Urwah Admin

Avana Companies

<div><p><b>Mission:</b><br>
As a Business Development Officer specializing in all types of CRE lending (owner-occupied, investor, construction, SBA and Bridge CRE lending), your mission is to drive growth, and create opportunities by connecting borrowers, brokers, and other centers of influence with the financing, resources, and support they need to thrive.</p>
<div><b>Key Results</b><br>
- $30MM in new production in traditional CRE loans annually earning a minimum of 1.00% in origination fee income<br>
<ul><li>$10MM in secondary market owner-occupied production annually (conventional, SBA 7(a) or 504 loans) earning minimum of 2.00% in premium fee income</li><li>Maintain average quarterly pipeline of $50MM, with minimum 20% pull through rate</li><li>Grow contacts and build relationships to facilitate referral sources</li><li>Annually generate Net Loan / Premium Fee Income of $500,000 (Net is defined as after payment of all referral fees to outside parties)</li><li>Annual AUM growth of $20,000,000 from loan production resulting in $100,000 in servicing income.
</li></ul></div><div><b>Core Competencies</b><br>
- Networking<br>
<ul><li>Sourcing</li><li>Strategic Sales Planning</li><li>Credit Analysis</li><li>Public Speaking</li><li>Relationship Management</li></ul></div>
<div><b>Duties and Responsibilities</b><br>
- Analyze financial data, sales metrics, and performance indicators to evaluate the effectiveness of business development initiatives and make data-driven decisions.<br>
<ul><li>Manage sales pipelines and track progress through each stage of the sales process, from lead generation to deal closure, using HubSpot to document contacts and loan progression.</li><li>Collaborate with internal teams, including marketing, product development, and customer support, to align business development efforts with overall business goals and ensure seamless execution of strategies.</li><li>Cultivate and maintain strong relationships with new and existing clients to generate sales leads and foster long-term partnerships.</li><li>Identify and pursue potential business opportunities through lead generation, networking, and relationship building with clients, partners, and stakeholders.</li><li>Promote the organization's products and services through various marketing channels, including presentations, proposals, demonstrations, conferences and promotional events.</li><li>Conduct market research to identify emerging trends, customer needs, and competitive landscape, enabling informed decision-making and strategic planning.</li><li>Develop and implement effective business strategies to expand market presence, increase sales, and achieve business objectives.</li><li>Assist small businesses in accessing SBA loans, such as 7(a) loans, 504 loans, and microloans, by facilitating the application process, conducting financial analysis, and coordinating with lenders to ensure timely approval and disbursement of funds</li><li>Stay abreast of changes in SBA regulations, policies, and procedures to ensure compliance and provide accurate guidance to small businesses regarding eligibility requirements and program specifics.</li><li>Negotiate terms and conditions with clients, and partners to secure profitable lending partnerships.</li><li>Continuously seek opportunities for optimization and improvement in business development processes, strategies, and techniques to drive sustainable growth and competitive advantage.</li><li>On a weekly basis maintain minimum business development of 5 face to face meetings with prospects, clients, referral partners, Centers of Influence and etc.</li></ul></div>
<div><b>Required Education and Experience/Skills</b><br>
- Minimum 5 years commercial real estate experience<br>
<ul><li>Minimum 3 years SBA lending experience</li><li>Bachelor's degree in Business, Finance, or a related field</li><li>Proficiency utilizing CRM platforms; experience with HubSpot a plus</li><li>Strong analytical skills with ability to interpret financial data, identify key risk factors, and make recommendations accordingly</li><li>Excellent verbal and written communication skills with ability to articulate recommendations effectively</li><li>Ability to work independently with minimal supervision.</li><li>Ability to work in a fast-paced and multi-national environment</li><li>Ability to multi-task, solve problems and think quickly</li><li>Strong attention to details, highly organized and ability to notice data discrepancies in documents.</li><li>Team oriented mindset with a willingness to collaborate and assist colleagues</li></ul></div></div>

Business Development Officer - SBA & CRE (United States)

