Qureos Mentor

Mashreq

<div>
 
 Job Purpose
 
 
 
 
 
 To drive the acquisition, origination, and profitable growth of the Lease Rental Discounting (LRD) portfolio by identifying and converting new business opportunities, strengthening client relationships, and executing go-to-market strategies aligned with the bank&rsquo;s objectives. The role ensures adherence to credit quality, market competitiveness, and long-term profitability.
 
 
 
 
 
 Key result Areas
 
 <ul>
 <li>
 
 Business Acquisition &amp; Growth
 
 </li>
 <li>
 Originate new LRD transactions by identifying prospects and converting leads into active clients.
 </li>
 <li>
 Achieve portfolio growth targets as per annual business plan.
 </li>
 <li>
 
 Client Relationship Management
 
 </li>
 <li>
 Deepen existing relationships by offering customized financing solutions and cross-sell opportunities.
 </li>
 <li>
 Maintain high levels of client satisfaction and engagement.
 </li>
 <li>
 
 Credit and Risk Management
 
 </li>
 <li>
 Ensure adherence to credit policies, underwriting standards, and regulatory requirements.
 </li>
 <li>
 Work closely with the credit team to structure transactions with acceptable risk profiles.
 </li>
 <li>
 
 Market Intelligence and Strategy Execution
 
 </li>
 <li>
 Analyze market trends, competitor offerings, and regulatory changes to identify new opportunities and risks.
 </li>
 <li>
 Contribute to product enhancement and pricing strategy.
 </li>
 <li>
 
 Profitability and Asset Quality
 
 </li>
 <li>
 Monitor portfolio health, delinquencies, and renewals to maintain asset quality.
 </li>
 <li>
 Drive profitability through sound structuring and efficient execution.
 </li>
 </ul>
 
 Knowledge, Skills and Experience
 
 
 The role operates in a dynamic, fast-paced financial environment with evolving client needs and regulatory guidelines. It requires deep understanding of real estate-backed financing, client behavior, and macroeconomic factors affecting leasing and commercial real estate.
 
 
 
 
 
 Framework and Boundaries
 
 
 
 Operates within the bank&rsquo;s policies, risk appetite, regulatory guidelines (CBUAE norms), and standard operating procedures. Accountable for compliance with KYC/AML regulations, internal audit guidelines, and governance protocols. Coordinates with credit, legal, operations, and risk teams within defined authority limits.
 
 
 
</div>

Senior Relationship Manager

<div>
 
 
 Job Purpose:
 
 
 
 The Digital Product Lead holds end-to-end responsibility for the development, launch, and continuous improvement of Mashreq&rsquo;s SME servicing platform. This role involves managing the full lifecycle of digital products and services &mdash; from ideation and design to delivery, optimization, and eventual phase-out &mdash; with a strong focus on enhancing the SME customer experience. Operating within Mashreq&rsquo;s Digital Studio, the Product Lead works collaboratively in a cross-functional squad, bringing expertise in product strategy, digital channels, customer journeys, and process optimization. The role requires a deep understanding of SME needs and behaviors, as well as the ability to harmonize product features with business goals and regulatory requirements.
 
 
 
 
 
 
 Key Result Areas:
 
