Urwah Admin

Commercial Bank of Dubai

<div><div><div><div><div>Description</div>
<div><div>Operating in the UAE for over 50 years, CBD manages the financial requirements of some of the largest corporates and businesses operating in the country, driving the UAE economy. Over the years, CBD has transformed into a progressive and modern banking institution winning multiple awards for its digital initiatives, credit cards, bank accounts, mobile app features and services.</div><div></div><div><br>
CBD has been recognized as the number one bank in the UAE on the Forbes list of The World&rsquo;s Best Banks 2022.</div><div></div><div><br>
As we continue to build upon our successes, we are looking for ambitious individuals who are passionate about the banking and finance industry and the markets in which CBD operates. Just as important to us is your ability to demonstrate a talent for dealing with people - your colleagues and our customers - and delivering service that really goes the extra mile.</div><div></div><div><br>
You will report to the Head of FCC and will work with Compliance and IT to develop data analytics capability and actionable insights for the function. Translating regulatory reporting requirements into highly accurate data models and set strategy for how we ensure the best possible data accuracy.</div><div></div><div><b><br>
Responsibilities:
</b></div><ul><li>Develop and leverage innovative data analytics methodology and algorithms to reduce false positive rates.</li><li>
Drive actionable insights through data analytics to identify new and emerging financial crime patterns to pro-active develop detection/prevention scenarios in transaction monitoring system.</li><li>
Extract, validate, transform, and load data from multiple sources and data warehouse, big data platform and other data sources available in the bank to provide efficient and effective analytics for the Financial Crime Compliance department.</li><li>
Undertake periodic assessment on AML/CFT typologies and scenarios configured in the transaction monitoring system</li><li>
Support maintain and assist in enhancing the exiting systems and controls owned by the team.</li><li>
Pro-actively manage data quality issues as they are arisen.</li><li>
Responsible for developing and delivering insightful dashboards for Financial Crime team by incorporating key performance measures and indicators that drive bank&rsquo;s performance measurements across products, segments and channels and abreast senior leadership on a regular basis on the health of the business and any early waning indicators.</li><li>
Transform the analytic insights into understandable and actionable recommendations and then communicate them effectively across the organization.</li><li>
Using appropriate Machine Learning algorithms and techniques develop advanced analytics and predictive analytics solutions
</li><li>Manage consolidation, collection, and reporting of KPIs pertaining to Compliance and Risk functions.</li></ul></div><br>
<div></div>
</div></div><div><div><div>Requirements</div><br>
<div></div><div><br>
<div><b>Qualifications</b></div><ul><li>
Bachelor&rsquo;s degree in Computer science / Statistics/ Mathematics from a reputed university.
</li><li>Understanding and proficiency in Analytics and BI tools like &ndash; SAS, SQL, Power BI etc.
</li><li>Strong communication and interpersonal skills</li></ul><div></div><div><b><br>
Experience</b></div><ul><li>
At least 10+ years of experience in the banking/financial services sector including, typologies, systems and data analytics</li></ul><div></div><div><b><br>
Skills</b></div><ul><li>
Experience and an understanding of a wide variety of analytical techniques including machine learning techniques.
</li><li>Ability to clearly present data-rich insights to senior management using appropriate graphics and business language, so that key messages can be actioned.
</li><li>Strong commercial acumen and ability to distil complex analysis and turn into easily understandable, business-oriented insights.
</li><li>Ability to visualize and develop graphical presentations for decision support.</li><li>
Excellent written and verbal communication skills.
</li><li>Ability to build and motivate a team to achieve well communicated expectations.</li><li>
Strong negotiating and consensus building abilities</li></ul></div></div></div></div></div><p></p>

