Qureos Mentor

HALA

<div>
 
 
 Who Are We
 
 
 
 
 HALA is a leading fintech player in the MENAP region that aims to redefine financial services and build the future bank of SMEs. HALA aims at empowering SMEs to start, run, and grow their businesses by providing them with cutting-edge financial and technological tools.
 
 
 
 HALA currently holds multiple entities in UAE, Saudi Arabia and Egypt (including HALA Payments and HALA Logistics) and offers solutions that enable merchants to digitize their payments as well as manage their sales and operations.
 
 
 
 Founded in 2017, HALA is currently licensed by the Saudi Arabian Central Bank.
 
 Credit Risk Modelling Data Scientist&nbsp;
 
 
 Company:
 
 &nbsp;Hala Financing
 
 
 Team:
 
 &nbsp;Data &amp; Business Intelligence
 
 
 Location:
 
 &nbsp;Riyadh, Saudi Arabia
 
 
 Employment Type:
 
 &nbsp;Full-time
 
 Role Summary
 
 Hala Financing is looking for an Actuarial Data Scientist to join the Data team and support the development of our credit engine, risk models, and portfolio monitoring capabilities.
 
 
 The role will focus on predicting probability of default, improving credit decisioning, enhancing risk segmentation, and building data-driven models that support responsible growth in SME lending. The ideal candidate combines actuarial thinking, credit risk modelling, machine learning, and strong business judgment.
 
 Key ResponsibilitiesCredit Risk Modelling
 <ul>
 <li>
 
 Build, validate, and improve models for probability of default, credit scoring, affordability, delinquency prediction, and customer risk segmentation.
 
 </li>
 <li>
 
 Analyze historical repayment behavior, first-payment failure, delinquency trends, vintage curves, and default patterns.
 
 </li>
 <li>
 
 Support the enhancement of Hala Financing&rsquo;s credit engine by identifying stronger predictive variables and decision rules.
 
 </li>
 <li>
 
 Develop early-warning indicators to detect customers likely to delay, default, or underperform.
 
 </li>
 </ul>
 Portfolio Analytics
 <ul>
 <li>
 
 Monitor portfolio performance across cohorts, channels, customer segments, loan products, tenure, ticket size, and repayment behavior.
 
 </li>
 <li>
 
 Build dashboards and analytical frameworks to track approval quality, disbursement performance, default rates, roll rates, collections performance, and portfolio risk.
 
 </li>
 <li>
 
 Run scenario analysis and stress testing to assess the impact of growth, pricing, approval policy, and macroeconomic changes on portfolio performance.
 
 </li>
 <li>
 
 Support management reporting for credit performance, investor reporting, and internal risk committees.
 
 </li>
 </ul>
 Data Science &amp; Machine Learning
 <ul>
 <li>
 
 Use statistical and machine learning techniques to improve credit decisioning and default prediction.
 
 </li>
 <li>
 
 Work with structured and alternative data sources, including transaction data, merchant behavior, repayment history, business activity, and external data where available.
 
 </li>
 <li>
 
 Design experiments and champion/challenger tests to evaluate credit policy changes.
 
 </li>
 <li>
 
 Partner with Data Engineering to improve data quality, feature availability, model monitoring, and automation.
 
 </li>
 </ul>
 Business Partnership
 <ul>
 <li>
 
 Work closely with Credit, Risk, Product, Collections, Finance, and Business teams to translate business questions into analytical solutions.
 
 </li>
 <li>
 
 Provide clear recommendations on credit policy, approval rules, risk appetite, and portfolio growth.
 
 </li>
 <li>
 
 Help balance growth, profitability, and risk by turning data insights into practical business actions.
 
 </li>
 </ul>
 Required Qualifications
 <ul>
 <li>
 
 Bachelor&rsquo;s degree in Actuarial Science, Statistics, Mathematics, Data Science, Computer Science, Engineering, Finance, or a related quantitative field; Master&rsquo;s degree preferred.
 
 </li>
 <li>
 
 3&ndash;6 years of experience in actuarial analytics, credit risk, lending analytics, banking, fintech, insurance, or financial modelling.
 
 </li>
 <li>
 
 Strong understanding of probability of default, credit scoring, portfolio risk, delinquency, loss forecasting, and cohort/vintage analysis.
 
 </li>
 <li>
 
 Strong skills in Python and SQL.
 
