Qureos Mentor

البنك التجاري الدولي

<div></div><div><div>Description<div></div><p><br>
Job Purpose:</p><p></p><p><br>
To drive sustainability strategic thinking and futuristic trends to inspire and support CIB&rsquo;s LOB in enhancing revenue Generation (inclusive growth) through developing financial instruments that contribute to climate-resilient growth, sustainable value creation and develop and concur ESG products to enhance the overall ESG rating of CIB loan portfolio with relevant unit.</p><p>
Identify and assess global sustainable finance frameworks published from the development partners related to Sustainable Finance and initiate with different lines of business to meet the bank&rsquo;s commitment in reducing/increasing the negative/positive impacts of specific sectors.</p><p></p><p><br>
Key Accountabilities:</p><p></p><p><br>
Sustainability Finance Strategies</p><p>
1. Oversee ESG trends and innovation to feed in the formulation of sustainable finance strategy that helps identify CIB&rsquo;s growth potential in context of Economic, Environmental, Social &amp; Governance (EESG) considerations.</p><p>
2. Ensure that CIB&rsquo;s external sustainability initiatives are well endorsed and synchronized with bank&rsquo;s strategic imperatives.</p><p>
3. Design segment-focused &amp; specialized lending solutions from technical and financial perspective, through introducing new programs/partnerships/initiates with external stakeholders such as donor funds, MDB and other development public/private institutions, to align with Egypt&rsquo;s 2030 national strategy.</p><p>
4. Identify and assess global sustainable finance frameworks published from the development partners related to Sustainable Finance and initiate the internally processes with different LOB and obtain the relevant approvals to participate in the framework.</p><p>
5. Support the LOBs in identifying and expanding in the positive ESG impactful sectors and mitigate the negative impactful sectors within CIB&rsquo;s portfolio.</p><p>
6. Track and report integration and alignment of SF Strategy and Corporate objectives.</p><p>
7. Coordinate with the Head of E&amp;S Management and Sustainability Systems in setting E&amp;S KPIs and improve ESG performance of bank&rsquo;s functions, through Identifying measurable benefits - alongside long-term risks and opportunities -to ensure that the strategy is resilient, and creates real value for the bank and society</p><p>
8. Establish relationship with network of local and regional stakeholders (Development Financial Institutions, Governmental institute, research institute, Federations, ect&hellip;. in the field of sustainability to ensure continued sustainable growth.</p><p>
Sustainability Finance Innovation</p><p>
9. Research new Sustainable Finance concepts to ensure CIB is applying best global practices.</p><p>
10. Enact &amp; work closely with LOBs to adopt initiatives that innovate new instruments and services that address the ESG pillars</p><p>
11. Encourage research and develop innovation awards for external stakeholders, to position in the bank as a trendsetter in the fiel of innovation and sustainability.</p><p>
12. Coordinate with the Head of E&amp;S Management and Sustainability Systems in the integration of the ecological (land, water &amp; Carbon) footprint through several initiatives such as reducing water usage at leased and owned offices, improve re-use and recycling practices so as to generate as little solid waste as possible,</p><p>
ESG Data Digitization:</p><p>
13. Initiate and coodrdinate efforets with relevant stakeholders to enact the digitization of ESG data reporting and all relevant frameworks and ESM standards.</p><p>
Revenue Generation</p><p>
14. Investigate Sustainability Funding Resources and opportunities in order to facilitate innovative financial instruments to support green growth for CIB</p><p>
15. Work closely with the direct investment team to integrate the ESG principles in CIB investment projects</p><p></p><div><br>
</div></div><div>
Qualifications<div></div><p><br>
Qualifications &amp; Experience:</p><p>
&#61607; Bachelor&rsquo;s degree of Commerce, Business Administration, Accounting or its equivalent</p><p>
&#61607; Post graduate degree in strategic Management / sustainability / finance disciplines is a plus</p><p>
&#61607; Minimum 15 &ndash; 20 years of experience in Banking &amp; finance (Corporate/Retail), Sustainable development, Futurologist, Business Acumen, Strategy development</p><p>
Skills:</p><p>
&#61607; Excellent command of English and Arabic languages</p><p>
&#61607; Good understanding of MS Office applications</p><p>
&#61607; Research Skills</p><p>
&#61607; Digitally Savvy</p><p>
&#61607; Tracing trends &amp; business opportunities</p><p>
&#61607; Intellectual skill for technical innovation</p><p>
&#61607; Strategic thinking</p><p>
&#61607; Cross sectoral knowledge</p><p>
&#61607; Communication &amp; presentation skills</p><p>
&#61607; Project management</p><div><br>
</div></div><div>
Primary Location: Egypt-Giza-GIZA HEAD OFFICE</div><div>
Work Locations: Nile Tower Building. 21/23 Charles De Gaulle St., Giza P.O. Box 2430</div><div>
Job: Back Office</div><div>
Organization: CEO AREA</div><div>
Shift: Day Job</div><div>
Job Type: Full-time Employee</div></div>

