Qureos Mentor

Fidelity Bank

<div>SUMMARY:
The Security/Fraud Mitigation Analyst is responsible for coordinating and managing the overdraft and non-sufficient fund reports for all bank customers and for associates. The Security/Fraud Mitigation Analyst also assists the Security Officer with security, fraud and administrative duties and Vice Chairman with administrative duties. 
PRINCIPAL ACCOUNTABILITIES:
Time: Description:
50% Oversees and manages the Overdraft Program. Provides back up support on the Bank's Mobile Deposit fraud mitigation process.
10% Provides administrative support to the Vice Chairman and Security Officer.
10% Facilitates Fraud training and conducts branch cash count audits.
10% Assists in managing bank security systems.
10% Provide assistance to branches with questions related to the OD Program or fraud/security concerns.
10% Assists the Security Officer with fraud, cyber-fraud, or security investigations. 
BASIC QUALIFICATIONS:
High school diploma and 3 years of banking or risk mitigation experience or an equivalent combination of education and experience. 
ADDITIONAL QUALIFICATIONS:<ul><li>
Knowledgeable about Bank deposit operations.</li><li>
Demonstrated analytical ability.</li><li>
Strong communication skills.</li><li>
Strong decision-making skills.</li><li>
Strong technical and research skills.</li><li>
Customer service oriented.</li></ul> 
PREFERRED QUALIFICATIONS:
Bachelor&rsquo;s degree preferred 
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job.
They are not intended to be an exhaustive list of all responsibilities, duties and skills required of personnel so classified.
Affirmative Action/Equal Opportunity Employer</div>

Security/Fraud Mitigation Analyst

<div>SUMMARY:
The Credit Analyst will support the field associates in completing credit memorandums for new and existing bank relationships. Key responsibilities include inputting and analyzing financial statement data and interpreting the repayment capacity of borrowers. The position will report to the Chief Credit Officer of the bank and work closely with Senior Credit Officers to minimize risk and help grow revenue for the bank. The Credit Analyst will be crucial in completing timely annual reviews of the bank&rsquo;s largest loan customers. 
PRINCIPAL ACCOUNTABILITIES:
Time: Description:
10% Insure loan packages are complete according to bank policy.
25% Input and analyze financial statements and credit bureaus using proprietary bank software (primary tax returns).
20% Determine business and global cash flow of commercial borrowers.
15% Perform analysis on diverse types of collateral.
5% Assist lenders in determining the most appropriate loan structure.
5% Partner with bankers in completing credit memorandums for various sized businesses and requests.
10% Collaborate with bankers and Senior Credit officers to complete annual reviews on large borrowers.
5% Assist Chief Credit Officer with regulatory compliance.
5% Other duties as assigned. 
BASIC QUALIFICATIONS:
Bachelor's degree and 2 years of experience in commercial or consumer lending or an equivalent combination of education and experience. 
ADDITIONAL QUALIFICATIONS:<ul><li>
Experienced in reading balance sheets, income statements, credit reports, personal financial statements.</li><li>
Strong understanding of business entity legal structures, risk rating, and financial statement ratio analysis.</li><li>
Ability to locate and use relevant industry analysis.</li></ul> 
PREFERRED QUALIFICATIONS:
Excellent computer skills including experience with proprietary bank software and Microsoft Office.<div> 
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job.</div><div>
They are not intended to be an exhaustive list of all responsibilities, duties and skills required of personnel so classified.</div><div>
Affirmative Action/Equal Employer</div></div>

Credit Analyst

Join Fidelity Bank and explore 2   exciting career opportunities. They're hiring for various roles with options for remote or on-site work. Apply today and become part of their innovative team.

Fidelity Bank

ABOUT_COMPANY

Security/Fraud Mitigation Analyst

Credit Analyst