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Job Description:
The Senior Credit Analyst is responsible for managing the end-to-end credit/collections operations for the Credit Operations process of India. Primary process covered will be Debt collections with wider linkages to Credits, Cash Allocation, Cash Application and Debt Recovery.
This role provides support to the Debt Management Lead with regards to E2E DC management for the country engaging with business stakeholders and overall responsible of the performance of the country’s KPIs.
Manage Debt Collections:
A Senior credit analyst is a professional who is responsible for resolving overdue bills and collecting payments from those who owe
Establishment of appropriate order release support with necessary MOA and the analysis of the overall credit exposure where needed.
Solve problems quickly and create resolutions that bring in revenue on a regular basis
Work closely with team members to create ways to bring in cash quickly and find success as a group
Develop collections methods that consistently lead to achieving or exceeding company financial goals
Conduct customized collections plans on each customer that consist of emails, phone calls and standard mail correspondence on a daily basis by following the FSCM strategy
Research each account using customer’s past records such as payment behavior, business history etc. before recommending any order release to MOA holder
Have frequent connect with Business/stakeholders (COC/COC/CO/Sales etc.)
Guarantee the processing of payments
Correctly process Port B filings of the customer’s when needed by keeping DML informed of the same
Maintain quality customer service and a positive image by resolving customer account inquiries
Update customer files as and when required with CO team to ensure data integrity
Direct all billing and reporting activities to DML in accordance to deadlines
Provide excellent customer service by always being proactive
Ensure compliance with Global Downstream Credit policy, OCM standards & SOX controls.
Continuous Improvement- Assist to lead identification and realization of value both as a USD Business Impact outside FO as well as to improve cost efficiency within FO. Initiate and lead the improvement initiatives in India, in full cooperation with Process Excellence team, and support other processes CI initiatives, in an end to end manner. Encourage the team to embed CI mindset and look for opportunity to improve, incl. Quick wins. Help to improve Shell working capital is also a key improvement objective.
Conduct business engaging &/or cross functional partner meetings. Keep up-to-date on issues by holding regular discussions with the Credit analysts and local Business Sales teams.
Skills and Requirements:
Degree in Accounting or related Finance degree required
Minimum 2-5years relevant Debt collections/credit or financial experience demonstrating strong financial interpretation & analysis skills
Experience in credit risk assessment and offer to cash process is an added advantage
Language: Hindi & English
Strong diplomatic negotiating skills with ability to make tough decisions and implement action steps to resolve credit issues while maintaining customer relationships.
Demonstrated leadership capabilities for team projects with ability to motivate team efforts and lead and influence outside organizational boundaries.
Strong aptitude for managing processes and driving towards best-in-class process performance
A passion for learning soft and leadership skills
Passion for coaching is highly desired
Professional Experience
This role requires a result driven, focused leader, with excellent communication skills and strong drive. He or she must be able to work under tight time pressure whilst still maintaining high standards of work not only personally, but also within the team, resiliently. must be able to encourage and support team members in their personal development and positively engage with others to improve business processes and performance where necessary and should possess strong commercial acumen to be able to support the sales organization in credit related matters. He / She must be credible and be able to negotiate with stakeholder at senior levels within their organization.
Key Competences
Debt management
Credit Risk
Manage Operational Credit Risk
Receivables Management
Business Partnering
Governance & Compliance
Accounting & Reporting
Project Management
Data & Digital Skills
About Shell
Shell is a global energy company where we work towards powering progress through more and cleaner energy solutions. We use advanced technologies and take an innovative approach to help build a sustainable energy future. In India Shell has its businesses footprint in Information Technology, Projects & Technology, Finance Operations, Integrated Gas, Downstream & Upstream spread across more than 7 main locations.
An innovative place to work
There’s never been a more exciting time to work at Shell. Everyone here is helping solve one of the biggest challenges facing the world today: bringing the benefits of energy to everyone on the planet, whilst managing the risks of climate change.
Join us and you’ll add your talent and imagination to a business with the power to shape the future – whether by investing in renewables, exploring new ways to store energy or developing technology that helps the world to use energy more efficiently.
An inclusive place to work
To power progress together, we need to attract and develop the brightest minds and make sure every voice is heard. Here are just some of the ways we’re nurturing an inclusive environment – one where you can express your ideas, extend your skills and reach your potential.
We’re creating a space, where people with disabilities can excel through transparent recruitment process, workplace adjustments and ongoing support in their roles. Feel free to let us know about your circumstances when you apply, and we’ll take it from there.
We’re closing the gender gap – whether that’s through action on equal pay or by enabling more women to reach senior roles in engineering and technology.
We’re striving to be a pioneer of an inclusive and diverse workplace, promoting equality for employees regardless of sexual orientation or gender identity.
We consider ourselves a flexible employer and want to support you finding the right balance. We encourage you to discuss this with us in your application.
A rewarding place to work
Combine our creative, collaborative environment and global operations with an impressive range of benefits and joining Shell becomes an inspired career choice.
We’re huge advocates for career development. We’ll encourage you to try new roles and experience new settings. By pushing people to reach their potential, we frequently help them find skills they never knew they had, or make career moves they never thought possible.
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