Qureos Mentor

IndusInd Bank

<div>
 
 
 About the Role:
 
 
 
 You will be working on ensuring scaling of ML products and credit risk policy (incl. models) within pre-approved/ pre-qualified campaigns and live digital journeys. It will entail ensuring APIs operate smoothly at scale, identify ways to ensure simplified and low risk customer journey. We are looking for someone with entrepreneurial mindset, cloud-based tools/ packages for automation and encryption and APIs.
 
 
 
 
 
 
 About the team:
 
 
 
 You will be part of ML Engineering Team within Digital Banking Unit of the bank. You will work in a fast-paced environment where new ideas are encouraged. This will involve liaising with teams within Digital and those across the bank e.g. data engineers, data scientists, product managers and senior business and credit risk stakeholders.
 
 
 
 
 
 
 
 
 
 
 
 
 Education, Work Experience, Key Skill Set Requirements:
 
 
 
 
 
 
 
 Education
 
 :
 
 
 Masters or Undergraduate in Computer Science/Electrical/Civil/Mechanical.
 
 
 
 
 
 
 Experience
 
 :
 
 
 6&ndash;8 years of overall industry experience, with at least 3&ndash;4 years in Machine Learning (ML)/MLOps, or Business Rule Engine (BRE) implementation.
 
 
 
 
 
 
 Technical Expertise
 
 :
 
 <ul>
 <li>
 
 ML/MLOps System Design
 
 : Proven experience in end-to-end ML/MLOps system architecture including model/BRE implementation (batch/API/cloud), debugging, and production maintenance.
 </li>
 <li>
 
 Programming &amp; Data Tools
 
 : Proficient in Python, PySpark, NumPy, Pandas, SQL, and Linux. Good to have Koalas, Dask.
 </li>
 <li>
 
 Cloud &amp; Big Data
 
 : Hands-on experience with Azure cloud services including Azure Databricks, Spark, Data Warehousing, and pipeline orchestration.
 </li>
 <li>
 
 CI/CD &amp; DevOps
 
 : Skilled in Azure DevOps for CI/CD pipeline setup and management, including automated model deployment.
 </li>
 <li>
 
 API Development
 
 : Experience with FastAPI/Flask for building scalable ML models APIs.
 </li>
 </ul>
 
 
 
 
 
 Domain Knowledge
 
 :
 
 <ul>
 <li>
 Exposure to
 
 credit risk modeling
 
 and financial services is a strong plus.
 </li>
 </ul>
 
 
 
 
 
 Soft Skills
 
 :
 
 <ul>
 <li>
 Excellent communication and stakeholder management.
 </li>
 <li>
 Strong project management and cross-functional collaboration abilities.
 </li>
 </ul>
 
 
 
 
 
 
 
 
 
 
 
 About the Digital Business Unit at IndusInd:
 
 
 
 
 
 
 The mandate of the Digital Business Unit at IndusInd Bank is as follows:
 
 <ul>
 <li>
 Building customer centric products with human centered design principles for retail Individual and micro, small and medium enterprise (MSME) customer segments
 </li>
 <li>
 Build innovative products and propositions backed with problem solving mindset to discover and solve latent needs of customers
 </li>
 <li>
 Build Embedded Finance (Banking as a Service) applications
 </li>
 <li>
 Ensure designs are highly available, highly modular, highly scalable and highly secure
 </li>
 <li>
 Drive digital business
 </li>
 </ul>
 
 
 
 
 Some of the applications managed by the Digital Business Unit include IndusMobile (bank&rsquo;s mobile app for retail individual clients), Indusnet (net banking application of the bank), IndusMerchantSolutions app, Whatsapp Banking, Chatbots, easycredit for Individuals, easycredit for Business Owners, savings, current account and fixed deposit online platforms. There are many more innovative digital products and solutions in pipeline.
 
 
 
 
 
 The unit&rsquo;s objectives are three fold &ndash; (a) Drive better customer experience and engagement (b) transform existing lines of businesses and (c) build new digital only or banking as a service led digital business models
 
</div>

Lead - ML Engineer

<div>
 
 
 About the Organization
 
 : IndusInd Bank is a universal Bank with a widespread banking footprint with over 2.5 crore customers, over 5,000 distribution points and nearly 2,000 branches across the country. Bank is currently in its fifth planning cycle and is on a mission to attain scale with sustainability at its core and with a specific focus on leapfrogging digital banking capabilities.
 
