This is a remote position.
Who are we
Fulcrum Digital is an agile and next-generation digital accelerating company providing digital transformation and technology services right from ideation to implementation. These services have applicability across a variety of industries, including banking & financial services, insurance, retail, higher education, food, healthcare, and manufacturing.
Role and Responsibilities
1. Claims File Review & Analysis
- Conduct detailed analysis of insurance claims files received in spreadsheet format.
- Identify missing, inconsistent, or incorrect entries; provide corrective recommendations and ensure timely resolution.
- Evaluate claim patterns, anomalies, and outliers for escalation or further investigation.
2. Advanced Excel-Based Data Processing
- Use advanced Excel functions (VLOOKUP, INDEX-MATCH, nested IFs, conditional logic, conditional formatting, etc.) to structure, cleanse, and transform claimant data.
- Apply logical and financial formulas to calculate claim amounts, incorporating deductibles, policy limits, and benefit structures.
- Automate recurring tasks and develop templates to enhance operational efficiency.
3. Pivot Table Reporting & Insights
- Build dynamic pivot tables and dashboards to summarize claims by claimant, type, category, and maximum claim amount.
- Identify high-value claims, top claimants, and trends requiring managerial review.
- Present analytical findings to leadership with clear, data-driven insights.
4. Data Validation, Accuracy & Compliance
- Cross-verify computed amounts against policy terms, deductible tiers, and Benecon-specific guidelines.
- Ensure all outputs adhere to audit standards, compliance requirements, and established operating procedures.
- Conduct regular quality checks and mentor junior associates to uphold accuracy in deliverables.
5. Documentation, Collaboration & Communication
- Prepare comprehensive, audit-ready reports with claimant-level and category-level breakdowns.
- Collaborate with cross-functional teams to clarify data discrepancies and finalize claims summaries.
- Communicate complex analytical outcomes in a clear, concise manner to both technical and non-technical stakeholders.
- Support knowledge transfer, documentation updates, and process improvement initiatives.
Required Qualifications
Technical Skills
- Expert-level proficiency in Microsoft Excel (advanced formulas, pivot tables, data validation, troubleshooting).
- Strong understanding of insurance operations, claims workflows, and related terminology.
- Familiarity with Benecon processes (preferred).
Analytical Skills
- Exceptional numerical reasoning, pattern recognition, and attention to detail.
- Ability to interpret complex datasets and convert them into actionable insights.
- Proven ability to identify process gaps and propose data-driven improvements.
Communication & Interpersonal Skills
- Strong written and verbal communication skills.
- Ability to articulate technical findings to non-technical stakeholders with clarity and confidence.
- Professional, collaborative demeanour with the ability to work across teams and time zones.
Additional Requirements
- Flexibility to support US working hours, including night shifts.
- Willingness to follow the US holiday calendar.
- High adaptability, ability to multitask, and perform under deadline-driven environments.
- Strong critical thinking and problem-solving capabilities.