Qureos Mentor

Bread Financial

<div><div>Every career journey is personal. That's why we empower you with the tools and support to create your own success story.</div><div></div><div>
Be challenged. Be heard. Be valued. Be you ... be here.</div><div></div><div>
Job Summary</div>
Lead, Portfolio Analytics supports general manager teams by providing data driven actionable insights that guide portfolio management strategies. The Lead provides data driven insights through the application of applied research methodologies utilizing the understanding of retail, marketing, credit profitability and data around interactions between customers/retailers/card issuers, cardholder behavior, profitability based on channel of acquisition, purchasing method (mobile wallet vs. physical card, etc.), and digital interactions (mobile, web, etc.).<div></div><div><br>
Essential Job Functions</div><ul><li><div>
Influence through data<i> -</i> Design, create, evaluate, optimize, and deliver quantitative and qualitative offerings in relation to the portfolio trends, customer behavior. Provide data driven actionable insights to support effective portfolio management strategies using robust analytical techniques. (Including, but not limited to, customer demographic, geographic, financial and lifestyle profiles; transactional, shopping and interaction activities; behavior hypothesis testing, data mining and customized reporting/analysis.)</div></li><li><div>
Effective Insight Generation<i> &ndash; </i>Extract data from a variety of customized sources, with a number of tools. Apply knowledge and experience of a quantitative background to effectively navigate and pull logical meaning around the data. Formulate problem around business need (Design), structure the output (Create), Understand what it means and implies (Evaluate), turn the data into insights (Optimize) and provide the results/recommendations (Deliver) directly to internal partners (GM teams, Marketing, Operations) and 3rd Parties (Brand Partners, Vendors) to directly impact business decisions. Additionally, sound problem formulation and a proactive approach to addressing analysis is required.</div></li><li><div><i>
Relationship Management</i><i>-</i> Act as primary Portfolio Analytics contact/resource for the General Manager teams and Brand Partners supported by the team. Regularly relied upon by the organization, and our brand partners, to consult and provide expert advice leading to decisions and/or recommendations in relation to potential product and marketing offerings, value propositions, customer facing capabilities, and potential partnerships. Effectively researches and resolves ad-hoc requests in relation to current and potential understanding of the end customer.</div></li><li><div>
Analytics Integration &ndash; With the primary analytics member on the general manager team, takes lead on facilitating work that requires expertise of the other analytics COEs (Data science, campaign optimization &amp; loyalty, reporting, etc.) Works as a translator and liaison between business and analytics professionals to ensure effective application of analytics to drive right actions. Collaborates closely with credit management and finance partners to create a holistic point of view using data.</div></li><li><div>