 </li>
 <li>
 
 Experience with statistical modelling, machine learning, regression, classification models, decision trees, gradient boosting, model validation, and performance monitoring.
 
 </li>
 <li>
 
 Ability to translate complex analytical findings into simple business recommendations.
 
 </li>
 <li>
 
 Strong communication skills and ability to work with both technical and non-technical stakeholders.
 
 </li>
 </ul>
 Key Success Measures
 <ul>
 <li>
 
 Improved accuracy of default prediction and credit risk segmentation.
 
 </li>
 <li>
 
 Reduced first-payment failure and early delinquency rates.
 
 </li>
 <li>
 
 Stronger credit engine decisioning and approval quality.
 
 </li>
 <li>
 
 Clear portfolio monitoring and early-warning indicators.
 
 </li>
 <li>
 
 Better balance between loan growth, risk, profitability, and capital efficiency.
 
 </li>
 </ul>
 
 &nbsp;
 
 
 &nbsp;
 
 
 &nbsp;
 
 
 What We Offer You
 
 
 
 We believe you will love working at HALA!
 
 <ul>
 <li>
 We have an inclusive and diverse culture that encourages innovation and flexibility in remote, in-office, and hybrid work setups.
 </li>
 <li>
 We offer highly competitive compensation packages, including the potential for shares.
 </li>
 <li>
 We prioritize personal development and offer regular training and an annual learning stipend to tackle new challenges and grow your career in a hyper-growth environment.
 </li>
 <li>
 Join a talented team of over 30 nationalities working in 7 countries and gain valuable experience in an exciting industry.
 </li>
 <li>
 We offer autonomy, mentoring, and challenging goals that create incredible opportunities for both you and the company.
 </li>
 <li>
 You will be given a lot of responsibility and trust.&nbsp;We believe that the best results come when the people responsible for a function are given the freedom to do what they think is best.
 </li>
 </ul>
 &nbsp;
 
 If you think you have what it takes to join a remarkable team #apply_now&nbsp;
 
 
 &nbsp;
 
</div>

Credit Risk Modelling Data Scientist

<div>
 
 
 Who Are We
 
 
 
 
 HALA is a leading fintech player in the MENAP region that aims to redefine financial services and build the future bank of SMEs. HALA aims at empowering SMEs to start, run, and grow their businesses by providing them with cutting-edge financial and technological tools.
 
 
 
 HALA currently holds multiple entities in UAE, Saudi Arabia and Egypt (including HALA Payments and HALA Logistics) and offers solutions that enable merchants to digitize their payments as well as manage their sales and operations.
 
 
 
 Founded in 2017, HALA is currently licensed by the Saudi Arabian Central Bank.
 
 
 
 Role Summary:&nbsp;
 
 
 
 
 We are looking for a Full Stack Software Engineer to join Hala&rsquo;s engineering team, with a strong focus on React on the front end and .NET / C# on the back end.&nbsp;The ideal candidate should be confident building modern, scalable, and maintainable web applications using React, TypeScript, and .NET APIs. This role will involve developing user-facing features, building reusable components, integrating with backend services, contributing to API development, and working closely with Product, Design, QA, and other Engineering teams.&nbsp;The candidate should be product-minded, quality-focused, and comfortable working in a fast-paced fintech environment where reliability, performance, security, and clean engineering practices are important.
 
 
 
 &nbsp;
 
 
 
 Requirements:
 
 
 <ul>
 <li>
 
 
 Build and maintain modern web applications using
 
 React, TypeScript, JavaScript, HTML, and CSS
 
 .
 
 
 </li>
 <li>
 
 
 Develop reusable, scalable, and maintainable React components.
 
 
 </li>
 <li>
 
 
 Work with state management and data-fetching patterns using tools such as
 
 Redux, React Query, Zustand, Context API
 
 , or similar.
 
 
 </li>
 <li>
 
 
 Integrate front-end applications with
 
 RESTful APIs
 
 and backend services.
 
 
 </li>
 <li>
 
 
 Build, maintain, and enhance backend services using
 
 .NET / C#
 
 .
 
 
 </li>
 <li>
 
 
 Design and implement APIs using
 
 ASP.NET Core
 
 .
 
 
 </li>
 <li>
 
 
 Work with relational databases such as
 
 PostgreSQL, SQL Server, or MySQL
 
 .
 
