Title: Assistant Vice President, Domestic Credit

Location: Doha, Qatar

Our client, a leading institution in the banking sector, is seeking an AVP – Domestic Credit to join their Group Risk division, supporting strategic credit oversight and risk management across domestic and group entities.

Key Responsibilities:

• Conduct in-depth evaluation of corporate and institutional credit proposals, ensuring alignment with internal credit risk strategy, regulatory requirements, and return expectations.
• Perform rigorous financial analysis, including historical and projected financials, stress testing, and feasibility studies to assess borrower and project viability.
• Structure credit facilities in coordination with business units, ensuring adequate risk mitigation through appropriate covenants, collateral, and repayment sources.
• Participate in the ongoing refinement of credit policies, procedures, and approval frameworks to align with best practices and evolving market standards.
• Coordinate with domestic and international branches, subsidiaries, and treasury to assess non-retail credit exposures and ensure timely credit assessments.
• Monitor credit portfolio performance, enforce compliance with approved terms and covenants, and recommend remedial action when risk thresholds are breached.
• Assist in determining obligor risk ratings using internal models (e.g., Moody’s), ensuring accurate reflection of the borrower’s risk profile.
• Stay abreast of relevant regulatory developments (QCB, Basel, etc.) and ensure dissemination of updates to appropriate stakeholders within the bank.

Requirements:

• Bachelor’s degree in Finance, Accounting, Business, or related field; MBA or equivalent banking certification preferred.
• At least 10 years of experience in corporate credit or risk analysis within a major bank or financial institution.
• Expertise in credit structuring, financial modeling, due diligence, and regulatory compliance.
• Strong understanding of credit risk methodologies, economic/industry analysis, and international regulatory frameworks (Basel II/III).
• Proficiency in MS Excel and financial analysis tools; strong report writing and presentation skills.
• Excellent written and verbal communication skills in English; Arabic an advantage