Senior Manager, Financial Crime Data Analytics

<div><div><div><div><div>Description</div>
<div><div>Operating in the UAE for over 50 years, CBD manages the financial requirements of some of the largest corporates and businesses operating in the country, driving the UAE economy. Over the years, CBD has transformed into a progressive and modern banking institution winning multiple awards for its digital initiatives, credit cards, bank accounts, mobile app features and services.</div><div></div><div><br>
CBD has been recognized as the number one bank in the UAE on the Forbes list of The World&rsquo;s Best Banks 2022.</div><div></div><div><br>
As we continue to build upon our successes, we are looking for ambitious individuals who are passionate about the banking and finance industry and the markets in which CBD operates. Just as important to us is your ability to demonstrate a talent for dealing with people - your colleagues and our customers - and delivering service that really goes the extra mile.</div><div></div><div><br>
You will perform all maker activities within Limits &amp; Collateral Management, ensuring exceptional customer service in accordance with agreed SLA and TAT requirements. You will execute timely and efficient processing of all tasks related to limits and collateral management, including origination, maintenance, settlements, reconciliation procedures, and the implementation of robust controls to mitigate operational risks. You will support team management by proactively addressing system-related issues, housekeeping, internal audits, fraud prevention, AML, compliance matters, Business Continuity Management (BCM), and the maintenance of sound internal controls.</div><div></div><div><b><br>
Work Management &ndash; Roles and Responsibilities:</b></div><div>
Responsible for all the e2e maker activities covering Limits &amp; collateral management</div><ul><li>
Carry out maker activities in the systems: Creation or maintenance of following activities:</li><li>
Tangible collateral details as per the credit approval/facility documentation in Emirates Movable Collateral Registry (EMCR) before setting up limits
</li><li>Clients limits, maintenance &amp; cancellation of same as per Credit approval/facility documentation including interest rates for Overdraft facilities Borrower accounts are maintained in system with appropriate grades.</li><li>
Collection of all processing fees on timely manner to avoid any income leakage</li><li>
All Collaterals details, including placement &amp; removal of lien on client&rsquo;s deposits, share mortgages, vehicle mortgages etc&hellip; based on credit approval/facility documentation.
</li><li>Creation, maintenance &amp; cancellation of covenants as per the credit approval/facility documentation</li><li>
SIC codes are properly fed in to the system.</li><li>
all other activities related to limits management such as Downgrade/upgrade accounts, interest in suspense, write off account, credit review date etc are updated in the required systems in line with credit and other systems</li><li>
To carry out all LTV monitoring (Gold, Shares, Oil and other commodities) on periodical basis including Asset revaluation. Any breaches are actioned immediately under advised to Business and credit.
</li><li>Ensure accurate client related data are published in client related letters such as audit confirmation, liability &amp; no liability reports, inward &amp; outward status reports etc&hellip;.</li><li>
Ensuring that price revisions are updated in system as per approval terms or as and when advised by Management</li><li>
Support team in AML compliance, FRR &amp; Legal queries including placing hold and removal based on instructions from Legal, FRR, AML &amp; Compliance departments.</li><li>
To carry out activities with &ldquo;zero&rdquo; operational losses</li></ul><div>
As and when it is required to be an active backup for other unit processes within Credit Middle Office.</div><div>
As and when it&rsquo;s required by the team management to act as a checker to carry out Credit Middle Office activities.</div><div></div><div><b><br>
General:</b></div><div>
Achieve Operational &amp; control efficiency by:</div><ul><li>
Always improve standard processing time and transaction volumes and bring about productivity improvement through bench marking.</li><li>
Ensure all under limits &amp; collateral activities are performed as per Operations Procedure to achieve satisfactory audit rating for the Unit.</li><li>
To carry out activities with &ldquo;zero&rdquo; operational losses</li><li>
Support management centralise the control activities &amp; implement automation to gain more control efficient environment.</li><li>
Ensuring reduction in re-work rate</li><li>
Adherence to SLAs and TATs agreed with stakeholders</li><li>
Improving TAT for credit processes by automation</li><li>
Support team management to update SOP periodically</li><li>
System issues and related remedies to raise and follow up for correction</li><li>
Apply remedies for Internal and External/UAE Central Bank inspections remarks with respect to Limit input /pricing etc</li><li>
Train staff within the department and maintain effective backups for critical positions.</li><li>
Implementing Credit Control policies and procedures of the Bank, relevant guidelines of UAE Central Bank/Government</li></ul></div><br>
<div></div>
</div></div><div><div><div>Requirements</div>
<div></div><div><div><b>QUALIFICATIONS</b></div><ul><li>
Finance Degree.</li><li>
MS office proficiency especially word, excel, spreadsheets etc</li><li>
Sound knowledge on functioning of Core system and other satellite systems.</li></ul><div>
</div><div><b>EXPERIENCE</b></div><ul><li>
4 to 7 years of banking experience and 4 years in the Credit administration functions.</li><li>
Good understanding of banking operations, Bank&rsquo;s policies, procedures, guidelines, statutory requirements, market conditions including systems</li></ul><div></div><div><b><br>
SKILLS</b></div><ul><li>
Good command of English language</li><li>
Excellent communication skills</li><li>
Planning and organising skills.</li><li>
High level of interpersonal skills and negotiating skills..</li><li>
Computer literate with strong working knowledge of business software applications, particularly word/excel and spreadsheets.</li></ul><div><br>
</div><div><b>COMPETENCIES</b></div><ul><li>
Analytical Thinking &amp; Problem Solving</li><li>
Confident work ethics
</li><li>Concern for quality</li><li>
Concern for developing team member/subordinates.</li></ul></div></div></div></div></div><p></p>