Head of Sustainability Strategy & Innovation

<div></div><div><div>Description<div></div><p><br>
Job PURPOSE:</p>
<p>
To perform the operational functions related to cash area including cash/non-cash transactions and provides a superior service level to all customers.</p>
<p>
KEY ACCOUNTABILITIES</p>
<p>
Operational Functions</p>
<ul><li>Perform all the ATM functions including preparing daily proof sheet , handling captured cards , filling along with the replenishment of onsite ATM machines and reports any malfunctions for repairs and maintenance.</li></ul>
<ul><li>Introduce alternative channels to customers to reduce traffic in branches according to bank SOP&rsquo;s.</li></ul>
<ul><li>Process all the cash counter transactions accurately in accordance with the set objectives.</li></ul>
<ul><li>Manage the branch daily cash needs with Head Teller for better coordination of cash shipments between the branch and central vault.</li></ul>
<ul><li>Investigate thoroughly any differences in balancing and reconciliation of cash and other security items by following the standard process of checking / scrutiny / investigation as outlined in Branch standard operating procedure manual.</li></ul>
<ul><li>Cross sell products based on customer potential and needs without affecting their primary work and service standards contributing in the achievement of the branches KPIs.</li></ul>
<ul><li>Adhere to the bank standards related to the average waiting &amp; serving time in addition to the productivity reports.</li></ul>
<ul><li>Maintain zero cash shortages and excesses at counter to ensure maximum control on cash balance.</li></ul>
<ul><li>Maintain accurate checking on all end of day reports and rectifying of highlighted discrepancies to ensure all controls and procedures are adhered to.</li></ul>
<ul><li>Check counterfeit currencies, checks and identities.</li></ul>
<p>
Reporting</p>
<ul><li>Handle customer requests efficiently and raise any problems to the Head Teller/Operation Supervisor in order to meet customer satisfaction &amp; to reach customer delight</li></ul>
<ul><li>Be attentive to any possible frauds and risks and provide customer feedback to direct supervision.</li></ul>
<ul><li>Deviations and exceptions reporting in branch monthly exception report in a timely manner</li></ul>
<p>
Policies, Processes and Procedures</p>
<ul><li>Follows all relevant department policies, processes, standard operating procedures and instructions so that work is carried out in a controlled and consistent manner.</li></ul>
<ul><li>Maintain regular consistent and professional attendance, punctuality, personal appearance, and adherence to relevant health &amp; safety procedures</li></ul>
<ul><li>Adhere to the bank clean desk policy</li></ul>
<p>
Day- to-day operations</p>
<ul><li>Follows the day-to-day operations related to own jobs in the concerned department to ensure continuity of work</li></ul>
<p>
Compliance:</p>
<ul><li>Complies with all relevant CBE regulations, banking laws, AML regulations and internal CIB policies and code of conduct in order to maintain CIB&rsquo;s sound legal position and mitigate any potential risks.&quot;</li></ul><p></p><div><br>
</div></div><div>
Qualifications<div></div><p><br>
Qualifications:</p>
<ul><li>Bachelor&rsquo;s degree of commerce, business administration, accounting or its equivalent</li></ul>
<ul><li>(0-2) Years of experience</li></ul>
<p>
Skills</p>
<ul><li>Good command of English and Arabic languages</li></ul>
<ul><li>Communication Skills</li></ul>
<ul><li>Problem Solving Skills</li></ul>
<ul><li>Service Oriented</li></ul>
<ul><li>Process Oriented</li></ul>
<ul><li>Adept in using basic software such as office, internet and e-mail</li></ul><p></p><div><br>
</div></div><div>
Primary Location: Egypt-South Sinai-SHARM EL SHEIKH BRANCH</div><div>
Work Locations: SHARM EL SHEIKH BRANCH</div><div>
Job: Front Liner</div><div>
Organization: RETAIL &amp; COMMERCIAL BANKING</div><div>
Shift: Day Job</div><div>
Job Type: Full-time Employee</div></div>

