assistant credit analyst (bahraini candidate)

Alzayani Investments

Alzayani Investments is seeking a highly motivated and detail-oriented Assistant Credit Analyst to join our growing team in Manama, Bahrain. This full-time position offers an exciting opportunity to contribute to the company's credit risk assessment processes. The ideal candidate will be a Bahraini national with a strong analytical background and a passion for finance. This role will support senior analysts in evaluating creditworthiness, conducting financial analysis, and contributing to informed credit decisions. Responsibilities: &nbsp;<ul><li>Evaluate credit risk of new applications and conduct periodic risk reviews of existing clients, ensuring alignment with risk appetite, policies, and procedures.</li><li>Review rating model inputs for consistency, accuracy, and appropriateness.</li><li>Ensure Credit Application Forms comply with group policies; provide commentary on deficiencies and indicate level of support (positive, negative, or conditional).</li><li>Ensure outstanding documentation is noted in the Request Form (RF), with mitigation for potential risks.</li><li>Provide high-quality credit risk management information to the Group Credit Control Manager with consistency and objectivity.</li><li>Make clear and timely recommendations to the Group Credit Control Manager.</li><li>Conduct quarterly/semi-annual/annual credit reviews of credit customers of Alzayani Investments and subsidiaries; alert management of potential risks or defaults.</li><li>Contribute to enhancement of Risk Acceptance Criteria to support development of profitable credit portfolios.</li><li>Support interpretation and application of Group Credit Policy and related standards/procedures.</li><li>Ensure spreadsheets are accurate, covenants are met, and conditionalities are delivered.</li><li>Identify high-risk relationships or sectors that may lead to elevated credit risk or non-repayment.</li><li>Represent and support the company with external stakeholders (auditors, rating agencies, CBB, Credit Committee, BCRB).</li><li>Support collections team across all credit risk transaction types while maintaining independence of the Credit Team.</li><li>Provide general assistance and support as required for day-to-day business operations.</li><li>Ensure strict adherence to Group Credit Policy and procedures.</li><li>Be willing to relocate and serve as an Auto Finance Coordinator (AFC) when required.</li></ul>&nbsp;<h3>Qualifications: &nbsp;</h3><ul><li>Bachelor’s degree in Finance, Accounting, Economics, or a related field.</li><li>Strong analytical and problem-solving abilities.</li><li>Excellent written and verbal communication skills in English.</li><li>Proficiency in Microsoft Office, especially Excel.</li><li>Knowledge of financial modelling and credit analysis techniques.</li></ul>

Assistant Credit Analyst (Bahraini Candidate)

