Urwah Admin

Emirates Islamic

<div>About ENBD 
Emirates NBD is a market leader across the MENAT (Middle East, North Africa and T&uuml;rkiye) region with a presence in 13 countries, serving over 9 million customers. Emirates NBD is the leading financial services brand in the UAE with a Brand value of approximately USD 4 billion. We serve our customers and help them realise their financial objectives through a range of banking products and services including retail banking, corporate &amp; institutional banking, Islamic banking, investment banking, private banking, asset management, global markets and treasury, and brokerage operations. We are a key participant in the global digital banking industry, with 97% of all financial transactions and requests conducted outside of our branches. We also operate Liv, the lifestyle digital bank by Emirates NBD. With over half a million users, it continues to be the fastest-growing digital bank in the region. 
Job Overview: 
As a Senior Manager - Wealth Management Compliance at Emirates NBD, your role is to support the Head of Capital markets Compliance on all Compliance related matters ensuring compliance with circulars, Rules, and Regulations provided by the regulator SCA, DFM, ADX, NASDAQ DUBAI, DGCX Markets for ENBD / ENBDS. This includes providing guidance and advice to the relevant Compliance and Business areas on policy related matters in regard to applicable regulations of the UAE Securities &amp; Commodities Authority (SCA). 
Key Responsibilities:
<ul><li>Reviewing new investment products from a Compliance perspective before being submitted to the Wealth Management Investment Committee. Products include: Funds and Structured Products. Private Equity Funds Real Estate Funds Direct Investment opportunities etc.
</li><li>Ensuring that products are approved internally as per the process and obtain the relevant regulatory approvals (SCA) as appropriate
</li><li>Recommend to Dept Head the methods in improving the Compliance process by ensuring effective organizational performance, accountability and communicating risk and control information to appropriate areas of the organization
</li><li>Respond to queries from SCA and respond to them in a timely manner
</li><li>Creating meaningful relationship with internal and external customers through the appropriate management of their expectations and agreed objectives. This includes external customers such as regulators, auditors and service providers as well as internal customers such as Business Unit, Executives, Relationship Managers.
</li><li>Keeping track of regulatory developments and assessing the impact of such changes to the Bank and subsidiaries from an SCA standpoint
</li>Review, investigate, report and ensure resolution of compliance violations that arise outside the Adhoc reviews 
<li>
</li></ul>Skills and Experience:
<ul><li>Appreciation of SCA Rules and Regulations.
</li><li>Excellent understanding of the Brokerage /Banking function
</li><li>Excellent verbal communication skills (English and Arabic)
 
Good written communication skills (English and Arabic)
</li><li>8 years&rsquo; experience in a Brokerage/Banking of Financial Institution
</li><li>4-6 years&rsquo; experience in Compliance / Regulatory Body / Audit
</li>Previous experience in banking/regulatory environment 
<li>
</li></ul>There&rsquo;s never been a better time to join Emirates NBD.
We&rsquo;re one of the region&rsquo;s most recognisable brands. We&rsquo;re banking innovation leaders. We&rsquo;re growing across both the UAE and our global offices. We offer a huge range of professional development opportunities to accelerate your career. It also goes without saying that we provide extremely competitive rewards, benefits and perks too, like our flexible work policy so you can work from home whenever it suits. 
At ENBD, we encourage interested candidates to review the key responsibilities and qualifications for each role and apply for positions that match their skills and capabilities.</div>

Senior Manager - Wealth Management Compliance

<div>
 
 
 
 In line with the UAE Government&rsquo;s strategy of empowering and developing nationals, Emirates NBD Group is committed to welcoming the young generation into an innovative, modern, supportive work environment to contribute to the nation's success. We seek the best
 
 
 
 UAEN talents
 
 
 
 to join our ENBD family.
 
 
 
 
 
 
 
 
 
 About the Role
 
 
 
 
 Supporting the recovery of claim amounts from defaulting retail customers through strategic management of civil litigation and repossession, ensuring maximum recovery and minimizing provisions.
 