TELLER - Sinai Area - Cairo & Alexandria Residents Only

<div></div><div><div>Description<div></div><p><b><br>
Communication &amp; Follow-up</b><br>
<br>
1. Receive turned in applications and hand to Call back unit<br>
2. Review TIA cases rejected from call back unit at the first stage and from CAF at later stage to distribute potential cases to the concerned Sales Supervisors to be completed and return success cases within the set TAT<br>
3. Archive &amp; consolidate dead cases and communicate with Call Back Unit to proceed with sending an apology SMS to the rejected customers<br>
4. Early salvage cases in the CAF department before being rejected through coordinating with Sales supervisors to provide needed or required documents to help approve the case<br>
5. Handle Cards &amp; Loans referrals received from the X-selling program and assigning them to the Sales Supervisors while collecting feedback<br>
6. Review account opening documents &amp; booking set received from Sales Agents/Supervisors to ensure that all needed documents/signatures are provided according CBE regulations and Bank&rsquo;s policies before delivering to the AMU<br>
7. Contact all PIL customers that signed the cheques and documents set to confirm all the conditions, fees and instalments<br>
8. Ensure safe and proper custody of collateral cheques including handing over / taking over to guarantee balancing of security items are conducted as per SOPs<br>
9. Monitor and follow up on Audit issues related to Sales Unit and ensure they are rectified<br>
10. Direct complaints to the Sales concerned Personnel after receiving it from CCU and ensure cases are solved within the set TAT to achieve customer satisfaction<br>
Policies, Processes and Procedures<br>
11. Follow all relevant department policies, processes, standard operating procedures and instructions so that work is carried out in a controlled and consistent manner<br>
Day-to-day management<br>
12. Follow the day-to-day operations related to own jobs in Direct department to ensure continuity of work<br>
Compliance<br>
13. Comply with all relevant CBE regulations, banking laws, AML regulations and internal CIB policies and code of conduct in order to maintain CIB&rsquo;s sound legal position and mitigate any potential risks</p>
<p>
5<b>. COMMUNICATIONS &amp; WORKING RELATIONSHIPS</b><br>
<br>
Internal<br>
&#61607; Sales Managers/supervisors<br>
&#61607; CAF<br>
&#61607; CCU<br>
&#61607; Call Back Unit<br>
External<br>
&#61607; Existing<br>
&#61607; NTB Customers</p><p></p><div><br>
</div></div><div>
Qualifications<div></div><p><br>
6<b>. QUALIFICATIONS, EXPERIENCE, &amp; SKILLS</b><br>
<br>
Qualifications &amp; Experience<br>
&#61607; Bachelor degree of commerce , Business Administration or related fields .<br>
&#61607; 0 to 2 Years of experience<br>
<br>
<b>Skills</b><br>
<br>
&#61607; Good command of English &amp; Arabic Languages<br>
&#61607; Basic Computer skills<br>
&#61607; Communications skills &amp; Negotiation skills<br>
&#61607; Ability to work under stress<br>
&#61607; High sense of controls<br>
&#61607; Process oriented</p><p></p><div><br>
</div></div><div>
Primary Location: Egypt-Cairo-MOBTADAYAN BRANCH</div><div>
Job: Back Office</div><div>
Organization: RETAIL &amp; COMMERCIAL BANKING</div><div>
Shift: Day Job</div><div>
Job Type: Full-time Employee</div></div>