Process and Project Management- Assist in the development of project requirements, analytic plans, project timelines, and other related materials for the management of deliverables. Participate in strategic projects to identify enhancements to the Portfolio Analytics processes and offerings that will have a positive impact on Bread Financial's ability to deliver relevant marketing and create enduring loyalty (focus on the end-customer and brand partner). Prioritize and monitor project progress against goals, tracking budgeted hours.</div></li><li><div>
Leadership &amp; Talent Management<i> </i>- Lead, Coach, motivate, challenge and provide managerial guidance to the team. Develop and execute training programs for the team. Utilizes excellent communication skills to articulate a strategic vision to the team. Solve problems and make decisions with sound judgement. Provides continuous feedback and completes formal performance evaluations as directed by the organization. Values associate recognition and celebrating the accomplishments of individual team members as well as the overall team. Lead both direct reports and other associates to accomplish company initiatives.</div></li></ul><div></div><div>
Reports to: Manager/Sr. Manager</div><div></div><div>
Working Conditions/ Physical Requirements: Normal office environment. Some travel may be required</div><div></div><div>
Direct Reports: 0-3</div><div></div><div>
Minimum Qualifications:</div><ul><li><div>
Degree Required: Bachelor&rsquo;s degree</div></li><li><div>
Area of Study: Statistics, Mathematics, Computer Science, Information Systems, Economics, Finance, Marketing, Business or similar</div></li><li><div>
Years of Work Experience Required: 8 years or more</div></li><li><div>
Type / focus of work experience required: Analyzing marketing performance, driving marketing and business decisions through data extracts, queries and actionable insights. Experience with Data Mining Tools (SQL, SAS), Business Analysis, Supervisory experience</div></li></ul><div></div><div>
Preferred Experience:</div><ul><li><div>
Degree Preferred: Master&rsquo;s degree</div></li><li><div>
Area of Study: Statistics, Mathematics, Computer Science, Information Systems, Economics, Finance, Marketing, Business or similar</div></li><li><div>
Years of Work Experience preferred: Same as above</div></li><li><div>
Type / focus of work experience preferred: Same as above</div></li></ul><div></div><div>
Other Duties</div><div></div><div>
This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time.</div><div></div><div><div>
About Bread Financial&reg;</div></div><div></div><div><div>
At Bread Financial, you&rsquo;ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We&rsquo;ve been consistently recognized as a best place to work nationally and in many markets and we&rsquo;re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled&mdash;both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.</div><div></div><div>
Bread Financial&reg; (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S. consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel &amp; entertainment, health &amp; beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers.</div><div></div><div><br>
Bread Financial proudly marks 30 years of success in 2026. To learn more about our global associates, our performance and our sustainability progress, visit <div>breadfinancial.com</div> or follow us on <div>Instagram</div> and <div>LinkedIn</div>.</div></div><ul><li><div>
All job offers are contingent upon successful completion of credit and background checks.</div></li><li><div>
Bread Financial is an Equal Opportunity Employer.</div></li></ul><div></div><div>
Job Family:</div><div></div>
Analytics<div></div><div>
Job Type:</div><div></div>
Regular</div><div></div>