<div><h2 class="jobSectionHeader"><b>Role Overview</b></h2>
<p>As a newly established NBFC under the Reserve Bank of India (RBI), we are looking for a seasoned Compliance professional with 10&ndash;12 years of experience in regulatory compliance, legal oversight, and internal control systems. This role involves laying the foundation for a compliant, ethical, and governance-led organization, in line with RBI norms and other applicable regulations. The ideal candidate should possess strong knowledge of the NBFC regulatory landscape and have hands-on experience with drafting policies, managing audits, and ensuring organization-wide compliance.</p>
<h2 class="jobSectionHeader"><b>Key Responsibilities</b></h2>
<h2 class="jobSectionHeader"><b>1. </b><b>Regulatory Compliance</b></h2>
<ul><li>Ensure end-to-end compliance with RBI Master Directions, NBFC Prudential Norms, AML/KYC guidelines, PMLA, and Credit Risk Management Guidelines.</li>
<li>Monitor and implement regulatory circulars relating to credit underwriting, provisioning, and governance standards.</li>
<li>Liaise directly with RBI, FIU-IND, auditors, and consultants on all compliance and inspection matters.</li>
<li>Ensure compliance with data protection, borrower consent, and digital lending frameworks (if applicable).</li>
</ul><h2 class="jobSectionHeader"><b>2. </b><b>Secretarial &amp; Statutory Compliance</b></h2>
<ul><li>Oversee timely filings with the Registrar of Companies (ROC), MCA, GST, and Income Tax departments.</li>
<li>Maintain statutory registers and ensure adherence to Companies Act provisions.</li>
<li>Submit required filings and returns via RBI&rsquo;s COSMOS portal (NBS-1, NBS-2, etc.).</li>
</ul><h2 class="jobSectionHeader"><b>3. </b><b>Credit Operations &amp; Lending Oversight</b></h2>
<ul><li>Review and validate KYC, loan origination, underwriting, disbursement, collection, and recovery practices.</li>
<li>Implement customer grievance redressal mechanisms and track resolution timelines.</li>
<li>Supervise adherence to internal lending policies and documentation standards.</li>
</ul><h2 class="jobSectionHeader"><b>4. </b><b>Risk Management &amp; Audits</b></h2>
<ul><li>Design and implement internal control mechanisms and compliance testing tools.</li>
<li>Conduct regular internal audits and maintain a comprehensive compliance risk register.</li>
<li>Recommend remediation measures and ensure closure of identified gaps.</li>
</ul><h2 class="jobSectionHeader"><b>5. </b><b>Policy Development &amp; Documentation</b></h2>
<ul><li>Draft, review, and update all key policies such as:</li>
</ul><ul><li>AML/KYC &amp; C-KYC Framework</li>
<li>Fair Practices Code (FPC)</li>
<li>Grievance Redressal Policy, Outsourcing and Recovery Policies</li>
<li>Code of Conduct &amp; Whistleblower Policy</li>
<li>Data Privacy &amp; Consent Management Guidelines</li>
</ul><h2 class="jobSectionHeader"><b>6. </b><b>Reporting &amp; MIS</b></h2>
<ul><li>Maintain detailed compliance calendars, dashboards, and MIS reports for board and audit committee presentations.</li>
<li>Ensure timely and accurate regulatory submissions to all relevant authorities.</li>
</ul><h2 class="jobSectionHeader"><b>7. </b><b>Training &amp; Culture Building</b></h2>
<ul><li>Conduct periodic training on regulatory norms, fraud prevention, and whistleblower protocols across departments.</li>
<li>Foster a proactive compliance culture, particularly across credit, operations, and collections teams.</li>
</ul><h2 class="jobSectionHeader"><b>Key Skills</b></h2>
<ul><li>Regulatory interpretation &amp; compliance framework design.</li></ul>
<ul><li>RBI portals and reporting familiarity (COSMOS, FIU-IND).</li>
<li>Stakeholder communication and governance alignment.</li>
<li>Hands-on with compliance dashboards and RegTech tools.</li>
<li>ROC, GST, IT Compliances.</li>
</ul>
<p></p><p><b>About Us</b></p>
<p>We are a newly established, credit focused NBFC committed to enabling access to finance for MSMEs and underserved retail borrowers across India. Our mission is to build a modern, tech-enabled lending platform that delivers responsible credit at scale.</p>
<p>Our parent AVANA Companies (www.avanacompanies.com) is a U.S. based group of credit and finance companies specializing in lending to specific niche industries that we&rsquo;re highly knowledgeable in, such as hospitality, construction, and traditional Commercial Real Estate (CRE) because it enables us to provide the best possible service for our borrowers and minimize risk for our investors. We focus on helping small business owners and real estate developers across the USA by offering quick, adaptable, and dependable financing.
</p><p>Based in Glendale, Arizona, our financial services firm stands at the forefront of the industry, embracing innovation and fostering a culture of excellence.</p>
<p>Founded in 2002, we have originated loans in excess of $6.5 Billion and managed $1 Billion assets for our investors.
</p><p><b>Why join us?</b></p>
<ul><li>Shape the compliance foundation of a purpose-driven credit NBFC.</li>
<li>Work directly with founders and contribute to strategic decision-making.</li>
<li>Exposure to legal, lending, and regulatory ecosystems.</li>
<li>Be part of a governance-first culture built for long-term, sustainable growth.</li></ul></div><p></p>