Sales Account Management & Administration Officer

<div></div><div><div>Description<div></div><p><b><br>
Job Purpose</b></p>
<p>
To ensure the successful completion of the assigned Projects in terms of budget, time and scope, while ensuring customer satisfaction, in accordance with the bank&rsquo;s regulations and compliance policies.</p><br>
<p></p>
<p><b>
Description</b></p>
<p><b>
Project Management
</b></p><p>1.Handle assigned projects from planning phase to closure phase, in order to ensure the successful completion of each phase in terms of quality, cost, time and scope.</p>
<p>
2.Define resources, deliverables, goals, and milestones to ensure the accurate IT resources capacity planning.</p>
<p>
3.Participate in development of Project Management/BRM plan for project initiation, and in the project charter creation with the BRM team, to ensure the successful completion of each phase in terms of quality, cost, time and scope.</p>
<p>
4.Apply set strategies for risks&rsquo; mitigation and create project risk management plans, to ensure having budget that cover the agreed upon risks responses.</p>
<p>
5.Manage and oversee the project&rsquo;s team and resolve project conflicts, to ensure a smooth operating environment and avoid delays in the project timelines.</p>
<p>
6.Identify and participate effectively and efficiently in resolving the project technical issues, to achieve the project goals within the agreed upon budget and time line and the defined quality standards.</p>
<p>
7.Ensure proper issue resolution actions are taken, and relevant escalations are being done whenever required.</p>
<p>
8.Prepare the status reports in order to be submitted to stakeholders &amp; ensure the Senior Management awareness of the project progress and recommend solutions for the Managements&rsquo; checking and approvals Follow up on the technical and administrative project documentation for the accurate tracking of the project and build the organizations&rsquo; knowledge base through the Projects&rsquo; lessons learnt.</p>
<p>
9.Ensure the project goals are aligned with overall organization objectives.</p>
<p>
10.Establish and oversee relationships with external parties (i.e. Vendors), to ensure healthy relationship between vendors and internal stakeholders is maintained.</p>
<p>
11.Ensure that project governance methodology is properly applied.</p>
<p><b>
Policies, Processes and Procedures</b></p>
<p>
12.Follow all relevant department policies, processes, standard operating procedures and instructions so that work is carried out in a controlled and consistent manner.</p>
<p><b>
Day-to-Day Operations
</b></p><p>13.Follow the day-to-day operations related to own projects in the Transformation &amp; Delivery Department to ensure continuity of work.</p>
<p><b>
Compliance</b></p>
<p>
14.Comply with all relevant CBE regulations, banking laws, AML regulations and internal CIB policies and code of conduct in order to maintain CIB&rsquo;s sound legal position and mitigate any potential risks.</p><div><br>
</div></div><div>
Qualifications<p></p><p><b><br>
Qualifications &amp; Experience</b></p><p>
&#61607; Bachelor&rsquo;s Degree or higher in Engineering, Technology, commerce or related field</p><p>
&#61607; Minimum 4 years of Project Management experience</p><p>
&#61607; PMP and Prince2 certifications are highly recommended</p><p>
&#61607; Master&rsquo;s degree is preferred</p><p></p><p><b><br>
Skills</b></p><p>
&#61607; Very good command of English and Arabic Languages</p><p>
&#61607; Excellent organisational skills</p><p>
&#61607; Strong decision making skills</p><p>
&#61607; Excellent analytical and problem solving skills</p><p>
&#61607; Good prioritisation skills and be flexible enough to adapt plans</p><p>
&#61607; Project Management skills</p><p>
&#61607; Understanding of complex information and requirements</p><p>
&#61607; Strong IT knowledge</p><p>
&#61607; Strong knowledge in Project Management tools and techniques</p><p>
&#61607; Ability to work to tight deadlines and within constraints</p><div><br>
</div></div><div>
Primary Location: Egypt-Giza-SMART VILLAGE BLDG. 1</div><div>
Job: Back Office</div><div>
Organization: FINANCE, STRATEGY, OPERATIONS &amp; TECHNOLOGY</div><div>
Shift: Day Job</div><div>
Job Type: Full-time Employee</div><div>
Travel: No</div></div>

