Qureos Mentor

Abu Dhabi Islamic Bank - Egypt

<div>
 
 
 Data Warehouse Related Responsibilities
 
 
 <ul>
 <li>
 Collaborate with cross-functional teams, including data engineers, business analysts, and data scientists, to understand data requirements and design optimal data warehouse solutions that align with business objectives.
 </li>
 <li>
 Develop and implement end-to-end ETL (Extract, Transform, Load) processes to ingest, transform, and load data from various sources into the data warehouse. Utilize industry-leading ETL tools to automate and streamline these processes.
 </li>
 <li>
 Collaborate with database administrators to optimize query performance, identifying and resolving bottlenecks through query optimization, indexing strategies, and data partitioning.
 </li>
 <li>
 Work closely with business analysts, data scientists, and other stakeholders to understand data consumption patterns and provide support for their analytical initiatives. Translate business requirements into effective data solutions.
 </li>
 <li>
 Create and maintain comprehensive documentation for data warehouse processes, including data lineage, transformations, business rules, and metadata. Ensure knowledge sharing and continuity within the team.
 </li>
 <li>
 Stay up-to-date with industry best practices, emerging technologies, and trends in data warehousing and analytics. Continuously evaluate and recommend new tools, techniques, and methodologies to enhance the data warehouse infrastructure.
 </li>
 <li>
 Collaborate with IT security and compliance teams to ensure data security, privacy, and compliance with relevant regulations.
 </li>
 </ul>
 
 
 
 
 
 
 
 
 Minimum Qualifications:
 
 
 <ul>
 <li>
 Minimum 3 years of experience.
 </li>
 <li>
 Experience in banking/ bank applications is a plus.
 </li>
 <li>
 Prior Experience in ETL tools such as Informatica, Talend, or Apache NiFi, and data integration techniques for handling structured and unstructured data
 </li>
 <li>
 Bachelor's degree in Computer Science, Information Technology, or a related field; Master's degree is a plus.
 </li>
 <li>
 Prior experience with SAP Business Objects (BO) is a plus.
 </li>
 <li>
 Proficiency in ETL tools such as Informatica, Talend, or Apache NiFi, and data integration techniques for handling structured and unstructured data.
 </li>
 <li>
 Strong experience with SQL and database systems such as SQL Server, Oracle, or PostgreSQL. Familiarity with NoSQL databases is advantageous.
 </li>
 <li>
 In-depth understanding of data modelling, dimensional modelling, and data normalization techniques.
 </li>
 </ul>
 
 
 
 
 
 
 
 
 Job specific Skills:
 
 
 <ul>
 <li>
 Fair knowledge of building system interfaces and systems integration
 </li>
 <li>
 Fair knowledge of Banking systems
 </li>
 <li>
 Fair understanding of business cycles
 </li>
 <li>
 Enthusiastic and fast learner
 </li>
 <li>
 Ability to execute multiple projects and initiatives balancing department and organizational demands and resources.
 </li>
 <li>
 Delivery of timely and accurate information for decision making.
 </li>
 <li>
 Good presentation skills.
 </li>
 <li>
 Highly organized and detail oriented.
 </li>
 <li>
 Self-motivated and independent.
 </li>
 </ul>
 
 
</div>

IT Data Intergration Engineer (SAP BO Experience - Office Based)

<div>
 
 To manage a portfolio with coverage of SME/ BB customers in Cairo and other governorates in Egypt (excluding Alex and Delta), marketing &amp; soliciting new relationships in-order to achieve predetermined objectives.
 
