Urwah Admin

bankfab

<div><div>Job Description</div></div><div></div>
<br><div><div>Responsibilities</div></div><div></div>
<br><div><div>Qualifications</div></div><div></div>
<br><div><div>About Us</div>
<div><div><b>About Us:<br>
</b></div><div></div><br>
<div>First Abu Dhabi Bank (FAB) is the largest bank in the UAE and one of the world's largest and safest financial institutions. We offer a comprehensive range of personal and private banking services, including credit cards, Islamic banking, investments, loans, and mortgages. Our commitment to excellence and innovation drives us to provide top-tier financial solutions to our clients.<br>
</div><div></div><br>
<div><b>Life at FAB:<br>
</b></div><div></div><br>
<div>Working at FAB means being part of a team of talented and passionate individuals with a shared vision to support the ambitions of our stakeholders to &quot;Grow Stronger.&quot; We embrace the needs of our customers across the globe with a sense of responsibility and confidence driven by extensive expertise that can only be delivered by an ambitious world-class organization<br>
</div><div></div><br>
<div><b>Career Development:<br>
</b></div><div></div><br>
<div>FAB offers unique career choices, a chance to innovate, craft solutions for the future, and express yourself in a performance-based culture that will unleash the best in you. Whether you are an experienced professional or just starting your career, FAB provides a range of learning and development initiatives to support all employees through training and skill development.<br>
</div><div></div><br>
<div><b>Our Values:<br>
</b></div><div></div><br>
<div>At FAB, we place our customers at the core of our activities, live our values each day in every way, celebrate achievements, and empower each other to deliver leading solutions. We have structured plans for the recruitment and career progression of Emirati talent to enable them to make a mark in the financial and banking sector both regionally and globaly that rewards your hard work and dedication.<br>
</div><div></div><br>
<div>Join our team and be part of a journey to shape the future of banking.</div></div></div><div></div>

