Abrar Admin

Banner Life Family of Companies

<div>Overview:
<div>
At Banner Life Insurance Company, we lead with heart and ambition. Every day, we transform purpose into progress, guided by our unwavering commitment to be better for our customers, clients, and communities, not just today but long-term as well. Our people are the driving force behind everything we achieve. Their passion, purpose, and pursuit of innovation empower us to deliver cutting-edge solutions that support those we serve, ensuring we are here for you, here for good and striving for better.</div><div></div><div><br>
We&rsquo;re a forward-thinking company energized by our work and how we show up for one another. Our culture is built on meaningful impact and genuine enjoyment, because we believe great work and great experiences should go hand in hand.</div><div>
By offering career development opportunities, comprehensive benefits, and programs that support your wellbeing, we help you thrive personally and professionally. We are here for you, here for good and here for better.</div><div></div><div><br>
The Underwriting Consultant will select risks profitable to the Company while promoting a competitive offer for the agent and equitable results for the applicant. Review, analyze and classify new business, change and reinstatement applications, trial applications and inquiries in a timely and accurate manner. Leverage experience to assist in the development of less experienced underwriters. Be a trusted member of team for broker/partners. Be viewed as a leader and &quot;Go To&quot; person by teammates. Act as a referral underwriter for less experienced underwriters.</div>
Responsibilities:
<ul><li>Review life insurance applications within the limits of authority, including all underwriting requirements and other evidence of insurability to determine acceptability and to detect and deter attempts to defraud the company.</li><li>
Order only additional requirements which are appropriate and necessary for the assessment of the risk.</li><li>
Make appropriate decisions on cases within approval authority. Through the referral process, recommend specific course or action or final decision on applications which are outside approval authority or where the complexity exceeds the individual experience level.</li><li>
Maintain favorable relationships with the field. Communicate with broker/partners the company position/decision on cases in a positive empathetic manner so as to foster confidence in the decision and encourage future business from the distribution system. Provide counsel and advice to agency offices regarding submission and placement of business.</li><li>
Identify process changes to improve customer experience.</li><li>
As required, communicate with reinsurers on cases.</li><li>
Approve Applications for policy issue up to $5,000,000 for all ages and ratings.</li><li>
Consistently meet or exceed productivity and quality guidelines established by the department or team.</li><li>
Assist the immediate manager with any special departmental projects at her/his direction.</li><li>
Provide members of management with information and possible solutions regarding issues which affect the team, its agencies, or the department as a whole.</li><li>
Make suggestions regarding increasing the approval authority or additional training of underwriters who refer cases.</li></ul>
Qualifications:
<div><b>
Education</b></div><div>
BS/BA degree or applicable experience. FLMI, FALU or CLU designation preferred</div><div><br>
</div><div><b>Experience/Knowledge</b></div><div>
Minimum 8 years of underwriting experience, including large case underwriting and substandard cases</div><div></div><div><b><br>
Skills
</b></div><div>PC knowledge to include Word, Excel, and PowerPoint</div><div>
Knowledge of medical terminology and business financial documents</div><div>
Production &amp; quality oriented</div><div>
Ability to make real-time independent decisions regarding life insurance applications</div><div>
Effectively utilize available resources</div><div>
Document cases and thought process</div><div>
Review more complex personal and financial cases</div><div>
Coach &amp; mentor less experienced underwriters in the department, including second signature responsibilities</div><div>
Demonstrate understanding of the reinsurance process</div><div>
Proficient in financial underwriting, including underwriting business cases</div><div>
Agile &amp; process improvement mindset
</div><div>Innovative &amp; data driven</div><div>
Proficient in understanding the reinsurance process, including when cases need to be submitted and how to do so</div><div>
Able to demonstrate advanced technical underwriting knowledge and skills, including medical terminology</div><div>
Demonstrate superior written and verbal communication skills</div><div></div><div><b><br>
What&rsquo;s in it for you?</b></div><div></div><div><br>
The expected hiring compensation range for this position is $107,800 - $134,700 annually. <b>This is a remote opportunity, operating on EST. Candidates local to the Frederick, Maryland area preferred.</b></div><div></div><div><br>
The total compensation package for this position may include other elements, such as a sign-on bonus, long term incentives, and annual bonuses. This role is eligible to participate in the Annual Incentive Plan. The current target payment for the position is 20% of base salary, modified for corporate and individual performance. Bonuses are pro-rated based on start date. This role has 20 vacation days and 10 sick days that are accrued on a bi-weekly basis. Employees also have 9 paid holidays throughout the calendar year<i>.</i></div><div></div><div><br>
We have a competitive compensation and benefits package focused on your overall wellbeing. Employee benefits include health, life, and dental insurance; 401K with company match up to 6% as well as a pension package; generous time off; and wellbeing initiatives throughout the year (we like doing fun stuff). We&rsquo;re big on professional development and we&rsquo;ll support and mentor you in your career progression and expect you to help us pay it forward by helping us develop tomorrow's leaders and growth-focused professionals. We value our teams and our communities and believe in giving back. Enjoy time off to volunteer for those causes that matter most to you!</div><div></div><div><br>
If hired, employee will be in an &ldquo;at-will position&rdquo; and the Company reserves the right to modify base salary (as well as any other discretionary payment or compensation program) at any time, including for reasons related to individual performance, Company or individual department/team performance, and market factors. The Company reserves the right to change benefits plans at any time.</div><div></div><div><i><br>
We are an equal opportunity employer and value diversity at our company. We do not discriminate based on race, religion, color, national origin, sex, gender, gender expression, sexual orientation, age, marital status, veteran status, or disability status. We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, perform essential job functions, and receive other benefits and privileges of employment. Please contact us to request accommodation.</i></div></div><div></div>