 
 
 KEY ACCOUNTABILITIES
 
 
 
 
 Functional
 
 
 <ol>
 <li>
 Screens proposed customers against Target Market Plan and Risk Acceptance Criteria, to initially identify ADIB EGYPT credit risk appetite for obligors and setting the facility structure, subject to Business and Risk Management approvals and the Wholesale Bank Policy.
 </li>
 <li>
 Furnishes / updates the Business Analyst with client information, financial statements, and relevant data, for the different types of CA reviews (Annual, Initial, Interim etc.).
 </li>
 <li>
 Reviews/Approves extensions of credit (for Credit Officers) and ensure that the data within these extensions of credit are accurate and that they are designed with the appropriate requested facility package and all credit risks are properly addressed.
 </li>
 <li>
 Ensures that the extensions of credit are consistent with the relationship profile and endorsing the risk/reward balance.
 </li>
 <li>
 Ensures appropriate obligatory / facility risk ratings in line with the risk ratings Policy of the bank.
 </li>
 <li>
 Conducts regular accounts follow up assisted by periodical reports to avoid the manifestation of past dues, excess and the breach of terms and conditions of the approved facilities.
 </li>
 <li>
 Monitors changes in the risk position of the clients using renewal and monitoring tools, and are promptly communicated to Business and Risk managers.
 </li>
 <li>
 Maintains regular contacts with customers to sort any internal/ departmental issues with immediate action, supporting CSU Service Unit to serve customers in the best way, as per approved SLA.
 </li>
 <li>
 Conducts periodic client calls / site visits and document client calls with the frequency indicated in the Credit Analysis section.
 </li>
 <li>
 Maintains customer loyalty and promote brand identity by providing excellent customer service via regular updates and reviews on bank&rsquo;s range of financial products as well as customers&rsquo; financial needs.
 </li>
 <li>
 Provides quality service to clients and closely follow up and ensure the processing of all requests (new facilities, increase of existing facilities, amendments, waivers, operations requests etc.) up to their satisfaction duly within SLAs without deviation.
 </li>
 <li>
 Prepares target list of potential relationships.
 </li>
 <li>
 Conducts marketing calls to screen the market And approaching potential relationships.
 </li>
 <li>
 Identifies expansion opportunities with existing clientele base to achieve portfolio growth.
 </li>
 <li>
 Monitor practices of competition and report findings to Unit &amp; Department Heads.
 </li>
 <li>
 Provides product specialists with qualified referrals for cross-sell. Responsible for overall parent relationship management and providing a wide range of treasury, cash management, trade and corporate finance products and solutions.
 </li>
 <li>
 Closely monitors Past Dues Report, and take any required action, after consulting with Unit Head and/or Wholesale Bank Head.
 </li>
 <li>
 Ensures that extensions of credit follow regulatory limits and the Central Bank of Egypt regulations and guidelines.
 </li>
 <li>
 Initiates &ldquo;credit checking&rdquo; and &ldquo;Central de Risqu&eacute; &ndash; CBE&rdquo; requests, and ensure their completeness by the time of the credit approval.
 </li>
 <li>
 Provides recommendations to improve the current procedures and processes to ensure that work is carried out in an efficient manner.
 </li>
 <li>
 And any other assigned tasks.
 </li>
 </ol>
 
 
 QUALIFICATIONS
 
 
 
 
 Academic and professional qualifications
 
 
 <ul>
 <li>
 University/College Degree
 </li>
 <li>
 Credit Risk course
 </li>
 <li>
 MA /MBA is an advantage
 </li>
 </ul>
 
 
 Experience and other requirements
 
 
 <ul>
 <li>
 Basic Qualifications:
 </li>
 <li>
 Islamic Banking Knowledge
 </li>
 <li>
 Ability to build and sustain good personal contacts with client executives at varying levels of seniority, balancing client needs and ADIB EGYPT objectives /priorities.
 </li>
 <li>
 Creativity - an enquiring mind willing to develop a detailed understanding of client issues/needs and develop ideas/solutions in response Strong work ethic; high energy levels; results oriented - a self-starter prepared to take the initiative to start topics and/or follow issues through, whilst exercising judgment as to when to seek assistance.
 </li>
 <li>
 Networking - Maintaining close contact with coverage, product and risk specialists within NBD.
 </li>
 <li>
 Natural Team Player - Having an adaptable/flexible approach; willing to work in a co-operative manner to fulfil client and internal requirements.
 </li>
 </ul>
 
 
 Minimum Experience:
 
 
 
 RM: Min 5 years of Experience + CC Certified.
 