Customer Service Representative

<div><div>Job Description</div></div><div></div>
<br><div><div>Responsibilities</div>
<div>
<p><b>Job Purpose:
</b></p><p>The purpose of this role is to take credit ownership from underwriting to obtaining necessary approvals for the assigned portfolio of clients within the Wholesale Banking. Aside of ensuring all propositions are in compliance with Group Credit Policy and guidelines, the role&rsquo;s purpose is also to provide guidance and expertise across full spectrum of product offering(s) working with Coverage &amp; Product teams as also engaging with the client, where necessary, in structuring and propositioning so that the twin objective of client needs and Bank requirements are met in a swift and expeditious manner.
</p><p><b>Key Accountabilities:
</b></p><ul><li>Provide ongoing feedback and expert inputs into the deal structure intermittently and as required based on Bank Risk Appetite for products/ industry / sector / geography / counterparty.
</li><li>Advises Relationship Managers on the risk factors associated with complex transactions, and the clauses imperative in mitigating these.
</li><li>Participate and represent credit in the due diligence process for prospective deals in collaboration with Coverage/ Product teams and ensure that emerging risk factors are identified and are suitably addressed with appropriate mitigants.
</li><li>Ensures that appropriate Target Market Risk Acceptance Criteria and Credit Policy guidelines are followed as part of approval process.
</li><li>Conduct and where appropriate, guide a team of analyst(s), to conduct robust credit analysis and obtain appropriate approvals.
</li><li>Ensures timely availability of required information to Head of Credit / Unit Head for credit decision making.
</li><li>Guides Coverage / Product teams on credit appetite and way and means to optimize the same to achieve optimal risk-reward balance as per established guidelines.
</li><li>Coordinate with internal counterparties (CAD, Legal etc.) to provide guidance on risk assessment, risk rating, and documentation.
</li><li>Ensure accuracy of data being presented to various stakeholders including senior management
</li><li>Obtain accurate and current information and update the Risk systems (Risk rating models, collateral management system etc) that allow for accurate identification of risk profiles/ratings in all asset categories.
</li><li>Recommend amendments to the Bank&rsquo;s credit policy, procedures, Risk Rating models, credit memorandums, risk criteria etc based on lending experience and market expediencies ensuring it is aligned with overall Bank&rsquo;s risk strategy &amp; policy
</li>Ensure satisfactory rating in audits through proactive actions and ensure all recommendations are implemented<br>
<li>
</li></ul><p></p><p><b>Job Specific Accountabilities
</b></p><ul><li>Preparation of comprehensive credit papers clearly outlining key risks, mitigations and recommendation for presentation to the Approving Authority for prospective and existing clients under assigned portfolio
</li><li>Coordinates with the Relationship Managers well in advance of due dates of annual reviews to obtain necessary information from the borrower to facilitate a comprehensive review of the credit facilities.
</li><li>Ensure credit processing &amp; approval turnaround times as per agreed SLAs with Business Segment.
</li><li>Periodic meetings / conference calls with clients to be undertaken along with RMs for prospective and existing clients
</li><li>Monitor accounts regularly and follow-up with Business units on terms and conditions to ensure compliance with the approval conditions.
</li><li>Ensure all excesses, exceptions, overdue annual reviews, covenant deficiencies, ensuring current collateral valuations and deficiencies in terms and conditions vis-&agrave;-vis lending portfolio are monitored, controlled and addressed.
</li><li>Oversight the mark-to-market revaluation and margin monitoring process and liaise with the respective RMs to rectify any margin call situations.
</li><li>Review exception and portfolio reports as applicable and keep abreast of the clients account conduct, financial standing and latest developments occurring in their respective segment/market so as to provide appropriate recommendations with regards to change in risk appetite / ratings /classification.
</li><li>Monitor early warning indicators in order to identify potential problem accounts and liaise with Business Units for ensuring suitable action plans are in place to rectify the situation at an early stage.
</li><li>Manage problem credits closely, and recommending appropriate strategies and remedial action plans. Identify defaulters and recommend immediate remedial arrangements for maintaining a quality credit portfolio.
</li><li>Ensure asset classification and provisioning is in line with statutory and policy guidelines including any risk downgrades.
</li><li>Providing senior level advisory support on credit policies, lending structures, documentations and guidance to business heads/units in managing complex credit risks, providing practical solutions.
</li>Contribute to enhancement of knowledge and expertise of other team members by participating in training and development initiatives.<br>
<li>
</li></ul><p></p><p><b>Qualifications &amp; Experience:
</b></p><p><b>Minimum Qualification
</b></p><ul><li>Must have Bachelor&rsquo;s degree.
</li><li>Desirable: - Chartered Accountant/ Masters in Business Administration (MBA) or any other relevant finance degree, professional certification charter (CFA/FRM etc) or diploma.
</li></ul><p><b>Minimum Experience
</b></p><ul><li>Minimum 10 years relevant experience in the banking sector with at least 4-5 years in Credit function.
</li><li>Expert knowledge of various credit products such as Lombard lending, Real Estate financing, FX and Derivatives.
</li><li>Expert knowledge of various Investment products such as bonds, sukuks, stocks, mutual funds, structured notes etc.
</li><li>Ability to look into and beyond Personal Net Worth Statements/financials and see business proposition.
</li><li>Strong structuring skills
</li><li>Good understanding of legal and regulatory framework.
</li><li>Ability to work under pressure
</li><li>Strong communication skills &ndash; written and spoken</li></ul></div></div>
<br><div><div>Qualifications</div></div><div></div>
<br><div><div>About Us</div>
<div><div><b>About Us:<br>
</b></div><div></div><br>
<div>First Abu Dhabi Bank (FAB) is the largest bank in the UAE and one of the world's largest and safest financial institutions. We offer a comprehensive range of personal and private banking services, including credit cards, Islamic banking, investments, loans, and mortgages. Our commitment to excellence and innovation drives us to provide top-tier financial solutions to our clients.<br>
</div><div></div><br>
<div><b>Life at FAB:<br>
</b></div><div></div><br>
<div>Working at FAB means being part of a team of talented and passionate individuals with a shared vision to support the ambitions of our stakeholders to &quot;Grow Stronger.&quot; We embrace the needs of our customers across the globe with a sense of responsibility and confidence driven by extensive expertise that can only be delivered by an ambitious world-class organization<br>
</div><div></div><br>
<div><b>Career Development:<br>
</b></div><div></div><br>
<div>FAB offers unique career choices, a chance to innovate, craft solutions for the future, and express yourself in a performance-based culture that will unleash the best in you. Whether you are an experienced professional or just starting your career, FAB provides a range of learning and development initiatives to support all employees through training and skill development.<br>
</div><div></div><br>
<div><b>Our Values:<br>
</b></div><div></div><br>
<div>At FAB, we place our customers at the core of our activities, live our values each day in every way, celebrate achievements, and empower each other to deliver leading solutions. We have structured plans for the recruitment and career progression of Emirati talent to enable them to make a mark in the financial and banking sector both regionally and globaly that rewards your hard work and dedication.<br>
</div><div></div><br>
<div>Join our team and be part of a journey to shape the future of banking.</div></div></div><div></div>