 
 
 
 What You'll Do:
 
 
 
 
 The Manager role exists to lead and oversee the EI in-house retail delinquent portfolio across Islamic products by directing the filing and execution of civil litigation cases. The Manager ensures enhanced recovery, optimized operational efficiency, and strengthened compliance while building high-performing teams and strong external partnerships.
 
 
 The unique contributions made by the job holder are:
 
 <ul>
 <li>
 Lead and supervise the full cycle of civil case procedures to secure favorable judgments for the bank.
 </li>
 <li>
 Drive recovery of bad debts through both litigation and structured settlements.
 </li>
 <li>
 Strategically allocate new cases to law firms and manage legal counsel performance.
 </li>
 <li>
 Ensure robust documentation, archiving, and compliance controls across all civil actions.
 </li>
 <li>
 Oversee invoice management and approval processes to ensure efficiency and cost control.
 </li>
 <li>
 Represent the bank in high-level discussions with experts, courts, and customers.
 </li>
 <li>
 Provide strategic direction and support to EI Legal and EI RCR teams on case strategies.
 </li>
 <li>
 Negotiate settlements with customers while ensuring inclusion of civil litigation costs.
 </li>
 <li>
 Assisting EI Legal whenever required in cases filed against the bank.
 </li>
 <li>
 Coach, mentor, and evaluate team members to enhance performance and professional growth.
 </li>
 <li>
 Conduct regular reviews with law firms to ensure accountability and optimal outcomes.
 </li>
 <li>
 Contribute to organization&rsquo;s financial performance by achieving financial targets expected from the civil litigation.
 </li>
 <li>
 Direct team to achieve and exceed recovery targets via litigation and settlements.
 </li>
 <li>
 Anticipate and resolve complex case issues, ensuring efficiency and fairness.
 </li>
 <li>
 Strengthen compliance frameworks, reducing risks and protecting bank interests.
 </li>
 <li>
 Adhere to bank&rsquo;s policies and code of conduct/ Discipline
 </li>
 <li>
 Propose and implement procedural improvements to streamline litigation processes.
 </li>
 <li>
 Ensure timely preparation and submission of MIS, reports, and expert meeting outcomes.
 </li>
 <li>
 Lead, coach, and develop the civil litigation team
 </li>
 <li>
 Increase recovery rates and minimize provisions
 </li>
 <li>
 Direct interaction with law firms, experts, courts, and customers
 </li>
 <li>
 Streamline processes, reduce costs, and improve efficiency.
 </li>
 </ul>
 
 
 
 
 
 
 What You'll Need
 
 
 
 <ul>
 <li>
 BCs degree in Law
 </li>
 <li>
 7&ndash;10 years in Collection &amp; Civil Litigation, with proven leadership experience
 </li>
 <li>
 UAE National with a family book
 </li>
 <li>
 Advanced communication, negotiation Skills
 </li>
 <li>
 Legal process management; strong banking knowledge
 </li>
 <li>
 Strategic thinking &amp; Decision making
 </li>
 <li>
 Team &amp; case management
 </li>
 <li>
 Banking Laws &amp; regulatory Compliance
 </li>
 <li>
 Stakeholder communication &amp; negotiation
 </li>
 <li>
 Risk assessment &amp; mitigation
 </li>
 <li>
 Proficiency in MS Office (Excel, Word, Outlook).
 </li>
 </ul>
 
 
 
 
 
 
 What You'll get
 
 
 
 <ul>
 <li>
 Competitive Salary
 </li>
 <li>
 Bonus based on the annual KPIs achieved
 </li>
 <li>
 Health insurance
 </li>
 <li>
 Career development opportunities
 </li>
 <li>
 ENBD Employees' staff benefits
 </li>
 </ul>
 
 
</div>

Senior Litigation Paralegal

<div>
 
 
 In line with the UAE Government&rsquo;s strategy in empowering and developing nationals, Emirates Islamic is committed to welcoming the young generation into an innovative, modern and supportive work environment to contribute to the nation's success. We are looking to find the best UAEN talent to join our EI family.
 