Senior Officer Credit Control - UAEN

<div><div><div><div><div>Description</div>
<div><div>Operating in the UAE for over 50 years, CBD manages the financial requirements of some of the largest corporates and businesses operating in the country, driving the UAE economy. Over the years, CBD has transformed into a progressive and modern banking institution winning multiple awards for its digital initiatives, credit cards, bank accounts, mobile app features and services.</div><div></div><div><br>
CBD has been recognized as the number one bank in the UAE on the Forbes list of The World&rsquo;s Best Banks 2022.</div><div></div><div><br>
As we continue to build upon our successes, we are looking for ambitious individuals who are passionate about the banking and finance industry and the markets in which CBD operates. Just as important to us is your ability to demonstrate a talent for dealing with people - your colleagues and our customers - and delivering service that really goes the extra mile.</div><div></div><div><br>
You will supervise the team responsible for documentation, fit-to-lend checks, mortgage execution, and document safekeeping, ensuring all activities meet agreed service standards (SLAs). You will foster a proactive culture to achieve excellent results through effective management and mentoring. Address problems and assess ideas to reach shared objectives. Collaborate with stakeholders to develop best practices for banking operations and offer guidance on documentation for compliance and legal aspects of facility disbursement.</div><div></div><div><b><br>
Roles and Responsibilities:</b></div><div>
Ensure Quality Asset Management by:</div><br>
<div></div><ul><li>
Ensure Credit Middle Office policies and procedures of the Bank are strictly followed in line with Bank&rsquo;s Credit policies and as per relevant guidelines of UAE Central Bank/Government</li><li>
Adhere to UAE laws and regulations regarding all collaterals and the legality of documents used in coordination with the legal department, review and ensure drafting of facility offer letters/loans agreements are as per Credit application approved by the required delegation authority and also in line with the documentation SOPs for all Wholesale Banking credit facilities including conventional and Islamic Accounts &ndash; which will cover NTB /Renewal/Amendment requests.</li><li>
Ensure documentation procedures are followed in the finalization of facility offer letters/ loans documentation, collateral documentation &amp; other required documents by covering all the legal aspects.</li><li>
Ensure the fit to lend checks are carried out as per the documentation procedure &amp; all collateral documentation including mortgages are executed, CP&rsquo;s met etc. as per Credit approval before authorizing CMO limits &amp; collateral management unit to release limits.</li><li>
Ensure all deferrals approved by Credit are communicated to CMO limits &amp; collateral management unit for tracking. Also, periodic follow up to make sure those deferrals &amp; deficient documents are cleared on timely basis to keep the facility documentation perfected to mitigate credit &amp; legal risk. As and when it&rsquo;s required inform management with the current status along with action taken.</li><li>
Ensure lodgement &amp; safekeeping of facility documentation are happening on timely basis and vault operation is carried out as per the safekeeping policy in the documentation SOP.</li><li>
Ensure periodic inspections are carried out to check the tangible collateral including bank&rsquo;s liens are registered with respective authorities as per the statutory requirement.</li><li>
Ensure all required approvals are in place before authorizing any release of original documents / securities.</li><li>
Ensure the team duties are executed to ensure quality and minimise potential loss. Continuously monitor the efficiency of the workflow of the team to ensure timely preparation /execution of documents within agreed turnaround time as specified in the SLA&rsquo;s</li><li>
Constant review of day-to-day functions of the team and ensure all activities are performed as per policies &amp; procedures.</li></ul><div></div><div><br>
In General:</div><ul><li>
Manage, develop skills, provide required training, give empowerment, and motivate staff to ensure team objectives are met, including staff&rsquo;s individual goals.</li><li>
Measure and monitor the standard processing time and transaction volumes. Bring improvement to productivity through bench marking.</li><li>
Maintain KPI &amp; balance scorecard for staff including due recognition for good performers.</li><li>
Prioritize and allocate the daily work for officers and senior staff to ensure the timely completion of the work processes to support the DH in achieving the departmental objectives</li><li>
Ensure all related MIS reports (SLA, TAT, Activity report, transaction report, Operations risk, Internal control check list etc.) are completed / submitted as per stipulated timelines</li></ul></div><br>
<div></div>
</div></div><div><div><div>Requirements</div>
<div><div><b>QUALIFICATIONS</b></div><ul><li>
Bachelor&rsquo;s degree, preferable Finance.</li><li>
MS office proficiency especially word, excel, spreadsheets etc</li><li>
Sound knowledge on functioning of Core system and other satellite systems.</li></ul><div>
</div><div><b>EXPERIENCE</b></div><ul><li>
Minimum 6 years of work experience in the banking sector with 3 years of experience in Credit documentation
</li><li>Sound Corporate Credit knowledge</li></ul><div>
</div><div><b>SKILLS</b></div><ul><li>
Excellent communication skills</li><li>
Written and spoken English.
</li><li>Good report writing skills</li><li>
Good Knowledge on Legal and Statutory requirements relevant to Banking</li><li>
Computer literate with strong working knowledge of business software applications, particularly word/excel and spreadsheets</li></ul><div><br>
</div><div><b>COMPETENCIES</b></div><ul><li>
Strong leadership qualities/Team Management</li><li>
Planning, Organizing &amp; Decision Making</li><li>
Analytical Thinking &amp; Problem Solving</li><li>
Concern for quality and for developing subordinates.</li><li>
High Level of commitment in every aspect of work &amp; CBD values</li></ul></div></div></div></div></div><p></p>