Central Credit Union of Illinois

Job Title: Manager of Lending Department: Lending, Credit &amp; Collections Reports To: President/CEO Location: Bellwood, IL FLSA Status: ExemptWhat We&rsquo;re Looking For:We&rsquo;re not just filling a role&mdash;we&rsquo;re looking for a strategic leader, collaborator, and visionary. The right candidate will take ownership of this department, drive performance, and serve as a unifying force across the organization. If you're ready to make an impact and help shape the future of lending at Central Credit Union of Illinois, we encourage you to apply.Position Summary:Central Credit Union of Illinois is seeking a proactive, strategic, and people-centered Manager of Lending to lead and elevate our Lending, Credit, and Collections departments. This leadership role is critical to the long-term success and financial soundness of the credit union, blending operational excellence with a strong focus on member experience, sales growth, fraud prevention, and compliance.This individual will report directly to the President/CEO and serve as the liaison for the Lending department, collaborating closely with other department heads to ensure alignment across the organization. They will work hand-in-hand with our Operations team to enhance consistency, boost production, and reinforce a unified message and member service experience.The ideal candidate will be a strategic thinker and business-minded leader, capable of laying down their professional footprint while fostering a culture of accountability, innovation, and continuous growth.Key Responsibilities:Leadership &amp; Team Development:<ul><li>Lead and develop a high-performing team that includes a tenured Assistant Manager, three Lending team members, one Credit Analyst, and one Collections Specialist.</li><li>Create a culture centered on coaching, results, ownership, and continuous improvement.</li><li>Mentor and support the Assistant Manager while setting clear expectations and growth opportunities for all team members.</li></ul>Lending, Credit &amp; Collections Oversight:<ul><li>Oversee all aspects of the lending process, ensuring accuracy, compliance, and high service standards across loan origination, underwriting, and funding.</li><li>Guide and enforce responsible lending and credit practices while managing risk appropriately.</li><li>Oversee collections strategies and performance, ensuring respectful and effective resolution of delinquent accounts.</li></ul>Strategic Initiatives &amp; Cross-Department Collaboration:<ul><li>Partner directly with the Operations team to strategize, drive sales and loan production, and ensure members receive a consistent message and service across all channels.</li><li>Act as the primary liaison for the Lending team, ensuring communication and execution of key initiatives between departments.</li><li>Collaborate with all department heads to drive organizational soundness, operational alignment, and member-focused service delivery.</li></ul>Project Implementation &amp; Innovation:<ul><li>Play a key leadership role in upcoming project implementations, including system upgrades, new product rollouts, and process improvements.</li><li>Use insights and analytics to identify areas of opportunity, streamline workflows, and enhance the lending experience.</li></ul>Policy, Compliance &amp; Fraud Prevention:<ul><li>Revise and create policies and procedures that support efficient, compliant lending and collections practices.</li><li>Maintain compliance with all federal, state, and NCUA regulations.</li><li>Strategically identify and implement fraud prevention solutions to minimize risk and protect members and the institution.</li></ul>Technology &amp; Reporting:<ul><li>Leverage MeridianLink and TruStage systems to optimize workflows, track performance, and expand loan protection offerings.</li><li>Monitor department KPIs, loan quality, delinquency trends, and report key metrics to senior leadership.</li></ul>Qualifications:<ul><li>3&ndash;5 years of leadership experience in lending, credit, or collections&mdash;credit union or banking experience highly preferred.</li><li>Proficiency with MeridianLink and TruStage systems is strongly desired.</li><li>Proven ability to lead, coach, and inspire a diverse team with measurable success in sales and production growth.</li><li>Strong knowledge of lending compliance, credit risk management, and collections practices.</li><li>Exceptional communication, collaboration, and relationship-building skills.</li><li>A strategic, business-owner mindset with a passion for serving members and developing people.</li><li>Ability to manage change, implement new initiatives, and build cross-functional alignment.</li></ul>Job Type: Full-timePay: $68,262.69 - $72,000.00 per yearBenefits:<ul><li>401(k)</li><li>Dental insurance</li><li>Employee assistance program</li><li>Flexible spending account</li><li>Health insurance</li><li>Health savings account</li><li>Life insurance</li><li>Paid time off</li><li>Parental leave</li><li>Professional development assistance</li><li>Retirement plan</li><li>Tuition reimbursement</li><li>Vision insurance</li></ul>Schedule:<ul><li>8 hour shift</li><li>Day shift</li><li>Monday to Friday</li></ul>Work Location: In person <div id='job-id'>Job Id: ILlkcFyqRgCcdImvUTg2u5H+TWI80kWRhJjAoSze6DocvlR74Ei6gCDuYtRVRmpg6l4WNY4TZGgzusyOhCPHakMrOGFff7wDBNGrilaBMoSFzxRjoAc=</div>

Manager of Lending

ACE Education Bahrain

Freelance Marketing Officer (On-site) - Bahrain CitizenAre you a highly motivated and results-driven Bahraini citizen with a passion for sales and marketing? We're looking for a proactive Freelance Marketing Officer to join our team on an on-site basis. This is an commission-based role, perfect for someone who thrives on achieving targets and enjoys the flexibility of freelance work.Responsibilities:<ul><li>Identify and pursue new sales opportunities through various channels (e.g., cold calling, networking, social media).</li><li>Develop and implement effective marketing strategies to promote our products/services within the Bahraini market.</li><li>Build and maintain strong relationships with potential and existing clients.</li><li>Conduct presentations and product demonstrations to prospective customers.</li><li>Negotiate and close sales deals, ensuring customer satisfaction.</li><li>Provide regular reports on sales activities, progress, and market feedback.</li><li>Stay up-to-date with industry trends and competitor activities.</li></ul>Requirements:<ul><li>Must be a Bahraini Citizen.</li><li>Proven experience in sales and marketing, preferably in an on-site capacity.</li><li>Excellent communication, negotiation, and interpersonal skills.</li><li>Strong understanding of the Bahraini market dynamics.</li><li>Ability to work independently and manage time effectively.</li><li>Results-oriented with a strong drive to achieve sales targets.</li><li>Proficiency in English and Arabic (both written and spoken).</li></ul>Compensation:<ul><li>This is a commission-based freelance role with a potential monthly earning of BHD 200 - BHD 400, depending on performance and sales achievements.</li></ul>Working Days:<ul><li>Saturday to Thursday.</li><li>Friday off.</li></ul>Timings : 9: 00 AM - 6:00 PMIf you're a self-starter with a strong sales acumen and a desire to earn based on your efforts, we encourage you to apply!Job Type: Full-timePay: Rs200.00 - Rs400.00 per monthApplication Question(s):<ul><li>Are you Bahrain National?</li></ul>Work Location: In personJob Type: Full-timePay: Rs200.00 - Rs400.00 per monthWork Location: In personJob Type: Full-timePay: BD200.000 - BD400.000 per month <div id='job-id'>Job Id: BDVA9yHCiKBoXX9mHstS7rI/MyFBnj35KNbJWpwoSW/Iz1HUccwtvgtpyU1DuTntsKO3491LaZ6VI11wDL5j0Rf+53kPIsv6v28Q8kBxQbcBdw+rfhu0</div>