 
 <ul>
 <li>
 Applies deep knowledge of SME banking products and services to develop and maintain a compelling, compliant, and customer-centric value proposition.
 </li>
 <li>
 Leads the development, optimization, and eventual phase-out of SME servicing processes, ensuring seamless digital experiences across onboarding, servicing, payments, and cash flow management.
 </li>
 <li>
 Manages urgent incidents and identifies high-impact improvement opportunities to enhance platform performance and customer satisfaction.
 </li>
 <li>
 Proposes and implements structural enhancements to workflows based on feedback from SME clients and frontline teams.
 </li>
 <li>
 Actively contributes to all agile sprint ceremonies (planning, refinement, retrospectives, demos) using domain expertise to guide delivery.
 </li>
 <li>
 Monitors market trends, competitor offerings, regulatory changes, and technology advancements relevant to SME banking.
 </li>
 <li>
 Evaluates build vs. buy decisions for platform components, balancing innovation, cost, and time-to-market.
 </li>
 <li>
 Initiates and leverages customer research to inform product strategy and experience design.
 </li>
 <li>
 Designs and executes strategy across product features, digital channels, pricing, and service quality &mdash; aligned with Mashreq&rsquo;s brand and SME customer needs.
 </li>
 <li>
 Translates strategic goals into actionable product, process, and channel policies, considering:
 </li>
 <li>
 SME product assortment strategy
 </li>
 <li>
 IT architecture and integration capabilities
 </li>
 <li>
 Regulatory and compliance requirements
 </li>
 <li>
 Process efficiency and cost optimization
 </li>
 <li>
 Oversees implementation of strategy, monitors squad progress, and adjusts priorities as needed in the role of Product Owner.
 </li>
 <li>
 Prioritizes the product backlog based on strategic goals, customer impact, and technical feasibility, in collaboration with the Digital Studio Lead.
 </li>
 <li>
 Manages sprint planning, budget alignment, and backlog execution to ensure timely delivery of SME platform features.
 </li>
 <li>
 Balances margin, volume, and market share considerations while keeping SME customer interests at the core.
 </li>
 <li>
 Designs and continuously improves SME customer journeys using CX insights, data analytics, and UX/IT landscape mapping.
 </li>
 <li>
 Applies digital marketing and communication strategies to optimize channel performance and customer engagement.
 </li>
 <li>
 Maintains up-to-date knowledge of SME business needs, application architecture, and enabling technologies. Translates business requirements into working software through close collaboration with engineering teams.
 </li>
 <li>
 Provides product-related insights and updates to internal and external stakeholders, including regulators, partners, and industry bodies.
 </li>
 <li>
 Leads, coaches, and develops squad members, fostering a high-performance culture and enabling future-ready capabilities.
 </li>
 </ul>
 
 
 
 
 
 Knowledge, Skills &amp; Experience:
 
 
 
 
 
 <ul>
 <li>
 Minimum of
 
 5 years of experience in banking
 
 , SME-focused initiatives, or related digital product delivery, with a strong understanding of the SME segment and its unique needs.
 </li>
 <li>
 Proven experience in
 
 requirements gathering
 
 , translating business needs into user stories, and collaborating with engineering, data, or UX teams to deliver impactful solutions.
 </li>
 <li>
 Demonstrated success as a
 
 Product Owner or Product Manager
 
 in banking, fintech, or enterprise software environments.
 </li>
 <li>
 Background in
 
 engineering, technology, or UX
 
 is preferred, with the ability to bridge business and technical domains.
 </li>
 <li>
 Strong understanding of the
 
 software development lifecycle
 
 and experience working in
 
 Agile/Scrum
 
 environments.
 </li>
 <li>
 Excellent
 
 negotiation, leadership, and stakeholder management
 
 skills, with the ability to influence cross-functional teams and senior leadership.
 </li>
 <li>
 Exceptional
 
 communication and presentation skills
 
 , with confidence in engaging senior stakeholders and external partners.
 </li>
 <li>
 Highly collaborative, with a strong sense of
 
 teamwork and individual accountability
 
 .
 </li>
 <li>
 Strong
 
 analytical and quantitative skills
 
 , with the ability to interpret data and translate insights into product decisions.
 </li>
 <li>
 Strategic thinker with a tactical mindset &mdash; able to balance long-term vision with short-term execution.
 </li>
 <li>
 Brings a
 
 high-energy, passionate outlook
 
 , and inspires teams with a &ldquo;can-do&rdquo; attitude.
 </li>
 <li>
 Builds
 
 trust and rapport
 
 across teams, fostering a productive and inclusive work environment.
 </li>
 <li>
 Passionate about
 
 innovation
 
 , customer-centric design, and delivering value to SME clients through digital transformation.
 </li>
 </ul>
 
