Key Responsibilities:

Business Analysis & Requirements Gathering:

• Engage with business users, product teams, and stakeholders to gather and document functional and non-functional requirements.
• Develop business requirement documents (BRD), functional specifications (FRS), and process flow diagrams.
• Analyze and document cash management, liquidity, and payments workflows, identifying gaps and improvement areas.
• Collaborate with IT teams to define API integrations, payment processing rules, and system configurations.
• Ensure compliance with banking regulations, ISO 20022 messaging, and payments security standards.

Test Planning & Strategy:

• Develop a test strategy and create a detailed test plan for system, integration, and UAT testing.
• Work with business users and IT teams to define test scenarios, test cases, and acceptance criteria based on business requirements.
• Ensure that test cases cover functional, integration, regression, and end-to-end payment processing workflows.

Test Case Development & Approval:

• Create detailed test cases covering various scenarios, including:
• Corporate Payments (ACH, SWIFT, SEPA, RTGS, FPS, instant payments, cross-border payments)
• Liquidity Management (cash pooling, sweeping, notional pooling)
• Virtual Account Management (VAM)
• Transaction Reconciliation & Reporting
• Payment Gateway Integrations & API Transactions
• Get test cases reviewed and signed off by business users and stakeholders before execution.

Test Execution & Defect Management:

• Execute test cases as per the approved test plan and document results.
• Identify, log, and track defects and issues using testing tools such as JIRA, HP ALM, or equivalent.
• Work with developers and IT teams to prioritize, resolve, and retest defects.
• Perform root cause analysis for defects to improve system quality.

UAT Coordination & Testing Run Plan:

• Develop a User Acceptance Testing (UAT) plan, including:
• Test case selection and prioritization
• Defining roles and responsibilities for business users during UAT
• Setting up test environments and data preparation
• Coordinate with business teams to schedule and execute UAT cycles.
• Provide training and guidance to business users for UAT execution.
• Monitor UAT progress, consolidate feedback, and report test results.
• Ensure all UAT defects are logged, tracked, and resolved before go-live.

Regulatory & Compliance Testing:

• Ensure that the system meets compliance requirements for AML, KYC, PSD2, PCI DSS, and Open Banking standards.
• Validate ISO 20022-based payment messaging and regulatory reporting functionalities.
• Conduct security testing to identify potential vulnerabilities in payments processing.

Post-Implementation Support:

• Monitor system performance post-go-live and validate real-time transactions.
• Work with business teams to address post-implementation issues and enhancements.
• Provide documentation and knowledge transfer to operations teams.

Qualifications & Experience:

• Bachelor’s degree in Business, Finance, IT, or a related field.
• 7+ years of experience as a Business Analyst and/or Tester in Banking, Payments, or Cash Management projects.
• Strong knowledge of corporate cash management solutions, including:
• Liquidity Management (cash pooling, sweeping, notional pooling)
• Virtual Account Management (VAM)
• Corporate Payments (ACH, SWIFT, SEPA, RTGS, FPS, instant payments, cross-border payments)
• CASA (Current Account Savings Account) structures
• Experience with banking payment systems such as Oracle systems Finastra, , FIS, Fiserv, or similar platforms.
• Hands-on experience with payment gateways, SWIFT, ISO 20022 messaging, and Open Banking APIs.
• Strong knowledge of regulatory requirements for payments and banking transactions.
• Experience in testing tools like Azure Dev ops, JIRA, HP ALM, Selenium, Postman (for API testing), or equivalent.
• Knowledge of SQL queries for data validation is a plus.
• Certifications in Business Analysis (CBAP) or Testing (ISTQB) are a plus.

Job Type: Full-time

Work Location: In person