PROJECT MANAGER

<div></div><div><div>Description<div></div><p><b><br>
Job Purpose:</b></p>
<p>
To assess the current applied risk models outputs, perform quantitative analysis and coordinate with key functions including vendors, risk management, respective business and information technology that would assist in developing and enhancing the quantitative risk models.
</p><p><b>Accountabilities:</b></p>
<p>
1. Perform Risk Models data quality and accuracy checks to ensure model&rsquo;s development accuracy and completeness by generating quality audit reports to be reviewed by the senior officer.</p>
<p>
2. Validate Risk Scorecards Modeller processes (Internal / External Vendor) for Scorecards development, model selection and implementation to ensure Scorecards Models Development accuracy
</p><p>3. Maintain the technical documentation for applied methodologies and applications, including project plans, model descriptions and data analysis
</p><p>4. Participate in the testing and rollout to production of the automation projects to ensure proper Scorecard implementation
</p><p>5. Provide the Required analyses on data/Model&rsquo;s output to Risk stakeholders to be utilized for Risk analyses, portfolio management, Risk reporting and Collection strategies</p>
<p>
6. Perform a frequent Risk Scorecard Models data quality and accuracy checks to ensure accuracy of monitoring reports generation as business as usual to enhance / optimize credit risk models</p>
<p>
7. Utilize the Statistical Analysis System (SAS), SQL, and MS Excel tools to perform statistical analysis, assist the development of statistical models, analyse existing model results and Scorecard Models simulation and parallel runs.</p>
<p>
8. Develop the process documentation in Bank SOP ensure compliance with bank policies</p>
<p>
9. Create testing scenarios and generate reports for the decision engine that support score card implementation/changes</p><p></p><div><br>
</div></div><div>
Qualifications<div></div><p><b><br>
Qualifications &amp; Experience:</b></p>
<p>
&sect; Bachelor degree of Commerce, Business Administration, Economics, Accounting or their equivalent</p>
<p>
&sect; Minimum of 3 to 5 years of banking/modelling experience</p>
<p>
&sect; Technical experience in information technology/ systems or related field with 2 - 3 years of hands-on experience with data warehouses and business intelligence &amp; reporting tools such as Business Objects and SAS and possess technical and analytical abilities.
</p><p>&sect; Experience with bank&rsquo;s consumer products</p>
<p>
&sect; Experience with scoring models</p>
<p>
&sect; Technical experience including proficiency in SQL coding across standard relational environments (e.g. Oracle, MS &amp; Access)</p>
<p>
&sect; SAS / BI experience</p>
<p><b>
Skills:</b></p>
<p>
&sect; Excellent command of English and Arabic Languages</p>
<p>
&sect; Problem solving skills</p>
<p>
&sect; Excellent interpersonal skills</p>
<p>
&sect; Analytical skills</p><p></p><div><br>
</div></div><div>
Primary Location: Egypt-Cairo-MERRYLAND</div><div>
Job: Back Office</div><div>
Organization: RISK</div><div>
Shift: Day Job</div><div>
Job Type: Full-time Employee</div></div>

