Hire the Best Area Credit Manager in Dubai, United Arab Emirates

Experienced professional with 23+ years of comprehensive expertise. A productive individual known for integrity, effective leadership, and building strong client relationships. Proactive self-starter with strong problem-solving and analytical skills. Proficient in understanding business needs and establishing resilient operations. A reliable, adaptable team player with a keen enthusiasm for learning and expanding capabilities.

A Chartered Accountant and Regional Credit Manager with over 8 years of banking experience in credit underwriting, specialize in Mortgage and business loans. Key responsibilities include : Underwrite customer applications using policy, using experience to ensure that the request falls within bank’s risk appetite and documenting a full rationale for acceptance or decline. Ensuring swift and appropriate decision making of the proposals within defined TAT and compliance of bank’s lending policies Key skills are: Financial analysis, due diligence, eye for detail, ability to read and understand complex financial details, effective communication skills, ability to multitask, proactive and self motivated

First attempt Chartered Accountant Offering more than 8 Years of work experience in Banking, Accounting, Finance, Auditing and Taxation Industry. A Keen Learner, Self Motivated, and disciplined personnel, open to new challenges and difficulty prevailing in working in order to achieve the desired result in the effective and efficient way with timeliness.

A senior level professional with 15 years of experience, targeting assignments in Sales, Business Development, Credit Operations, Underwriting, Credit Appraisal, Compliance, Risk Assessment, Banking Operations, preferably in Banking/Financial Services sector.

A competent and committed Finance professional with 16 years experience in international high profile credit & collections management functions. Key strengths are : - Customer focus : Drive to deliver great customer experience to internal and external customers - Results Driven : Target and metric driven to ensure objectives are delivered in time - Team Player: Team player, coach who motivate teams to ensure results - Dealing with ambiguity : Manages change who adapts quickly to changing environments and is capable to re-align existing strategies to accommodate the change - Critical Thinking - Excellent interpersonal skills : Comfortable in interacting with people across all levels. Specialties: Business Acumen ,Build Effective Teams ,Intellectual Horsepower ,Learning on the Fly ,Problem Solving,Change management, Project management,

With a proven track record of over 7 years in the Credit & Risk Function, I have excelled as a detail-oriented Credit Manager with expertise in evaluating lending activities in compliance with regulatory standards and market trends. My experience lies in the Small and Medium Enterprises (SME) division, wherein I have worked extensively on secured and unsecured products with top-tier Financial Institutions. Highlights - In 2019, recognized as a ‘Reliable Titan’ by Edelweiss Financial Services Ltd for exhibiting a high level of dedication, responsibility, and a positive work ethic. - Received a company-funded trip to London, UK in 2018 in recognition of the contributions made towards business growth.

Actualmente dirijo iniciativas transformadoras como especialista en marketing de NeOn Energy, una empresa pionera en tecnología solar a la vanguardia de la innovación. Con una patente pionera, la tecnología TwinPower, NeOn está transformando el panorama del sector al ofrecer ventajas sin precedentes: en comparación con los modelos convencionales, la tecnología NeOn produce un 300% más de energía por metro cuadrado gracias a la sinergia de la energía fotovoltaica y térmica. Nuestros paneles presentan una eficiencia notablemente superior en un 30% (alcanzando hasta un 70% de eficiencia), todo ello manteniendo un diseño elegante y estéticamente agradable. Antes de esto, me sumergí en una experiencia de dos años y medio fuera del ámbito empresarial, colaborando con autores, creadores de contenido y figuras públicas de renombre en todo el mundo. Estas experiencias enriquecieron mis habilidades, perfeccionando mis conocimientos en oratoria, estrategia en redes sociales, creación de contenidos, negocios online, marketing, ventas, embudos y relaciones públicas. Me apasiona el desarrollo personal, y he tenido la satisfactoria experiencia de hablar en el escenario (en persona y en línea) sobre temas de mentalidad, comunicación y estrategia de negocios en línea para entrenadores, oradores y personas influyentes. Estoy deseando seguir haciéndolo en el futuro.

A seasoned credit and financial crime risk management retail banking professional with a demonstrated history and cross-functional experience in developing and implementing credit underwriting and policy automation systems as well as formulating fraud prevention and detection strategies & investigation checks and strategy including fraud risk assessments for retail assets across banks and financial institutions across India and the UAE for the last 25 years. My expertise spans business units for fraud investigation and malpractice, fraud risk management and prevention, and anti-money laundering (AML) adherence to Know Your Customer (KYC), combined with all types of consumer banking and retail bank investigations. I have proven success in mitigating fraud risk and credit risk, analyzing business processes and projects for trending and emerging risk, building efficient and robust risk controls, and identifying opportunities to improve control design through digital intiatives and process automation. My Key Systems & Technologies experience: Driving system and digital Initiatives & API linkages related to automation of document and verification checks for KYC, digital onboarding journeys for customer acquisition, and credit bureau and negative database check for fraud detection and prevention. In my role as Head of Fraud Prevention & Investigation, Retail Assets & Credit Cards, Central Intelligence Team, HDFC Bank, India, had sperheaded the formulation and implemention of fraud prevention & detection strategies for 23 products of retail assets and cards at a pan India level resulting in a potential fraud & collection loss savings by implementing measures for reduced identity theft, impersonation frauds and fabricated documents by increasing E-KYC & biometrics penetration and web based online checks. This also resulted in the increase in number of frauds reported (15%) YoY (1003 reported YTD 21-22). Presently, associated with the Emirates Institute of Finance (EIF), UAE and Kaplan, Middle East, Dubai, UAE, as independent banking consultant and trainer , I undertake e-learning content development, curation, and deliver training and presentations on topics related to credit and fraud risk management, fraud prevention and detection, anti-money laundering and financial crimes and cyber frauds along with interpersonal and professional development programs for banks and financial institutions in India and the GCC.