AVP & Lead, Credit Management, Corporate Banking

<div><div>Job Description</div>
<div>
<p><b>Role specific responsibilities:
</b></p><ul><li>Define and execute the technology roadmap for Cards and Loyalty in alignment with reference architecture and business strategy
</li><li>Lead the design, development, and deployment of Islamic products
</li><li>Collaborate with product, operations, and compliance teams to deliver seamless and compliant customer journeys
</li><li>Oversee the modernization of legacy systems and migration to cloud-native architectures where applicable
</li>Monitor and manage technology budgets, vendor contracts, and service level agreements (SLAs).<br>
<li>
<br>
</li></ul><p><b>General functional responsibilities:<br>
</b><br>
</p><ul><li>Provide leadership and direction to technology teams supporting Cards&amp; Loyalty Domain
</li><li>Ensure robust IT governance, risk management, and compliance with internal and external regulations.
</li><li>Champion a culture of innovation, agility, and continuous improvement within the technology function
</li><li>Foster collaboration with enterprise architecture, security, infrastructure, and other IT domains.
</li>Track and report on key scorecards indicators (KPIs) including Audit and RISK items.<br>
<li>
<br>
</li></ul><p><b>Core competencies required (Exp Overall: 12+ Years, Cards Domain: 8+ Years):<br>
</b><br>
</p><ul><li>Strategic Thinking &amp; Vision: Ability to align technology strategy with business objectives and anticipate future trends.
</li><li>Leadership &amp; People Management: Proven experience in leading cross-functional teams, mentoring talent, and fostering a high-performance culture
</li><li>Transformation Expertise: Deep understanding of digital banking, customer experience platforms, and emerging fintech trends on Cards &amp; Payments
</li><li>Cards Knowledge: Familiarity with all types of cards (Credit, Debit, Prepaid, Closed-Loop etc.) principles, working and their technological implications along with various Loyalty applications and use cases.
</li><li>Stakeholder Management: Excellent communication and collaboration skills with business leaders, regulators, and vendors</li></ul></div></div>
<br><div><div>Responsibilities</div></div><div></div>
<br><div><div>Qualifications</div></div><div></div>
<br><div><div>About Us</div>
<div><div><b>About Us:<br>
</b></div><div></div><br>
<div>First Abu Dhabi Bank (FAB) is the largest bank in the UAE and one of the world's largest and safest financial institutions. We offer a comprehensive range of personal and private banking services, including credit cards, Islamic banking, investments, loans, and mortgages. Our commitment to excellence and innovation drives us to provide top-tier financial solutions to our clients.<br>
</div><div></div><br>
<div><b>Life at FAB:<br>
</b></div><div></div><br>
<div>Working at FAB means being part of a team of talented and passionate individuals with a shared vision to support the ambitions of our stakeholders to &quot;Grow Stronger.&quot; We embrace the needs of our customers across the globe with a sense of responsibility and confidence driven by extensive expertise that can only be delivered by an ambitious world-class organization<br>
</div><div></div><br>
<div><b>Career Development:<br>
</b></div><div></div><br>
<div>FAB offers unique career choices, a chance to innovate, craft solutions for the future, and express yourself in a performance-based culture that will unleash the best in you. Whether you are an experienced professional or just starting your career, FAB provides a range of learning and development initiatives to support all employees through training and skill development.<br>
</div><div></div><br>
<div><b>Our Values:<br>
</b></div><div></div><br>
<div>At FAB, we place our customers at the core of our activities, live our values each day in every way, celebrate achievements, and empower each other to deliver leading solutions. We have structured plans for the recruitment and career progression of Emirati talent to enable them to make a mark in the financial and banking sector both regionally and globaly that rewards your hard work and dedication.<br>
</div><div></div><br>
<div>Join our team and be part of a journey to shape the future of banking.</div></div></div><div></div>

