Qureos Mentor

DOHA BANK

<div>
 
 
 Role Objective
 
 
 
 
 
 
 The
 
 Assistant Relationship Manager - Trading &amp; Manufacturing
 
 will assist in booking quality assets through offering credit solutions and credit enhancements for the allocated individual / portfolio of clients, thereby enhancing the service delivery/business development efforts of Trading &amp; Manufacturing section. The job holder will assist in preparation and preliminary assessment of credit application, acquisition and retention of customers, account performance review, arranging optimal financial solutions and customer issue/query resolution, as per the internal policies/ procedures and QCB guidelines.
 
 
 
 
 
 
 Detailed Roles and Responsibilities:
 
 
 
 
 
 <ul>
 <li>
 Perform all activities, as assigned by the reporting authorities, in compliance with regulatory guidelines, and internal policies and procedures.
 </li>
 <li>
 Assist in direct sales, up-sales and cross sales efforts, to the existing and new customers through appropriate propositions through incremental value-added features.
 </li>
 <li>
 Assist in initiating field visits to existing / new customers to review the portfolio performance and to observe / understand the business potential.
 </li>
 <li>
 Achieve the assigned credit portfolio targets pertaining to various products, ensuring all performance standards are met in terms of the business targets, controls, compliance, and quality standards.
 </li>
 <li>
 Ensure consistency of customer service experience / service delivery to the Trading &amp; Manufacturing client segment, within the parameters set by the Bank.
 </li>
 <li>
 Ensure Internal Credit Rating and RAROC is carried out for all lending clients and update same on annual basis or as and when a new facility is granted, new information available etc.
 </li>
 <li>
 Prepare /perform initial assessment of credit applications of customers, analyze financial statement, prepare credit summary for the customer and provide preliminary assessment on the viability of lending and guide on utilization of facilities.
 </li>
 <li>
 Support in the implementation of efficient customer retention / anti-attrition strategies, in support of the business enhancement efforts targeted at Trading &amp; Manufacturing client segment, as per the directives of the reporting authorities.
 </li>
 <li>
 Perform initial analysis of credit proposals with appropriate interpretations on the financial aspects and identify the risk factors and suggest credit enhancers, as applicable, in consistent with the Credit policies and regulatory framework.
 </li>
 </ul>
 
 
 
 
 
 Educational Qualifications and Experience:
 
 
 
 
 
 <ul>
 <li>
 University graduate with a degree in Business or Banking or Finance or any other related discipline.
 </li>
 <li>
 Master&rsquo;s degree in Management any other related discipline will be an added advantage.
 </li>
 <li>
 06-10 years of total experience in financial services/banking industry, entailing responsibilities pertaining to the specific area of discipline.
 </li>
 <li>
 Experience in business / relationship management in Corporate and commercial banking sector, with strong understanding of the local banking industry.
 </li>
 </ul>
 
 
</div>

Assistant Relationship Manager (Qatarization)

<div>
 
 The
 
 incumbent
 
 will support the Manager - FATCA/CRS &amp; International Compliance in effective management and implementation of Foreign Account Tax Compliance Act (FATCA) and OECD Common Reporting Standard (CRS) across the Doha Bank Group. The Compliance Officer will support the Manager - FATCA/CRS &amp; International Compliance in ensuring full regulatory compliance under the FATCA / CRS regime, and timely submission of FATCA / CRS regulatory reporting, and all customer accounts comply with FATCA / CRS requirements, in line with the guidelines/parameters set by the regulatory agencies and the applicable laws.
 
 
 
 
 <ol>
 <li>
 Detailed Roles and Responsibilities:
 </li>
 </ol>
 
 
 OPERATIONAL
 
 
 
 
 
 
 FATCA / CRS
 
 
 
