Urwah Admin

IDFC FIRST Bank

<div>
 
 Job Requirements
 
 
 
 
 Role/ Job Title:
 
 Zonal Head &ndash; Commercial Banking
 
 
 
 Function/ Department:
 
 Commercial Banking
 
 
 
 Job Purpose
 
 
 
 Drive regional business development, revenue, and profitability by expanding the mid‑corporate client base and increasing wallet share, while ensuring portfolio quality, regulatory compliance, and operational excellence. Translate corporate banking strategy into actionable regional plans, develop and coach RMs, and orchestrate cross‑functional delivery for superior client outcomes.
 
 
 
 Roles &amp; Responsibilities
 
 
 
 <ul>
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 Drive revenue and profitability by expanding the commercial client base and increasing wallet share.
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 Identify and pursue new business opportunities for fund-based and non-fund-based products.
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 Build strong relationships with key decision-makers to ensure client engagement and growth.
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 Develop and execute regional business strategies aligned with the bank&rsquo;s objectives.
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 Monitor market trends, competitor activities, and regulatory updates to adjust strategies.
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 Translate corporate banking strategies into actionable plans for the zone Meet income targets from interest and fee-based products for both assets and liabilities.
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 Ensure client satisfaction by delivering tailored banking solutions and resolving escalated issues promptly.
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 Conduct regular client meetings to assess needs and provide proactive financial solutions.
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 Oversee client retention strategies and monitor feedback for service improvements.
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 Lead, mentor, and manage a team of Relationship Managers (RMs) to achieve performance targets.
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 Conduct performance reviews, identify training needs, and foster a high-performance culture.
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 Regularly track team performance against KRAs, including revenue growth, client acquisition, and portfolio quality.
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 Drive professional development and skill enhancement within the team.
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 Monitor portfolio quality, minimize NPAs, and ensure compliance with risk policies.
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 Streamline processes to improve operational efficiency and reduce turnaround times.
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 Oversee the implementation of client mandates and ensure timely delivery of solutions.
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 Work with internal teams (credit, operations, legal, compliance) to ensure seamless service delivery.
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 Facilitate coordination between business units to enhance client service and product delivery.
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 Provide regular updates to senior management on performance and market opportunities.
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 Own regional pricing discipline and exception governance within policy thresholds.
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 Provide sector intelligence and competitor benchmarking; propose focus‑sector playbooks.
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 Represent the bank at regional forums, industry bodies, and client events; build brand visibility.
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 Support audits/compliance reviews; close observations within timelines.
 
 
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 </ul>
 
 Education Qualification
 
 
 
 Graduation: Any graduation
 
 
 Post-graduation: Any post-graduation
 
 
 
 Experience:
 
 15 to 20 years of relevant experience in commercial business
</div>

Zonal Head - Commercial Banking

<div>
 
 
 Job Requirements
 
 
 
 
 
 Job Requirements
 
 
 
 
 Role/ Job Title:
 
 Territory Manager
 
 
 
 Function/ Department:
 
 Self-Employee Personal Loan
 
 
 
 
 Job Purpose:
 
 
 
 
 The role entails direct customer interaction and is responsible for acquisition of professional loan and unsecured business loan customers for a designated branch. It will also entail explaining and selling banking products to customers and acting as a link between customers and bank - ensuring best in-class service to the customers. The role bearer has a responsibility to supervise catchment mapping, customer feedback and identifying and converting potential opportunities. The role bearer is responsible for driving client acquisition, deepening customer relationships and capitalizing on lifetime value in each relationship to achieve larger organizational goals.
 
 
 
 
 Roles &amp; Responsibilities:
 
 
 
 
 <ul>
 <li>
 Acquisition of self-employee personal loan customers in the identified segment and reference generation from the specified catchment area.
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 <li>
 Grow the asset under management base for Business loan lending solutions and ensure that the overall revenue, cost, profitability and portfolio quality targets are met.
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 Collaborate with the product head business loan to ensure that the customers are offered the best-in-class solutions funding or multi funding requirements and key direct sales teams are appropriately incentivized.
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 <li>
 Ensuring quality portfolio by minimizing delinquency and rejection.
 </li>
 <li>
 Extensive knowledge and understanding of retails assets, products and operations.
 </li>
 <li>
 Identifying the changing market trends, channel development for acquiring business and provide high quality customer service.
 </li>
 <li>
 Design a fulfilling customer journey leading to customer delight and making IDFC First their banking partner of choice.
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 <li>
 Ensure the successful adoption of internal compliances and regulatory framework across the business.
 