Manager – Legal, Compliance & Secretarial, NBFC

<div><p><b>Role Summary</b></p>
<div>This dual-role position is ideal for a high-performing professional with exceptional organizational, interpersonal, and administrative skills. The successful candidate will be responsible for ensuring efficient office operations while providing high-level personal assistance and executive support to the CEO.</div>
<p></p><div><b>Key Responsibilities :</b></div>
<div></div><div><b>Executive Support to the CEO</b></div>
<ul><li>Manage and optimize the CEO&rsquo;s calendar including scheduling meetings, travel arrangements, and prioritization of daily tasks.</li>
<li>Handle all correspondence on behalf of the CEO, including drafting emails, reports, presentations, and meeting notes.</li>
<li>Act as the gatekeeper and point of contact between the CEO and internal/external stakeholders.</li>
<li>Coordinate board meetings, investor meetings, and senior leadership offsites including preparing agendas, documentation, and minutes.</li>
<li>Provide confidential administrative and business support, ensuring discretion and diplomacy at all times.</li>
</ul><div><b>Office Management</b></div>
<ul><li>Oversee day-to-day office operations to ensure an efficient and professional working environment.</li>
<li>Manage office budgets, expenses, and vendor relationships (supplies, IT, maintenance, etc.).</li>
<li>Ensure compliance with health, safety, and regulatory requirements within the Bahrain office.</li>
<li>Coordinate onboarding logistics for new employees (workspace, tech setup, supplies).</li>
<li>Organize internal events, team-building activities, and other office functions.</li>
</ul><div></div><div><b>Qualifications &amp; Skills</b></div>
<ul><li>Bachelor&rsquo;s degree in Business Administration or a related field.</li>
<li>5+ years of experience in a similar role supporting C-suite executives.</li>
<li>Prior experience in financial services, banking, or lending industries is highly desirable.</li>
<li>Proven ability to multitask and prioritize workload in a fast-paced, dynamic environment.</li>
<li>High level of discretion, integrity, and professionalism.</li>
<li>Strong written and verbal communication skills in English;</li>
<li>Proficiency in Microsoft Office Suite, Google Workspace, and virtual collaboration tools (Zoom, Slack, Notion, etc.).</li>
<li>Familiarity with Bahrain&rsquo;s business culture and office practices is a strong advantage.</li>
</ul><div><b>About Us
</b></div><p>AVANA Companies (www.avanacompanies.com) is a U.S. based group of credit and finance companies specializing in lending to specific niche industries that we&rsquo;re highly knowledgeable in, such as hospitality, construction, and traditional Commercial Real Estate (CRE) because it enables us to provide the best possible service for our borrowers and minimize risk for our investors. We focus on helping small business owners and real estate developers across the USA by offering quick, adaptable, and dependable financing.</p>
<p>Based in Glendale, Arizona, our financial services firm stands at the forefront of the industry, embracing innovation and fostering a culture of excellence.</p>
<p>Founded in 2002, we have originated loans in excess of $6.5 Billion and managed $1 Billion assets for our investors.</p>
<p><b>Why join us?
</b></p><p>Join a fast-scaling NBFC where you will be instrumental in building and strengthening our core credit and risk framework from day one. Work directly with founders and leadership in a transparent, fast-paced environment. This is a high-impact role with clear growth into future leadership.</p></div>