 
 
 
 
 
 
 Unit Purpose:
 
 
 
 Assist the Senior Legal Counsel to manage all day-to-day advisories and legal risk in all the enquiries and advisory related matters in relation to Advisory Unit activities in accordance with Emirates Islamic &ndash; Legal policies and procedures. The role holder should be able to work autonomously but should seek the Senior Legal Counsel input on unusual situations, complex matters and issues which may pose significant legal, financial and/or reputational risk to EI. Provides legal services for consistent and effective legal management across the Emirates Islamic Business Units, branches, and subsidiaries.
 
 
 
 
 
 
 Key Responsibilities:
 
 
 <ul>
 <li>
 Provide administrative support to legal team as required.
 </li>
 <li>
 MIS reporting for all units of EI Legal
 </li>
 <li>
 App4Legal System updates.
 </li>
 <li>
 Assist the Lawyer&rsquo;s
 </li>
 <li>
 Perform assigned data handling tasks effectively and efficiently as per specified standards
 </li>
 <li>
 Prepare Mortgage contracts submitted by Business
 </li>
 <li>
 .Onboarding new joiners and secondees
 </li>
 <li>
 IT assets management and record keeping
 </li>
 <li>
 Updating the projects tracker regularly and accurately and follow up to ensure project timelines are achieved
 </li>
 <li>
 Managing EILegal Calander
 </li>
 </ul>
 
 
 
 
 
 About YOU:
 
 
 <ul>
 <li>
 High school Graduates
 </li>
 <li>
 Strong English and Arabi communication and drafting skills.
 </li>
 <li>
 General knowledge on banking products and services.
 </li>
 </ul>
 
 
 
 
 
 
 
 
 Due to the high volume of applicants, only shortlisted UAE National candidates will be contacted.
 
 
</div>

Senior Legal Officer (UAEN Only)

<div>About ENBD 
Emirates NBD is a market leader across the MENAT (Middle East, North Africa and T&uuml;rkiye) region with a presence in 13 countries, serving over 9 million customers. Emirates NBD is the leading financial services brand in the UAE with a Brand value of approximately USD 4 billion. We serve our customers and help them realise their financial objectives through a range of banking products and services including retail banking, corporate &amp; institutional banking, Islamic banking, investment banking, private banking, asset management, global markets and treasury, and brokerage operations. We are a key participant in the global digital banking industry, with 97% of all financial transactions and requests conducted outside of our branches. We also operate Liv, the lifestyle digital bank by Emirates NBD. With over half a million users, it continues to be the fastest-growing digital bank in the region. 
Job Overview:
As a Senior Director &ndash; Private Banking at Emirates NBD, your role is to generate the income for the Private Bank, managing an own book to generate Net New Money &amp; Revenues. 
Key Responsibilities:
<ul><li>Maintain and grow own existing client relationships though reduce number of own clients and focus on high-volume relationships
</li><li>Constantly explore Investment opportunities with the client according to his / her Risk appetite
</li><li>Regularly conduct quarterly account reviews in liaison with the allocated Investment Advisor (for accounts above a certain balance threshold) and extend Investment Proposals as result of the review
</li><li>Cross-refer clients to other business units of the Bank (Corporate Banking, Trade Finance, Treasury and others), total number of referrals as per individual KPI scorecard
</li>Liaise with Investments team to enhance existing and develop new products 
<li>
</li></ul>Skills and Experience:
<ul><li>MBA in Finance or Bachelors degree
</li><li>CFA or equivalent financial services qualifications
</li><li>Min. 8 years of relevant experience in Financial Services
</li><li>Min. 3 years of experience in Middle Eastern markets
</li><li>First managerial experience in leading 1-2 Juniors/Assistants
</li><li>Strong knowledge about the majority of all assets &amp; liabilities products as well as capital markets, portfolio management and investment products
</li><li>Full understanding of Compliance, Due Diligence and Anti-Money Laundering Acts as well as standard banking procedures
</li><li>General understanding of legal structures (Offshore, Trusts)
</li></ul>There&rsquo;s never been a better time to join Emirates NBD.
We&rsquo;re one of the region&rsquo;s most recognisable brands. We&rsquo;re banking innovation leaders. We&rsquo;re growing across both the UAE and our global offices. We offer a huge range of professional development opportunities to accelerate your career. It also goes without saying that we provide extremely competitive rewards, benefits and perks too, like our flexible work policy so you can work from home whenever it suits. 
At ENBD, we encourage interested candidates to review the key responsibilities and qualifications for each role and apply for positions that match their skills and capabilities.
#LI-LA1</div>