 
 </li>
 <li>
 
 
 Collaborate with Product Managers, Designers, QA, Backend Engineers, Frontend Engineers, and other stakeholders.
 
 
 </li>
 <li>
 
 
 Participate in technical discussions, code reviews, and architecture decisions.
 
 
 </li>
 <li>
 
 
 Troubleshoot, debug, and resolve production and non-production issues across front-end and backend layers.
 
 
 </li>
 <li>
 
 
 Ensure high standards of performance, security, reliability, accessibility, and maintainability.
 
 
 </li>
 <li>
 
 
 Write clean, testable, and well-structured code.
 
 
 </li>
 <li>
 
 
 Follow engineering best practices around Git, pull requests, CI/CD, testing, monitoring, and documentation.
 
 
 </li>
 <li>
 
 
 Support continuous improvement of engineering standards, processes, and delivery quality.
 
 
 </li>
 </ul>
 
 &nbsp;
 
 
 
 Qualifications:&nbsp;
 
 
 <ul>
 <li>
 
 
 Hands-on experience with
 
 React
 
 and modern front-end development.
 
 
 </li>
 <li>
 
 
 Strong knowledge of
 
 TypeScript
 
 , JavaScript, HTML5, CSS3, and responsive UI development.
 
 
 </li>
 <li>
 
 
 Good experience building applications with
 
 ASP.NET Core / .NET
 
 .
 
 
 </li>
 <li>
 
 
 Strong knowledge of
 
 C#
 
 and object-oriented programming.
 
 
 </li>
 <li>
 
 
 Experience designing and consuming
 
 REST APIs
 
 .
 
 
 </li>
 <li>
 
 
 Good understanding of front-end architecture, component design, hooks, forms, routing, validation, and API integration.
 
 
 </li>
 <li>
 
 
 Experience with databases and SQL fundamentals.
 
 
 </li>
 <li>
 
 
 Familiarity with Entity Framework Core, Dapper, or similar ORM/data access patterns is a plus.
 
 
 </li>
 <li>
 
 
 Experience with unit testing and integration testing on both front-end and backend is preferred.
 
 
 </li>
 <li>
 
 
 Familiarity with cloud platforms, containers, CI/CD pipelines, and modern deployment practices is a plus.
 
 
 </li>
 <li>
 
 
 Good understanding of web performance, browser behavior, authentication, authorization, and security best practices.
 
 
 </li>
 <li>
 
 
 Strong problem-solving skills, ownership mindset, and attention to detail.
 
 
 </li>
 <li>
 
 
 Good communication skills and ability to work effectively with cross-functional teams.
 
 
 </li>
 <li>
 
 Previous experience in fintech, banking, payments, wallets, cards, or financial platforms is a strong plus.
 
 </li>
 </ul>
 
 &nbsp;
 
 
 What We Offer You
 
 
 
 We believe you will love working at HALA!
 
 <ul>
 <li>
 We have an inclusive and diverse culture that encourages innovation and flexibility in remote, in-office, and hybrid work setups.
 </li>
 <li>
 We offer highly competitive compensation packages, including the potential for shares.
 </li>
 <li>
 We prioritize personal development and offer regular training and an annual learning stipend to tackle new challenges and grow your career in a hyper-growth environment.
 </li>
 <li>
 Join a talented team of over 30 nationalities working in 7 countries and gain valuable experience in an exciting industry.
 </li>
 <li>
 We offer autonomy, mentoring, and challenging goals that create incredible opportunities for both you and the company.
 </li>
 <li>
 You will be given a lot of responsibility and trust.&nbsp;We believe that the best results come when the people responsible for a function are given the freedom to do what they think is best.
 </li>
 </ul>
 &nbsp;
 
 If you think you have what it takes to join a remarkable team #apply_now&nbsp;
 
 
 &nbsp;
 
</div>

Software Engineer

<div>
 
 
 Who Are We
 
 
 
 
 HALA is a leading fintech player in the MENAP region that aims to redefine financial services and build the future bank of SMEs. HALA aims at empowering SMEs to start, run, and grow their businesses by providing them with cutting-edge financial and technological tools.
 
 
 
 HALA currently holds multiple entities in UAE, Saudi Arabia and Egypt (including HALA Payments and HALA Logistics) and offers solutions that enable merchants to digitize their payments as well as manage their sales and operations.
 
