Qureos Mentor

Capitex

Role Purpose: 
The Assistant Manager – Regulatory Compliance supports the Head of Regulatory Compliance in ensuring the Bank’s full adherence to all regulatory requirements outside of Financial Crime Compliance (i.e. excluding AML, KYC, CTF, and Sanctions).
 The role is responsible for delivering regulatory assurance across the Bank through structured assessments, regulatory monitoring, stakeholder engagement, and governance reporting. This includes managing CBUAE-related assessments via the Regulatory Management System (RMS), identifying regulatory gaps, tracking breaches, and supporting regulatory communications and inspections.
 
Requirements: 
Key Responsibilities: 
Regulatory Assurance & Assessments: 
<ul>
<li>Conduct recurring regulatory compliance assessments via the RMS in line with defined assessment schedules.</li>
<li>Review assessment responses and supporting evidence to identify gaps, non-compliance, and control weaknesses.</li>
<li>Track, escalate, and follow up on open regulatory findings with relevant stakeholders.</li>
<li>Maintain and continuously update regulatory breach registers and remediation trackers.</li>
<li>Support assurance activities across non-regulatory functions when required.</li>
</ul>
Regulatory Engagement & CBUAE Liaison: 
<ul>
<li>Support regulatory examinations, inspections, and ad-hoc requests from the CBUAE and other authorities.</li>
<li>Assist with regulatory correspondence, submissions, approvals, and returns to the CBUAE.</li>
<li>Ensure all regulatory reporting obligations are completed accurately and within deadlines.</li>
<li>Review regulatory notices prior to internal circulation to ensure clarity, accuracy, ownership allocation, and regulatory intent.</li>
</ul>
Regulatory Advisory & Governance: 
<ul>
<li>Provide timely regulatory guidance and advisory support to internal stakeholders.</li>
<li>Analyse new and updated regulations, assess impact, and coordinate implementation actions.</li>
<li>Maintain and update the internal regulatory library (article-by-article mapping of key CBUAE regulations).</li>
<li>Prepare regulatory updates, dashboards, and management information for senior management and governance committees.</li>
<li>Support preparation of submissions to Compliance Committee, Board Risk Committee, and other forums.</li>
</ul>
FATCA / CRS Support: 
<ul>
<li>Assist with FATCA and CRS compliance obligations, including monitoring, reporting, and governance.</li>
<li>Support annual FATCA/CRS reporting, including customer data preparation and validation.</li>
</ul>
Policies, Training & Controls: 
<ul>
<li>Review policies, procedures, and product programs to ensure regulatory requirements are adequately addressed.</li>
<li>Identify regulatory risks and recommend appropriate mitigating controls.</li>
<li>Contribute to regulatory training materials and awareness initiatives as part of the annual training plan or trigger-based events.</li>
</ul>
Team & Operational Support: 
<ul>
<li>Coordinate internally to ensure timely delivery of weekly dashboards, priorities, and regulatory MIS.</li>
<li>Act as a strong team player, supporting Regulatory Officers and ensuring quality and consistency of outputs.</li>
<li>Perform other duties as assigned by the Head of Regulatory Compliance or Head of Compliance.</li>
</ul>
Governance & Independence: 
<ul>
<li>Reports to the Head of Regulatory Compliance, who reports to the Head of Compliance with unrestricted Board access.</li>
<li>Expected to operate independently within defined mandates and internal procedures.</li>
</ul>
Key Relationships: 
Internal: 
<ul>
<li>Head of Regulatory Compliance</li>
<li>Compliance team and wider business stakeholders</li>
</ul>
External: 
<ul>
<li>CBUAE and other relevant regulators</li>
<li>Government and supervisory authorities (as required)</li>
</ul>
Experience: 
<ul>
<li>Minimum 8 years’ experience within banking or financial services.</li>
<li>At least 5 years in Regulatory Compliance or a closely related function (mandatory).</li>
<li>Prior experience in Audit or Legal (minimum 2 years) is highly advantageous.</li>
</ul>
Skills & Competencies: 
<ul>
<li>Strong working knowledge of CBUAE regulations and regulatory frameworks.</li>
<li>Excellent written and verbal communication skills.</li>
<li>Strong analytical, problem-solving, and decision-making capability.</li>
<li>High attention to detail with strong organisational skills.</li>
<li>Ability to work independently while collaborating effectively with teams.</li>
<li>Professional judgement, integrity, and adherence to ethical standards.</li>
</ul>

Regulatory Compliance Assistant Manager

Job Title: KYC / CDD Analyst: 
Location: Sharjah
 Contract Duration: 6 months
 Level: Analyst
 
Job Description: 
We are seeking a detail-oriented KYC / CDD Analyst to support periodic and trigger-based customer due diligence activities in line with the Bank’s customer risk rating framework and regulatory requirements.
 