 
 SRM: Min 7 years of Experience + CC Certified.
 
</div>

SMEs / Business Banking- Relationship Manager/Senior Relationship Manager

<div>
 
 
 JOB PURPOSE:
 
 
 
 To manage a portfolio in Commercial Banking Unit, marketing &amp; soliciting new relationships in-order to achieve predetermined objectives, with coverage of Cairo and other governorates in Egypt (excluding Alex and Delta)
 
 
 
 KEY ACCOUNTABILITIES:
 
 
 
 
 Functional:
 
 
 <ol>
 <li>
 Screens Proposed Customers against Target Market Plan and Risk Acceptance Criteria, to initially identify ADIB EGYPT credit risk appetite for obligors and setting the facility structure, subject to Business and Risk Management approvals and the Wholesale Bank Policy.
 </li>
 <li>
 Furnishes / updates the Business Analyst with client information, financial statements, and relevant data, for the different types of CA reviews (Annual, Initial, Interim etc.).
 </li>
 <li>
 Reviews/Approves extensions of credit (for Credit Officers) and ensure that the data within these extensions of credit are accurate and that they are designed with the appropriate requested facility package and all credit risks are properly addressed.
 </li>
 <li>
 Ensures that the extensions of credit are consistent with the relationship profile and endorsing the risk/reward balance.
 </li>
 <li>
 Ensures appropriate obligor / facility risk ratings in line with the risk ratings Policy of the bank.
 </li>
 <li>
 Conducts regular accounts follow up assisted by periodical reports to avoid the manifestation of past dues, excess and the breach of terms and conditions of the approved facilities.
 </li>
 <li>
 Monitors changes in the risk position of the clients using renewal and monitoring tools, and are promptly communicated to Business and Risk managers.
 </li>
 <li>
 Maintains regular contacts with customers to sort any internal/ departmental issues with immediate action, supporting CSU Service Unit to serve customers in the best way, as per approved SLA.
 </li>
 <li>
 Conducts periodic client calls / site visits and document client calls with the frequency indicated in the Credit Analysis section.
 </li>
 <li>
 Maintains customer loyalty and promote brand identity by providing excellent customer service via regular updates and reviews on bank&rsquo;s range of financial products as well as customers&rsquo; financial needs.
 </li>
 <li>
 Provides quality service to clients and closely follow up and ensure the processing of all requests (new facilities, increase of existing facilities, amendments, waivers, operations requests etc) up to their satisfaction duly within SLAs without deviation.
 </li>
 <li>
 Conducts marketing calls to screen the market And approaching potential relationships.
 </li>
 <li>
 Identifies expansion opportunities with existing clientele base to achieve portfolio growth.
 </li>
 <li>
 Monitors practices of competition and report findings to Unit &amp; Department Heads.
 </li>
 <li>
 Provide product specialists with qualified referrals for cross-sell. Responsible for overall parent relationship management and providing a wide range of treasury, cash management, trade and corporate finance products and solutions.
 </li>
 <li>
 Monitors Past Dues Report, and take any required action, after consulting with Unit Head and/or Wholesale Bank Head.
 </li>
 <li>
 Ensures that extensions of credit follow regulatory limits and the Central Bank of Egypt regulations and guidelines.
 </li>
 <li>
 Initiates &ldquo;credit checking&rdquo; and &ldquo;Central de Risqu&eacute; &ndash; CBE&rdquo; requests, and ensure their completeness by the time of the credit approval.
 </li>
 <li>
 Provides recommendations to improve the current procedures and processes to ensure that work is carried out in an efficient manner.
 </li>
 <li>
 And any other assigned tasks.
 </li>
 </ol>
 
 
 QUALIFICATIONS:
 