 
</div>

Senior Product Owner - SME Channels (Mashreq Digital Bank Pakistan)

<div>
 
 Job Purpose
 
 
 
 
 
 
 
 
 As the Country Product Owner - NeoBiz Onboarding, you will play a key role in defining and executing the end-to-end customer onboarding experience for business customers. You will be responsible for delivering a seamless, intuitive, and highly efficient onboarding experience that reflects our digital-first ethos, driving engagement and customer satisfaction, right from the start of their journey with us. You will work closely with cross-functional teams along with the overall direction from the Global tribe (Business Banking, UAE) to ensure a smooth launch and continuous improvement of our onboarding processes.
 
 
 
 
 
 Key result Areas
 
 
 
 
 
 
 
 
 Product Strategy &amp; Vision:
 
 
 
 
 
 Define and drive the NeoBiz product vision, strategy, and roadmap for the onboarding experience in alignment with overall Mashreq strategy and goals and customer centricity.
 
 
 
 
 
 Identify and prioritize product features and digital enhancements based on business impact, customer insights, and technical feasibility.
 
 
 
 
 
 Ensure the onboarding journey aligns with the bank's values of simplicity, security, and efficiency, delivering an exceptional first impression for business customers.
 
 
 Cross-Functional Collaboration:
 
 
 
 
 
 Work closely with design, tech, operations, legal, compliance, and marketing teams to bring the onboarding experience to life and ensure smooth execution.
 
 
 
 
 
 Act as a liaison between all business stakeholders, development teams, and external partners to ensure timely delivery of features and functionalities.
 
 
 
 
 
 Lead discussions to drive alignment across teams on project scope, timelines, and product goals.
 
 
 Customer-Centric Product Development:
 
 
 
 
 
 Lead the design and implementation of a user-friendly, frictionless onboarding process that reduces drop-offs, enhances conversion rates, and accelerates time-to-value for business customers.
 
 
 
 
 
 Ensure the product delivers high usability, aligns with legal/regulatory requirements, and integrates smoothly with other banking services and tools.
 
 
 Data-Driven Decision Making:
 
 
 
 
 
 Leverage customer feedback, data analytics, and A/B testing to make informed product decisions and iterate on the onboarding experience.
 
 
 
 
 
 Monitor and analyze onboarding metrics (e.g., conversion rates, completion times, customer feedback) to drive continuous improvement.
 
 
 Market and Regulatory Insights:
 
 
 
 
 
 Stay up to date on trends in digital banking, fintech, and regulatory changes that may impact the onboarding experience or customer journey.
 
 
 
 
 
 Ensure the onboarding experience complies with all local regulatory and security standards, mitigating risk for the bank and customers.
 
 
 Leadership &amp; Mentorship:
 
 
 
 
 
 Lead, motivate, and mentor a team of product managers, engineers, and designers to execute the vision and goals of the NeoBiz onboarding product.
 
 
 
 
 
 Promote a culture of innovation, collaboration, and excellence in product delivery
 
 
 
 
 
 Knowledge, Skills and Experience
 
 
 
 
 
 
 
 
 15+ years of experience in product management, with a focus on digital banking, fintech, or other tech-driven industries, ideally with significant experience in customer onboarding and business services.
 
 
 
 
 
 Strong knowledge of banking products, services, regulatory governance and platforms, particularly in the business banking segment (e.g., Corporate, Commercial or SME-focused offerings)
 
 
 
 
 
 Proficient in leveraging data analytics to inform product decisions, track key metrics (e.g., conversion rates, customer drop-off points), and continuously optimize the onboarding process.
 
 
 
 
 
 Proven experience in managing and influencing diverse stakeholders across product, engineering, operations, compliance, marketing, and leadership teams
 
 
 
 
 
 Experience in leading and mentoring product teams, guiding them through complex product challenges and fostering a collaborative, results-driven environment.
 