CONSUMER RISK SCORING & MODELLING OFFICER

<div></div><div><div>Description<div></div><p><br>
Purpose</p>
<p>
Managing the credit policy process through driving the policy formation and implementation strategy for all loan products. Partner with the business stakeholders to grow the portfolios and help in building a scalable, consistent and quality portfolio.</p>
<p>
Contribute to setting up strategic goal and agenda for consumer lending policies and drive the achievement of the consumer risk strategic plan.</p>
<p>
Description</p>
<p>
1. Oversees the policy management process including formulating, authorizing and updating Credit Policies across all assigned Products/ business lines, in addition to managing document renewals and ensuring all systems of record are updated timely.</p>
<p>
2. Collaborate with key stakeholders in various areas (portfolio monitoring, business lines, front liners, credit underwriting) to identify areas of opportunity and spearhead initiatives in order to enable profitable growth while minimizing credit risk exposure.</p>
<p>
3. Work closely with the Portfolio Monitoring Managers on using credit analysis techniques to address the significant risks and take appropriate actions to adjust policies accordingly.</p>
<p>
4. Develop a proactive policy management process by using tools embedded in the early warning and watch-listing framework to make policy amendments on timely manner.</p>
<p>
5. Evaluate on a regular basis competitiveness of policies within the market and recommend changes as necessary for meeting business budgets.</p>
<p>
6. Collaborate with business Product Managers in optimizing marketing campaigns used in acquisitions that align with the credit policies and scoring models.</p>
<p>
7. Ensure timely implementation and proper testing of credit policy rules on the decision engine ensuring its effectiveness and efficiency.</p>
<p>
8. Monitor thoroughly the newly introduced policies in terms of effectiveness and credit quality, and maintain policy change chronology.</p>
<p>
9. Design policies that caters different segments&rsquo; needs, defines risk segmentation, loss expectations and risk premium to support risk adjusted pricing.</p>
<p>
10. Prepare related management reporting packages and provide insights on root causes, emerging credit trends and implications on allowance for loan losses.</p>
<p>
11. Provide comprehensive action plans to manage adverse trends and red flags detected by the Portfolio Management team affecting the portfolio quality and profitability along with corrective actions to be taken accordingly.</p>
<p>
12. Identify required data and work with Portfolio Managers to understand data source, ensure data quality and retrieve data on a timely basis to ensure quality of Policy Decisions.</p>
<p>
13. Coordinate with the Scoring Team in reviewing and validating of developed application and behaviour scorecards for Personal Loans to ensure models effectiveness &amp; predictive power.</p>
<p>
14. Managing exceptional approvals requests submitted from sourcing channels &amp; CAF within the approved delegated authorities along with monthly monitoring for deviations performance to report any adverse trends for the exceptional approved portfolio.</p>
<p>
15. Preparation of the different Risk Committees&rsquo; reports (The Consumer Risk Committee and the Board Risk Committee) including policy changes, adverse trends &amp; action points presented to the committee members.</p>
<p>
16. Collaborate and request feedback from the Fraud Management team on all fraudulent incidents to amend all policies accordingly mitigating any future possible fraud risks</p>
<p>
Strategy</p>
<p>
17. Participate in the formulation and implementation of the department strategy to ensure the alignment with CIB strategy</p>
<p>
Policies, Processes and Procedure</p>
<p>
18. Participate and recommend improvements to policies, processes and procedures and manage their implementation to ensure all relevant procedural / legislative requirements are fulfilled</p>
<p>
Day- to-day operations</p>
<p>
19. Follow the day-to-day operations related to own jobs in the Consumer Credit Policy Department to ensure continuity of work</p>
<p>
Compliance:</p>
<p>
20. Comply with all relevant CBE regulations, banking laws, AML regulations and internal CIB policies and code of conduct in order to maintain CIB&rsquo;s sound legal position and mitigate any potential risks</p><div><br>
</div></div><div>
Qualifications<div></div><p><br>
Qualifications:</p>
<p>
o Bachelor&rsquo;s degree of Commerce, Business Administration, Accounting or of related field.</p>
<p>
o Minimum of 7-8 years&rsquo; experience in Consumer Banking.</p>
<p>
Skills:</p>
<p>
o Solid credit policy experience having policy experience with different products i.e. consumer loans.</p>
<p>
o Excellent command of English language beside Arabic.</p>
<p>
o Self-motivated and strong interpersonal skills in order to actively lead and implement ideas in a cross-functional team environment.</p>
<p>
o Excellent written and verbal communication and presentation skills.</p>
<p>
o Have sound knowledge of the Egyptian market in terms of risks associated with the Consumer Banking products.</p>
<p>
o Self-motivated, team player, excellent soft skills, leadership skills, quantitative and qualitative analysis and decision-making skills, etc.</p>
<p>
o Computer aptitude including good knowledge of Microsoft office suite programs.</p><div><br>
</div></div><div>
Primary Location: Egypt-Cairo-MERRYLAND</div><div>
Job: Back Office</div><div>
Organization: RISK</div><div>
Shift: Day Job</div><div>
Job Type: Full-time Employee</div></div>

ASSETS PRODUCTS POLICY MANAGER

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