Senior Director - Private Banking | Abu Dhabi

<div>Job Responsibility:
Acquisition Strategy &amp; Delivery:
<ul><li>Develop and execute the annual cards acquisition strategy across sales, digital, and non-assisted channels.
</li><li>Drive growth in self-service acquisition (online, mobile, STP channels)
</li><li>Own and deliver acquisition KPIs including volume, approval rates, activation, and early spend performance.
 </li><li>Ensure acquisition quality remains aligned with risk appetite and compliance standards.
 </li><li>Drive acquisition through strategic partnerships (e.g., e-commerce platforms, vendors tie-ups).
</li><li>Design and execute sales booster programs aimed at achieving monthly acquisition targets while improving productivity across all sourcing channels.
</li><li>Manage partner-driven acquisition campaigns and performance.
</li><li>Conduct regular analytics on acquisition results, channel performance, and sales booster impact, translating insights into actionable strategies to enhance overall acquisition productivity.
</li><li>Enhance digital acquisition journeys and onboarding processes to improve customer experience and conversion rates.
</li></ul>Acquisition Management &amp; Analytics:
<ul><li>Track acquisition funnel performance (applications, approvals, activations) and implement improvements.
</li><li>Analyze acquisition trends, competitor offerings, and market dynamics to recommend enhancements.
</li><li>Ensure ongoing monitoring of acquisition quality (activation, usage, attrition).
</li></ul>Stakeholder Management:
<ul><li>Work closely with Sales, Digital, Operations, Risk, Compliance, Legal, Shariah, IT, and Marketing to ensure smooth execution of initiatives.
</li><li>Prepare business cases, MIS reports, and presentations for senior management on acquisition performance.
</li><li>Provide strategic input for quarterly and annual business reviews.
</li></ul>Job Skills &amp; Qualifications:
<ul><li>Bachelor&rsquo;s degree (MBA preferred).
</li><li>4&ndash;6 years of banking experience.
</li><li>Experience in digitization, STP processes, and onboarding automation
</li><li>Strong understanding of acquisition strategies, digital channels, product policies, and regulatory requirements
</li><li>Analytical and data-driven mindset with proven problem-solving skills.
</li><li>Strong project management, communication, and stakeholder management skills.
</li><li>Ability to innovate and adapt in a competitive market environment.
</li></ul>What we offer you:
<ul><li>Competitive salary package
</li><li>Strong emphasis on work-life balance and wellbeing across the bank
</li><li>World-class Learning &amp; Development platform and career development
</li><li>Generous annual leave entitlement and Private Healthcare
</li><li>Preferential banking facilities for employees</li></ul></div>

Product Manager – Cards Acquisition

<div>
 
 Job Description
 
 
 
 
 Job Responsibility:
 
 
 
 
 Acquisition Strategy &amp; Delivery:
 
 
 
 <ul>
 <li>
 Develop and execute the annual cards acquisition strategy across sales, digital, and non-assisted channels.
 </li>
 <li>
 Drive growth in self-service acquisition (online, mobile, STP channels)
 </li>
 <li>
 Own and deliver acquisition KPIs including volume, approval rates, activation, and early spend performance.
 </li>
 <li>
 Ensure acquisition quality remains aligned with risk appetite and compliance standards.
 </li>
 <li>
 Drive acquisition through strategic partnerships (e.g., e-commerce platforms, vendors tie-ups).
 </li>
 <li>
 Design and execute sales booster programs aimed at achieving monthly acquisition targets while improving productivity across all sourcing channels.
 </li>
 <li>
 Manage partner-driven acquisition campaigns and performance.
 </li>
 <li>
 Conduct regular analytics on acquisition results, channel performance, and sales booster impact, translating insights into actionable strategies to enhance overall acquisition productivity.
 </li>
 <li>
 Enhance digital acquisition journeys and onboarding processes to improve customer experience and conversion rates.
 