 
 
 
 
 Strong problem-solving skills with the ability to think critically and creatively when addressing challenges related to onboarding, customer engagement, and regulatory compliance.
 
 
 
 
 
 Excellent verbal and written communication skills, with the ability to present complex ideas and product decisions clearly to stakeholders at all levels, including senior leadership.
 
 
 
</div>

Country Product Owner - NeoBiz Onboarding (Mashreq Digital Bank Pakistan)

<div>
 
 Job Purpose
 
 
 
 
 
 
 
 
 
 
 <ol>
 <li>
 
 Data Quality Strategy &amp; Governance
 
 </li>
 </ol>
 
 &bull; Define and implement data quality policies, standards, and procedures aligned with the bank&rsquo;s data governance framework.
 
 
 &bull; Collaborate with business and technology teams to define critical data elements (CDEs) and establish data quality rules.
 
 
 &bull; Drive data quality improvement initiatives across retail, corporate, international, treasury business areas and support and control functions.
 
 
 &bull; Ensure compliance with regulatory requirements and industry best practices for data quality.
 
 
 
 2. Data Quality Monitoring &amp; Issue Management
 
 
 
 &bull; Design and implement data quality measurement frameworks, including key data quality metrics (accuracy, completeness, timeliness, consistency, and validity).
 
 
 &bull; Lead the development of data quality dashboards and reports to track data quality trends and issues.
 
 
 &bull; Identify, assess, and remediate data quality issues through root cause analysis and corrective action plans.
 
 
 &bull; Work with technology teams to implement automated data quality controls and monitoring solutions.
 
 
 
 
 
 3.
 
 Stakeholder Engagement &amp; Collaboration
 
 
 
 &bull; Act as a subject matter expert (SME) for data quality across business functions, risk, finance, compliance, and technology teams.
 
 
 &bull; Partner with data stewards, data owners, and data engineers to enforce data quality standards.
 
 
 &bull; Support business teams in embedding data quality requirements into operational processes.
 
 
 &bull; Conduct training and awareness sessions on data quality best practices.
 
 
 
 
 
 4.
 
 Technology &amp; Automation
 
 
 
 &bull; Collaborate with technology teams to integrate data quality tools into the bank&rsquo;s data architecture.
 
 
 &bull; Leverage AI/ML-driven data quality solutions to enhance data profiling and anomaly detection.
 
 
 &bull; Evaluate and recommend new data quality tools and technologies.
 
 
 
 
 
 Key result Areas
 
 
 
 
 <ol>
 <li>
 
 Data Quality Strategy &amp; Governance
 
 </li>
 </ol>
 
 &bull; Define and implement data quality policies, standards, and procedures aligned with the bank&rsquo;s data governance framework.
 
 
 &bull; Collaborate with business and technology teams to define critical data elements (CDEs) and establish data quality rules.
 
 
 &bull; Drive data quality improvement initiatives across retail, corporate, international, treasury business areas and support and control functions.
 
 
 &bull; Ensure compliance with regulatory requirements and industry best practices for data quality.
 
 
 
 2. Data Quality Monitoring &amp; Issue Management
 
 
 
 &bull; Design and implement data quality measurement frameworks, including key data quality metrics (accuracy, completeness, timeliness, consistency, and validity).
 
 
 &bull; Lead the development of data quality dashboards and reports to track data quality trends and issues.
 
 
 &bull; Identify, assess, and remediate data quality issues through root cause analysis and corrective action plans.
 
 
 &bull; Work with technology teams to implement automated data quality controls and monitoring solutions.
 
 
 
 
 
 3.
 
 Stakeholder Engagement &amp; Collaboration
 
 
 
 &bull; Act as a subject matter expert (SME) for data quality across business functions, risk, finance, compliance, and technology teams.
 
 
 &bull; Partner with data stewards, data owners, and data engineers to enforce data quality standards.
 
 
 &bull; Support business teams in embedding data quality requirements into operational processes.
 
