Servicing, MERS Transfers & QC Reverification Specialist

Description:

MERS Transfer of Servicing/Beneficiary Rights:

• Process Transfer of Servicing (TOS) and Transfer of Beneficiary (TOB) rights within MERS guidelines upon loan sale or transfer.
• Obtain and review daily Purchase Advices to ensure transfers are executed promptly and correctly.

MERS Reconciliation & Compliance:

• Execute daily, weekly, and monthly reconciliations between the MERS® System and the company's Loan Origination System (LOS) to identify and cure all discrepancies.
• Maintain documentation and files for MERS audits and annual reports, ensuring 100% compliance with MERSCORP Holdings rules and guidelines.
• Perform MIN-level research and resolution for any MERS-related issues or rejects/warnings.
• Conduct reverification of employment, income, assets, and other critical loan applications data via phone, email, and mail.

QC Reverification Responsibilities:

• Conduct reverification of employment, income, assets, and other critical loan applications data via phone, email, and mail.
• Document all reverification attempts and results accurately in the loan origination system.
• Identify discrepancies and inconsistencies in information and escalate them to the appropriate parties for resolution ? Ensure compliance with company policies, regulatory requirements, and investor guidelines
• Maintain confidentiality and security of sensitive information.
• Communicate effectively with internal teams, borrowers, employers, and financial institutions.
• Assist in preparing reports on reverification activities and findings
• Stay up-to-date with industry’s best practices and regulatory changes.

Servicing Responsibilities:

• Perform Interim Mortgage Servicing functions per investor and agency guidelines as assigned.

Requirements:

Qualifications:

• Two years of similar or related experience.
• Knowledge of mortgage industry regulations and compliance requirements.
• Excellent organizational skills.
• Proficient verbal and written skills to effectively communicate and provide customer service required.
• Excellent customer service skills, strong communication, interpersonal and problem solving skills.
• Excellent time management skills with an emphasis on quality.
• Must be self-motivated, creative and able to work in a team environment while thinking independently and sharing knowledge and ideas.
• Must be able to multitask between multiple projects and able to adapt to constant modification of the workflow.
• Ability to work independently and as part of a team.

$20-24 DOE.