Principal Lead, Cards & Loyalty

<div><div>Job Description</div></div><div></div>
<br><div><div>Responsibilities</div>
<div>
<p><b>Job Purpose:
</b></p><p>The purpose of this role is to take credit ownership from underwriting to obtaining necessary approvals for the assigned portfolio of clients across Healthcare &amp; Education segment within Wholesale Banking. Apart from ensuring all propositions are in compliance with Group Credit Policy and guidelines, the role&rsquo;s purpose is also to provide guidance and expertise across full spectrum of product offering(s) working with Coverage &amp; Product teams as also engaging with the client, where necessary, in structuring and propositioning so that the twin objective of client needs and Bank requirements are met in a swift and expeditious manner.
</p><p><b>Key Accountabilities:
</b></p><p><b>Generic Accountability
</b></p><ul><li><p>Actively participate in client relationships through client visits / conference calls as part of transaction origination/structuring.
</p></li><li><p>Provide ongoing feedback and expert inputs into the deal structure intermittently and as required based on Bank Risk Appetite for products/ industry / sector / geography / counterparty.
</p></li><li><p>Advises Relationship Managers on the risk factors associated with complex transactions, and the clauses imperative in mitigating these.
</p></li><li><p>Participate and represent credit in the due diligence process for prospective deals in collaboration with Coverage/ Product teams and ensure that emerging risk factors are identified and are suitably addressed with appropriate mitigants.
</p></li><li><p>Ensures that appropriate Target Market Risk Acceptance Criteria and Credit Policy guidelines are followed as part of approval process.
</p></li><li><p>Conduct and where appropriate, guide a team of analyst(s), to conduct robust credit analysis and obtain appropriate approvals.
</p></li><li><p>Ensures timely availability of required information to Head of Credit / Unit Head for credit decision making.
</p></li><li><p>Guides Coverage / Product teams on credit appetite and way and means to optimize the same to achieve optimal risk-reward balance as per established guidelines.
</p></li><li><p>Coordinate with internal counterparties (CAD, Legal etc.) to provide guidance on risk assessment, risk rating, and documentation.
</p></li><li><p>Ensure accuracy of data being presented to various stakeholders including senior management.
</p></li><li><p>Obtain accurate and current information and update the Risk systems (Risk rating models, collateral management system etc) that allow for accurate identification of risk profiles/ratings in all asset categories.
</p></li><li><p>Recommend amendments to the Bank&rsquo;s credit policy, procedures, Risk Rating models, credit memorandums, risk criteria etc based on lending experience and market expediencies ensuring it is aligned with overall Bank&rsquo;s risk strategy &amp; policy.
</p></li><li><p>Ensure satisfactory rating in audits through proactive actions and ensure all recommendations are implemented.
</p></li></ul><p><b>Job Specific Accountabilities
</b></p><ul><li><p>Preparation of comprehensive credit papers clearly outlining key risks, mitigations and recommendation for presentation to the Approving Authority for prospective and existing clients under assigned portfolio
</p></li><li><p>Coordinates with the Relationship Managers well in advance of due dates of annual reviews to obtain necessary information from the borrower to facilitate a comprehensive review of the credit facilities.
</p></li><li><p>Ensure credit processing &amp; approval turnaround times as per agreed SLAs with Business Segment.
</p></li><li><p>Periodic meetings / conference calls with clients to be undertaken along with RMs for prospective and existing clients.
</p></li><li><p>Monitor accounts regularly and follow-up with Business units on terms and conditions to ensure compliance with the approval conditions.
</p></li><li><p>Ensure all excesses, exceptions, overdue annual reviews, covenant deficiencies, ensuring current collateral valuations and deficiencies in terms and conditions vis-&agrave;-vis lending portfolio are monitored, controlled and addressed.
</p></li><li><p>Oversight the mark-to-market revaluation and margin monitoring process and liaise with the respective RMs to rectify any margin call situations.
</p></li><li><p>Review exception and portfolio reports as applicable and keep abreast of the clients account conduct, financial standing and latest developments occurring in their respective segment/market so as to provide appropriate recommendations with regards to change in risk appetite / ratings /classification.
</p></li><li><p>Monitor early warning indicators in order to identify potential problem accounts and liaise with Business Units for ensuring suitable action plans are in place to rectify the situation at an early stage.
</p></li><li><p>Manage problem credits closely and recommending appropriate strategies and remedial action plans. Identify defaulters and recommend immediate remedial arrangements for maintaining a quality credit portfolio.
</p></li><li><p>Ensure asset classification and provisioning is in line with statutory and policy guidelines including any risk downgrades.
</p></li><li><p>Providing senior level advisory support on credit policies, lending structures, documentations and guidance to business heads/units in managing complex credit risks, providing practical solutions.
</p></li><li><p>Contribute to enhancement of knowledge and expertise of other team members by participating in training and development initiatives.
</p></li></ul><p><b>Qualifications &amp; Experience:
</b></p><p><b>Minimum Qualification
</b></p><ul><li><p>Must have Bachelor&rsquo;s degree.
</p></li><li><p>Desirable: - Chartered Accountant/ Masters in Business Administration (MBA) or any other relevant finance degree, professional certification charter (CFA/FRM etc) or diploma.
</p></li></ul><p><b>Minimum Experience
</b></p><ul><li><p>Minimum 10 years relevant experience in the banking sector with at least 4-5 years in Large Corporate / Wholesale Credit function.
</p></li><li><p>Proven experience in Corporate Credit underwriting, preferably across Healthcare and/or Education sectors regionally or globally. This includes analysis of underlying business fundamentals, cash flows, and sustainability of the business.
</p></li><li><p>Expert knowledge and experience of products and structures across trade &amp; working capital, syndicated &amp; bilateral loans, structured finance. This includes knowledge of documentation specific to such facilities.
</p></li><li><p>Solid understanding of Investment and Global Markets / Treasury products
</p></li><li><p>Good understanding of legal and regulatory framework.
</p></li><li><p>Ability to work under pressure.
</p></li><li><p>Strong communication skills &ndash; written and spoken</p></li></ul></div></div>
<br><div><div>Qualifications</div></div><div></div>
<br><div><div>About Us</div>
<div><div><b>About Us:<br>
</b></div><div></div><br>
<div>First Abu Dhabi Bank (FAB) is the largest bank in the UAE and one of the world's largest and safest financial institutions. We offer a comprehensive range of personal and private banking services, including credit cards, Islamic banking, investments, loans, and mortgages. Our commitment to excellence and innovation drives us to provide top-tier financial solutions to our clients.<br>
</div><div></div><br>
<div><b>Life at FAB:<br>
</b></div><div></div><br>
<div>Working at FAB means being part of a team of talented and passionate individuals with a shared vision to support the ambitions of our stakeholders to &quot;Grow Stronger.&quot; We embrace the needs of our customers across the globe with a sense of responsibility and confidence driven by extensive expertise that can only be delivered by an ambitious world-class organization<br>
</div><div></div><br>
<div><b>Career Development:<br>
</b></div><div></div><br>
<div>FAB offers unique career choices, a chance to innovate, craft solutions for the future, and express yourself in a performance-based culture that will unleash the best in you. Whether you are an experienced professional or just starting your career, FAB provides a range of learning and development initiatives to support all employees through training and skill development.<br>
</div><div></div><br>
<div><b>Our Values:<br>
</b></div><div></div><br>
<div>At FAB, we place our customers at the core of our activities, live our values each day in every way, celebrate achievements, and empower each other to deliver leading solutions. We have structured plans for the recruitment and career progression of Emirati talent to enable them to make a mark in the financial and banking sector both regionally and globaly that rewards your hard work and dedication.<br>
</div><div></div><br>
<div>Join our team and be part of a journey to shape the future of banking.</div></div></div><div></div>