 
 &bull; Conduct training and awareness sessions on data quality best practices.
 
 
 
 
 
 4.
 
 Technology &amp; Automation
 
 
 
 &bull; Collaborate with technology teams to integrate data quality tools into the bank&rsquo;s data architecture.
 
 
 &bull; Leverage AI/ML-driven data quality solutions to enhance data profiling and anomaly detection.
 
 
 &bull; Evaluate and recommend new data quality tools and technologies.
 
 
 
 
 
 Knowledge, Skills and Experience
 
 
 
 
 
 The ideal candidate will demonstrate deep knowledge and a proven track record in the following areas:
 
 <ul>
 <li>
 Extensive experience in data-related projects or programs, with strong expertise in metadata management and data governance implementation.
 </li>
 <li>
 Practical experience in implementing data management standards (e.g., DAMA) within a banking environment.
 </li>
 <li>
 Strong understanding of data governance policies, standards, metrics, controls, and processes.
 </li>
 <li>
 Knowledge of legal, compliance, and regulatory issues impacting data, including geographic restrictions on data storage and data centers.
 </li>
 <li>
 Experience in identifying data assets, defining data ownership, and establishing usage and access control policies.
 </li>
 <li>
 Proficiency in data domain discovery, data classification, taxonomy, and hierarchies that support data catalog architecture.
 </li>
 <li>
 Ability to create or enhance business glossaries by working with business analysts and stakeholders to define clear, business-relevant terms.
 </li>
 <li>
 In-depth understanding of designing and developing data catalogs (e.g., Microsoft Purview) to inventory data assets and enable data discovery through unified search.
 </li>
 <li>
 Experience in integrating and maintaining data dictionaries, business glossaries, and data catalogs.
 </li>
 <li>
 Ability to facilitate metadata capture as part of change and operational deliverables.
 </li>
 <li>
 Hands-on experience with Informatica Data Governance tools (e.g., EDC, Axon, DEQ), including planning and managing tool implementation projects.
 </li>
 <li>
 Experience in running data governance committees and effectively communicating the value and impact of data governance to business stakeholders through demos and presentations.
 </li>
 </ul>
 
 
</div>

Assistant Vice President - Data Governance (Mashreq Global Network Pakistan)

<div>
 
 Job Purpose
 
 
 
 
 
 
 Data &amp; Analytics Driven Organization:
 
 One Data and Finance Reporting Function drive the vision to transform the Bank into a Data Driven Organization (DDO) using latest tools and technologies in Data space. RBG Data team is a stream within One Data Organization driving this agenda for Retail Banking function.
 
 <ul>
 <li>
 Principal Data Engineer/Lead Data Engineer will design and maintain data pipelines of real-time and batch, creates data strategy, data architecture, best practices and who can lead the organization in making strategical improvements in the data engineering solutions.
 </li>
 <li>
 This role requires to have a knowledge of core system, retail banking systems, digital journeys, marketing systems, risk and compliance systems which are very data intensive systems across UAE, Egypt, Pakistan etc where bank operates retail business.
 </li>
 <li>
 Our core function spans multiple platforms like Enterprise Data Lake, Azure Data Lake, Business Intelligence, Advanced Analytics and Realtime Streaming platforms.
 </li>
 <li>
 The work involves developing new requirements in both on-premises and cloud data lake&rsquo;s estimating the efforts, designing an effective solution, data architecture and management, change release management, resource management, handling the deliverables across the business groups in the Bank. Also, handling critical applications that influence bank&rsquo;s management decision making process, regulatory reporting (which can influence financial/non-financial penalties) and operational reporting.
 </li>
 </ul>
 
 
 
 
 Key result Areas
 
 
 