Underwriting Consultant

<div><b>Company Description</b><p><br>
L&amp;G's Asset Management business is a major investor across public and private markets worldwide, with $1.533 trillion in AUM.* Our clients include individual savers, pension scheme members and global institutions, who invest alongside L&amp;G&rsquo;s own balance sheet.</p><p>
Our ambition is to be a leading global investor, innovating to solve complex challenges for our clients using the power of L&amp;G. This is rooted in our investment philosophy and processes, which are focused on creating value over the long term.</p><p>
We believe that incorporating financially material sustainability criteria, when relevant to our clients, can generate value and drive positive change.</p><b><br>
Job Description</b><p><br>
The Director, Portfolio Management will focus on investment strategy and portfolio performance for the US Real Estate Equity platform across sectors and clients in addition to having direct asset management and acquisitions responsibilities for specified assets. They will work with both internal and external clients in marketing strategy and product, initial due diligence, onboarding, and client support.</p><p>
The role will support the build-out of the US Real Estate Equity team in execution of the strategic growth plan. Reporting to the Head of Investments and Portfolio Management, the Director, Portfolio Management will support the implementation and execute the growth plan and work alongside various functions including the Acquisition Team, Asset Managers, Operations, Legal, Property Risk, Accounting, Client Portfolio Management, Distribution, and the LGIM RA team in the UK. Highly visible role with both internal and external clients. Additional responsibilities across acquisitions and asset management focusing on portfolio construction, asset allocation, and portfolio performance.</p><ul><li>
Support Head of Portfolio Management in development investment programs, guidelines and monitoring procedures to oversee the existing portfolio, performance and identify new investment opportunities; conduct and research on market trends to inform investment recommendations in line with the UK business but with focus on addressing governance needs in the US</li><li>
Manage multiple stakeholders to implement investment programs and establish timelines for delivery</li><li>
Alongside US Head of Real Estate Equity and Head of Investments and Portfolio Management, develop, maintain, and manage affiliate and JV partner teams</li><li>
Workstream lead and client relationship for internal annuity client, UK and US, strategy approvals (including structuring, credit, tax, legal, operations, reporting)</li><li>
Prepare and respond to external client request for materials during fund marketing, due diligence, RFP, investment period, and throughout fund period</li><li>
Manage and deliver presentation and materials for board meetings, investment committees, risk committees, management/group investment committees, external clients</li><li>
Working alongside Acquisitions team, identify potential allocation of opportunities at pre-screening and support on development and realization of new real estate investment opportunities (including throughout underwriting and due diligence phase)</li><li>
Working alongside Asset Management team, closely monitor asset level performance and drive portfolio level performance</li><li>
Responsibility for portfolio cash management and maintaining cash on cash yield / performance</li><li>
Responsibility for producing hold / sell analysis and producing recommendation materials to required committees and, where needed, to investors entities</li><li>
Work with Client Portfolio Manager, Head of Research, and marketing to produce presentations, market updates</li><li>
Undertake portions of operating model development with US and UK teams to incorporate portfolio management requirements (performance, benchmarking, reporting)</li><li>
As AuM grows, build out the Portfolio Management team</li></ul><br>
<b>
Qualifications</b><p><br>
The candidate must have a strong work ethic, organizational skills and the ability to manage several assignments at one time while interfacing with various groups within the overall the LGIM America platform. Ideal candidates will have the following skills and qualifications:</p><ul><li>
Undergraduate degree required; advanced degree preferred</li><li>
7+ years of hands-on practical experience in industry</li><li>
Strong knowledge and understanding of the commercial real estate market. annuity transactions and real estate debt market</li><li>
Excellent quantitative skills (e.g. cashflow modelling using excel and/or bespoke programs; deep numerical aptitude; strong financial modelling ability and problem-solving skills including ability to identify logical solutions</li><li>
Straight forward communication of investment opportunities to clients and feedback from clients to the investment team</li><li>
Ability to understand and articulate complex portfolio management concepts effectively</li><li>
Strong written and verbal communication; familiarity with report writing for a variety of audiences; ability to present confidently to senior stakeholders/ executive teams.</li><li>
Ability to foster effective relationships between colleagues from different backgrounds (development/ investment/ financial / structuring) to bring skill sets together.</li><li>
Organized and able to prioritize, with the ability to manage multiple projects simultaneously under time pressure and with accuracy</li><li>
Team player, ability to work independently and proactively to take ownership of tasks, as well as part of a team.</li></ul><br>
<b>
Additional Information</b><p><br>
Salary Range</p><p>
$160,000 - $200,000</p><p>
The starting salary offer will vary based on multiple factors, including but not limited to the applicant&rsquo;s education, job-related experience, skills, and abilities, geographic location, and market factors. This position is also eligible to participate in the company&rsquo;s annual discretionary bonus plan. Full time employees may be eligible for health insurance with an optional HSA, short term disability, long term disability, dental insurance, vision care, life insurance, Healthcare, Dependent and Limited Care Flexible Spending Accounts, 401K, vacation, sick time, an employee assistance program, and commuter and transit programs. Additional voluntary programs include: supplemental health benefits including accidental injury, critical illness and hospital indemnity insurance and pet insurance.</p><div></div><p><b>
EOE Statement</b></p><p>
As an EOE employer, L&amp;G Asset Management, America will extend equal opportunity to all employees and applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity, ancestry, national origin, age, disability, medical condition, genetic information, marital status, pregnancy, military status, and/or any other characteristic protected under applicable federal, state or local laws governing non-discrimination in employment. (2025)</p></div>