Manager, Credit Documentation - UAEN

<div><div><div><div><div>Description</div>
<div><div>Operating in the UAE for over 50 years, CBD manages the financial requirements of some of the largest corporates and businesses operating in the country, driving the UAE economy. Over the years, CBD has transformed into a progressive and modern banking institution winning multiple awards for its digital initiatives, credit cards, bank accounts, mobile app features and services.</div><div></div><div><br>
CBD has been recognized as the number one bank in the UAE on the Forbes list of The World&rsquo;s Best Banks 2022.</div><div></div><div><br>
As we continue to build upon our successes, we are looking for ambitious individuals who are passionate about the banking and finance industry and the markets in which CBD operates. Just as important to us is your ability to demonstrate a talent for dealing with people - your colleagues and our customers - and delivering service that really goes the extra mile.</div><div></div><div><b><br>
Responsibilities:
</b></div><ul><li>Responsible for identifying, analyzing, and developing containment and remediation plans for fraud incidents impacting CBD</li><li>
Regular monitoring of emerging threats to gain insight into the evolving threat landscape affecting Banking channels</li><li>
Ensure 100% of cases created in Intuition system is actioned the same day</li><li>
Perform the analysis of confirmed fraud cases to identifying root cause and develop corrective measures Work with cross-functional teams across CBD for collaboration on fraud risks and investigations</li><li>
Undertake monitoring of transaction originating from digital channels to identify any suspicious patterns that may result in a fraud and take corrective action to proactively prevent fraud</li><li>
Provide periodic feedback to Head of Fraud Risk Management to enhance fraud detection rules to improve detection rates</li><li>
Identify new and emerging patterns of fraud and make recommendations for new controls and improved monitoring</li><li>
Provide the required support and assistance to fraud investigator to complete investigations in a timely manner</li><li>
Prepare monthly reports covering key metrics on the fraud monitoring activities for management reporting</li><li>
Actively participate and contribute to the success of key strategic initiatives underway by the fraud risk management unit</li></ul></div>
</div></div><div><div><div>Requirements</div>
<div><div>QUALIFICATIONS</div><ul><li>
Bachelor&rsquo;s degree in business, finance or law</li></ul><div></div><div><br>
EXPERIENCE</div><ul><li>
5 to7 years&rsquo; experience as a fraud analyst in payments, digital channels or credit cards within banking industry</li><li>
Advanced knowledge of merchant, credit card and digital banking products Knowledge of issuing and acquiring card fraud, online banking and payments fraud prevention tactic</li><li>
Systems: Falcon, Vision+, Threatmetrix, Splunk</li></ul><div></div><div><br>
SKILLS</div><ul><li>
Excellent verbal and written communication skills</li><li>
Strong problem solving skills</li><li>
High attention to detail</li><li>
Working knowledge of banking systems and procedures</li></ul><div></div><div><br>
COMPETENCIES</div><ul><li>
Excellent interpersonal and customer service abilities</li><li>
Ability to multi task and work in a high-volume environment</li><li>
Analytical thinking</li><li>
Understanding of fraud issues effecting the banking industry</li></ul></div></div></div></div></div><p></p>

Assistant Manager - Fraud Protection - UAE National

Join Commercial Bank of Dubai and explore 4   exciting career opportunities. They're hiring for various roles with options for remote or on-site work. Apply today and become part of their innovative team.

Commercial Bank of Dubai

ABOUT_COMPANY

Senior Manager, Financial Crime Data Analytics

Senior Officer Credit Control - UAEN

Manager, Credit Documentation - UAEN

Assistant Manager - Fraud Protection - UAE National