Executive Assistant and Office Manager

<div><p><b>Mission:</b><br>
The mission of a Credit Analyst, known internally as Portfolio Management Officer, is to monitor assigned loans within the loan portfolio ensuring accurate risk ratings are assigned, identifying early warning signals and recommending appropriate action. Portfolio Management Officers also monitor and administer construction loans in accordance with standards outlined in credit policy. By doing this, they ensure the stability, profitability, and regulatory compliance of the loan portfolio while effectively managing risk and maximizing shareholder value.</p>
<p><b>Key Results</b></p>
<ul><li>Maintain 90% compliance rate for loan reviews</li>
<li>QC and process construction draw requests within 5 business days of receiving the inspector&rsquo;s final report</li>
<li>Ensure 100% of loan extensions are processed, or loan is handed over to Special Assets, prior to loan maturity</li>
</ul>
<p><b>Core Competencies</b></p>
<ul><li>Analytical Thinking</li>
<li>Attention to Detail</li>
<li>Collaborating with Others</li>
<li>Decision Making</li>
<li>Problem Solving</li>
</ul>
<p><b>Responsibilities</b></p>
<ul><li>Conduct periodic credit risk analyses of assigned loans within the loan portfolio, ensuring accurate risk ratings are assigned.</li>
<li>Engage with clients proactively and independently to gather the information necessary to complete analyses and make informed decisions.</li>
<li>Draft and present clear credit in written loan reviews that accurately capture the credit risk of each loan including the financial capacity of the borrower, the performance of the property and the current value of collateral.</li>
<li>Utilize US based resources to assess risk exposure within the loan portfolio, including probabilities of default and loss given default.</li>
<li>Monitor the performance of assigned loans within the loan portfolio, identifying early warning signals and recommending appropriate action.</li>
<li>Conduct industry research and analysis to understand market trends and identify potential risks.</li>
<li>Monitor and administer construction loans, including tracking budgets, monitoring completion schedules, reviewing third-party reports and ensuring draws are funded timely.</li>
<li>Ensure compliance with all relevant laws, regulations and internal policies.</li>
<li>Communicate effectively with internal stakeholders to provide updates on portfolio performance and risk trends.</li>
<li>Stay informed about changes in regulatory requirements and industry best practices to maintain compliance and mitigate legal and regulatory risks.</li>
<li>Travel may be required for training purposes.</li>
</ul>
<p><b>Requirements</b></p>
<ul><li>Minimum 3 years of experience in commercial lending, preferably with a focus in commercial real estate and hospitality</li>
<li>Bachelor's degree Finance or Accounting with strong academic record</li>
<li>Strong analytical skills with the ability to interpret complex financial data and identify key risk factors</li>
<li>Ability to work independently with minimal supervision</li>
<li>Strong attention to detail and ability to identify discrepancies in data</li>
<li>Proficiency in financial software, data analytics tools, and spreadsheet applications (such as Excel)</li>
<li>Excellent verbal and written communication skills in English with the ability to articulate findings and recommendations effectively and concisely</li>
<li>Ability to work in a fast-paced and multi-national environment</li>
<li>Ability to multi-task, solve problems and think quickly</li>
<li>Willing to work US hours (i.e. 4:00 pm to 1:00 am Bahrain Time)</li>
<li><b>Job</b>: Full Time</li>
<li><b>Type</b>: Usually Work From Office, Friday is working and weekly off is on Saturday &amp; Sunday's.</li>
<li><b>Holiday: </b>Not Bahrain holidays, it will be mostly US or based on business requirements</li>
<li><b>Work Permit:</b> Candidate should have required work permit for Bahrain.</li></ul></div>

Credit Analyst / Portfolio Management Officer (Bahrain)