 
 <ul>
 <li>
 Develops and maintains scalable data pipelines of batch and real-time to support continuing increases in data demands of volume and complexity.
 </li>
 <li>
 Leading data engineering team and ensuring best practices and quality on the deliveries.
 </li>
 <li>
 Designs and Develops Data domains across banking products and laying foundation for Data Mesh architecture.
 </li>
 <li>
 Demonstrate deep knowledge and experience in databases, Datamart's, Data Modelling, Data Governance, Data Security, BI tools, ETL Solutions.
 </li>
 <li>
 Data Orchestration and Data-Ops practices enabler for the team
 </li>
 <li>
 Collaborates with analyst, data scientists and business teams to improve data models that feed business intelligence tools, increasing data accessibility, and fostering data-driven decision making across the organization.
 </li>
 <li>
 Implements processes and systems to monitor data quality, ensuring production data is always accurate and available for key stakeholders and business processes that depend on it.
 </li>
 <li>
 Writes unit/integration tests, contributes to engineering wiki, and documents work.
 </li>
 <li>
 Experience in Automating Deployment, scheduling, monitoring, and management of datasets and pipelines
 </li>
 <li>
 Understand business requirements and identify key performance indicators (KPIs) in Data Engineering.
 </li>
 <li>
 Design data models to transform raw data into meaningful insights.
 </li>
 <li>
 Ability to Debug Data issues in data platforms and Provide L2, L3 Production support as per SLA.
 </li>
 <li>
 Recommend improvements to enhance existing ETL and data integration processes to enable performance and overall scalability.
 </li>
 <li>
 Evaluate company's present data infrastructure/governance/architecture, identify gaps, and develop plans to integrate the current systems with the desired future model.
 </li>
 <li>
 Identify, analyze various risks, and implement risk management controls, RCSA and contingency plans on Data Platform to mitigate future risk.
 </li>
 <li>
 Reviewing, executing, and documenting Audit activities and its corrective actions on Data Platform.
 </li>
 <li>
 Ensuring Data Platform security and compliance with data privacy regulations and company policies. Implementing access controls, data masking, and encryption where necessary to safeguard sensitive information.
 </li>
 <li>
 Understands industry trends and the practical application of existing, new, and emerging technologies.
 </li>
 <li>
 Forecasting future data storage and processing requirements and planning for scalability. Identifying potential bottlenecks and devising strategies to accommodate growing data volumes.
 </li>
 <li>
 Developing and maintaining disaster recovery plans and business continuity strategies to address potential risks and minimize downtime.
 </li>
 <li>
 Communicate and effectively articulate the DWH/DL solution/roadmaps to business and technical delivery teams.
 </li>
 <li>
 Coordinate with change management approval board to get all desired approvals and ensure production deployments on timely manner.
 </li>
 <li>
 Collaborate with Incident management team to track and report on incidents, their resolutions, and any necessary follow-up actions.
 </li>
 </ul>
 
 Interacting with Data Platform software and hardware vendors to coordinate support, updates, and service-level agreements.
 
 
 
 
 
 Knowledge, Skills and Experience
 
 
 
 
 
 
 Core Skills:
 
 
 <ul>
 <li>
 Principal Data engineer with a solid technical background and experience in data-intensive systems (&gt; 15 years)
 </li>
 <li>
 Strong experience in Big Data, Hadoop Ecosystem, Spark Streaming, Kafka, Python, SQL, Hive, NIFI, Airflow
 </li>
 <li>
 Proficient with Azure Cloud services such as Azure Data Factory (ADF), Databricks, ADLS, Azure Synapse, Logic Apps, Azure Functions. Or similar data stack knowledge within Google/AWS cloud services
 </li>
 <li>
 Proficiency in relational SQL, Graph and NoSQL databases.
 </li>
 <li>
 Proficiency in Elastic Search and Couchbase databases
 </li>
 <li>
 In-depth skills in developing and maintaining ETL/ELT data pipelines.
 </li>
 <li>
 Experience in data modelling techniques such as Kimball star schema, 3NF, vault modelling etc.
 </li>
 <li>
 Experience in workflow management tools such as Airflow, Oozie and CI/CD tools
 </li>
 <li>
 Data streaming solution in Kafka or Confluent Kafka
 </li>
 <li>
 Hands on experience in Google Big Query, Google Analytics &amp; Clickstream Data Model
 </li>
 <li>
 Reporting knowledge in Power BI, Tableau, Qlik etc.
 </li>
 <li>
 Sound in Data Management Fundamentals and Data Architect, Modelling, Governance
 </li>
 <li>
 Strong Domain Knowledge in Banking/Finance area like understanding of the various processes, products, and services within the banking industry, core functions, regulations, and operational aspects of banking institutions
 </li>
 <li>
 Hands on knowledge in Hadoop and Azure/AWS cloud ecosystem and ETL jobs migration
 </li>
 <li>
 Knowledge of Advance Analytics and AI tools
 </li>
 </ul>
 