 
 </li>
 </ul>
 
 Acquisition Management &amp; Analytics:
 
 
 
 <ul>
 <li>
 Track acquisition funnel performance (applications, approvals, activations) and implement improvements.
 </li>
 <li>
 Analyze acquisition trends, competitor offerings, and market dynamics to recommend enhancements.
 </li>
 <li>
 Ensure ongoing monitoring of acquisition quality (activation, usage, attrition).
 
 
 </li>
 </ul>
 
 Stakeholder Management:
 
 
 
 <ul>
 <li>
 Work closely with Sales, Digital, Operations, Risk, Compliance, Legal, Shariah, IT, and Marketing to ensure smooth execution of initiatives.
 </li>
 <li>
 Prepare business cases, MIS reports, and presentations for senior management on acquisition performance.
 </li>
 <li>
 Provide strategic input for quarterly and annual business reviews.
 
 
 </li>
 </ul>
 
 Job Skills &amp; Qualifications:
 
 
 
 <ul>
 <li>
 Bachelor&rsquo;s degree (MBA preferred).
 </li>
 <li>
 4&ndash;6 years of banking experience.
 </li>
 <li>
 Experience in digitization, STP processes, and onboarding automation
 </li>
 <li>
 Strong understanding of acquisition strategies, digital channels, product policies, and regulatory requirements
 </li>
 <li>
 Analytical and data-driven mindset with proven problem-solving skills.
 </li>
 <li>
 Strong project management, communication, and stakeholder management skills.
 </li>
 <li>
 Ability to innovate and adapt in a competitive market environment.
 
 
 </li>
 </ul>
 
 What we offer you:
 
 
 
 <ul>
 <li>
 Competitive salary package
 </li>
 <li>
 Strong emphasis on work-life balance and wellbeing across the bank
 </li>
 <li>
 World-class Learning &amp; Development platform and career development
 </li>
 <li>
 Generous annual leave entitlement and Private Healthcare
 </li>
 <li>
 Preferential banking facilities for employees
 
 
 </li>
 </ul>
 
 About Us
 
 
 
 EIB
 
 
 Emirates Islamic was launched in 2004 to deliver the highest standards of banking services in line with Shari'a principles.
 
 
 As one of the leading Islamic banks in the UAE, Emirates Islamic offers exciting career opportunities for highly motivated professionals and graduates. At Emirates Islamic, we believe that our Employees are our biggest asset and we continuously invest in Talent Management &amp; Training and Development programmes to help them excel professionally and achieve success in their chosen career.
 
 
 Emiratization is a key strategic objective at Emirates Islamic. We provide training to talented, young Emaratis under dedicated programmes that shape their ambition, passion &amp; commitment and guide them to become the future leaders of the organization as well as the overall financial sector.
 
 
 We are driven by our values of Innovation, Customer Service, Ambition &amp; Ownership and are always looking for talent to add to our diverse work environment comprising of over 60 nationalities.
</div>