Associate Director of Portfolio Management, US Real Estate Equity, L&G, Asset Management - America

<div>Overview:
<div>
At Banner Life Insurance Company, we lead with heart and ambition. Every day, we transform purpose into progress, guided by our unwavering commitment to be better for our customers, clients, and communities, not just today but long-term as well. Our people are the driving force behind everything we achieve. Their passion, purpose, and pursuit of innovation empower us to deliver cutting-edge solutions that support those we serve, ensuring we are here for you, here for good and striving for better.</div><div></div><div><br>
We&rsquo;re a forward-thinking company energized by our work and how we show up for one another. Our culture is built on meaningful impact and genuine enjoyment, because we believe great work and great experiences should go hand in hand.
</div><div>By offering career development opportunities, comprehensive benefits, and programs that support your wellbeing, we help you thrive personally and professionally. We are here for you, here for good and here for better.</div><div></div><div><br>
The Associate Product Manager is responsible for leading scrum teams related to product initiatives, managing cross functional product implementation projects and supporting research and development efforts related to new growth opportunities.</div><div><br>
</div><div>This role partners closely with the Head of Product Management to assist with product strategy across the full product lifecycle, including new product launches, enhancements, pricing changes, and in-force updates.</div><div><br>
</div><div>The role is execution-focused, operating within an agile or hybrid delivery environment to drive disciplined, on-time delivery across product development, product management, pricing, operations, IT, compliance, and distribution.</div>
Responsibilities:
<div><b>
Project Execution &amp; Delivery Management</b></div><ul><li>
Using Scrum framework, facilitate sprint planning, daily stand-ups, sprint reviews and retrospectives within the product development and pricing teams.</li><li>
Use Agile and delivery metrics to drive execution, improve velocity, identify dependencies/bottlenecks, and improve outcomes.</li><li>
Drive execution against scope, schedule, and quality expectations while proactively managing risk.</li></ul><div></div><div><b><br>
Product Implementation
</b></div><ul><li>Maintain accountability for execution of product and pricing initiatives, ensuring delivery aligns with approved scope, timelines, and success criteria.</li><li>
Manage project execution and risk for all phases of the project from concept development, kick-off, scope and requirements gathering, final design, implementation, testing, training, and launch.</li><li>
Ensure product initiatives align with product &amp; distribution strategy, operational capabilities, and regulatory requirements.</li></ul><div></div><div><b><br>
Research and Development</b></div><ul><li>
Complete research on new product opportunities (term, final expense, and other life insurance products), partnership relationships and adjacent markets.</li><li>
Prepare holistic content, including presentations, for product strategy sessions and SLT level committee meetings.</li><li>
Present findings and actionable recommendations to the AVP of Product Management and senior members of the Actuarial and Underwriting leadership team.</li></ul><div></div><div><b><br>
Cross-Functional Coordination</b></div><ul><li>
Coordinate across Product, Underwriting, Actuarial, Operations, IT, Legal/Compliance and Distribution teams.</li><li>
Identify and manage delivery risks related to product, pricing impacts, regulatory constraints, and operational readiness.</li></ul><div></div><div><b><br>
Stakeholder Communication &amp; Reporting</b></div><ul><li>
Provide clear, concise delivery reporting to actuarial and product leadership, and key stakeholders.</li><li>
Translate complex life insurance and delivery concepts into actionable insights.</li></ul>
Qualifications:
<p><b>
