Abrar Admin

Bank of Landisburg

<div>General Responsibilities
Responsible for performing various duties to support the credit analysis function; coordinating work within the department, as well as with other departments; complying with operating policies and procedures established for the credit analysis function; communicating with appropriate personnel; responding to inquiries or requests for information; maintaining appropriate records and providing assigned reports.<div></div>
Essential Duties
<ul><li>Performs various duties to support the credit analysis function of which the following are illustrative:</li></ul>
<ul><li>Receives data on prospective and active borrowing accounts, i.e., financial statements, agency reports, and interview and investigation sheets.</li></ul>
<ul><li>Analyzes data and evaluates the short- and long-run prospects of the individual or company.</li></ul>
<ul><li>Prepares Loan Presentation Form containing information on the amount, terms, and structure of the credit requested, as well as information on the borrower regarding open and/or related borrowings, depository information, etc.</li></ul>
<ul><li>Identifies strengths and weaknesses regarding the granting or denying of loans; prepares sufficient information to document recommendations, if assigned to a lending function.</li></ul>
<ul><li>If assigned to the loan review function, may suggest a loan grade after conducting a thorough credit analysis and documentation review.</li></ul>
<ul><li>Provides thorough documentation of all financial analysis work, including ratios, risk rating, and other related information.</li></ul>
<ul><li>Ensures that all credit analysis activities are conducted in accordance with prescribed lending policy.</li></ul>
<ul><li>Abides by the current laws and organizational policies and procedures designed and implemented to promote an environment which is free of harassment and other forms of illegal discriminatory behavior in the work place.</li></ul>
<ul><li>Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness and the Bank's compliance with all regulatory requirements.</li></ul>
<ul><li>Coordinates specific work tasks with other personnel within the department as well as with other departments in order to ensure the smooth and efficient flow of information.</li></ul>
<ul><li>Communicates with management and staff personnel in order to integrate goals and activities.</li></ul>
<ul><li>Responds to inquiries relating to his/her particular area, or to requests from other Bank personnel, customers, etc., within given time frames and within established policy.</li></ul>
<ul><li>Maintains appropriate records and provides assigned reports.</li></ul>
Ancillary Duties
<ul><li>Performs tasks which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending upon individual circumstances.</li></ul>
Job Location
Equipment/Machines
<ul><li>Automobile</li><li>
Telephone</li><li>
PC/Computer keyboard</li><li>
Printer</li><li>
Copy machine</li><li>
Fax machine</li><li>
Calculator</li><li>
Scanner</li></ul>
Basic Qualifications
Education/Training: B.S. or B.A. degree in a related field of study normally required; specialized financial analysis training.
Skill(s): Proficient reading, writing, grammar, and mathematics skills; proficient interpersonal relations and communicative skills; knowledge of current lending and loan review regulations and banking regulations, procedures, and operations; ability to analyze and interpret more complex financial statements; moderate PC skills, including knowledge of Microsoft Word and Excel; technical skills sufficient to provide guidance and training to Credit Analyst I(s); visual and auditory skills; valid driver&rsquo;s license.
Experience: A minimum of two (2) years' experience as a Credit Analyst normally required. In addition to the preferred experience requirements, promotion from a Credit Analyst I to a Credit Analyst II is contingent upon the incumbent's ability to effectively perform multiple tasks, duties, and jobs throughout the division or department.</div>

Credit Analyst

<div>General Responsibilities
Responsible for performing a variety of duties to support the paying and receiving function of the community office; coordinating work within the unit or department, as well as with other departments and units; reporting pertinent information to the immediate supervisor; responding to inquiries or requests for information.
Essential Duties
<ul><li>Performs a variety of duties to support the paying and receiving function of the community office of which the following are illustrative:</li></ul>
<ul><li>Greets and serves customers in a friendly and courteous manner.</li></ul>
<ul><li>Maintains an awareness of new business opportunities with customers; actively refers customers to appropriate customer service personnel.</li></ul>
<ul><li>Accepts deposits of various account types.</li></ul>
<ul><li>Cashes checks within approved authority and operating policy.</li></ul>
<ul><li>Sells Cashier&rsquo;s Checks and Money Orders.</li></ul>
<ul><li>Accepts loan payments, safe deposit box rent, and other related payments.</li></ul>
<ul><li>Processes night deposits and mail deposits.</li></ul>
<ul><li>Maintains an approved level of cash; turns in excess and mutilated cash.</li></ul>
<ul><li>Prepares daily settlement and proof of cash transactions; balances cash drawer accurately and efficiently on a daily basis.</li></ul>
<ul><li>Prepares daily work for delivery to the proof area; runs back counter.</li></ul>
<ul><li>Accesses general ledger accounts related to the paying and receiving function.</li></ul>
<ul><li>Prepares reports relating to the function, e.g., currency transaction, BSA reports, etc.</li></ul>
<ul><li>Maintains supplies and an awareness of Teller supply inventory control.</li></ul>
<ul><li>Coordinates specific work tasks with other personnel within the unit or department as well as with other units and departments in order to ensure the smooth and efficient flow of information.</li></ul>
<ul><li>Abides by the current laws and organizational policies and procedures designed and implemented to promote an environment which is free of sexual harassment and other forms of illegal discriminatory behavior in the workplace.</li></ul>
<ul><li>Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness and the bank&rsquo;s compliance with all regulatory requirements, e.g. Community Reinvestment Act (CRA, Equal Credit Opportunity Act, etc.</li></ul>
<ul><li>Reports pertinent information to the immediate supervisor as requested, or according to an established schedule; compiles information as necessary or as directed and provides data to appropriate bank personnel.</li></ul>
<ul><li>Responds to inquiries relating to his/her particular area, or to requests from customers, other bank personnel, etc., within given time frames and within established policy.</li></ul>
<h1 class="jobSectionHeader">Ancillary Duties</h1>
<ul><li>May be required, on occasion, to provide safe deposit box services to customers.</li></ul>
<ul><li>May be required to provide support in non-paying and receiving activities, e.g. new accounts, loans, etc.</li></ul>
<ul><li>May be required to balance and/or service ATM machines.</li></ul>
<ul><li>May be required to verify and wrap coin for vault cash control purposes.</li></ul>
<ul><li>Performs tasks which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending upon individual circumstances.</li></ul>
Job Location
Assigned office location
Equipment/Machines
<ul><li>Telephone</li><li>
Teller machine/Integrated Teller Software</li><li>
Calculator</li><li>
Copy machine</li><li>
Computer keyboard</li><li>
Coin machine</li><li>
Sorter</li><li>
Currency verifier</li><li>
Combination lock</li><li>
Check cutter</li><li>
Fax machine</li><li>
Proof machine</li></ul>
Basic Qualifications
Education/Training: A high school diploma or equivalent with an emphasis in a business or accounting curriculum.
Skill(s): Moderate reading, writing, and grammar skills; proficient analytical and mathematics skills; proficient communicative and interpersonal relations skills; proficient eye-hand coordination; ability to operate various office machines; ability to lift approximately fifty (50) lbs. of coin; visual and auditory skills.
Experience: None required.</div>

Teller - Part Time

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Bank of Landisburg

About Company

Credit Analyst

Teller - Part Time