 
 
 Founded in 2017, HALA is currently licensed by the Saudi Arabian Central Bank.
 
 Key Responsibilities
 <ul>
 <li>
 Develop and deploy AI, machine learning, and generative AI solutions.
 </li>
 <li>
 Build AI-powered tools such as chatbots, copilots, and workflow automation.
 </li>
 <li>
 Prepare and process data for model training, testing, and deployment.
 </li>
 <li>
 Integrate AI models into products and internal systems through APIs.
 </li>
 <li>
 Fine-tune, evaluate, and monitor model performance.
 </li>
 <li>
 Work closely with Product, Engineering, Data, and business teams to identify AI use cases.
 </li>
 <li>
 Ensure AI solutions follow data privacy, security, and governance standards.
 </li>
 <li>
 Document AI models, workflows, and technical designs.
 </li>
 </ul>
 Requirements
 <ul>
 <li>
 Bachelor&rsquo;s degree in Computer Science, AI, Data Science, Software Engineering, or related field.
 </li>
 <li>
 2&ndash;5 years of experience in AI, machine learning, data science, or software engineering.
 </li>
 <li>
 Strong Python programming skills.
 </li>
 <li>
 Experience with machine learning frameworks such as PyTorch, TensorFlow, or Scikit-learn.
 </li>
 <li>
 Knowledge of LLMs, NLP, embeddings, vector databases, and RAG.
 </li>
 <li>
 Experience with APIs, cloud platforms, and production deployment.
 </li>
 <li>
 Strong problem-solving and collaboration skills.
 </li>
 </ul>
 Preferred
 <ul>
 <li>
 Experience with OpenAI, Azure OpenAI, AWS Bedrock, or Google Vertex AI.
 </li>
 <li>
 Experience with LangChain, LlamaIndex, Pinecone, FAISS, or similar tools.
 </li>
 <li>
 Experience in fintech, banking, payments, or regulated environments.
 </li>
 </ul>
 
 &nbsp;
 
 
 What We Offer You
 
 
 
 We believe you will love working at HALA!
 
 <ul>
 <li>
 We have an inclusive and diverse culture that encourages innovation and flexibility in remote, in-office, and hybrid work setups.
 </li>
 <li>
 We offer highly competitive compensation packages, including the potential for shares.
 </li>
 <li>
 We prioritize personal development and offer regular training and an annual learning stipend to tackle new challenges and grow your career in a hyper-growth environment.
 </li>
 <li>
 Join a talented team of over 30 nationalities working in 7 countries and gain valuable experience in an exciting industry.
 </li>
 <li>
 We offer autonomy, mentoring, and challenging goals that create incredible opportunities for both you and the company.
 </li>
 <li>
 You will be given a lot of responsibility and trust.&nbsp;We believe that the best results come when the people responsible for a function are given the freedom to do what they think is best.
 </li>
 </ul>
 &nbsp;
 
 If you think you have what it takes to join a remarkable team #apply_now&nbsp;
 
 
 &nbsp;
 
</div>

AI Engineer

<div>
 
 
 Who Are We
 
 
 
 
 HALA is a leading fintech player in the MENAP region that aims to redefine financial services and build the future bank of SMEs. HALA aims at empowering SMEs to start, run, and grow their businesses by providing them with cutting-edge financial and technological tools.
 
 
 
 HALA currently holds multiple entities in UAE, Saudi Arabia and Egypt (including HALA Payments and HALA Logistics) and offers solutions that enable merchants to digitize their payments as well as manage their sales and operations.
 
 
 
 Founded in 2017, HALA is currently licensed by the Saudi Arabian Central Bank.
 
 
 
 
 Job Summary
 
 
 The Site Reliability Engineer (SRE) is responsible for ensuring the reliability, availability, performance, and scalability of the organization's infrastructure and applications. The role focuses on automating operations, managing cloud and Kubernetes environments, maintaining CI/CD pipelines, monitoring system health, and resolving production issues. Working closely with development teams, the SRE helps build resilient, secure, and efficient platforms that support continuous delivery and business growth.
 
