Senior Credit Analyst - UAE

JOB_REQUIREMENTS

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Conduct thorough analysis of financial statements, credit reports, and other relevant data to assess the creditworthiness of individuals and businesses
Evaluate the financial health of borrowers by analyzing their income, debt levels, and liquidity
Assess the risk associated with extending credit and make recommendations for credit approvals or rejections
Prepare detailed credit reports and summaries for internal and external stakeholders
Monitor and manage the credit exposure of existing borrowers by reviewing financial statements and conducting periodic risk assessments
Stay updated on industry trends, economic indicators, and regulatory changes that may impact credit risk
Collaborate with other departments, such as sales and underwriting, to gather and analyze necessary information for credit evaluations
Provide guidance and support to junior credit analysts in their analysis and decision-making processes
Develop and maintain relationships with clients, ensuring clear communication and understanding of credit terms and conditions
Assist in the development and implementation of credit policies, procedures, and risk assessment models to improve overall credit management

Requirements

Strong analytical and problem-solving skills, with the ability to analyze complex financial data and draw accurate conclusions
In-depth knowledge of financial analysis techniques, credit risk assessment, and industry best practices
Proficient in using financial analysis software and tools
Excellent written and verbal communication skills, with the ability to present complex financial information in a clear and concise manner
Attention to detail and high level of accuracy in analyzing and interpreting financial data
Ability to work independently and manage multiple priorities in a fast-paced, deadline-driven environment
Strong interpersonal skills, with the ability to build and maintain effective relationships with clients and internal stakeholders
Sound judgment and decision-making abilities, with the ability to assess risks and make recommendations accordingly
Proficient in Microsoft Office Suite, particularly Excel, for financial analysis and reporting purposes
Strong ethical standards and adherence to confidentiality requirements

Benefits

Competitive Salaries
Hybrid working environment
Healthcare coverage
A highly collaborative team environment that will support your professional and personal growth
A culture that promotes Work-Life balance and Wellbeing
A culture of learning and innovation

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