Urwah Admin

Avana Companies

<div>Mission:
As a Junior/ Senior Accountant, your mission is to oversee and manage the financial activities of the organization, ensuring accuracy, compliance, and transparency. You will be responsible for overseeing daily treasury operations, cash management, ensuring optimal cash flow management, mitigating financial risk, and compliance with financial regulations. Additionally, you will contribute to financial planning and analysis by providing insights and recommendations.
Core Competencies:
<ul><li>Cash Management and Treasury</li>
<li>Accounting and Reporting</li>
<li>Analytical Thinking</li>
<li>Cost Management/Internal Controls Assessment</li>
</ul>
Key Performance Indicators:
<ul><li>Achieve a forecast accuracy rate of 90% for short-term cash flows.</li>
<li>Ensure compliance with financial reporting standards and achieve a zero-error rate in financial reports.</li>
<li>Cash reconciliations and coordination within team for treasury function.
</li><li>Develop dashboards to measure the drivers of business performance, financial and cash forecasts and provide insight to team</li>
<li>Be able to put together an efficient way of cash forecasting and close to real-time reporting to management</li>
<li>Funding Liquidity management</li>
<li>Detailed accounting for all borrower collections and interest remittances to investors</li>
<li>Accuracy of financial transactions, including weekly cash reports, liquidity forecasts, calculations and payment processing.</li>
<li>Accuracy of financial data input and reconciliation.</li>
</ul>
Key Responsibilities:
Cash and Liquidity Management:
<ul><li>Monitor daily cash positions and forecast short-term and long-term cash requirements.</li>
<li>Execute cash management strategies to optimize liquidity while minimizing idle cash balances.</li>
<li>Coordinate with internal departments to ensure timely funding for operational needs.</li>
<li>Evaluate investment opportunities and recommend investment strategies to maximize returns while managing risks.</li>
</ul>
Banking Relationships:
<ul><li>Manage relationships with banks and financial institutions.</li>
<li>Negotiate banking services, fees, and terms to optimize banking relationships.</li>
<li>Evaluate and recommend changes in banking partners as necessary.</li>
</ul>
Cash Flow Forecasting:
<ul><li>Develop accurate cash flow forecasts to support operational and strategic decision-making by collaborating with people across the organization.</li>
<li>Analyze variances between forecasted and actual cash flows and provide explanations and recommendations.</li>
</ul>
Risk Management:
<ul><li>Identify, assess, and mitigate financial risks, including interest rate risk, foreign exchange risk, and credit risk.</li>
<li>Develop risk management strategies to protect the organization's financial health.</li>
<li>Maintain compliance with regulatory requirements and internal policies related to treasury operations.</li>
<li>Ensure compliance with regulatory requirements, industry standards, and contractual obligations related to financial matters. Stay informed about changes in accounting standards, regulations, and best practices.</li>
</ul>
Financial Reporting and Analysis:
<ul><li>Prepare accurate and timely reports on treasury activities, including cash balances, investments, and debt. Be able to reconcile cash and book journal entries to support month end closing.</li>
<li>Develop Dashboards to provide in-depth financial analysis to support strategic decision-making and identify opportunities for cost reduction, revenue enhancement, or process improvement. Present findings to senior management to facilitate informed decision-making.</li>
<li>Collaborate with internal and external auditors to ensure compliance with financial reporting standards. Address audit findings and implement recommendations for improvement as necessary.</li>
<li>Communicate financial information effectively to stakeholders, including senior management, board of directors, investors, and external partners. Collaborate cross-functionally with other departments to support organizational goals and initiatives.</li>
</ul>
Internal Controls and Process Improvement:
<ul><li>Establish and maintain internal control procedures to safeguard company assets, prevent fraud, and ensure compliance with policies and regulations.
</li><li>Identify opportunities to streamline treasury processes and enhance efficiency, accuracy and scalability</li>
<li>Implement best practices and automation tools to improve accuracy and effectiveness.</li>
<li>Lead or participate in treasury-related projects to support business objectives.</li>
</ul>
Qualifications:
<ul><li>A bachelor's degree in accounting, finance, or a related field.</li>
<li>A master's degree or professional certification such as CPA (Certified Public Accountant), ACCA (Association of Chartered Certified Accountants), or CMA (Certified Management Accountant) may be preferred.</li>
<li>3+ years of relevant experience in accounting, finance, or auditing, Knowledge on Islamic finance or Shariah-compliant lending a plus.</li>
<li>Understanding of regulatory requirements and guidelines governing finance operations, including US accounting standards and local regulatory frameworks.</li>
<li>Excellent strategic thinking and problem-solving skills and attention to details</li>
<li>Ability to work independently, prioritize tasks, and meet deadlines in a fast-paced environment.</li>
<li>Strong business acumen and a deep understanding of organizational dynamics</li>
<li>Outstanding communication and interpersonal skills, with the ability to build relationships and influence others.</li>
<li>Demonstrated ability to work effectively with diverse teams and across all levels of an organization.</li>
<li>Proven track record of driving change and leading successful transformation initiatives</li>
</ul>
Important: Complete your job application using below link or the QR code attached in this job positng. 
https://avanacompanies.clearcompany.com/careers/jobs/7d63f6f3-8ba8-6952-c4bb-288d5cbff61b/apply?source=3064993-CS-53540</div>