Portfolio Analytics Lead

<div><div>Every career journey is personal. That's why we empower you with the tools and support to create your own success story.</div><div></div><div>
Be challenged. Be heard. Be valued. Be you ... be here.</div><div></div><div>
Job Summary</div>
The Engineer, 2 is responsible for developing and enhancing financial technology solutions by translating requirements into functional software. Engineers in this role actively participate in coding, testing, and code reviews while improving applications and processes for scalability and efficiency. This role involves, working independently to identify issues or defects that may arise from system enhancements that would reduce the quality of a product. This role requires implementing full stack development efforts across the SDLC, improving frontend, backend, and UI/UX components. This position also involves mentoring Associate Software Engineers and Engineer, 1 and collaborating across teams to deliver high-quality solutions.<div></div><div><br>
Essential Job Functions</div><ul><li><div>
Utilize the software development lifecycle to implement technology solutions that create and enhance applications. Translate requirements into technical designs and application code. Develop design specs, including UI layouts, and convert them into functioning components. Provide technical on-call escalation and guidance to the on-call developer(s). Respond to incident inquiries. - (15%)</div></li><li><div>
Create and execute unit tests to ensure issues are proactively identified. Analyze and review code to identify causes of errors and defects and remediate known errors. Define and enforce relevant code standards. Estimate and size work based on high-level requirements. Continuously improve applications and processes for quality, efficiency, and user experience. - (15%)</div></li><li><div>
Design and lead the development of complex software solutions, ensuring alignment with business goals. Oversee the software development lifecycle, ensuring quality and timeliness, conduct code reviews to maintain software integrity. - (15%)</div></li><li><div>
Optimize system performance and scalability through modern frameworks. Lead code reviews and testing practices. Resolve system defects and bottlenecks to ensure reliability and scalability. - (15%)</div></li><li><div>
Strategize UI/UX enhancements to improve user experience. Collaborate with design and development teams to create intuitive interfaces. Gather and analyze user feedback to drive usability improvements. - (15%)</div></li><li><div>
Cultivate relationships across roles and organizations to maximize collaboration, partnership, and efficiency. Provide peer coaching and feedback formally and informally. Strive to influence the team to generate support to achieve desired business outcomes. Request and utilize feedback to foster personal development. - (15%)</div></li><li><div>
Proficient in at least two and ideally three programming languages and develop or maintain at least three applications. Work autonomously, providing technical supervision to peers while demonstrating appreciable business knowledge within the general financial services and marketing domains. Ability to drive projects within the team initiatives such as GitHub, Copilot or AWS Migration. - (10%)</div></li></ul><div><br>
Minimum Qualifications</div><ul><li><div>
Bachelor&rsquo;s degree in computer science or related field of study or equivalent, relevant work experience</div></li><li><div>
5+ years of work experience in related field (Software Development Life Cycle across Full Stack, Frontend and Backend Development and UI / UX engineering).</div></li></ul><div><br>
Preferred Qualifications</div><ul><li><div>
8+ years of work experience in related field (Software Development Life Cycle across Full Stack, Frontend and Backend Development and UI / UX engineering).</div></li></ul><div><br>
Skills</div><ul><li><div>
Agile Methodology</div></li><li><div>
DevOps</div></li><li><div>
Java</div></li><li><div>
JavaScript</div></li><li><div>
Microsoft Azure Functions</div></li><li><div>
Microsoft Azure SQL</div></li><li><div>
Full Stack Development</div></li><li><div>
AWS Development</div></li><li><div>
React.js</div></li><li><div>
Angular</div></li><li><div>
Flutter Software Development Kit (SDK)</div></li></ul><div><br>
Reports To: Manager and above<br>
<br>
Direct Reports: 0<br>
<br>
Work Environment</div><ul><li><div>
Normal office environment, hybrid. On-call rotation to include evenings or weekends.</div></li></ul><div></div><div>
Other Duties</div><div></div><div>
This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time.</div><div></div><div><div>
About Bread Financial&reg;</div></div><div></div><div><div>
At Bread Financial, you&rsquo;ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We&rsquo;ve been consistently recognized as a best place to work nationally and in many markets and we&rsquo;re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled&mdash;both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.</div><div></div><div>
Bread Financial&reg; (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S. consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel &amp; entertainment, health &amp; beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers.</div><div></div><div><br>
Bread Financial proudly marks 30 years of success in 2026. To learn more about our global associates, our performance and our sustainability progress, visit <div>breadfinancial.com</div> or follow us on <div>Instagram</div> and <div>LinkedIn</div>.</div></div><ul><li><div>
All job offers are contingent upon successful completion of credit and background checks.</div></li><li><div>
Bread Financial is an Equal Opportunity Employer.</div></li></ul><div></div><div>
Job Family:</div><div></div>
Information Technology<div></div><div>
Job Type:</div><div></div>
Regular</div><div></div>