Key Responsibilities: 
<ul>
<li>Conduct periodic KYC refreshes and trigger-based reviews in accordance with internal policies and regulatory standards.</li>
<li>Review, update, and maintain customer profiles, including:</li>
<li>Customer identification and verification information</li>
<li>Ownership and control structures</li>
<li>Ultimate Beneficial Ownership (UBO)</li>
<li>Nature of business, Source of Funds (SoF), and Source of Wealth (SoW)</li>
<li>Ensure KYC records are complete, accurate, and up to date across core banking and KYC systems.</li>
<li>Perform Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) for higher-risk customers, including:</li>
<li>High-risk geographies</li>
<li>Politically Exposed Persons (PEPs)</li>
<li>Complex ownership structures</li>
<li>Cash-intensive or high-risk industries</li>
<li>Assess and document customer risk factors and apply appropriate risk ratings.</li>
<li>Prepare clear and concise EDD narratives, including justifications for risk acceptance or escalation.</li>
<li>Collect, validate, and review KYC documentation in line with regulatory and internal standards.</li>
<li>Maintain proper documentation and audit trails to support internal audits, compliance reviews, and regulatory inspections.</li>
<li>Adhere to defined SLAs and productivity targets while maintaining high quality standards.</li>
<li>Liaise with Relationship Managers, Front Office, Operations, and Compliance teams to resolve KYC gaps and outstanding issues.</li>
</ul>
Required Knowledge & Skills: 
<ul>
<li>Strong understanding of AML/CFT, KYC, CDD, and EDD requirements.</li>
<li>Practical knowledge of CBUAE AML/CFT Regulations and regulatory guidance.</li>
<li>High attention to detail with strong documentation and analytical skills.</li>
<li>Ability to manage multiple cases within tight timelines.</li>
</ul>

KYC / CDD Analyst - Sharjah

Job Title: Financial Crime Compliance (FCC) Consultant / Assistant Manager:
 
Location: Riyadh, KSA
 Contract Duration: 6 months
 Level: Consultant to Assistant Manager
 
Job Description: 
We are seeking experienced Financial Crime Compliance (FCC) professionals to support the design, implementation, and enhancement of the Bank’s FCC framework. The role will involve working across key financial crime domains and engaging with senior stakeholders to strengthen regulatory compliance and risk management.
 
Key Responsibilities: 
<ul>
<li>Support the design, implementation, and ongoing enhancement of the Bank’s Financial Crime Compliance (FCC) framework, including:</li>
<li>AML/CFT</li>
<li>Sanctions compliance</li>
<li>Know Your Customer (KYC)</li>
<li>Transaction Monitoring</li>
<li>Financial crime investigations</li>
<li>Ensure FCC policies, procedures, and standards are aligned with SAMA AML/CFT Regulations, FATF recommendations, and the Bank’s internal risk appetite.</li>
<li>Conduct and support key FCC initiatives, including:</li>
<li>Financial Crime Risk Assessments (FCRA)</li>
<li>Sanctions screening model validation</li>
<li>Transaction monitoring optimisation and tuning</li>
<li>Develop and enhance FCC governance structures, policies, and procedures.</li>
<li>Provide FCC advisory support on regulatory, risk, and control matters.</li>
<li>Prepare and deliver presentations and materials for senior Compliance stakeholders and Executive Management.</li>
<li>Collaborate with internal teams to drive remediation and continuous improvement of FCC controls.</li>
</ul>
Required Knowledge & Skills: 
<ul>
<li>Strong understanding of FCC domains including AML/CFT, sanctions, KYC, and transaction monitoring.</li>
<li>Practical knowledge of SAMA regulations and FATF standards.</li>
<li>Experience with financial crime risk assessments, model validation, and monitoring optimisation.</li>
<li>Strong stakeholder management skills with experience presenting to senior management.</li>
<li>Excellent analytical, documentation, and communication skills.</li>
</ul>

Financial Crime Compliance (FCC) Consultant / Assistant Manager - Riyadh

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Regulatory Compliance Assistant Manager

KYC / CDD Analyst - Sharjah

Financial Crime Compliance (FCC) Consultant / Assistant Manager - Riyadh