Junior Accountant (Bahrain)

<div>Mission: 
The Compliance Officer will ensure the financial transactions, business activities and general operations adhere to the principles of Shariah law, including compliance oversight, policy development, auditing and risk management, stakeholder communication and ethical advocacy.
<div>Core Competencies: 
<ul><li>Regulatory Knowledge &amp; Ethical Conduct</li><li>Risk Management &amp; Compliance</li><li>Auditing &amp; Monitoring</li><li>Communication &amp; Interpersonal Skills</li></ul></div>
<div>Key Performance Indicators: 
<ul><li>The % of the organization's assets that comply with Sharia principles, including investments, financing activities, and other financial instruments that align with Islamic finance guidelines.</li><li>The amount of time taken to obtain approval from authorities for new financial products, contracts, or business activities.</li><li>Drafting, implementing and training of business operations procedures for new staff within 60 days of onboarding.</li><li>The # of findings from compliance audits or assessments and the % time taken to remediate any issues identified.</li><li>The accuracy and timeliness of regulatory reports submitted by the organization.</li></ul></div>
<div>Responsibilities: 
<ul><li>Ensures that the organization complies with all relevant laws, regulations, and industry standards applicable to its operations including AML, KYC requirements</li><li>Acts as primary liaison between the organization and regulatory authorities, industry associations, and other external stakeholders.</li><li>Scrutinizes contracts, agreements, and business practices to ensure they are free from interest (riba), uncertainty (gharar), speculation (maisir), and unethical investments.</li><li>Develops and implements policies and procedures that align with Shariah principles and regulatory requirements. This will involve creating guidelines for permissible investments, ethical business practices, and customer interactions that adhere to Islamic finance principles.</li><li>Monitors the organization's activities to detect any violations of laws, regulations, or internal policies. Investigates potential breaches, documenting findings, and reporting them to senior management and regulatory authorities as required.</li><li>Provides training and educational sessions to employees to ensure they understand Shariah compliance requirements and their implications for business operations.</li><li>Audits and monitoring activities to assess the organization's compliance with Sharia principles. This involves reviewing financial records, conducting on-site inspections, and investigating any potential breaches of Sharia compliance.</li></ul></div>
<div>Qualifications: 
<ul><li>Bachelor's degree in Business, Finance, or a related field. Master's degree preferred.</li><li>Professional Certificate in Islamic Finance (PCIF) Certification</li><li>Proven experience in a similar leadership role, with a track record of successfully implementing technology strategies.</li><li>Strong technical compliance and lending knowledge and understanding of legal requirements, regulations and Sharia Lending practices</li><li>Excellent leadership and management skills, with the ability to motivate and inspire a team.</li><li>Strong business acumen and the ability to align technology initiatives with organizational goals.</li><li>Exceptional problem-solving and decision-making skills, with a strong attention to detail.</li><li>Excellent communication and interpersonal skills, with the ability to effectively collaborate and communicate with stakeholders at all levels.</li><li>Proven ability to manage multiple projects and priorities in a fast-paced, dynamic environment.</li><li>Strong strategic thinking and planning skills, with the ability to anticipate and mitigate potential risks and challenges.</li></ul></div>
Note: This job description is not intended to be all-inclusive. The Compliance Officer may be required to perform other related duties as requested by the management team.</div>