 
 
 
 
 Management Skills:
 
 
 <ul>
 <li>
 People management responsibilities encompass the tasks and activities involved in leading, guiding, and developing a team of individuals to achieve organizational goals effectively.
 </li>
 <li>
 Setting clear performance expectations, conducting regular performance reviews, providing feedback, and offering guidance on areas of improvement.
 </li>
 <li>
 Follow predefined processes and workflows to carry out specific tasks and activities accurately and in a timely manner.
 </li>
 <li>
 Identify opportunities for process improvement and efficiency enhancement and provide feedback or suggestions to optimize workflows.
 </li>
 <li>
 Analyze the needs, expectations, and concerns of each stakeholder. Assess their level of influence, interest, and potential power to affect the project's success.
 </li>
 <li>
 Developing a comprehensive project plan that outlines the project scope, objectives, deliverables, timelines, resource requirements, and budget.
 </li>
 </ul>
 
 
 
 
 
 Additional Skills Desired:
 
 
 <ul>
 <li>
 Bachelors/Master&rsquo;s degree in computer science or equivalent
 </li>
 <li>
 Excellent verbal and written communication skills and good stake holder management skills
 </li>
 <li>
 Strong Analytical thinking and ability to handle stakeholders.
 </li>
 <li>
 Confident in decision making and the ability to explain processes or choices as needed.
 </li>
 <li>
 Ability to multitask on multiple projects in various phases.
 </li>
 <li>
 Agile and waterfall Project Methodology Knowledge
 </li>
 <li>
 Program Management &amp; Deliverable
 </li>
 </ul>
 
 
</div>

AVP - Technology - Data Engineer (Mashreq Global Network Pakistan)

<div>
 
 
 Job Purpose
 
 
 
 
 
 
 
 The Digital Collections Stack Analyst. This position is pivotal to our mission of effectively managing delinquent accounts through digital collections stack, while enhancing our digital collection strategies.
 
 
 <ul>
 <li>
 
 In this role, the primary responsibilities will revolve around identifying accounts based on the required strategy, creating, executing, and monitoring campaigns, tracking their performance, and reporting. Developing effective collections strategies for the UAE portfolio and helping the local collections unit in Pakistan and Egypt develop effective strategy will be a crucial aspect of the role. The incumbent will help manage delinquency flows and ensure that our approach remains both customer-centric and business-centric, driven by data.
 
 </li>
 <li>
 
 As a Digital Collections Stack Analyst, the focus will be on engaging with delinquent accounts using our digital collections stack. Through meticulous portfolio analysis, tailored digital collection strategies will be developed along with the line function and implemented to recover payments from customers who are behind on their accounts. This role is vital for maintaining the financial health of our organization and ensuring that we can assist our customers in effectively managing their obligations.
 
 </li>
 <li>
 
 Analytical skills, attention to detail, and strategic thinking will be highly valued in this role. Additionally, the candidate will work closely with the Digital Collections squads to further develop the features of our digital collections stack and expand its reach to other regions.
 