 
 
 
 
 Academic and professional qualifications
 
 
 
 <ul>
 <li>
 University/College Degree
 </li>
 <li>
 MBA is an advantage
 </li>
 <li>
 Core Credit Course
 </li>
 </ul>
 
 
 
 Experience and other requirements
 
 
 
 <ul>
 <li>
 
 Basic Qualifications:
 
 </li>
 <li>
 Islamic Banking Knowledge
 </li>
 <li>
 Sound understanding of corporate, treasury, cash and trade, corporate lending products and other products offered
 </li>
 <li>
 Strong credit appraisal and marketing skills, with the ability to interpret complex financial information.
 </li>
 <li>
 High quality experience in a credit management position
 </li>
 <li>
 Proven track record of meeting/exceeding revenue target
 </li>
 <li>
 Excellent interpersonal skills, including listening skills/temperament
 </li>
 <li>
 Excellent communication (written and verbal) and negotiation skills
 </li>
 <li>
 Able to build and sustain good personal contacts with client executives at varying levels of seniority, balancing client needs and ADIB objectives/priorities
 </li>
 <li>
 Creativity - an enquiring mind willing to develop a detailed understanding of client issues/needs and develop ideas/solutions in response Strong work ethic; high energy levels; results oriented - a self-starter prepared to take the initiative to start topics and/or follow issues through, whilst exercising judgment as to when to seek assistance
 </li>
 <li>
 Networking - Maintaining close contact with coverage, product and risk specialists within ADIB EGYPT.
 </li>
 <li>
 Natural Team Player - Having an adaptable/flexible approach; willing to work in a co-operative manner to fulfil client and internal requirements.
 </li>
 <li>
 
 Years of experience:
 
 </li>
 <li>
 ARM: 2-3 years
 </li>
 <li>
 RM: Min 5 years + Credit Course
 </li>
 <li>
 SRM: Min 10 years + Credit Course
 </li>
 </ul>
 
 
</div>

Corporate Banking ARM/RM/SRM (Cairo & Alex)

<div>
 
 
 
 Job Purpose:
 
 
 
 
 Acquires &amp; grows base of BB customers in order to meet KPIs set.
 
 
 Build strong &amp; healthy Business banking portfolio( asset &amp; liability) within his assigned zone
 
 
 
 
 Accountabilities:
 
 
 
 
 
 
 
 
 Sales/Relationship Management:
 
 
 
 &middot; Achieve communicated KPIs by strictly following his key performance activities(KPAs), (outbound calls, sales visits, cross sell activities)
 
 
 &middot; Report his KPAs on weekly basis to the business banking sales manager.
 
 
 &middot; Personally and proactively build his area business banking portfolio of asset and liabilities.
 
 
 &middot; Keeps updated and learns in-depth the more complicated products offered by the competition.
 
 
 &middot; Grows the number of new account relationships via customer referrals, marketing leads and self-generated leads.
 
 
 &middot; Proactively assesses financial needs of customers.
 
 
 &middot; Responsible for achieving &amp; delivering his/her targets in terms of acquisition, liabilities, asset and fee income for his/her Advising Zone.
 
 
 &middot; Assisting the Business banking Area Manager in periodically evaluating performance levels as defined in the business plan.
 
 
 &middot; Totally responsible for business banking acquisition for his advising zone.
 
 
 &middot; Provide customer technical advices and solutions.
 
 
 
 
 
 
 
 Quality &amp; Services
 
 
 
 
 &middot;Ensure good customer acquisition in accordance to ADIB policies and processes.
 
 
 &middot;Efficiently handle new to bank customer&rsquo;s inquiries for all BB products and consumer products .
 
 
 &middot; Ensure full and proper customer knowledge for all BB asset and liability products.
 
 
 &middot; Regularly promote the usage of other delivery channels via day-to day contacts with the customers.
 
 
 &middot; Ensure continuous flow of appointments at Advising Zone.
 