 
 &nbsp;
 
 
 
 
 Tasks &amp; Responsibilities:&nbsp;
 
 
 
 <ul>
 <li>
 Run the cloud environment by monitoring availability and taking a holistic view of system health
 </li>
 <li>
 Build software and systems to manage platform infrastructure and applications
 </li>
 <li>
 Improve reliability, quality, and time-to-market of our suite of software solutions
 </li>
 <li>
 Measure and optimize system performance, with an eye toward pushing our capabilities forward, getting ahead of customer needs, and innovating to continually improve
 </li>
 <li>
 Provide primary operational support and engineering for multiple large, distributed software applications
 </li>
 <li>
 Gather and analyze metrics from both operating systems and applications to assist in performance tuning and fault finding
 </li>
 <li>
 Partner with development teams to improve services through rigorous testing and release procedures
 </li>
 <li>
 Participate in system design consulting, platform management, and capacity planning
 </li>
 <li>
 Create sustainable systems and services through automation and uplifts
 </li>
 <li>
 Balance feature development speed and reliability with well-defined service level objectives
 </li>
 <li>
 Deploy updates and fixes
 </li>
 <li>
 Build tools to reduce occurrences of errors and improve customer experience
 </li>
 <li>
 Perform root cause analysis for production errors
 </li>
 <li>
 Investigate and resolve technical issues
 </li>
 <li>
 Design procedures for system troubleshooting and maintenance
 </li>
 </ul>
 
 &nbsp;
 
 
 Requirements
 
 :&nbsp;
 <ul>
 <li>
 Bachelor&rsquo;s Degree in computer science, information technology, or equivalent field of studies.
 </li>
 <li>
 The education levels can be replaced by years of experience
 </li>
 <li>
 3+ years of experience in a similar position (SRE, DevOps, or infrastructure engineer).
 </li>
 <li>
 Advanced knowledge of compliance and regulations
 </li>
 <li>
 Experience with Kubernetes administration.
 </li>
 <li>
 Experience with infrastructure as code tools such as Terraform and Ansible.
 </li>
 <li>
 Experience with at least one of the major cloud providers: AWS, GCP, Azure, or OCI.
 </li>
 <li>
 Experience with architecting, developing, and troubleshooting large-scale systems.
 </li>
 <li>
 Experience building CI/CD pipelines (preferably GitOps).
 </li>
 <li>
 Experience with monitoring and observability tools such as Prometheus, Loki, Jaeger, and Sentry.
 </li>
 <li>
 Experience in managing databases including (backup and restore plans, replication, and clustering) such as PostgresSQL, and MongoDB.
 </li>
 <li>
 Good networking knowledge (preferably experience with VPNs and Service Mesh)
 </li>
 </ul>
 
 Core Competencies:
 
 
 
 
 
 
 
 <ul>
 <li>
 Self-Actualization &amp; Fulfilment: Proficiency Level &ndash; ADVANCED
 </li>
 <li>
 Team Synergy &amp; Development: Proficiency Level - ADVANCED
 </li>
 <li>
 Entrepreneurial Mindset &amp; Drive: Proficiency Level - ADVANCED
 </li>
 <li>
 Business Acumen &amp; Diligence: Proficiency Level - ADVANCED
 </li>
 </ul>
 
 
 
 &nbsp;
 
 
 What We Offer You
 
 
 
 We believe you will love working at HALA!
 
 <ul>
 <li>
 We have an inclusive and diverse culture that encourages innovation and flexibility in remote, in-office, and hybrid work setups.
 </li>
 <li>
 We offer highly competitive compensation packages, including the potential for shares.
 </li>
 <li>
 We prioritize personal development and offer regular training and an annual learning stipend to tackle new challenges and grow your career in a hyper-growth environment.
 </li>
 <li>
 Join a talented team of over 30 nationalities working in 7 countries and gain valuable experience in an exciting industry.
 </li>
 <li>
 We offer autonomy, mentoring, and challenging goals that create incredible opportunities for both you and the company.
 </li>
 <li>
 You will be given a lot of responsibility and trust.&nbsp;We believe that the best results come when the people responsible for a function are given the freedom to do what they think is best.
 </li>
 </ul>
 &nbsp;
 
 If you think you have what it takes to join a remarkable team #apply_now&nbsp;
 
 
 &nbsp;
 
</div>

Automation Engineer

Join HALA and explore 5   exciting career opportunities. They're hiring for various roles with options for remote or on-site work. Apply today and become part of their innovative team.

HALA

About Company

Credit Risk Modelling Data Scientist

Software Engineer

AI Engineer

Site Reliability Engineer

Automation Engineer