 
 <ul>
 <li>
 Assist the Manager - FATCA/CRS &amp; International Compliance in managing the implementation of OECD CRS regulation at Doha Bank Qatar, UAE, Kuwait and India branches in close coordination with the respective stakeholders, in line with regulatory guidelines/timelines.
 </li>
 <li>
 Assist the Manager - FATCA/CRS &amp; International Compliance in ensuring that all required changes in customer onboarding process and procedures and IT systems are developed to capture the CRS and FATCA required information.
 </li>
 <li>
 Assist the Manager - FATCA/CRS &amp; International Compliance in ensuring that all FATCA and CRS regulatory reports are developed in coordination with IT and are submitted to regulators on time for Doha Bank Group with completion and accuracy.
 </li>
 <li>
 Assist the Manager - FATCA/CRS &amp; International Compliance in maintaining effective liaison with Qatar Central Bank, General Tax Authority, Ministry of Finance, US IRS and Other local regulators on all FATCA / CRS related matters and to timely respond to their queries.
 </li>
 <li>
 Maintain a database of all QCB /GTA circular on FATCA and CRS and ensure that appropriate action is taken on all circulars.
 </li>
 <li>
 Assist the Manager - FATCA/CRS &amp; International Compliance to address all FATCA / CRS queries from retail, corporate, treasury, overseas branches and other business units.
 </li>
 <li>
 Perform regular control testing / monitoring of all new customer accounts opened to ensure FATCA / CRS compliance. Take timely corrective actions for all issues noted in coordination with Retail and Corporate branches / Branch Control, operations / other relevant department.
 </li>
 <li>
 Validate FATCA and CRS information for all correspondent banking relationship (Nostro, Vostro and RMA) during the establishment of relationship and annual review.
 </li>
 <li>
 Identify and raise any risks/breaches related to FATCA/CRS through various inspections and preparing necessary reports for corrective actions by the relevant business functions.
 </li>
 <li>
 Ensure that internal monitoring mechanisms are established to ensure accurate data collection.
 </li>
 <li>
 Assist in formulating and delivering effective FATCA / CRS training and awareness programs to all relevant Doha Bank staff at Qatar and Overseas branches as per the regulatory and bank&rsquo;s internal policy/procedures.
 </li>
 <li>
 Assist in updating FATCA and CRS Policy and Procedures, Presentations and E-Learnings for Qatar and Overseas branches.
 </li>
 <li>
 Assist in managing the formulation and ensure effective implementation of the FATCA and CRS Policies &amp; Procedures.
 </li>
 <li>
 Ensure all required IT system implementations / changes for FATCA/CRS are completed on time. Perform system testing / UAT and validations before go live.
 </li>
 <li>
 Assist in ensuring that all modification required in customer on boarding procedures including amendments to existing Account Opening forms including additional forms like FATCA Addendum to account opening form, CRS Self-Certification Form etc. and processes are implemented correctly for Qatar and Overseas branches.
 </li>
 <li>
 Assist in ensuring the required annual enhanced due diligence related to FATCA/CRS is done for all pre-existing customers as per regulatory requirements.
 </li>
 <li>
 Assist in ensuring and spotting any gaps related to FATCA/CRS through various MIS monitoring reports.
 </li>
 <li>
 Assist in ensuring that FATCA / CRS implementation programs are established and managed in the overseas branches.
 </li>
 <li>
 Assist in ensuring that the Bank stays informed on all changes and / or updates to FATCA / CRS and International market intelligence in respect of FATCA /CRS and other similar regulations.
 </li>
 <li>
 Coordinate and support FATCA / CRS coordinator at overseas branches and ensure that control testing is performed on a regular basis.
 </li>
 <li>
 Assist Manager - FATCA/CRS &amp; International Compliance to ensure FATCA and CRS Compliance for subsidiaries and funds managed by Doha Bank.
 </li>
 <li>
 Assist Manager - FATCA/CRS &amp; International Compliance to rectify all open observations in internal audit, any other review reports by external consultants, regulators on FATCA and CRS.
 </li>
 <li>
 Perform all operational activities as assigned by the reporting authorities, in compliance with local regulations, Doha Bank&rsquo;s policies and units/departments approved policies and procedures.
 </li>
 <li>
 Support reporting authorities in on ground implementation of the procedural control measures identified through audit, risk and compliance observations.
 </li>
 <li>
 Support reporting authorities in periodically reviewing and updating the RCSAs pertaining to the processes executed within the unit with identified risks and areas for improvement. Also, ensure adherence to the controls defined in the RCSA.
 </li>
 <li>
 Support reporting authorities in timely rectification of observations / gaps identified by audit, compliance and risk.
 </li>
 <li>
 Perform any specific IT Compliance related activities as assigned by Chief Compliance Officer / Manager - FATCA/CRS &amp; International Compliance.
 </li>
 <li>
 Lead any other projects/assignments, as assigned by the Manager - FATCA/CRS &amp; International Compliance.
 </li>
 <li>
 Maintain highest standards of confidentiality, professional conduct, ethics and integrity in the provision of services in the unit.
 </li>
 <li>
 Follow the audit, risk, compliance and procedural control measures set by the management.
 </li>
 </ul>
 
