of vision and purpose
• Agile - Achieving high-quality results through collaboration and Team unity
• Skilled at building diverse capability - Developing diverse capabilities for the future
• Persuasive / Influencing - Persuading and influencing stakeholders
• Collaborating - Partnering to build new solutions
• Delivering value - Showing commercial acumen
• Committed to expanding business - Leveraging new business opportunities
• Analytical Acumen - Leveraging data to recommend impactful approach and solutions through the power of analysis and visualization
• Effective communication – Must be well abled to have well-structured and well-articulated conversations to achieve win-win possibilities
• Engagement Management / Delivery Excellence - Effectively managing engagement(s) to ensure timely and proactive execution as well as course correction for

• Managing change - Responding to changing environment with resilience
• Managing Quality & Risk - Delivering high quality results and mitigating risks with utmost integrity and precision
• Strategic Thinking & Problem Solving - Applying strategic mindset to solve business issues and complex problems
• Tech Savvy - Leveraging ethical technology practices to deliver high impact for clients and for Deloitte
• Empathetic leadership and inclusivity - creating a safe and thriving environment where everyone's valued for who they are, use empathy to understand others to adapt our behaviours and attitudes to become more inclusive.