Qureos Mentor

Klaus Emirates IT Solutions Pvt Ltd

OverviewWe are seeking a Senior Business Analyst with strong expertise in Open Banking / Open Finance and proven experience in Agile delivery to join our team. This role will be instrumental in defining, analysing, and delivering business and technical requirements that support regulatory-driven Open Finance initiatives across the UAE (Nebras platform, Trust Framework, Consent Management, API Hub) and Bahrain (CBB Open Banking framework, Sandbox, fintech ecosystem).You will work closely with the Proxy Product Owner, technology teams, compliance, and external partners to ensure the timely delivery of high-quality user stories, aligned to regulatory expectations and customer needs.Key Responsibilities<ul><li>Requirements Elicitation &amp; Analysis</li><li>Engage with stakeholders (regulators, banks, fintechs, internal teams) to capture business and technical requirements.</li><li>Translate Open Finance regulatory guidelines (UAE CBUAE 2024 regulation; Bahrain CBB Open Banking directives) into detailed, testable user stories.</li><li>Identify gaps, dependencies, and constraints across business and technology landscapes.</li><li>Backlog &amp; Agile Delivery</li><li>Collaborate with the Proxy Product Owner to refine and prioritize the product backlog.</li><li>Write epics, user stories, and acceptance criteria following Agile best practices.</li><li>Support sprint planning, backlog grooming, daily stand-ups, and retrospectives.</li><li>Ensure traceability between regulatory requirements, backlog items, and delivered functionality.</li><li>Process &amp; Journey Mapping</li><li>Document as-is and to-be business processes for Open Finance use cases such as:</li><li>Account aggregation</li><li>Payment initiation</li><li>Embedded lending and wealth services</li><li>Consent and data-sharing flows</li><li>Develop wireframes, mock-ups, and data flow diagrams to support technical design.</li><li>Regulatory &amp; Compliance Alignment</li><li>Work with compliance/legal to interpret and embed regulatory requirements (e.g., consent handling, digital certificates, customer dispute resolution).</li><li>Validate alignment of delivered functionality with Central Bank mandates in UAE and Bahrain.</li><li>Stakeholder Collaboration</li><li>Act as the bridge between business stakeholders and technology delivery teams.</li><li>Facilitate workshops, sprint reviews, and showcase sessions with internal and external partners.</li><li>Testing &amp; Validation</li><li>Define acceptance criteria and support UAT, ensuring features meet business and regulatory expectations.</li><li>Work closely with QA to validate APIs, consent flows, and integrations in sandbox and production environments.</li></ul>Required Qualifications<ul><li>Experience: 8+ years in Business Analysis, with at least 3 years in Open Banking / Open Finance within GCC markets (UAE or Bahrain strongly preferred).</li><li>Domain Knowledge: Strong understanding of:</li><li>UAE &ndash; Nebras Open Finance platform, API Hub, Trust Framework, Consent Management, phased regulatory rollout.</li><li>Bahrain &ndash; CBB Open Banking framework, regulatory sandbox, early-mover fintech ecosystem (e.g., Tarabut Gateway, Fintech Galaxy).</li><li>Agile: Hands-on experience in Agile delivery (Scrum, Kanban) &ndash; writing user stories, acceptance criteria, and supporting sprint ceremonies.</li><li>Technical Acumen: Familiarity with APIs, JSON, developer portals, consent/identity flows, and regulatory sandboxes.</li><li>Tools: Experience with Agile tooling (e.g., azure, Confluence, Miro, Figma).</li><li>Communication: Excellent facilitation, documentation, and stakeholder management skills.</li><li>Education: Bachelor&rsquo;s degree in business, Finance, IT, or related field. Agile/BA certifications (e.g., CBAP, CSPO, PSM, SAFe BA) preferred.</li><li>Prior experience working directly with regulators or central bank initiatives in the region.</li><li>Exposure to digital identity frameworks (e-KYC, UAE Pass, or equivalent GCC initiatives).</li><li>Knowledge of embedded finance and adjacent services (insurance, wealth, BNPL, cross-border payments).</li><li>Strong understanding of data governance, customer consent, and security protocols in financial services.</li></ul>Job Type: Contract Contract length: 6 monthsPay: AED25,000.00 - AED30,000.00 per monthExperience:<ul><li>Business Analyst: 8 years (Required)</li><li>Open Banking/Open Finance (UAE/Bahrain): 4 years (Required)</li><li>UAE&rsquo;s Nebras Framework: 4 years (Required)</li><li> Consent Management, API Hub , Bahrain&rsquo;s frameworks.: 4 years (Required)</li><li>digital identity, embedded finance, data governance: 4 years (Preferred)</li></ul>