 
 
 
 Additional responsibilities assigned to the staff - International Compliance
 
 
 
 
 <ul>
 <li>
 Support in implementation of Compliance and AML/CFT inspection plans and compliance programs for the overseas branches with proper tracking and escalations where required.
 </li>
 <li>
 Assist the respective team in evaluating the effectiveness/adequacy of available systems, policies and internal controls to mitigate the Compliance/regulatory and AML/CFT risks.
 </li>
 <li>
 Coordinate with the team to ensure timely submission of records in coordination with the relevant teams on account of central bank Inspection reports follow ups, action plan and ensure rectifications as identified by the local regulatory / Home regulator (QCB).
 </li>
 <li>
 Observe existing violations, if any, and update the reporting authorities with suggestions/recommendations to avoid further recurrence.
 </li>
 <li>
 Coordinate to ensure completion and submission of all periodic reports to the respective stakeholders, in compliance with local regulations and procedural requirements, in a timely manner.
 </li>
 <li>
 Guide and monitor the overseas Compliance team in adherence to internal compliance mandates and ensure timely resolution of issues, as identified.
 </li>
 <li>
 Cascade and coordinate the respective teams on region specific directives related to Compliance and AML/CFT, as applicable.
 </li>
 <li>
 Maintain highest standards of confidentiality, professional conduct, ethics and integrity in the provision of services in the unit.
 </li>
 <li>
 Follow the audit, compliance and procedural control measures set by the management.
 </li>
 </ul>
 
 
</div>

Compliance Officer

<div>
 
 The incumbent will assist the Section Head - Business Process Management &amp; Excellence in managing the design, and evaluation, of the business processes pertaining to bank-wide functions for effectiveness, process quality and simplification.
 
 
 The incumbent will facilitate the respective stakeholders to critically review current processes and suggest to-be process solutions to improve efficiency. The jobholder will ensure research support on account of best practices, Banking industry benchmarks, other customer experiences and technology to enable process re-engineering for improved business process performance through continuous enhancement of all key business processes to align and achieve the bank goals and objectives.
 
 
 
 
 
 
 OPERATIONAL
 
 
 <ul>
 <li>
 Update self on and analyze market conditions, best practices, banking industry benchmarks, other customer experiences and technology which may have considerable impact on the banking business processes practices and recommend appropriate business / process technical solutions to improve business processes efficacy.
 </li>
 <li>
 Assist the Section Head in the establishment and roll out of a standardized approach for process evaluation and continual business process performance improvement.
 </li>
 <li>
 Evaluate the business process re-engineering / improvement suggestions outcomes to ensure compliance with the strategic goals and objectives of the Bank.
 </li>
 <li>
 Support in coordination efforts with the stakeholders to help improve the business processes within the bank wide functions.
 </li>
 <li>
 Conduct time and motion studies on demand in identification of acceptable business process performance levels and non-performing and priority areas for eliminating delays, overlaps, and redundancies.
 </li>
 <li>
 Support in analysis of the elements / activities associated with the business processes to further the identification processes improvement and enhancement initiatives.
 </li>
 <li>
 Perform gap analysis on the as-is and to-be processes with focus on internal / external customer expected experience.
 </li>
 <li>
 Provide necessary business process management support in defining process re-engineering recommendations and suggestions concepts and in formulating significant result indicators, and measurement criteria
 </li>
 </ul>
</div>

Business Process Reengineering (BPR) Specialist

Join DOHA BANK and explore 3   exciting career opportunities. They're hiring for various roles with options for remote or on-site work. Apply today and become part of their innovative team.

DOHA BANK

About Company

Assistant Relationship Manager (Qatarization)

Compliance Officer

Business Process Reengineering (BPR) Specialist