Urwah Admin

HugoBank

HugoBank is a digital bank that provides fast online account opening, secure fund transfers, and convenient bill payments. The bank focuses on offering credit products tailored to customer needs, aiming to support individuals in achieving their life goals, such as education, career advancement, and home ownership. Founded in 2023 and based in Karachi, Sindh, HugoBank is committed to enhancing the banking experience for its users.

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 The Fraud Analyst is responsible for real-time monitoring, review and initial investigation of suspicious digital transactions across all banking channels. The role ensures prompt detection, validation and escalation of potential fraud cases in line with SBP regulations, internal Fraud Risk Management policies, and FTDH requirements. Fraud Analysts operate in 24&times;7 shifts to maintain uninterrupted fraud surveillance and protect the bank and its customers from financial loss.
 
 
 
 Core Responsibilities :
 
 
 
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 Monitor digital transactions and alerts generated by fraud detection systems on a 24&times;7 basis which include 1-Link's transaction monitoring system, RAAST and FTDH
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 Review and analyze alerts to identify unusual or high-risk activity
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 Conduct preliminary investigations by verifying customer details and transaction patterns
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 Escalate confirmed or suspicious cases to relevant departments / Teams within defined SLAs
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 Support FTDH inward and outward dispute handling in compliance with regulatory timelines
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 Log all alert actions, findings and outcomes in the fraud case management system
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 Maintain high accuracy in documentation and ensure all actions are auditable
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 Participate in training sessions and provide feedback for continuous improvement of fraud detection rules and processes
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 Maintain strict confidentiality and compliance with the Bank's security and data protection standards
 
 
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 Persona of such a person:
 
 
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 Independent decision making
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 Critical thinking and skeptical of suspicious transaction patterns
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 Objective and empathetic analysis
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 Ability to sustain high pressure environment
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 Transparent and Straightforward
 
 
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 Requirements
 
 
 
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 Minimum Bachelors Degree in relevant field.
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 Minimum of 1-2 years of experience in fraud risk management unit, preferably within the banking or financial services industry
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 Proven track record of part of fraud risk management units
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 Strong analytical skills and experience with digital fraud detection systems
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 Ability to thrive in a fast paced environment while balancing multiple tasks/projects simultaneously.
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 Owning decisions from start to finish based on suspicious behaviour.
 
 
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 Objective &amp; KPI :
 
 
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 Alert Handling Efficiency: &ge; 95% of alerts reviewed and acted upon within SLAs.
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 FTDH Timeliness: 100% adherence to SBP's 30 mins response requirement.
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 Accuracy Rate: &gt;99.00% correct classification of alert (true vs false positives).
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 Escalation Timeliness: &lt;5 Mins average for high-priority cases
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 Confidentiality Compliance: Zero breaches of customer or case information,
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Fraud Monitoring Analyst

<div>Credit Modeling Analyst will develop, implement, and validate statistical and mathematical models to support credit risk assessment and decision-making across Consumer &amp; Program Lending portfolios.
 
 
Credit Modeling Analyst will support the Head of Credit Risk, Merchant &amp; Program Lending in building robust, data-driven models for credit scoring, risk measurement, and portfolio performance forecasting, ensuring model integrity through regular back-testing and validation.
 
 
Core Responsibilities :
1. Develop and implement statistical and mathematical credit models.
2. Identify, define, and calculate independent and dependent variables for model building and ensure accurate representation of credit risk parameters.
3. Identify, define, and calculate independent and dependent variables for model building and ensure accurate representation of credit risk parameters.
4. Collect, handle, cleanse, and prepare data from multiple internal and external sources for modeling purposes.
5. Ensure data integrity and accuracy throughout the data pipeline from extraction to model input by implementing effective data quality checks and cleansing procedures.
6. Maintain model documentation including data dictionaries, variable definitions, and transformation logic. 7. Conduct regular model back-testing to assess model performance, stability, and predictive accuracy over time. 
Requirements 
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1-3 years experience in the credit modeling, risk modeling or similar role within a banking or financial services industry.
</li><li>Minimum masters degree preferably in statistics, mathematics, econometrics or any relevant major.</li><li>
Leadership skills.</li><li>
Good inter personal skills.</li></ul></div>

Credit Modeling Analyst

<div>AP Accountant is responsible for running accounts payable and taxation function for the organization; working under
Payment &amp; Taxation Manger. While ensuring the vendors and employees are paid on the timely manner, adequate
controls and compliances to processes have to be ensured. 
 
RESPONSIBILITIES: 
 
1. Maintain accurate financial records and books of accounts in accordance with company policies
2. Record daily financial transactions including receipts, and payments
3. Prepare journal entries into the accounting system
4. Manage accounts payable and ensure timely processing of vendor payments
5. Manage accounts receivable and follow up on outstanding customer balances
6. Perform periodic bank reconciliations to ensure accuracy of financial data
7. Calculate and file taxes (Income Tax and Sales Tax) in compliance with Federal Board of Revenue and
SRB regulations
8. Prepare and submit withholding tax returns within prescribed deadlines
9. Assist in internal and external audit processes by providing required documentation
10. Maintain fixed asset register and calculate depreciation in accordance with applicable standards
11. Maintain proper documentation and organized filing of financial records
12. Liaise with banks, auditors, and tax consultants for financial matters
13. Familiar with online banking systems, including payment processing and approval workflows
14. Familiar with Microsoft Office tools, particularly Excel and Word, for data management and
documentation.
15. Experience in Oracle ERP and other accounting software is preferred
16. Ensure adherence to internal controls, policies, and procedures 
Requirements 
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Education: Bachelors in Commerce, Finance, or Accounting</li><li>
Experience: 2+ years</li><li>
Certifications/Skills: MS Office Finance ERP</li><li>
Technical Expertise: Payment processing, invoice matching, taxation deduction</li></ul></div>

Assistant Manager Accounts Payable

Join HugoBank and explore 3   exciting career opportunities. They're hiring for various roles with options for remote or on-site work. Apply today and become part of their innovative team.

HugoBank

About Company

Fraud Monitoring Analyst

Credit Modeling Analyst

Assistant Manager Accounts Payable