 
 Accordingly, the digital team at IndusInd Bank is on a journey to create differentiated transformative customer experience in financial services. The team&rsquo;s charter to redefine banking experience for clients making is much simpler, intelligent, and personalized. The data science team(digital portfolio, platform growth &amp; engagement) will be part of the digital team at IndusInd Bank and will help uncover insights that help drive the digital strategy and optimize customer experience.
 
 
 
 
 
 
 About the role
 
 : You would be part of asset analytics and data science team and work on cutting edge problems for the bank. The individual will work closely with the stakeholders across risk, business, partnerships, digital and strategy in creating and refining strategies to augment profitability and growth for the bank. The incumbent will majorly be responsible with coming up data driven and actionable insights and presenting them to relevant stakeholders The candidate will work in close collaboration with digital product, growth, and marketing teams.
 
 
 
 
 
 
 Overall, Job Description
 
 
 <ul>
 <li>
 Experience querying databases and using statistical computer languages: R, Python, SLQ, etc.
 </li>
 <li>
 Use predictive modelling to increase and optimize customer experiences, revenue generation, ad targeting and other business outcomes.
 </li>
 <li>
 Experienced in working with large and multiple datasets, data warehouses and ability to pull data using relevant programs and coding.
 </li>
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 Well versed with necessary data reprocessing and feature engineering skills.
 </li>
 <li>
 Strong background in Statistical Analysis. Constantly look and research on ML algorithms and data sources for better prediction
 </li>
 <li>
 Work and coordinate with multiple stakeholders to identify opportunities for leveraging company data to drive business solutions, implement models and monitor outcomes.
 </li>
 <li>
 Assess the effectiveness and accuracy of new data sources and data gathering techniques and develop processes and tools to monitor and analyze model performance and data accuracy.
 </li>
 <li>
 Experience in establishing/scaling up data science functions
 </li>
 <li>
 Proven ability to discover solutions hidden in large datasets and to drive business results with their data-based insights
 </li>
 <li>
 Leverage analytics to increase customer lifetime value for clients acquired digitally by pitching right product to the right client at the right time
 </li>
 <li>
 Help define pricing models for digital value propositions for various segments of users / clients to ensure profitability of the portfolio and to ensure achievement of business outcomes
 </li>
 <li>
 Work with product, growth, and marketing teams across product/campaign lifecycle
 </li>
 <li>
 Empower product and marketing teams by creating automated dashboards and reports using PowerBI
 </li>
 </ul>
 
 
 
 
 
 Skills/Capabilities
 
 
 <ul>
 <li>
 Model development experience in R, Python, SAS
 </li>
 <li>
 Strong and in-depth understanding of statistics
 </li>
 <li>
 Strong strategic thought leadership and problem-solving skills with ability to tackle unstructured and complex business problems
 </li>
 <li>
 Ability to build &amp; use relationships and influence broadly across the organization
 </li>
 <li>
 Results driven with strong project management skills, ability to work on multiple priorities
 </li>
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 Handling Big Data, Segmentation, Analytics, Machine Learning, Artificial Intelligence, Statistics and Hypothesis Testing
 </li>
 </ul>
 
 
</div>

Data Scientist

<div>
 
 
 About the Role:
 
 
 
 You would be part of Analytics team and work on cutting edge problems for the bank. The individual will work closely with the stakeholders across risk, business, partnerships, digital, strategy in creating, and refining campaign strategies to augment profitability and growth for the bank. The incumbent will majorly be responsible with coming up data driven and actionable insights and develop reports/dashboards around it and have effective communication and present to stakeholders. The candidate will work in close collaboration with digital product, growth, and credit risk teams
 
 
 
 
 
 Job Responsibilities:
 
 
 
 &middot; 2-5 years of experience in Reporting, Dashboard generation&ndash; development &amp; management (End to end).
 
 
 &middot; Good experience in building large and complex data models in Python
 
 
 &middot; Strong SQL and Power Query exposure
 
 
 &middot; Good exposure in working with Azure databricks and Pyspark.
 
 
 &middot; Able to deal at a global level on model (need to understand access set-up, how to make the data global, how to create control and content level accesses)
 
 
 &middot; Reporting and model performance enhancement
 
 
 
 
 
 Education, Work Experience, Key Skill Set Requirements:
 
 
 
 &middot; Experience in SQL, Python
 
 
 &middot; Strong and in-depth understanding of data modelling, visualization and ability to drive the story thru the dashboard
 
 
 &middot; Strong strategic thought leadership and problem-solving skills with ability to tackle unstructured and complex business problems
 
 
 &middot; Ability to build &amp; use relationships and influence broadly across the organization
 
 
 &middot; Results driven with strong project management skills, ability to work on multiple priorities
 
 
 &middot; Handling of automated dashboards, upscaling and maintenance of ongoing reports.
 
