Back
al ahli bank of kuwait
Specialist Private Credit Analysis
Location:
Kuwait
Department: Finance
Job Description
Date: May 25, 2025
Location: Al Asimah, Kuwait
Company: AL AHLI BANK OF KUWAIT
Reports To
Head of Wealth Management & Private Credit Administration
Job Purpose
Manage & perform the process of in-depth assessment of the financial position and performance of the customers based on their financials to support credit appraisal / review including Equity Valuations/ Investment Lending.
Generic Accountabilities
2. Corporate Governance and Compliance Work fully within risk policies and procedures and compliance regulations and ensure all divisional activities comply with corporate governance & regulatory/legal frameworks
Specific Accountabilities
Generic Responsibilities:
- Corporate Governance and Compliance: Work fully within risk policies and procedures and compliance regulations and ensure all divisional activities comply with corporate governance & regulatory/legal frameworks
- Financial Analysis: Interpreting and analyzing the financials supported by the spread sheet and other information gathered to produce effective reports to support informed decision making
- Credit applications: Prepare the credit application process, by making available financial analysis reports. Conforming to CBK standards, by making available financial analysis reports
- Credit committee: Support the credit review process by providing credit committees with adequate information on the reported financials of the customers.
- Information gathering & Processing: Manage information gathering and effective processing within the unit to support quality analysis Engage with business units to gather clarifications/ additional details on any vague areas identified in the financials
- Credit expertise: Provide expertise in financial review and ensure independent opinion on customers based on their financials
- Information Gathering & Processing: Drive information gathering and effective processing within the unit to support quality analysis. Foster effective liaison with business units to gather clarifications/ additional details on any vague areas identified in the financials
- Credit Analysis: Support to unit to ensure that Business unit is provided with expertise on analysis of financials and submission of analysis reports in line with wider PBD quality standards
- Monitoring: an ongoing process of monitoring & reviewing the credit facilities granted and ensuring that no thresholds have been breached.
Job Success Factors
Education
Bachelor's Degree or Equivalent Certification/Experience
Experience
- Minimum 5 years of banking sector experience
- Experience in financial analysis & associated tools, techniques and methodologies
- CFA or minimum CFA Level 1&2. FRM or CCM or ACCM is recommended
- Extensive experience of financial analysis
- Experience in handling financials.
- Fruitful interpretation of the financials
- Effective financial analysis and assessments to support informed lending decisions
- High quality submissions to credit committees
- High quality advice and expertise across PBD
- Consistent, high-quality service and support
- Remain Updated about industry news, key trends, and macroeconomic news
- Maintain & update existing credit files & continuously follow-up on approved facilities to ensure alignment with credit risk thresholds
Skills
- Understanding of corporate banking products and Credit
- Expertise in Accounting Policies & standards and financial analysis tools & techniques
- Effective writing & Communicating skills
Work Contact
Interview Questions
JD Code
PAWD 25.03
al ahli bank of kuwait
Specialist Private Credit Analysis