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Alzayani Investments

Alzayani Investments is seeking a highly motivated and detail-oriented Assistant Credit Analyst to join our growing team in Manama, Bahrain. This full-time position offers an exciting opportunity to contribute to the company's credit risk assessment processes. The ideal candidate will be a Bahraini national with a strong analytical background and a passion for finance. This role will support senior analysts in evaluating creditworthiness, conducting financial analysis, and contributing to informed credit decisions. Responsibilities: &nbsp;<ul><li>Evaluate credit risk of new applications and conduct periodic risk reviews of existing clients, ensuring alignment with risk appetite, policies, and procedures.</li><li>Review rating model inputs for consistency, accuracy, and appropriateness.</li><li>Ensure Credit Application Forms comply with group policies; provide commentary on deficiencies and indicate level of support (positive, negative, or conditional).</li><li>Ensure outstanding documentation is noted in the Request Form (RF), with mitigation for potential risks.</li><li>Provide high-quality credit risk management information to the Group Credit Control Manager with consistency and objectivity.</li><li>Make clear and timely recommendations to the Group Credit Control Manager.</li><li>Conduct quarterly/semi-annual/annual credit reviews of credit customers of Alzayani Investments and subsidiaries; alert management of potential risks or defaults.</li><li>Contribute to enhancement of Risk Acceptance Criteria to support development of profitable credit portfolios.</li><li>Support interpretation and application of Group Credit Policy and related standards/procedures.</li><li>Ensure spreadsheets are accurate, covenants are met, and conditionalities are delivered.</li><li>Identify high-risk relationships or sectors that may lead to elevated credit risk or non-repayment.</li><li>Represent and support the company with external stakeholders (auditors, rating agencies, CBB, Credit Committee, BCRB).</li><li>Support collections team across all credit risk transaction types while maintaining independence of the Credit Team.</li><li>Provide general assistance and support as required for day-to-day business operations.</li><li>Ensure strict adherence to Group Credit Policy and procedures.</li><li>Be willing to relocate and serve as an Auto Finance Coordinator (AFC) when required.</li></ul>&nbsp;<h3>Qualifications: &nbsp;</h3><ul><li>Bachelor’s degree in Finance, Accounting, Economics, or a related field.</li><li>Strong analytical and problem-solving abilities.</li><li>Excellent written and verbal communication skills in English.</li><li>Proficiency in Microsoft Office, especially Excel.</li><li>Knowledge of financial modelling and credit analysis techniques.</li></ul>

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Assistant Credit Analyst (Bahraini Candidate)

Join Alzayani Investments and explore exciting career opportunities. They're hiring for various roles with options for remote or on-site work. Apply today and become part of their innovative team.

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