 
 
</div>

Business Analyst

<div>
 
 Job title:
 
 Product Manager &ndash; Business Loans
 
 
 
 
 
 
 Location: Gurugram
 
 
 BU/Function: Digital Strategy &amp; Analytics
 
 
 
 
 
 
 About the Digital Business Unit at IndusInd:
 
 
 
 The mandate of the Digital Business Unit at IndusInd Bank is as follows:
 
 <ul>
 <li>
 Building customer centric products with human centered design principles for retail Individual and micro, small and medium enterprise (MSME) customer segments
 </li>
 <li>
 Build innovative products and propositions backed with problem solving mindset to discover and solve latent needs of customers
 </li>
 <li>
 Build Embedded Finance (Banking as a Service) applications
 </li>
 <li>
 Ensure designs are highly available, highly modular, highly scalable and highly secure
 </li>
 <li>
 Drive digital business
 </li>
 </ul>
 
 
 
 Some of the applications managed by the Digital Business Unit include IndusMobile (bank&rsquo;s mobile app for retail individual clients), Indusnet (net banking application of the bank), IndusMerchantSolutions app, Whatsapp Banking, Chatbots, easycredit for Individuals, easycredit for Business Owners, savings, current account and fixed deposit online platforms. There are many more innovative digital products and solutions in pipeline
 
 
 
 
 The unit&rsquo;s objectives are three fold &ndash; (a) Drive better customer experience and engagement (b) transform existing lines of businesses and (c) build new digital only or banking as a service led digital business models
 
 
 
 
 
 About the Role:
 
 
 
 We are seeking a highly motivated and experienced Product Manager to join our team. The ideal candidate will be responsible for owning the product roadmap, designing customer journeys, and ensuring compliance with regulatory requirements. The candidate must possess a strong background in Fintech/Bank/NBFC with expertise in business lending products. This is a cross-functional role that requires collaboration with various departments to capture clear requirements and drive product enhancements.
 
 
 
 
 
 The successful candidate will also be responsible for keeping stakeholders updated and conducting market research to identify new opportunities for product improvement.
 
 
 
 
 
 
 Responsibilities:
 
 
 
 
 
 <ul>
 <li>
 
 Ownership of Product Roadmap
 
 : Develop and maintain the product roadmaps for digital sourcing of Business Loans, ensuring alignment with company objectives, customer needs, and regulatory requirements.
 </li>
 <li>
 
 Design Customer Journey
 
 : Design/Optimize seamless and intuitive customer and RM journeys based on customer voice, UI/UX best practices, A/B testing and product metrics to enhance the overall experience.
 </li>
 <li>
 
 Expertise in Lending
 
 : Utilize in-depth knowledge of business loan products to drive product innovation and development. Understand the lending process and the internal and external integrations required for delivering customer journeys.
 </li>
 <li>
 
 Experience:
 
 Possess 6&ndash;8 years of experience in B2C or B2B setup within Fintech/Bank/NBFC, with a proven track record of delivering successful lending products.
 </li>
 <li>
 
 Knowledge of Products/Frameworks
 
 : Familiarity with Account Aggregator, GST Systems, underwriting processes, credit policy, BRE implementation, risk assessment frameworks and A/B testing.
 </li>
 <li>
 
 Stakeholder Communication:
 
 Keep all stakeholders (including Senior Management) informed about product updates, milestones, and changes throughout the product lifecycle.
 </li>
 <li>
 
 Cross-Functional Collaboration
 
 : Work closely with engineering, marketing, growth, sales, credit, and operations teams to gather requirements and prioritize features.
 </li>
 <li>
 
 Regulatory Compliance
 
 : Stay current with regulatory requirements and ensure products comply with all applicable regulations.
 </li>
 <li>
 
 Market Research
 
 : Conduct market research to identify trends, competitors, and opportunities for product enhancements, and translate findings into actionable insights.
 </li>
 </ul>
 
 
 
 
 
 
 
 Qualifications:
 
 
 
 &bull; 6&ndash;8 years of experience in product management within the banking or fintech industry, specifically in business lending
 
 
 
</div>

Product Manager – Business Loans

Join IndusInd Bank and explore 4   exciting career opportunities. They're hiring for various roles with options for remote or on-site work. Apply today and become part of their innovative team.

IndusInd Bank

ABOUT_COMPANY

Lead - ML Engineer

Data Scientist

Business Analyst

Product Manager – Business Loans