Marketing Officer

First Horizon Bank

<div>Location: On site at location listed in Palm Beach, FL Boca Raton, FL, or Ft. Lauderdale, FL

Summary

The Credit Analyst, Sr position provides high level analytical support in underwriting/analyzing commercial credit facilities and assisting Portfolio Managers and Relationship Managers in managing customer relationships. A Senior CA will be expected to provide credit analysis support for assigned lending relationships. The position also provides mentoring and guidance to Client Specialists and other Credit Analysts as it relates to lending guidelines, and underwriting standards. The ideal candidate works well in a team-focused setting and is comfortable balancing competing priorities in a deadline driven environment.

Key Responsibilities Include
<ul>
<li>Interpret financial statements and provide financial analysis support utilized in underwriting complex C&amp;I loans with a focus on Medical Practices, service companies and commercial private client ventures.</li>
<li>Work proactively to ensure production is prioritized appropriately and completed in a timely manner. Specific tasks include: financial statement spreading; completing financial analysis documents; updating and creating new requests, modifications, renewals and annual reviews in the Bank&rsquo;s commercial loan system; tracking and completing covenant monitoring, completing industry research and developing a strong understanding of the Bank&rsquo;s commercial loan policy.</li>
<li>Participate in transaction structuring and relationship strategy meetings with management and credit partners to justify and explain information in the analysis when warranted.</li>
<li>Analyze and prepare complex credit approval documentation in FHB&rsquo;s commercial loan system. The senior analyst is responsible for accurately reflecting all loan terms, collateral, covenants, loan grade inputs, policy exceptions, and calculating credit exposure for a given relationship in the commercial loan system.</li>
<li>Partner with Portfolio Managers to monitor and manage assigned commercial loan portfolios. This responsibility includes tracking covenants, recording financial statements, and monitoring company performance against expectations. Credit Analyst is responsible not only for accurate calculations and inputs but also for thoughtful implementation of policies, procedures, and guidelines.</li>
<li>Participate in internal credit conversations with PM&rsquo;s, RM&rsquo;s Credit Risk Managers and senior management and in external meetings with clients and prospects.</li>
<li>Participate in or lead special projects and assignments and performs other duties assigned.</li>
<li>The successful candidate will demonstrate consistently high level of ownership of personal performance metrics and team initiatives, flexibility in responding to RM/PM/senior management and client deadlines, extreme level of detail and follow-through, and independence within the framework of the role in assisting in achieving business goals.</li>
<li>Identify and report material changes or trends in the financial statements of borrowers or guarantors observed in the preparation of credit approval presentations</li>
</ul>
Qualifications Include
<ul>
<li>Bachelor&rsquo;s degree (B.A.), preferably in Accounting, Finance or Business or equivalent in specific work experience</li>
<li>5 or more years of related experience in Financial Services, Banking, Credit Analysis, Loan Review or similar background preferred</li>
<li>Familiarity with corporate credit products and the processes used to analyze financial data</li>
<li>Good fundamental understanding of general bank operations and the commercial lending process</li>
<li>Strong computer skills required with the following programs: Access, Word, PowerPoint, Outlook and highly proficient skills with Excel</li>
<li>Experience with Salesforce or nCino applications is a plus</li>
<li>Ability to read and listen, understand and communicate information and ideas in a clear and understandable manner, both orally and in writing with senior executives, business unit management and staff, state and federal regulators and officials and significant business partners</li>
<li>Ability to read, analyze and interpret financial reports and legal documents; performs simple to complex calculations; effectively researches, analyzes and evaluates information to make decisions, solve problems and achieve goals</li>
</ul>
About Us 
First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com.
<div>
Benefit Highlights 
<ul><li>Medical with wellness incentives, dental, and vision</li><li>HSA with company match</li><li>Maternity and parental leave</li><li>Tuition reimbursement</li><li>Mentor program</li><li>401(k) with 6% match</li><li>More - FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits</li></ul></div>