AVP & Lead, Credit Management, Education & Healthcare

<div><div>Job Description</div>
<div>
<p>The VP, Business Banking Marketing is accountable for leading the end‑to‑end marketing strategy and execution for FAB&rsquo;s Business Banking segment, covering micro, SME, commercial, and ecosystem propositions.
</p><p>The role drives strategic growth across acquisition, engagement, retention, and cross‑sell, positioning FAB as the primary banking partner of choice for businesses in the UAE.
</p><p>Operating as the senior marketing lead for the Business Bank, this role partners closely with Business Banking Leadership, Product, Digital, Analytics, CRM, Corporate Communications, and Distribution to design and deploy integrated marketing programmes that accelerate revenue growth and reinforce FAB&rsquo;s competitive differentiation.</p></div></div>
<br><div><div>Responsibilities</div>
<div><ul><li>Lead the marketing strategy for SME lending, deposits, merchant payments, trade finance, and working capital solutions.
</li><li>Build targeted sector‑based marketing frameworks (e.g., F&amp;B, healthcare, professional services, ecommerce).
</li><li>Develop acquisition engines for startups, micro businesses, and priority growth clusters.
</li><li>Design B2B content ecosystems: playbooks, thought leadership, founder stories, case studies, market outlooks.
</li><li>Partner with CRM to develop multi‑journey lifecycle programmes (welcome, activation, growth, risk mitigation).
</li><li>Oversee GTM for digital business banking platforms, online onboarding, and ecosystem partnerships.
</li><li>Strengthen FAB&rsquo;s Business Bank brand positioning through storytelling, creative excellence, and proposition clarity.
</li><li>Ensure consistent narrative across campaigns, segment communications, sponsorships, and content programmes.
</li><li>Act as the senior marketing business partner to Business Banking leadership teams (SME, Business Finance, Trade, Merchant Solutions, Working Capital, Ecosystems).
</li><li>Collaborate deeply with Product, Data, Analytics, CRM, Digital Channels, Corporate Comms, and Distribution.
</li><li>Guide early GTM engagement for new propositions, ensuring readiness, sequencing, and launch excellence.</li></ul></div></div>
<br><div><div>Qualifications</div>
<div><ul><li>Bachelor&rsquo;s degree in Marketing, Business, Economics, or related field
</li><li>Master&rsquo;s degree or MBA preferred
</li><li>Professional certifications in B2B marketing, digital strategy, or CRM advantageous
</li><li>12&ndash;15 years&rsquo; experience in B2B or Business Banking marketing</li></ul></div></div>
<br><div><div>About Us</div>
<div><div><b>About Us:<br>
</b></div><div></div><br>
<div>First Abu Dhabi Bank (FAB) is the largest bank in the UAE and one of the world's largest and safest financial institutions. We offer a comprehensive range of personal and private banking services, including credit cards, Islamic banking, investments, loans, and mortgages. Our commitment to excellence and innovation drives us to provide top-tier financial solutions to our clients.<br>
</div><div></div><br>
<div><b>Life at FAB:<br>
</b></div><div></div><br>
<div>Working at FAB means being part of a team of talented and passionate individuals with a shared vision to support the ambitions of our stakeholders to &quot;Grow Stronger.&quot; We embrace the needs of our customers across the globe with a sense of responsibility and confidence driven by extensive expertise that can only be delivered by an ambitious world-class organization<br>
</div><div></div><br>
<div><b>Career Development:<br>
</b></div><div></div><br>
<div>FAB offers unique career choices, a chance to innovate, craft solutions for the future, and express yourself in a performance-based culture that will unleash the best in you. Whether you are an experienced professional or just starting your career, FAB provides a range of learning and development initiatives to support all employees through training and skill development.<br>
</div><div></div><br>
<div><b>Our Values:<br>
</b></div><div></div><br>
<div>At FAB, we place our customers at the core of our activities, live our values each day in every way, celebrate achievements, and empower each other to deliver leading solutions. We have structured plans for the recruitment and career progression of Emirati talent to enable them to make a mark in the financial and banking sector both regionally and globaly that rewards your hard work and dedication.<br>
</div><div></div><br>
<div>Join our team and be part of a journey to shape the future of banking.</div></div></div><div></div>