Compliance Officer (Riyadh)

<div>VP of Operations
AVANA Companies (for Ezdaher Finance Company, KSA)
Location: Riyadh, Saudi Arabia
Mission:
The GM / VP Operations&rsquo; mission is to streamline operations, enhance efficiency, and drive sustainable growth, ultimately delivering exceptional value to our customers, stakeholders, and employees. Through effective leadership, collaboration, and innovation, aim to achieve operational excellence across all aspects of the business, ensuring alignment with organizational objectives and exceeding performance expectations.
Core Competencies:
<ul><li>Entrepreneurial</li>
<li>Responsive and Responsible</li>
<li>Data Driven decisioning</li>
<li>Sense of Humor
</li><li>Altruistic
</li></ul>Key Performance Indicators:
<ul><li>Support the growth of revenue base to $5MM by end of 2 years
</li><li>Support the growth of gross revenue rate per month to $250,000 per year</li>
<li>Top grade the entire organization (will outline a Budget)</li>
<li>Set up network of partners, referral sources and deal pipeline that generate $1MM in closed fee income per year.</li>
<li>Build a data department to serve the entire organization &ndash; data gathering, data cleaning and data integration (will outline a Budget)</li>
<li>Design and roll out financial literacy program for SMEs in Saudi (will outline a Budget)</li>
</ul>
Responsibilities:
<ul><li>Develop and implement strategies to drive operational excellence and achieve company goals</li><li>Oversee and manage the day-to-day operations of the organization, ensuring smooth and efficient functioning of all departments</li><li>Collaborate with the executive team to develop and execute the organization's strategic plan</li><li>Lead and inspire a diverse team, providing guidance, coaching, and support to foster a high-performance culture</li><li>Working with the Chief Compliance Officer, develops and implements policies and procedures that align with Shariah principles and regulatory requirements.
</li></ul><ul><li>Establish performance metrics and benchmarks to assess the efficiency and effectiveness of operations, including processes and procedures for the sales team and customer support</li></ul>
- Identify areas for improvement and implement solutions to optimize processes, increase productivity, and reduce costs 
<ul><li>Foster a culture of continuous improvement and innovation, encouraging employees to contribute ideas and initiatives</li><li>Build and maintain relationships with internal and external stakeholders, ensuring collaborative partnerships and effective communication</li><li>Ensure compliance with regulatory requirements and industry best practices</li><li>Monitor and analyze market trends, competitor activities, and technological advancements to identify opportunities and risks</li></ul>
Qualifications:
<ul><li>Bachelor's degree in Business Administration, Management, or a related field (Master's degree preferred)</li><li>Proven experience as a VP Operations or in a similar senior leadership role</li><li>Strong knowledge of operations management principles and practices</li><li>Exceptional leadership and management abilities, with a focus on driving results and operational excellence</li><li>Excellent strategic thinking and problem-solving skills</li><li>Strong business acumen and a deep understanding of organizational dynamics</li><li>Outstanding communication and interpersonal skills, with the ability to build relationships and influence others</li><li>Demonstrated ability to work effectively with diverse teams and across all levels of an organization</li><li>Proven track record of driving change and leading successful transformation initiatives</li><li>Ability to thrive in a fast-paced, dynamic environment</li></ul>
Note: This job description is not intended to be all-inclusive. The VP Operations may be required to perform other related duties as requested by the management team.</div>