<div>Organisation Unit Purpose
<ul><li>The Transaction Banking Services (TBS) unit provides a full-featured product suite covering Trade and Supply Chain Finance, Cash Management and Payment Solutions which enables clients to optimize their working capital and also build efficiency and automation in their day-to-day business operations.
</li><li>TBS provides an integrated single window approach for all transactional requirements of its corporate clientele across various segments and sectors such as commercial, government and financial institutions. It aims at assisting them with innovative financing and payment solutions as well as offers the convenience of interacting with the bank, away from traditional means.
</li><li>The Transaction Banking team continuously interacts with CFO&rsquo;s and Treasury Teams of its corporate clients and is committed to build strong relationships by meeting their underlying organizational objectives.
</li></ul>Position description:
The Senior Product Manager - Merchant Acquiring will be responsible for setting up processes internally and with schemes to launch acquiring business for instore and ecommerce channels
Job Purpose
<ul><li>To position Emirates NBD as the most sought-after Merchant Acquiring solution provider and enhance our acquiring capabilities based on client-led demands and VOC for Emirates NBD UAE and KSA.
</li><li>Lead integration and certification discussions with existing schemes in UAE and KSA for enablement across POS and Ecom channels.
</li><li>Responsible for the scheme Host certifications in UAE and KSA
</li><li>Coordinate with schemes for POS terminal certifications vendors in KSA and UAE.
</li><li>Work with internal stakeholders to fulfil the contractual obligations for schemes.
</li><li>Manage the processing platform requirements
</li><li>Engage with schemes to setup internal processes with onboarding, risk and compliance teams.
</li><li>Engage with multiple payment gateways to do the necessary scheme certifications.
</li><li>Work with the payment gateways to create a smooth onboarding journey for merchants.
</li><li>Work with the processor and schemes to set up the workflow for incoming and outgoing files
</li><li>Work with Internal IT to create transaction flow for ONUS transactions
</li><li>Work with the processor to manage TMS related issues and track the terminal performance regularly.
</li><li>Ensure all the necessary plugins , integrations required for payment gateway platform are covered in the product suite.
</li><li>Work with schemes on existing Token migration
</li><li>Work with the technology partner for creating post onboarding journeys for payment gateway onboarding
</li><li>Explore AI capabilities and identify ways to enhance development and testing automation.
</li><li>Explore agentic AI and autonomous decision-making tools in product management to accelerate development cycles and improve product quality
</li><li>Conduct competitor benchmarking and understand industry trends.
</li><li>Keep abreast of new technology disrupting the payments
</li></ul>Job Content
<div><ul><li>Scheme certification
</li></ul></div>Ensure all necessary scheme contracts and certifications are completed. Ensure adherence to scheme policies.
<ul><li>Scheme engagement
</li><li>Scheme certification
</li><li>Scheme compliance
</li><li>Scheme Risk assessment
</li></ul>2. Product Innovation and Enhancement
Identify payment trends in the market. Ensure integration of new payment methods across POS and Ecom channels.
<ul><li>Managing Product backlog
</li><li>Ensure the product bench marking
</li><li>Payment gateway &amp; POS feature enhancements
</li><li>Identify Innovative products and new features
</li></ul>3. Payment Gateway onboarding
Manage end to end Payment gateway discussions. Work with local authorities and partners in KSA to ensure all product requirements re fulfilled.
<ul><li>Work with processor/technology partner and IT team for payment gateway assessment
</li><li>Work with internal teams to design onboarding flow for merchants on Payment gateway channels.
</li><li>Design the process flow for all the gateways along with processor/technology partner.
</li><li>Design process for payment gateway integration and onboarding
</li></ul>4. Product Commercialization
Position Emirates NBD as a leading acquirer with competitive product offering in KSA.
<ul><li>Pricing Templates
</li><li>Pricing strategy
</li><li>Pricing calculator
</li><li>Competitor bench marking
</li></ul>5. Risk Mitigation
NPPA, Risk Control, Product Governance/ Regulatory environment scanning and reporting.
<ul><li>Review, evaluate and manage risks, to ensure adherence to the bank&rsquo;s risk framework and wider industry regulations.
</li></ul>Education
<ul><li>Bachelor&rsquo;s degree in technical or IT engineering
</li><li>Master&rsquo;s degree in Marketing or Finance
</li></ul>Experiences
<ul><li>6 + years of experience in a product / partnerships/project management role
</li><li>Experience in digital products, user journey creation and contract negotiations
</li><li>Past knowledge of working with schemes ( Master/Visa) is a plus
</li></ul>Knowledge &amp; Skills
<ul><li>Good Interpersonal &amp; communication skills with good spoken English
</li><li>Knowledge of digital onboarding channels , front end applications
</li></ul>Behavioral Competencies
<ul><li>Strong communication and negotiation skills
</li><li>Multi-tasking capability
</li>Perfectionist 
<li>
</li></ul>#L1-KS2</div>

Product Manager - Merchant Acquiring

Join Emirates Islamic and explore 9   exciting career opportunities. They're hiring for various roles with options for remote or on-site work. Apply today and become part of their innovative team.

Emirates Islamic

ABOUT_COMPANY

Senior Manager - Wealth Management Compliance

Senior Litigation Paralegal

Senior Legal Officer (UAEN Only)

Senior Director - Private Banking | Abu Dhabi

Product Manager – Cards Acquisition

Product Manager – Cards Acquisition

Product Manager - Merchant Acquiring