Engineer, 2

<div><div>Every career journey is personal. That's why we empower you with the tools and support to create your own success story.</div><div></div><div>
Be challenged. Be heard. Be valued. Be you ... be here.</div><div></div><div>
Job Summary</div>
The Engineer, 3 is responsible to work as part of a cross-functional team in an Agile environment and translate business challenges into effective software solutions. Key responsibilities include designing, developing, testing, configuring, and deploying high-quality software, developing test strategies, and creating cloud environments to support the development process. Oversees full stack development initiatives throughout the SDLC, advancing frontend, backend, and UI/UX components. The role ensures that all software delivery is secure, reliable, and highly automated to support seamless and efficient financial technology systems.<div></div><div><br>
Essential Job Functions</div><ul><li><div>
Leverage the software development lifecycle to build and enhance scalable, secure financial technology solutions. Translate business requirements into detailed technical designs and application code. Develop design specifications, including user interface layouts, and convert them into functional, high-quality components. Provide technical on-call support and respond to incident inquiries. - (15%)</div></li><li><div>
Create and execute unit tests to proactively identify and resolve issues. Conduct code reviews to identify and remediate defects, ensuring adherence to coding standards. Estimate and size work efforts based on high-level requirements and continuously improve applications for quality, efficiency, and user experience. - (15%)</div></li><li><div>
Lead the design and development of software solutions, aligning with business goals. Oversee the full software lifecycle, ensuring quality and timeliness. Provide technical leadership, promote best practices, and mentor the team. - (15%)</div></li><li><div>
Enhance system performance through refactoring and modern frameworks. Lead code reviews and enforce testing practices. Resolve high-impact defects and bottlenecks to ensure reliability and robustness. - (15%)</div></li><li><div>
Drive UI/UX improvements for intuitive interfaces. Collaborate with teams to enhance user experience. Gather and analyze feedback to refine usability and align with business objectives. - (15%)</div></li><li><div>
Cultivate relationships across engineering, product, and business teams to enhance collaboration and efficiency. Provide coaching and constructive feedback to peers, both formally and informally. Foster a high-performing, inclusive environment by influencing and motivating the team to achieve business goals. Incorporate feedback to drive personal and team development. - (15%)</div></li><li><div>
Demonstrate proficiency in at least two programming languages, ideally three, and contribute to the development or maintenance of multiple applications. Operate autonomously, providing technical supervision and mentorship to peers while showcasing strong business knowledge in financial technology and payments domains. - (10%)</div></li></ul><div><br>
Minimum Qualifications</div><ul><li><div>
Bachelor&rsquo;s degree in computer science or related field of study or equivalent, relevant work experience</div></li><li><div>
8+ years of work experience in related field (Software Development Life Cycle across Full Stack, Frontend and Backend Development and UI / UX engineering).</div></li></ul><div><br>
Preferred Qualifications</div><ul><li><div>
12+ years of work experience in related field (Software Development Life Cycle across Full Stack, Frontend and Backend Development and UI / UX engineering).</div></li></ul><div><br>
Skills</div><ul><li><div>
JavaScript</div></li><li><div>
Microsoft Azure Functions</div></li><li><div>
Microsoft Azure SQL</div></li><li><div>
Java</div></li><li><div>
Full Stack Development</div></li><li><div>
DevOps</div></li><li><div>
AWS Development</div></li><li><div>
React.js</div></li><li><div>
Agile Methodology</div></li><li><div>
Angular</div></li><li><div>
Flutter Software Development Kit (SDK)</div></li></ul><div><br>
Reports To: Manager and above<br>
<br>
Direct Reports: 0<br>
<br>
Work Environment</div><ul><li><div>
Normal office environment, hybrid. On-call rotation to include evenings or weekends.</div></li></ul><div></div><div>
Other Duties</div><div></div><div>
This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time.</div><div></div><div><div>
About Bread Financial&reg;</div></div><div></div><div><div>
At Bread Financial, you&rsquo;ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We&rsquo;ve been consistently recognized as a best place to work nationally and in many markets and we&rsquo;re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled&mdash;both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.</div><div></div><div>
Bread Financial&reg; (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S. consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel &amp; entertainment, health &amp; beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers.</div><div></div><div><br>
Bread Financial proudly marks 30 years of success in 2026. To learn more about our global associates, our performance and our sustainability progress, visit <div>breadfinancial.com</div> or follow us on <div>Instagram</div> and <div>LinkedIn</div>.</div></div><ul><li><div>
All job offers are contingent upon successful completion of credit and background checks.</div></li><li><div>
Bread Financial is an Equal Opportunity Employer.</div></li></ul><div></div><div>
Job Family:</div><div></div>
Information Technology<div></div><div>
Job Type:</div><div></div>
Regular</div><div></div>

Engineer, 3

Join Bread Financial and explore 3   exciting career opportunities. They're hiring for various roles with options for remote or on-site work. Apply today and become part of their innovative team.

Bread Financial

About Company

Portfolio Analytics Lead

Engineer, 2

Engineer, 3