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Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities 
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.</div> <div id='job-id'>Job Id: eoe2uHeccCxp55ZeH2CGEjZS3q32ZfYyAf4ZyozZ6cYpfEENC9luuGDEuvobDORWG+n1+st7HFLvJKMvbirNOywv49ZhSAE0krSNGFBao6Vi/1bzEFeaB517Ac3v1hPkAKa36Rt+gaF6GbSsRoWcg/nnB2E7a+rQTjnPm4HYfsmrJeNYkpkBNX4EtV23tzRFcfV04Ifm9QEF/euTN1fz4GGlyr6SA22o788mkWmjh5YNotYIJC+SCPn6BcP6JXlL1jF+/bIcyNbKy5A8Gj9jqJUCwoEDsWmg5TxDs1z41VtN6q82yCCC</div>

Senior Credit Analyst

Minds United

<div>
 Full Time
 
 
 
 Job Description:
 
 
 
 Experience: 4-6 years
 
 
 <ul>
 <li>
 Technical knowledge in Jenkins automation tool (CI/CD Integration)
 </li>
 <li>
 Technical Programming knowledge in Java, Apache Maven, Ant and Unix .....
 
 
 </li>
 </ul>
 
 Job Description:
 
 
 
 Experience: 4-6 years
 
 
 <ul>
 <li>
 Technical knowledge in Jenkins automation tool (CI/CD Integration)
 </li>
 <li>
 Technical Programming knowledge in Java, Apache Maven, Ant and Unix shell script
 </li>
 <li>
 Experience with Release and Change Management processes
 </li>
 <li>
 Windows / Linux working knowledge
 
 
 </li>
 </ul>
 
 Professional Qualification Required:
 
 
 
 <ul>
 <li>
 Candidate with Computer Back-end Programming background
 </li>
 <li>
 Preferably cloud-certificated developer (Azure and or AWS)
 
 
 </li>
 </ul>
 Location: Bahrain
 
 
 Nationalities preferred: Bahraini
</div>
 <div id='job-id'>Job Id: bgQIxxIQi6sekvFXXaErOTtxhMc6ETyLVIxm6Wi2Sdouf4CDuBkcRCPkmG3yT9rU9anJOFarCB7kB3hYbRMw02hw7rgbTSXUupxW68546sZoNxTkmSNCbN1QgSvBF1ssrA==</div>

Developer - Analyst- Release Management

primehr

Job DescriptionPosition Title: Credit AnalystDepartment: Finance Shared ServicesLocation: Islamabad &ndash; Blue AreaSalary ( Open Budget )Role PurposeThe Credit Analyst plays a critical role in safeguarding the company&rsquo;s financial health by evaluating credit risks, analyzing financial data, and supporting decision-making related to credit approvals. This role ensures sustainable business growth by maintaining a healthy credit portfolio, mitigating risk exposure, and strengthening customer relationships through sound credit practices.Key Responsibilities1. Strategic Responsibilities<ul><li>Drive the organization&rsquo;s credit and collections strategy in alignment with financial objectives.</li></ul><ul><li>Contribute to policy formulation to reduce credit risk exposure and optimize cash flow.</li></ul><ul><li>Collaborate with finance and business units to ensure credit decisions support commercial goals without compromising financial discipline.</li></ul>2. Operational Responsibilities<ul><li>Perform in-depth financial analysis of prospective and existing customers, including income statements, balance sheets, cash flow statements, and financial ratios.</li></ul><ul><li>Assess creditworthiness based on financials, market trends, industry conditions, and risk indicators.</li></ul><ul><li>Make informed recommendations on credit approvals, denials, or modifications; define credit limits and payment terms.</li></ul><ul><li>Conduct customer due diligence including credit bureau checks, reference checks, and document verification.</li></ul><ul><li>Prepare and maintain accurate credit reports, documentation, and decision logs.</li></ul><ul><li>Monitor customer payment behavior and identify early signs of financial distress.</li></ul><ul><li>Lead portfolio reviews to recommend timely interventions, including credit limit adjustments or escalations.</li></ul><ul><li>Manage trade credit insurance portfolios: limit applications, cancellations, claims, and turnover declarations.</li></ul><ul><li>Ensure compliance with internal credit control procedures and external credit insurance policies.</li></ul>Required Qualifications &amp; SkillsEducation<ul><li>Master or Bachelor&rsquo;s Degree in Commerce, Accounting, or Finance (Mandatory)</li></ul><ul><li>CMA / CPA (Preferred)</li></ul>Professional Experience<ul><li>Minimum 4 years of experience in Credit Control, Credit Risk Analysis, or Finance within a corporate or manufacturing environment.</li></ul>Technical Skills<ul><li>Strong expertise in credit risk assessment and financial analysis.</li></ul><ul><li>Proficiency in ERP systems &ndash; preferably Microsoft Dynamics 365, Oracle, Hyperion.</li></ul>Job Type: Full-timeWork Location: In person <div id='job-id'>Job Id: 4U3S4bdBQyw0I3YZzsTW4WRbpETUm7GQLpq7gA6XX9+x3imBOlc11aoNX7PE31IkiiH7Dng6xnv6AQE7yrRL61UAcEqNQQqc3VOq4RG9Aluwhbrclyx8CZS5KPYBLkE4oSvxToToz1g=</div>