<div><p><b>Overview:</b><br>
The Marketing Coordinator is responsible for supporting the implementation of marketing campaigns across digital and traditional channels. This role involves content creation, campaign coordination, social media management, and maintaining a comprehensive database of all marketing assets (blogs, graphics, videos, etc.). The ideal candidate is detail-oriented, creative, and data-driven, with a passion for driving high engagement and operational efficiency.</p>
<p><b>Office Hours:</b><br>
This position requires strict adherence to office hours from <b>4:00 PM to 1:00 AM Bahrain Time, Monday to Friday.</b> These hours are non-negotiable.</p>
<p><b>Duties and Responsibilities:</b></p>
<ul><li><b>Campaign Implementation &amp; Coordination:</b>
<ul><li>Assist in executing comprehensive marketing campaigns, including digital advertising, traditional media, email marketing, and social media initiatives.</li>
<li>Manage the scheduling, planning, and delivery of marketing assets to ensure smooth campaign execution.</li>
</ul></li><li><b>Content Creation &amp; Management:</b>
<ul><li>Write engaging blogs and newsletters utilizing internal resources.</li>
<li>Oversee social media content planning, scheduling, and active engagement to maintain high engagement rates.</li>
<li>Maintain and update the content database, ensuring all assets (blogs, graphics, videos, etc.) are cataloged in the company&rsquo;s CMS within 24 hours of creation.</li>
</ul></li><li><b>Data Analysis &amp; Process Improvement:</b>
<ul><li>Gather and evaluate marketing data to measure campaign effectiveness and recommend enhancements.</li>
<li>Monitor content usage and work to improve internal access and utilization by 15% quarterly.</li>
</ul></li><li><b>Event Support &amp; Market Research:</b>
<ul><li>Assist in planning and executing events, managing vendor relationships, logistics, and ensuring memorable attendee experiences.</li>
<li>Conduct market research and competitor analysis to identify trends and business opportunities.</li>
</ul></li><li><b>Cross-Functional Collaboration:</b>
<ul><li>Collaborate with internal departments and external partners to ensure consistent messaging and branding across all marketing campaigns.</li>
<li>Stay informed of industry trends and best practices to continuously optimize marketing strategies.</li>
</ul></li></ul><p><b>Key Results &amp; Performance Metrics:</b></p>
<ul><li><b>Operational Efficiency:</b>
<ul><li>Reduce the average time from campaign concept to launch by 15% quarterly.</li>
</ul></li><li><b>Content Optimization:</b>
<ul><li>Increase the average engagement rate on blogs and newsletters by 7% quarterly without increasing marketing spend.</li>
</ul></li><li><b>Content Operations:</b>
<ul><li>Maintain a content calendar and ensure that 95% or more of scheduled content is posted on time.</li>
<li>Achieve a 20% improvement in response time to customer inquiries and comments on social media platforms.</li>
</ul></li><li><b>Content Management System (CMS) Efficiency:</b>
<ul><li>Ensure that 98% of all created content is cataloged and accessible within 24 hours of creation.</li>
<li>Increase internal content usage by 15% quarterly through improved cataloging and accessibility.</li>
</ul></li></ul><p><b>Required Education, Experience, and Skills:</b></p>
<ul><li>Master&rsquo;s degree in Marketing, Communications, or a related field from a top-tier B School.</li>
<li>Strong understanding of marketing principles, strategies, and techniques.</li>
<li>Proficiency with marketing software, CRM platforms, and social media management tools.</li>
<li>Excellent verbal and written communication skills.</li>
<li>Exceptional organizational and multitasking abilities.</li>
</ul>
<p><b>Desired Characteristics:</b></p>
<ul><li>Keen attention to detail and strong data analysis skills.</li>
<li>Creative thinker with a demonstrable ability to generate innovative ideas.</li>
<li>Strong team player capable of collaborating effectively across cross-functional teams.</li>
</ul>
<p><b>What We Have to Offer:</b></p>
<ul><li>Competitive salary and benefits package.</li>
<li>Ample opportunities for growth, self-development, and professional advancement.</li>
<li>A collaborative and inclusive work environment with international exposure.</li>
<li>Access to professional development and industry networking opportunities.</li></ul></div>

Marketing Coordinator

Join Avana Companies and explore 7   exciting career opportunities. They're hiring for various roles with options for remote or on-site work. Apply today and become part of their innovative team.

Avana Companies

ABOUT_COMPANY

Business Development Officer - SBA & CRE (United States)

Business Development Officer - SBA & CRE (United States)

Business Development Officer - SBA & CRE (United States)

Manager – Legal, Compliance & Secretarial, NBFC

Executive Assistant and Office Manager

Credit Analyst / Portfolio Management Officer (Bahrain)

Marketing Coordinator