VP, Marketing Business Partnerships - Business Banking

<div><div>Job Description</div>
<div>
<div><b>JOB PURPOSE:<br>
</b></div><div></div><div>The role is responsible for leading the Investment Banking &amp; Markets First Line of Defence (FLOD) governance and controls function, ensuring it is fit for purpose and aligned with international best ‑ practice standards.
</div><div>The role establishes a dedicated business ‑ owned controls and governance capability that partners closely with Risk, Compliance, and other control functions to support informed decision ‑ making, effective risk management, timely issue resolution, and operational excellence across the First Line.
</div><div>The Head is accountable for embedding a strong risk and control culture across Investment Banking &amp; Markets, ensuring adherence to internal policies, regulatory requirements, and governance frameworks, while maintaining appropriate challenge and escalation.
</div><div>This is an important role requiring strong stakeholder management, communication, and influencing skills to drive accountability, consistency, and continuous improvement across complex and fast ‑ moving businesses.
</div><div>The function supports Coverage, Global Markets (GM), and Global Corporate Finance (GCF).<br>
</div><div></div><div><b>KEY ACCOUNTABILITIES:
</b></div><p><b>1. Risk Tracking &amp; Control Design
</b></p><ul><li>Own and oversee tracking of business ‑ owned action plans to implement or comply with new and amended regulatory requirements
</li><li>Lead the design, enhancement, and implementation of new or changed First Line controls, ensuring alignment with regulatory expectations and internal policies
</li><li>Establish and maintain a business ‑ level risk and control library across IB &amp; Markets businesses, ensuring consistency and completeness
</li></ul><p><b>2. Regulatory Engagement
</b></p><ul><li>Act as the central FLOD coordination point for regulatory requests, examinations, and information submissions, ensuring timely, accurate, and high ‑ quality business responses
</li><li>Coordinate business inputs and management information (MI) provided to regulators
</li><li>Partner closely with business stakeholders, Compliance, Risk, and other control functions to ensure ongoing regulatory adherence and readiness
</li></ul><p><b>3. Policy &amp; Governance Frameworks
</b></p><ul><li>Track Group policy changes and assess implications for Investment Banking &amp; Markets, ensuring timely updates to business SOPs and controls
</li>Design and implement controls across the Global Markets end ‑ to ‑ end trade lifecycle, ensuring adherence to approved policies, procedures, and governance standards<br>
<li>
</li></ul><div></div><p><b>4. Risk Assessments &amp; Control Effectiveness
</b></p><ul><li><p><b>Enterprise </b><b>‑ </b><b>Wide Risk Assessment (EWRA):<br>
 </b></p></li><p></p><li>Coordinate IB &amp; Markets business inputs and MI
</li><li>Independently challenge and validate Compliance ‑ led inherent risk and control assessments in the first instance
</li><li><b>Risk &amp; Control Self </b><b>‑ </b><b>Assessments (RCSA):
</b></li><li>Coordinate business RCSA activities, including identification of key regulatory and operational risks and control gaps
</li><li>Facilitate and oversee formal challenge sessions with Second Line of Defence (e.g. Compliance)
</li><li>Conduct regular reviews of business activities and processes to identify vulnerabilities, control weaknesses, and enhancement opportunities, and recommend remediation actions
</li><li>For Global Markets trade monitoring, oversee the assessment of preventative versus detective controls
</li><li>Coordinate FLOD engagement on other risk areas as required (e.g. Conduct Risk)
</li><li>Develop and maintain Key Risk Indicators (KRIs) to measure control effectiveness and emerging risk trends in near real time
</li></ul><p><b>5. Assurance &amp; Monitoring
</b></p><ul><li>Coordinate business engagement and responses to Compliance Monitoring and Testing plans
</li><li>Execute agreed First Line monitoring activities, aligned with Compliance and business priorities
</li></ul><p><b>6. Issues, Findings &amp; Incident Management
</b></p><ul><li>Own the coordination and oversight of business ‑ owned issues arising from:
</li><li>Compliance monitoring
</li><li>Group Internal Audit (GIA)
</li><li>Regulatory examinations
</li><li>FLOD monitoring and near ‑ misses
</li><li>Ensure clear accountability for issue ownership within the business
</li><li>Track remediation progress, interim milestones, and deadlines; escalate delinquencies appropriately, especially where regulatory risk exists
</li><li>Manage dependencies across functions and escalate impediments where required
</li><li>Oversee escalation and tracking of near ‑ misses and control failures
</li></ul><p><b>7. Training &amp; Awareness
</b></p><ul><li>Monitor and report on mandatory training completion, escalating delinquencies to senior management
</li><li>Coordinate business responses to mandatory HR and regulatory training programmes, in partnership with HR and Compliance
</li></ul><p><b>8. Reporting, Governance &amp; Committees
</b></p><ul><li>Develop and maintain a business ‑ owned IB &amp; Markets governance framework, involving relevant stakeholders (Compliance, Risk, Technology, Operations)