Education</b></p><br>
<p></p><ul><li>
Bachelor&rsquo;s degree in business, Finance, or related field</li><li>
MBA preferred</li></ul><p></p><p><b><br>
Experience/Knowledge</b></p><br>
<p></p><ul><li>
3+ years of experience in project management or product implementation within life insurance</li><li>
Proven experience delivering projects in an agile or hybrid delivery environment.</li><li>
Ability to lead scrum and project teams</li><li>
High energy, positive can-do attitude, and collaborative nature</li><li>
Critical thinking skills and attention to detail</li></ul><p></p><p><b><br>
Certifications</b></p><br>
<p></p><ul><li>
PMP certification or working towards certification</li><li>
Agile certification (CSM, SAFe, PMI-ACP, or similar) or working towards certification</li><li>
Life Office Management Association (LOMA) designation</li></ul><div><br>
</div><p><b>Skills</b></p><br>
<p></p><ul><li>
Proven ability to manage cross-functional initiatives</li><li>
Excellent stakeholder management and communication skills</li><li>
Highly organized, detail-oriented, and results-driven</li><li>
Experience using JIRA, Confluence, and other project management tools</li><li>
Excellent written and verbal communication skills; both internal and client facing</li></ul><div><b>
What&rsquo;s in it for you?</b></div><div></div><p><br>
The expected hiring compensation range for this position is $90,800 - $124,900 annually. This is a remote<b> </b>opportunity working on Eastern time zone.</p><p><br>
</p><div>The total compensation package for this position may include other elements, such as a sign-on bonus, long term incentives, and annual bonuses. This role is eligible to participate in the Annual Incentive Plan. The current target payment for the position is 8% of base salary, modified for corporate and individual performance. Bonuses are pro-rated based on start date. This role has 15 vacation days and 10 sick days that are accrued on a bi-weekly basis. Employees also have 9 paid holidays throughout the calendar year<i>.</i></div><div></div><div><br>
We have a competitive compensation and benefits package focused on your overall wellbeing. Employee benefits include health, life, and dental insurance; 401K with company match up to 6% as well as a pension package; generous time off; and wellbeing initiatives throughout the year (we like doing fun stuff). We&rsquo;re big on professional development and we&rsquo;ll support and mentor you in your career progression and expect you to help us pay it forward by helping us develop tomorrow's leaders and growth-focused professionals. We value our teams and our communities and believe in giving back. Enjoy time off to volunteer for those causes that matter most to you!</div><div></div><p><br>
If hired, employee will be in an &ldquo;at-will position&rdquo; and the Company reserves the right to modify base salary (as well as any other discretionary payment or compensation program) at any time, including for reasons related to individual performance, Company or individual department/team performance, and market factors. The Company reserves the right to change benefits plans at any time.</p><p></p><div><i><br>
We are an equal opportunity employer and value diversity at our company. We do not discriminate based on race, religion, color, national origin, sex, gender, gender expression, sexual orientation, age, marital status, veteran status, or disability status. We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, perform essential job functions, and receive other benefits and privileges of employment. Please contact us to request accommodation.</i></div></div><p></p>

Associate Product Manager

Join Banner Life Family of Companies and explore 3   exciting career opportunities. They're hiring for various roles with options for remote or on-site work. Apply today and become part of their innovative team.

Banner Life Family of Companies

About Company

Underwriting Consultant

Associate Director of Portfolio Management, US Real Estate Equity, L&G, Asset Management - America

Associate Product Manager