 
 
 
 CBE, Compliance, Audit, Procedures
 
 
 
 
 &middot; Responding to Compliance Dept. requirements in terms of obtaining proper approvals
 
 
 &middot; Ensure implementation of all Bank policies / procedures / KYC compliance requirements are in place
 
 
 &middot; Ensure following set procedures / policies as per designation letter.
 
 
 &middot; Ensure full adherence to credit policies and required documentations.
 
 
 . And any other assigned tasks.
 
 
 
 
 
 
 
 Minimum Qualifications:
 
 
 
 
 
 Years of experience:
 
 
 
 minimum 2 years of experience in sales activities.
 
</div>

Business Banking Acquisition Officer/ Senior Officer- Liabilities Team (Arabella/Obour/ October Hub)

<div>
 
 
 
 Generic Responsibilities
 
 
 
 <ul>
 <li>
 Assist in improving the efficiency and effectiveness of the workflow.
 </li>
 <li>
 Act as a checker and participate in team evaluation and provide feedback (if required).
 </li>
 <li>
 Participate in reporting RSCA quarter sample.
 </li>
 <li>
 Provide periodical analytical reports according to identified time.
 </li>
 </ul>
 
 
 
 
 
 
 Key Responsibilities
 
 
 
 <ul>
 <li>
 Register all data related to credit limits, loans and guarantees as per the credit approvals issued by the competent authority.
 </li>
 <li>
 Open new Corporate accounts (local/ foreign currency) through the following:
 </li>
 <li>
 Review all presented documents are complete, correct and accurate to ensure that all the information submitted matches the original documents.
 </li>
 <li>
 Scanning all original documents on daily basis in order to be saved for any urgent event, important decision or any further review.
 </li>
 <li>
 Check the names of the company, its shareholders whether it exists on the blacklist or not through its shared folders to ensure the absence of frauds or money laundry.
 </li>
 <li>
 Apply FATCA review to ensure there are a relationship between company and shareholders.
 </li>
 <li>
 Execute customer signatures on the system after reviewing supporting documents and signature cards.
 </li>
 <li>
 Handle all account maintenance daily requirements while ensure full compliance to bank legal policy and procedures through the following;
 </li>
 <li>
 Change account type according to business directions.
 </li>
 <li>
 Open all types of sub-accounts including the new MMF and MMS accounts.
 </li>
 <li>
 Change customer main Branch according to customer request.
 </li>
 <li>
 Update accounts&rsquo; segmentation on the system and match them with the customers&rsquo; KYC.
 </li>
 <li>
 Handle dormant accounts de-activation and the reactivation of closed corporate customers&rsquo; accounts.
 </li>
 <li>
 Deactivate all related signatures for all current and ongoing dormant accounts.
 </li>
 <li>
 Perform the clean-up process of all outstanding corporate account portfolio.
 </li>
 <li>
 Deactivate all signatures related to all current and ongoing dormant accounts.
 </li>
 <li>
 Handle guarantees process (hold, freeze &amp; release) by ensuring that they are not blocked on any account of any previously extended credit facilities.
 </li>
 <li>
 Block guarantees on the system according to received directions and stating reasons for blocking.
 </li>
 <li>
 Perform all CBE specific requests/ reports concerning corporate account maintenance including hold and releases due to legal aspect.
 </li>
 <li>
 Handle the process of registering corporate customers on ADIB pay and internet banking.
 </li>
 <li>
 Report any irregularities and discrepancies appeared in Corporate accounts.
 </li>
 <li>
 Participate in the related UAT testing and review the results to ensure correct implementation.
 </li>
 <li>
 Handle received complaints in cooperation with Consumer Rights Protection &ndash; Compliance &amp; Governance &ndash; in accordance with the policies and procedures and identified SLA.
 </li>
 <li>
 And any other assigned Tasks.
 </li>
 </ul>
 
 
</div>

Account Opening Officer (Operations Dept.) - Fresh Graduates