 
 </li>
 </ul>
 
 
 Education Qualification (Fulltime):
 
 
 
 
 Graduation: Bachelor&rsquo;s in engineering / Technology / Math&rsquo;s / Commerce / Arts / Science / Biology / Business / Computers / Engineering / Management
 
 
 Post-graduation: MBA, PGDM
 
 
 
 Experience:
 
 2 to 5 years of experience in self-employee personal loan.
 
 
 
 
 Education Qualification (Fulltime):
 
 
 
 
 Graduation: Bachelor&rsquo;s in engineering / Technology / Math&rsquo;s / Commerce / Arts / Science / Biology / Business / Computers / Engineering / Management
 
 
 Post-graduation: MBA, PGDM
 
 
 
 Role/ Job Title:
 
 Collection Manager &ndash; Multi Product
 
 
 
 Function/ Department:
 
 Collections
 
 
 
 
 Job Purpose:
 
 
 
 
 The role bearer has the responsibility to plan, organize, direct and oversee the activities of the collections department. It also includes managing the agencies associated with the company in their assigned territory. The role bearer is responsible for the efficiency and optimization of retrieving EMI from the customers and ensuring adherence to all the guidelines laid out by the bank contributing to the larger organizational objectives of the bank.
 
 
 
 
 Roles &amp; Responsibilities:
 
 
 
 
 <ul>
 <li>
 Responsible for managing and undertaking collections process for debts that have been assigned.
 </li>
 <li>
 Regularly track the portfolio for specific buckets for the assigned area.
 </li>
 <li>
 Track and control the delinquency of the area, bucket-wise focus on non-starters.
 </li>
 <li>
 Responsible to allocate and achieve targets from agencies or in house team.
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 <li>
 Regularly follow up with the default customers.
 </li>
 <li>
 Ensuring adherence to collection process and legal guidelines.
 </li>
 <li>
 Tracing out absconded default customers and initiate recovery process.
 </li>
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 Recommend for legal actions for non-recoverable cases and following up with the legal team for the closure of the cases.
 </li>
 <li>
 Maintain data for administrative work related to collection such as updating delinquent account history, providing and maintaining management information system report, reviewing of collection feedback on daily, weekly &amp; monthly basis.
 
 
 </li>
 </ul>
 
 
 Education Qualification (Fulltime):
 
 
 
 
 Graduation: Bachelor&rsquo;s in engineering / technology / Math&rsquo;s / Commerce / Arts / Science / Biology / Business / Computers / Engineering / Management
 
 
 
 Experience:
 
 5 to 10 years of experience in collections.
</div>

Territory Manager-Used 2 Wheeler Loan

<div>
 
 Job Requirements
 
 
 
 
 Role/ Job Title:
 
 Territory Manager-Commercial Vehicles
 
 
 
 Function/ Department:
 
 sales
 
 
 
 Job Purpose
 
 
 
 The role bearer has the responsibility to plan, organize, direct and oversee the activities of the collections department. It also includes managing the agencies associated with the company in their assigned territory. The role bearer is responsible for the efficiency and optimization of retrieving EMI from the customers and ensuring adherence to all the guidelines laid out by the bank contributing to the larger organizational objectives of the bank.
 
 
 
 Roles &amp; Responsibilities
 
 
 
 <ul>
 <li>
 Responsible for managing and undertaking collections process for debts that have been assigned.
 </li>
 <li>
 Regularly track the portfolio for specific buckets for the assigned area.
 </li>
 <li>
 Track and control the delinquency of the area, Bucket-wise and days past due wise and focus on non-starters.
 </li>
 <li>
 Responsible to allocate and achieve targets from agencies or in house team.
 </li>
 <li>
 Regularly follow up with the default customers.
 </li>
 <li>
 Ensuring adherence to collection process and legal guidelines.
 </li>
 <li>
 Tracing out absconded default customers and initiate recovery process.
 </li>
 <li>
 Recommend for legal actions for non-recoverable cases and following up with the legal team for the closure of the cases.
 </li>
 <li>
 Maintain data for administrative work related to collection such as updating delinquent account history, providing and maintaining management information system report, reviewing of collection feedback on daily, weekly and monthly basis.
 