General Manager, VP Operations (Riyadh)

<div>Mission: 
The mission of a Credit Analyst, known internally as Portfolio Management Officer, is to monitor assigned loans within the loan portfolio ensuring accurate risk ratings are assigned, identifying early warning signals and recommending appropriate action. Portfolio Management Officers also monitor and administer construction loans in accordance with standards outlined in credit policy. By doing this, they ensure the stability, profitability, and regulatory compliance of the loan portfolio while effectively managing risk and maximizing shareholder value.
Key Results
<ul><li>Maintain 90% compliance rate for loan reviews</li>
<li>QC and process construction draw requests within 5 business days of receiving the inspector&rsquo;s final report</li>
<li>Ensure 100% of loan extensions are processed, or loan is handed over to Special Assets, prior to loan maturity</li>
</ul>
Core Competencies
<ul><li>Analytical Thinking</li>
<li>Attention to Detail</li>
<li>Collaborating with Others</li>
<li>Decision Making</li>
<li>Problem Solving</li>
</ul>
Responsibilities
<ul><li>Conduct periodic credit risk analyses of assigned loans within the loan portfolio, ensuring accurate risk ratings are assigned.</li>
<li>Engage with clients proactively and independently to gather the information necessary to complete analyses and make informed decisions.</li>
<li>Draft and present clear credit in written loan reviews that accurately capture the credit risk of each loan including the financial capacity of the borrower, the performance of the property and the current value of collateral.</li>
<li>Utilize US based resources to assess risk exposure within the loan portfolio, including probabilities of default and loss given default.</li>
<li>Monitor the performance of assigned loans within the loan portfolio, identifying early warning signals and recommending appropriate action.</li>
<li>Conduct industry research and analysis to understand market trends and identify potential risks.</li>
<li>Monitor and administer construction loans, including tracking budgets, monitoring completion schedules, reviewing third-party reports and ensuring draws are funded timely.</li>
<li>Ensure compliance with all relevant laws, regulations and internal policies.</li>
<li>Communicate effectively with internal stakeholders to provide updates on portfolio performance and risk trends.</li>
<li>Stay informed about changes in regulatory requirements and industry best practices to maintain compliance and mitigate legal and regulatory risks.</li>
<li>Travel may be required for training purposes.</li>
</ul>
Requirements
<ul><li>Minimum 3 years of experience in commercial lending, preferably with a focus in commercial real estate and hospitality</li>
<li>Bachelor's degree Finance or Accounting with strong academic record</li>
<li>Strong analytical skills with the ability to interpret complex financial data and identify key risk factors</li>
<li>Ability to work independently with minimal supervision</li>
<li>Strong attention to detail and ability to identify discrepancies in data</li>
<li>Proficiency in financial software, data analytics tools, and spreadsheet applications (such as Excel)</li>
<li>Excellent verbal and written communication skills in English with the ability to articulate findings and recommendations effectively and concisely</li>
<li>Ability to work in a fast-paced and multi-national environment</li>
<li>Ability to multi-task, solve problems and think quickly</li>
<li>Willing to work US hours (i.e. 4:00 pm to 1:00 am Bahrain Time)</li>
<li>Job: Full Time</li>
<li>Type: Usually Work From Office, Friday is working and weekly off is on Saturday &amp; Sunday's.</li>
<li>Holiday: Not Bahrain holidays, it will be mostly US or based on business requirements</li>
<li>Work Permit: Candidate should have required work permit for Bahrain.</li></ul></div>

Credit Analyst / Portfolio Management Officer (Bahrain)