 </li>
 </ul>
 
 
 
 
 
 Key Result Areas
 
 
 
 
 
 
 
 
 <ul>
 <li>
 Assist Digital Collections with data preparation and maintenance, ensuring data accuracy and accessibility for operational needs.
 </li>
 <li>
 Ensure timely delivery of Collections MIS reports and other analytical reports to support the collections team in decision-making.
 </li>
 <li>
 Act as the primary point of contact for all ad-hoc data requests related to collections, facilitating streamlined data retrieval and usage.
 </li>
 <li>
 Identify, design, and implement internal process improvements such as automation of manual workflows, optimization of data pipelines, and infrastructure enhancements for greater scalability and efficiency.
 </li>
 <li>
 Build and maintain the infrastructure required for seamless extraction, transformation, and loading of data from multiple sources using SQL and AWS big data technologies.
 </li>
 <li>
 Collaborate with executive leadership, product teams, data teams, and design teams to address technical challenges and improve data-driven strategies for collections and portfolio analysis.
 </li>
 <li>
 Implement best practices for securing sensitive collections data, ensuring compliance with data privacy regulations and company policies.
 </li>
 <li>
 Partner with data and analytics experts to enhance the functionality of data systems, enabling refined analysis for portfolio segmentation, delinquency management, and digital collection strategies.
 </li>
 <li>
 Leverage digital collections technologies to analyze delinquent accounts, design proactive engagement strategies, and improve the efficiency of collections workflows.
 </li>
 <li>
 Work closely with the Digital Collections squads to further develop the features of our digital collections stack and expand its reach to other regions.
 </li>
 </ul>
 
 
 
 
 
 Knowledge, Skills and Experience
 
 
 
 
 
 <ul>
 <li>
 Minimum 4-5 years of experience in Collections / Collections Strategy / Credit Operations / Product Management
 </li>
 <li>
 Good understanding of Collections process and procedures
 </li>
 <li>
 Ability to read and interpret data and retrieve meaningful trends
 </li>
 <li>
 Knowledge in data architecture, defining data retention policies, monitoring performance and advising any necessary infrastructure changes
 </li>
 <li>
 Solid development skills in Java/ Scala / SQL / SAS
 </li>
 <li>
 Clear hands-on mastery in big database systems - Hadoop ecosystem, Cloud technologies (AWS, Azure, Google), in-memory database systems (HANA, Hazel cast, etc) and other database systems - traditional RDBMS (Terradata, SQL Server, Oracle), and NoSQL databases
 </li>
 <li>
 Comfortable in dashboard development (Tableau, Powerbi, Qlik, etc) and in developing data analytics models (R, Python, Spark)
 </li>
 <li>
 Bachelor&rsquo;s degree in computer science or equivalent; Masters preferred
 </li>
 <li>
 Minimum of 2-3 years' hands-on experience with data and MIS reporting
 </li>
 <li>
 Practical knowledge across data extraction and transformation tools
 </li>
 </ul>
 
 
</div>

Assistant Manager, Digital Collections Stack Analyst- (Mashreq Global Network-Pakistan)

Overview Credit Management & Control Manager.CIBG - Corporate Origination and Business Development.41.Corporate & Investment Banking Group at MashreqJoin to apply for this role at Mashreq. Responsibilities <ul><li>Handling end-to-end corporate onboarding with focus on new-to-bank relationships across the UAE, Mashreq's footprint markets, and non-presence countries including KSA and Turkey. This will entail preparing high-quality credit applications, ensuring compliance with policies, strategies and regulations, identifying key risks, and implementing mitigants aligned with the bank's target market, credit appetite, and strategic objectives.</li></ul> Qualifications <ul><li>Seniority level: Entry level</li><li>Employment type: Full-time</li><li>Job function: Accounting/Auditing and Finance</li><li>Industries: Banking</li></ul>

Credit Management & Control Manager.CIBG - Corporate Origination and Business Development.41.Co ...

Join Mashreq and explore 10   exciting career opportunities. They're hiring for various roles with options for remote or on-site work. Apply today and become part of their innovative team.