 
 </li>
 </ul>
 
 Education Qualification (Fulltime)
 
 
 
 Graduation: Any
 
 
 
 Experience:
 
 2 to 5 years of experience in Sales.
</div>

Territory Manager-Commercial Vehicles

<div>
 
 Job Requirements
 
 
 
 
 Role/ Job Title
 
 : Territory Manager - Two-Wheeler Loans
 
 
 
 Function/ Department
 
 : Sales
 
 
 
 Job Purpose
 
 
 
 The role bearer has the responsibility of sourcing loans from market using Direct Selling Agents/Direct Selling Teams and existing channel partners as well establishing a quality portfolio. It entails managing a team, maintain strong relationships, foster co-operation and communicate effectively across different mediums. The role bearer has to make sure adherence to the policies and guidelines set. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributing to the larger objectives of the bank.
 
 
 
 Roles &amp; Responsibilities
 
 
 
 <ul>
 <li>
 Sourcing and managing channels from the market and acquiring business from them.
 </li>
 <li>
 Ensuring quality portfolio by minimizing delinquency and rejection.
 </li>
 <li>
 Extensive knowledge and understanding of retails assets, products, operations, and current market trends.
 </li>
 <li>
 Identifying the changing market trends, channel development for acquiring business and provide high quality
 
 
 </li>
 </ul>
 
 Education Qualification
 
 
 
 Graduation: Any Graduate
 
 
 
 Experience
 
 : 2 to 5 years of relevant experience
</div>

<div>
 
 Job Requirements
 
 
 
 
 Role/ Job Title:
 
 Territory Manager - Commercial Vehicles
 
 
 
 Function/ Department:
 
 Retail Banking
 
 
 
 Job Purpose
 
 
 
 
 The role entails direct customer interaction and is responsible for acquisition of Commercial Vehicles customers for a designated branch. It will also entail explaining and selling banking products to customers and acting as a link between customers and bank - ensuring best in-class service to the customers. The role bearer has a responsibility to supervise catchment mapping, customer feedback and identifying and converting potential opportunities. The role bearer is responsible for driving client acquisition, deepening customer relationships and capitalizing on lifetime value in each relationship to achieve larger organizational goals.
 
 
 
 
 Roles &amp; Responsibilities
 
 
 
 <ul>
 <li>
 Acquisition of Commercial Vehicles customers in the identified segment
 </li>
 <li>
 Meet and exceed the defined targets of new customer acquisitions month on month by analyzing transaction banking needs of the customer
 </li>
 <li>
 Provide regular feedback to RM on opportunities and customer needs
 </li>
 <li>
 Ensure adherence to selling norms and SOPs defined by the organization
 </li>
 <li>
 Ensure strict compliance with internal guidelines and external regulations.
 </li>
 <li>
 Ensure quality sourcing in line with the Bank's policy.
 
 
 </li>
 </ul>
 
 Education Qualification (Fulltime)
 
 
 
 
 Graduation: Any Graduate
 
 
 
 
 Post-graduation: MBA, PGDM
 
 
 
 
 Experience:
 
 5 to 10 years of experience in rural assets.
</div>

Join IDFC FIRST Bank and explore 45   exciting career opportunities. They're hiring for various roles with options for remote or on-site work. Apply today and become part of their innovative team.

IDFC FIRST Bank

ABOUT_COMPANY

Zonal Head - Commercial Banking

Territory Manager-Used 2 Wheeler Loan

Territory Manager-Used 2 Wheeler Loan

Territory Manager-Used 2 Wheeler Loan

Territory Manager-Commercial Vehicles

Territory Manager-Used 2 Wheeler Loan

Territory Manager-Commercial Vehicles