</li><li>Ensure effective oversight of risks, controls, issues, and risk appetite metrics
</li><li>Produce and escalate risk, control, and performance reporting (KRIs, KPIs)
</li><li>Perform thematic and trend analysis to identify systemic issues and emerging risks.
</li><li>Oversee data quality and source systems supporting risk and regulatory reporting
</li><li>Chair/lead relevant governance committees and ensure effective escalation and decision ‑ making
</li></ul><p><b>9. Capital Allocation Committee (CAC) Governance
</b></p><ul><li>Review and update the Capital Allocation Committee charter, ensuring alignment with regulatory and internal governance requirements
</li><li>Review CAC submissions (from GRMs and business) for quality, completeness, and risk considerations; track approvals and conditions
</li><li>Track and report analysis of business opportunities submitted to the CAC on a quarterly basis
</li><li>Analyse, monitor, and report on low ‑ returning IB &amp; Markets clients, supporting informed capital allocation decisions
</li></ul><p><b>10. Breach &amp; Disciplinary Management
</b></p><ul><li>Oversee tracking and management of business breaches and disciplinary matters
</li><li>Track and escalate implementation of agreed remediation and corrective actions
</li></ul><div><ul><li><b>Credit
</b></li></ul></div><ul><li>Work with credit on the refesh of the Group Credit Policy ensuring alignment with business interest and business processes are aligned with GCP
</li><li>Ensure the credit processes are being adhered to example Past Due monitoring &amp; settlement, closure of document deficiencies &amp; ensure CAs are being timely renewed .
</li></ul><div><ul><li><b>Risk
</b></li></ul></div><ul><li>Represent the business at the Model Risk Management Committee
</li><li>Work with the ERM &amp; the Business Heads on the setting of the Risk Thresholds at both Tier 2 &amp; Tier 3 level
</li><li>Ensure business processes are aligned with the relevant Regulation for example CBUAE CRMS, etc
</li></ul><div><b>QUALIFICATIONS &amp; EXPERIENCE:
</b></div><div><b>Minimum Qualification:
</b></div>Bachelor&rsquo;s degree or higher in management, banking, finance, preferably with certification in compliance, KYC/AML/CFT, financial crime or risk management<br>
<ul><li>
</li></ul><div></div><div><b>Minimum Experience:
</b></div><ul><li>Minimum of 10 - 15 years of experience in a reputable international bank, experience of working in regulated jurisdictions and exposure to international financial services regulations
</li><li>Minimum of 10 years+ of experience preferably in a Investment Banking &amp; Markets aligned Risk, Compliance or Internal Audit role
</li><li>A combination of risk management, Internal Audit or Compliance experience would be considered an asset
</li><li>Knowledge of GM &amp; GCF products
</li><li>Familiarity with financial regulations and experience in regulatory reporting requirements
</li><li>Excellent communication skills, with the ability to present to senior stakeholders
</li><li>Strong sense of ownership and accountability with a proactive approach to risk management
</li></ul><div>High level of attention to detail with strong analytical and problem-solving skills</div></div></div>
<br><div><div>Responsibilities</div></div><div></div>
<br><div><div>Qualifications</div></div><div></div>
<br><div><div>About Us</div>
<div><div><b>About Us:<br>
</b></div><div></div><br>
<div>First Abu Dhabi Bank (FAB) is the largest bank in the UAE and one of the world's largest and safest financial institutions. We offer a comprehensive range of personal and private banking services, including credit cards, Islamic banking, investments, loans, and mortgages. Our commitment to excellence and innovation drives us to provide top-tier financial solutions to our clients.<br>
</div><div></div><br>
<div><b>Life at FAB:<br>
</b></div><div></div><br>
<div>Working at FAB means being part of a team of talented and passionate individuals with a shared vision to support the ambitions of our stakeholders to &quot;Grow Stronger.&quot; We embrace the needs of our customers across the globe with a sense of responsibility and confidence driven by extensive expertise that can only be delivered by an ambitious world-class organization<br>
</div><div></div><br>
<div><b>Career Development:<br>
</b></div><div></div><br>
<div>FAB offers unique career choices, a chance to innovate, craft solutions for the future, and express yourself in a performance-based culture that will unleash the best in you. Whether you are an experienced professional or just starting your career, FAB provides a range of learning and development initiatives to support all employees through training and skill development.<br>
</div><div></div><br>
<div><b>Our Values:<br>
</b></div><div></div><br>
<div>At FAB, we place our customers at the core of our activities, live our values each day in every way, celebrate achievements, and empower each other to deliver leading solutions. We have structured plans for the recruitment and career progression of Emirati talent to enable them to make a mark in the financial and banking sector both regionally and globaly that rewards your hard work and dedication.<br>
</div><div></div><br>
<div>Join our team and be part of a journey to shape the future of banking.</div></div></div><div></div>

