Qureos Mentor

GRM Academy & Consultant Pvt Ltd

The Ideal candidate should possess:&middot; Fair understanding of Retail products of LAP upto Rs. 50.0 to Rs. 500.0 lakhs with prior experience of funding educational institutions; Working Capital experience preferred&middot; Experience of managing a portfolio of existing LAP and/or Working Capital credit relationships. The number of relationships managed would depend on the geography covered and branches mapped to the respective Sales Manager/Sales Officer.&middot; Substantial experience in the banking industry, including demonstrated success in a similar role.&middot; Must have working experience with scheduled commercial Bank/NBFC&rsquo;s with 2-10 years of experience along with MBA/CA qualification would be preferred.Activities :&middot; Regular Branch/Connector/DSA interaction for lead generation for Educational Institution customers and updates on the leads.&middot; Updating pipeline and conversion of leads generated by the branches&middot; Documentation pre-disbursement (Doc collection, legal &amp; TSR, Valuation etc.) and post disbursement, including deferral closure&middot; Customer negotiation on interest rates, fees and other issues relating to charges&middot; Leveraging of cross-sell opportunities for customers in terms of Current Account/Term Deposits/Saving Deposits, Insurance, other Assets offering of the bank&middot; Co-ordination with credit for CAM approval, deferral waiver / extension &amp; other customer requirements like Enhancements.&middot; Co-ordination with local Ops for disbursement of a case, submission of Stock Statement and other documents as applicable&middot; Housekeeping including CAM renewals, deferral closure, stock statements, insurance renewals, Plant visit, Site visit, ensure timely servicing of monthly interest/EMIs etc&middot; Stressed accounts / Exit account management, follow-upKey Deliverables :&middot; Leads generation/Business development through Branches, CA&rsquo;s, DSAs and referrals from existing borrowers, current account holders etc.&middot; Processing of loan applications, conducting due diligence, site visits, ensure compliance of terms &amp; conditions as per sanction terms, documentation etc.&middot; Assisting credit team through timely resolution of raised queries and sharing of information requested.&middot; Timely Convey sanction/reject decision to the customer, handover sanction/rejection letter and follow up for documentation.&middot; Documentation, disbursements, authorization of credit vouchers.&middot; Punching of new loan accounts in system Post disbursement credit related activities: receipt of title deed, creation of EM.&middot; Strong communication and interpersonal skills&middot; Cross sell of other asset/liabilities products, investment products to existing group of borrowers managed by the Sales Manager/Sales Officer.&middot; Achieve individual targets and grow account profitability, while maintaining a high standard and complianceExperience : 3-14 years of experience in funding educational institutions.Job Type: Full-timePay: &#8377;1,000,000.00 - &#8377;1,800,000.00 per yearBenefits:<ul><li>Provident Fund</li></ul>Application Question(s):<ul><li>current CTC and Notice period ?</li><li> Fair understanding of Retail products of LAP upto Rs. 50.0 to Rs. 500.0 lakhs with prior experience of funding educational institutions; Working Capital experience preferred ? Yes or NO</li><li>Experience of managing a portfolio of existing LAP and/or Working Capital credit relationships. Yes or NO ?</li><li>Must have working experience with scheduled commercial Bank/NBFC&rsquo;s with 2-10 years of experience along with MBA/CA qualification would be preferred. Yes or No ?</li><li>Chengalpattu,Chennai,Coimbatore,Erode,Karur,Madurai,salem,Thanjavur,Thiruvallur,Tiruchirapalli,Tirunelveli,Vellore,Villupuram,Virudhunagar locations available</li></ul>Education:<ul><li>Master's (Required)</li></ul>Experience:<ul><li>funding educational institutions.: 3 years (Required)</li></ul>

Relationship Manager - Institutional Funding

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GRM Academy & Consultant Pvt Ltd

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Relationship Manager - Institutional Funding