<div>Overview: 
The Marketing Coordinator is responsible for supporting the implementation of marketing campaigns across digital and traditional channels. This role involves content creation, campaign coordination, social media management, and maintaining a comprehensive database of all marketing assets (blogs, graphics, videos, etc.). The ideal candidate is detail-oriented, creative, and data-driven, with a passion for driving high engagement and operational efficiency.
Office Hours: 
This position requires strict adherence to office hours from 4:00 PM to 1:00 AM Bahrain Time, Monday to Friday. These hours are non-negotiable.
Duties and Responsibilities:
<ul><li>Campaign Implementation &amp; Coordination:
<ul><li>Assist in executing comprehensive marketing campaigns, including digital advertising, traditional media, email marketing, and social media initiatives.</li>
<li>Manage the scheduling, planning, and delivery of marketing assets to ensure smooth campaign execution.</li>
</ul></li><li>Content Creation &amp; Management:
<ul><li>Write engaging blogs and newsletters utilizing internal resources.</li>
<li>Oversee social media content planning, scheduling, and active engagement to maintain high engagement rates.</li>
<li>Maintain and update the content database, ensuring all assets (blogs, graphics, videos, etc.) are cataloged in the company&rsquo;s CMS within 24 hours of creation.</li>
</ul></li><li>Data Analysis &amp; Process Improvement:
<ul><li>Gather and evaluate marketing data to measure campaign effectiveness and recommend enhancements.</li>
<li>Monitor content usage and work to improve internal access and utilization by 15% quarterly.</li>
</ul></li><li>Event Support &amp; Market Research:
<ul><li>Assist in planning and executing events, managing vendor relationships, logistics, and ensuring memorable attendee experiences.</li>
<li>Conduct market research and competitor analysis to identify trends and business opportunities.</li>
</ul></li><li>Cross-Functional Collaboration:
<ul><li>Collaborate with internal departments and external partners to ensure consistent messaging and branding across all marketing campaigns.</li>
<li>Stay informed of industry trends and best practices to continuously optimize marketing strategies.</li>
</ul></li></ul>Key Results &amp; Performance Metrics:
<ul><li>Operational Efficiency:
<ul><li>Reduce the average time from campaign concept to launch by 15% quarterly.</li>
</ul></li><li>Content Optimization:
<ul><li>Increase the average engagement rate on blogs and newsletters by 7% quarterly without increasing marketing spend.</li>
</ul></li><li>Content Operations:
<ul><li>Maintain a content calendar and ensure that 95% or more of scheduled content is posted on time.</li>
<li>Achieve a 20% improvement in response time to customer inquiries and comments on social media platforms.</li>
</ul></li><li>Content Management System (CMS) Efficiency:
<ul><li>Ensure that 98% of all created content is cataloged and accessible within 24 hours of creation.</li>
<li>Increase internal content usage by 15% quarterly through improved cataloging and accessibility.</li>
</ul></li></ul>Required Education, Experience, and Skills:
<ul><li>Master&rsquo;s degree in Marketing, Communications, or a related field from a top-tier B School.</li>
<li>Strong understanding of marketing principles, strategies, and techniques.</li>
<li>Proficiency with marketing software, CRM platforms, and social media management tools.</li>
<li>Excellent verbal and written communication skills.</li>
<li>Exceptional organizational and multitasking abilities.</li>
</ul>
Desired Characteristics:
<ul><li>Keen attention to detail and strong data analysis skills.</li>
<li>Creative thinker with a demonstrable ability to generate innovative ideas.</li>
<li>Strong team player capable of collaborating effectively across cross-functional teams.</li>
</ul>
What We Have to Offer:
<ul><li>Competitive salary and benefits package.</li>
<li>Ample opportunities for growth, self-development, and professional advancement.</li>
<li>A collaborative and inclusive work environment with international exposure.</li>
<li>Access to professional development and industry networking opportunities.</li></ul></div>

Marketing Coordinator