Credit Analyst (Islamabad Blue Area)

Consolidated Electrical Distributors, Inc (CED)

SUMMARY:A Credit Analyst assists in protecting the financial assets of the company within CED Credit Offices. The desired candidate will use discretion and independent judgment to investigate credit granting, manage a portfolio of receivable accounts, and review and execute legal documents on the behalf of CED. The ideal candidate requires self-motivation, must prioritize effectively, and work successfully with minimal supervision.REPORTS TO: Credit ManagerAPPLY ONLINE: https://www.mydistributorjobs.com/Public/Openings.html#/details/pJKw4Abr4MN3MCORbAi85gMINIMUM QUALIFICATIONS:<ul><li>Proficiency with MS Excel</li><li>Excellent math skills</li><li>Experience in credit and collections</li><li>Excellent ability to read, write, and speak English</li></ul>PREFERRED QUALIFICATIONS:<ul><li>College degree - will consider related experience in lieu of degree</li><li>Strong negotiation skills</li><li>Proficiency with Microsoft Office Suite software</li><li>Detail oriented</li><li>Ability to solve problems</li><li>Must be a self-starter who can handle a heavy volume of work and be able to handle multiple tasks at the same time</li></ul>WORKING CONDITIONS:<ul><li>Largely sedentary role in an office environment</li><li>Routine use of office equipment such as computers, phones, photocopiers, fax machines, filing cabinets</li></ul>COMPENSATION: The compensation range for this position is $55,000.00 to $65,000.00 annuallyOTHER COMPENSATION: The following additional compensation may be applicable for this position:<ul><li>Profit Sharing</li></ul>BENEFITS:<ul><li>Insurance - Medical, Dental, Vision Care for full-time positions</li><li>401(k)</li><li>Health Savings Account (HSA) and matching</li></ul>SUPERVISORY RESPONSIBILITIES: NoESSENTIAL JOB FUNCTIONS:<ul><li>Be able to manage a large accounts receivable portfolio which includes negotiating, financial review, and creating plans of action with customers and the Division Credit Manager.</li><li>Recommend best method of collection on delinquent accounts in collaboration with the Division Credit Manager and PC Manager.</li><li>Ability to review credit applications for credit granting, and establishing six figure credit limits.</li><li>Escalating collection activities as required by business circumstances.</li><li>Assisting the Division Credit Manager to maintain and enforce CED&rsquo;s lien and bond rights for secured projects.</li><li>Using experience and customer knowledge to determine the proper time to place accounts on credit hold in collaboration with the Division Credit Manager and PC Manager.</li><li>Face-to-face customer meetings to establish and maintain strong relationships with customers and PC Managers.</li><li>Negotiating differences with customers and making arrangements for payment and dispute resolution.</li><li>Presenting payment, status, plan, reports, and information to management for quarterly credit meetings.</li><li>Maintaining professional relationships with Managers and external customers.</li></ul>NOTE:This job description is not designed to cover or contain a comprehensive listing of all required activities, duties or responsibilities. Other duties, responsibilities, and activities may be assigned at any time; with or without notice.We are an Equal Opportunity Employer - Disability | VeteranJob Type: Full-timePay: $55,000.00 - $65,000.00 per yearBenefits:<ul><li>401(k)</li><li>Dental insurance</li><li>Health insurance</li><li>Life insurance</li><li>Paid time off</li><li>Profit sharing</li><li>Vision insurance</li></ul>Schedule:<ul><li>8 hour shift</li><li>No weekends</li></ul>Work Location: In person <div id='job-id'>Job Id: FgeO28mAgzEnDNxH46a4x/buRT4s0Hdpe6WvFsBjo78Siw57blAkBm4m3xSUkNJCLjMLmy4kTlayb5P7UjaKaVGmxdyvW3/p6oFBuVINoy1cxu5Bjg==</div>

Credit Analyst

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