Qureos Mentor

ahlibank

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 SUMMARY OF ROLE:
 
 
 The role manages relationships with customers in special-mention or non-performing status, working to negotiate repayment solutions, supports restructuring efforts, and maintains detailed oversight of account performance. It emphasizes strong follow-up, risk awareness, and compliance with recovery processes.
 
 
 
 KEY RESPONSIBILITIES:
 
 
 
 Responsibilities
 
 
 
 Special Asset Management:
 
 
 &bull; Manage an assigned portfolio of special-mention and non-performing accounts, ensuring timely follow-up to support recovery efforts and reduce potential losses.
 
 
 &bull; Engage clients proactively to understand their business needs, recommend suitable banking solutions or restructuring options, and cross-sell appropriate products (e.g., working capital facilities, cash management, trade finance) where recovery and business continuity are achievable.
 
 
 &bull; Lead follow-ups and negotiations with customers on repayment plans, restructuring terms, and documentation requirements, ensuring alignment with internal credit guidelines and supporting both recovery and potential business growth.
 
 
 
 Portfolio Monitoring and Reporting:
 
 
 &bull; Monitor the performance of the assigned portfolio, identify early warning indicators, and escalate emerging risks to the Special Assets Team and relevant managers.
 
 
 &bull; Prepare periodic case updates, summary reports, and supporting analysis for management review, ensuring accuracy of data related to delinquency status, repayments, and recovery progress.
 
 
 &bull; Proactively engage with borrowers, other lenders, Facility Agents, and other departments in the Bank to obtain timely, relevant information and prepare written in-depth analysis and loan workout strategies that protect the Bank and strengthen its credit risk profile.
 
 
 &bull; Closely interact with key stakeholders in the Bank including Business Departments, Credit Risk and Approvals, and Credit Operations for the timely resolution of Special mention and non-performing loans.
 
 
 &bull; Prepare/review and recommend proposals/memos for renewals, restructure and enhancements while presenting the same to Credit risk along to higher committees if needed.
 
 
 &bull; Maintain up-to-date records of key metrics (e.g., overdue amounts, provisions, restructuring status) and recommend practical follow-up actions to address areas of concern within the portfolio.
 
 
 
 Compliance and Regulatory Oversight:
 
 
 &bull; Ensure all actions related to special assets are carried out in line with regulatory requirements, internal credit policies, and approved recovery procedures.
 
 
 &bull; Coordinate with Compliance, Legal, and Internal Audit teams by providing case information, responding to queries, and supporting the implementation of corrective measures as needed.
 
 
 
 
 Requirements
 
 
 &bull; Omani nationals only
 
 &bull; Bachelors Degree in Finance, Accounting, Economics, or any other related fields.
 
 &bull; Minimum 7 years of experience in the banking sector with 4 years of Experience in Special Asset Management
 
 
 
 
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Relationship Manager – SAM

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 SUMMARY OF ROLE:
 
 
 Lead the bank's AI, Machine Learning, and data transformation initiatives to drive digital innovation, enhance customer experience, and monetize data assets. This role focuses on strategic oversight of data transformation, enabling the bank to harness the value of data for operational efficiency, customer engagement, and revenue generation, while adhering to governance frameworks and ethical standards.
 
 
 
 KEY RESPONSIBILITIES:
 
 
 
 AI/ML Strategy and Implementation:
 
 
 &bull; Support in developing and implementing a 3-year AI/ML strategy aligned with the bank's innovation and digital transformation goals.
 
 &bull; Identify and oversee AI/ML opportunities in customer-facing solutions, such as financial advisors, product matching, gamification, and conversational AI.
 
 &bull; Ensure AI solutions are scalable, secure, and aligned with the bank's innovation and ethical standards.
 
 
 
 AI solution delivery and lifecycle ownership
 
 
 &bull; Oversee end-to-end AI/ML solution lifecycle: discovery, data readiness, model development/selection, evaluation, deployment, monitoring, and continuous improvement.
 
 &bull; Ensure AI solutions are scalable, resilient, secure, and aligned with ethical and responsible AI principles.
 
 &bull; Define and enforce model governance practices (validation, performance thresholds, drift monitoring, versioning, retraining triggers, documentation).
 
 
 
 Data Transformation Oversight:
 
 
 &bull; Provide operational and strategic support to the direction for the bank&rsquo;s data transformation program, ensuring alignment with business goals.
 
 &bull; Oversee the transition to a data-driven culture, facilitating the integration of data into decision-making processes across all departments.
 
 &bull; Ensure robust data governance frameworks are in place, adhering to compliance, privacy, and security standards, particularly within the Omani regulatory context.
 
 &bull; Collaborate with the PMO, Transformation Office, and business units to ensure seamless execution of data-related initiatives.
 
 
 
 Data Monetization:
 
 
 &bull; Identify and capitalize on opportunities to monetize the bank&rsquo;s data assets through innovative solutions.
 
 &bull; Work with cross-functional teams to design and implement data products that generate fee income and enhance customer value.
 
 &bull; Explore partnerships and collaborations to leverage data for new revenue streams, ensuring the bank remains competitive in the market.
 
 
 
 Governance and Compliance:
 
 
 &bull; Lead the establishment of governance frameworks for AI and data programs, ensuring ethical and responsible use of technologies.
 
 &bull; Conduct periodic reviews of AI and data initiatives, addressing risks, privacy concerns, and compliance with local and international regulations.
 
 &bull; Balance innovation and stringent data privacy requirements, offering strategic solutions to potential conflicts.
 
 
 
 R&amp;D and Innovation:
 
 
 &bull; Stay informed about the latest trends in AI, ML, and data transformation, applying insights to the bank&rsquo;s strategy.
 
 &bull; Evaluate emerging technologies to assess their potential impact on the bank's data and AI landscape.
 
 &bull; Drive experimentation and pilots to test innovative AI and data monetization use cases.
 
 
 
 Team Leadership and Development:
 
 
 &bull; Mentor and upskill team members to foster expertise in AI, ML, and data transformation.
 
 &bull; Build a pipeline of talent to support the bank&rsquo;s long-term innovation and data goals.
 
 &bull; Promote a data-driven and innovation-focused culture within the organization
 
 
 
 
 Requirements
 
 
 &bull; Omani nationals only
 
 &bull; Bachelor&rsquo;s degree in AI, Data Science, Computer Science, Engineering, or a related field, with 5&ndash;8 years of experience in AI/ML and data roles, including 2+ years in a lead role.
 
 &bull; Proven delivery of production AI solutions, strong hands-on AI/ML or data engineering background, and experience leading cross-functional stakeholders, with familiarity in cloud or on-prem platforms (AWS, Azure, GCP), lakehouse architectures, Spark/SQL, containers, API integration, and working knowledge of LLMs, RAG, and vector databases.
 
 
 
 
 
 
 
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AI/ML and Data Transformation Lead

Join ahlibank and explore 2   exciting career opportunities. They're hiring for various roles with options for remote or on-site work. Apply today and become part of their innovative team.

ahlibank

ABOUT_COMPANY

Relationship Manager – SAM

AI/ML and Data Transformation Lead