ED & Head of Business Governance (FLOD) - IB&M

<div><div>Job Description</div>
<div>
<ul><li><p>The Private Banker focus is to develop business across diverse markets / regions within all areas of private clients, family offices of UHNWI &amp; HNWI, especially with different offshore and onshore locations ranging across numerous booking centers, which is highly competitive and appealing to the regional and international customer base.
</p></li><li><p>To achieve superior sales revenues / AUMs above a predetermined target &amp; increase FAB&rsquo;s market share
</p></li><li><p>To provide clients with an above optimum level of service &amp; full investment solutions
</p></li><li><p>Identify/segment target markets, develop business to widen portfolios &amp; implement the strategic /marketing plan for Private Banking.
</p></li><li><p>Building [own] &amp; managing a portfolio of UHNWI &amp; HNWI &amp; provide maximum personalized services
</p></li><li><p>Maintain /expand current/future client base, acquire net new business via referrals, contacts &amp; marketing
</p></li><li><p>Proactively enhance PB&rsquo;s offerings [Group and/or Open Architecture] by initiating &amp; supporting internal processes &amp; workflows
</p></li><li><p><b>TASKS
</b></p></li><li><p>To maintain &amp; develop a client base of HNWI &amp; UHNWI providing excellent service in order to develop net new business to the group + obtain/maintain business via referrals &amp; recommendations within the Group.
</p></li><li><p>Manage specific projects End to End / 360 Degrees including the managing / liaising of other group colleagues.
</p></li><li><p>Develops new business through own sources, existing professional connections, and introductions via the bank with strong inter-personal skills and experience at both generating new business and managing high profile client relationships.
</p></li><li><p>Opportunity spotting externally &amp; from within the Group.
</p></li><li><p>The individual will always promote the 3 main businesses of Private Banking, marketing &amp; business development to clients for both Offshore [Switzerland ] &amp; Onshore [UAE]
</p></li><li><p>Coordinates &amp; promotes prospects &amp; business with other RMs as well as other Group coordinates Globally.
</p></li><li><p>Promotes the cross selling between Group branches/offices in the Gulf &amp; elsewhere Globally.
</p></li><li><p>Develop &amp; maintain strong relationships with decision makers in key positions &amp; turns relationships into sources of referral [inwards / outwards]
</p></li><li><p>Identifies target markets, develops new business, increases wallet share of existing clients, &amp; implements the annual marketing plan
</p></li><li><p>Initiates pro-actively, solutions, sales &amp; market initiatives
</p></li><li><p>Participates with others in Product development &amp; marketing
</p></li><li><p>Solicits business primarily, but NOT limited to the disciplines of the trilogy of Private Banking [Banking, Fiduciary [Wealth Protection such as Trusts, Foundations Offshore Cos etc], Portfolio Management [Execution only, Advisory &amp; Discretionary] but also includes examples such as derivatives [e.g. DCDs, esoteric funds [aircraft operating leases, mezzanine debt, etc]
</p></li><li><p>Maintains a designated list of clients&rsquo; portfolios
</p></li><li><p>Develops new investment relationships, attracts new key clients to FAB. Furthermore, develops the private client side of FAB&rsquo;s key strategic clients&rsquo; segment [e.g. Directors of Multinational as well as UAE / GCC / Sub-Continent diasporas-based Cos]
</p></li><li><p>Provides advice &amp; ultra-high level of solutions &amp; service 24/7 &ndash; 365 days of the year regardless of being in the office, on vacation and / or on an international business trip
</p></li><li><p>Assesses prospects with the aim of converting to clients by a full vetting / due diligence process addressing issues connect with PEPs. OFAC, AML and including KYC to international standards which is unique to GPB; as still not introduced in the rest of NBAD
</p></li><li><p>Assesses financial needs, risk tolerances/appetite, &amp; develops optimal investment solutions
</p></li><li><p>Ensure, clients&rsquo; relationships are monitored &amp; maintained [Completes &amp; updates all reports which includes e.g. KYC, regular Call Reports, Leverage/Lending related issues, interest charges paid on time, maturities, etc].
</p></li><li><p>Ensures that clients&rsquo; portfolios are regularly screened for proper diversification, unless client specifically requests this not to be the case
</p></li><li><p>Participates in product development / marketing if &amp; when required [Some SPBs have been deeply &amp; actively involved with colleagues in PBU regards items such as Hold Mail &amp; Bills Discounting]
</p></li><li><p>Maintains MIS portion relating to the individual
</p></li><li><p>Cross sells / promotes all Investment Banking, FABS, GAM, ADNIF, etc....
</p></li><li><p>Promotes PB&rsquo;s Open Architecture solutions on a case-by-case basis to serve the clients&rsquo; best needs &amp; requirements
</p></li><li><p>Manage the respective PB UAE office [End to End] for administrative purposes in the absence of the respective business heads on a rotational basis as &amp; when required.
</p></li><li><p>Manages on a partial basis (time needs) basis RMs support staff in respective PBU office /liaising with Middle office, Back offices, RMD, ACD etc
</p></li><li><p>All other tasks as reasonably &amp; unreasonably requested</p></li></ul></div></div><p></p>
<br><div><div>Responsibilities</div></div><div></div>
<br><div><div>Qualifications</div>
<div>
<ul><li><p>Track record of excellent academic performance from a reputable university. Preferable in business, economics, marketing and / or a MBA or accountancy/finance background
</p></li><li><p>Strong relationship management &amp; new /ongoing business development skill
</p></li><li><p>At least 5 years' experience as an &ldquo;industry hand&rdquo; in private banking coupled with experience in other banking environment, investment companies Experience in leadership
</p></li><li><p>Experienced problem solver in tandem with decision making</p></li></ul></div></div>
<br><div><div>About Us</div>
<div><div><b>About Us:<br>
</b></div><div></div><br>
<div>First Abu Dhabi Bank (FAB) is the largest bank in the UAE and one of the world's largest and safest financial institutions. We offer a comprehensive range of personal and private banking services, including credit cards, Islamic banking, investments, loans, and mortgages. Our commitment to excellence and innovation drives us to provide top-tier financial solutions to our clients.<br>
</div><div></div><br>
<div><b>Life at FAB:<br>
</b></div><div></div><br>
<div>Working at FAB means being part of a team of talented and passionate individuals with a shared vision to support the ambitions of our stakeholders to &quot;Grow Stronger.&quot; We embrace the needs of our customers across the globe with a sense of responsibility and confidence driven by extensive expertise that can only be delivered by an ambitious world-class organization<br>
</div><div></div><br>
<div><b>Career Development:<br>
</b></div><div></div><br>
<div>FAB offers unique career choices, a chance to innovate, craft solutions for the future, and express yourself in a performance-based culture that will unleash the best in you. Whether you are an experienced professional or just starting your career, FAB provides a range of learning and development initiatives to support all employees through training and skill development.<br>
</div><div></div><br>
<div><b>Our Values:<br>
</b></div><div></div><br>
<div>At FAB, we place our customers at the core of our activities, live our values each day in every way, celebrate achievements, and empower each other to deliver leading solutions. We have structured plans for the recruitment and career progression of Emirati talent to enable them to make a mark in the financial and banking sector both regionally and globaly that rewards your hard work and dedication.<br>
</div><div></div><br>
<div>Join our team and be part of a journey to shape the future of banking.</div></div></div><div></div>

Director, Private Banking

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