Senior Business Analyst – Open Finance

Overview : As a Proxy Product Owner for Open Finance focusing on UAE and Bahrain, you will lead the charge in conceptualizing, defining, and delivering Open Finance products that align with evolving regulatory frameworks and customer needs. You&rsquo;ll act as the bridge between business stakeholders, regulators, fintech partners, and internal delivery teams, ensuring user-centric and compliant products across both markets.Key Responsibilities&middot; Translate regulatory mandates and market developments into a clear and actionable product roadmap for Open Finance offerings in UAE and Bahrain.&middot; Lead the product lifecycle&mdash;from backlog creation and prioritization to delivery&mdash;ensuring alignment with strategic goals, regulatory timelines, and stakeholder needs.&middot; Be the subject-matter expert: Stay current on the evolving Open Finance landscape in the region, including UAE&rsquo;s Open Finance platform, Trust Framework, API Hub, and Service Initiation initiatives &middot; Collaborate closely with compliance, legal, and security teams to embed regulatory requirements such as consent handling, API standards, sandbox testing, digital certificates, and dispute resolution mechanisms openbankproject.com.&middot; Engage with banks, fintechs, insurers, and infrastructure providers to gather insights, define use cases (e.g., account aggregation, payments, embedded finance), and shape seamless user journeys.&middot; Craft clear product documentation: user stories, epics, acceptance criteria, wireframes, and flow diagrams, adapted to market-specific needs.&middot; Drive MVPs with a data-driven mindset; define KPIs, measure adoption, and iterate to optimize customer and partner experiences.&middot; Act as a proxy for stakeholders&mdash;ensuring product decisions reflect both business priorities and ground-level realities.Required Qualifications&middot; Minimum of 10 years of product management experience within financial services, with specialization in Open Banking or Open Finance, especially in the GCC region (UAE and/or Bahrain).&middot; Strong understanding of regulatory frameworks in the UAE and Bahrain:&middot; UAE: Central Bank&rsquo;s Open Finance Regulation (issued June 2024), phased implementation via the Open Finance platform, consent management, API Hub, Trust Framework.&middot; Bahrain: Central Bank&rsquo;s Open Banking Sandbox (since 2017), Open Banking Framework (2020), and platform pioneers like Tarabut &middot; Deep familiarity with technical APIs, developer portals, regulatory sandboxes, consent flows, and digital identity (e&#8209;KYC, digital certificates).&middot; Proven ability to lead multifunctional teams, working with technical engineers, compliance/legal advisors, UX designers, and external fintech partners.&middot; Excellent communication and stakeholder management&mdash;able to align regulators, partner institutions, and internal teams.&middot; Experience defining KPIs, gathering insights, and adapting roadmaps based on customer and market feedback.&middot; Bachelor&rsquo;s degree in business, Finance, Computer Science, or related disciplines; MBA or Master&rsquo;s in Fintech/Innovation preferred.&middot; Previous collaboration with or within UAE Open Finance, AlTareq, or similar regulatory bodies in the UAE.&middot; Certifications in Agile (e.g., PSM I / CSPO) and UX design methods.<ul><li>Strategic and technical rigor to navigate complex regulatory landscapes.</li><li>Strong product leadership skills, with a user-first mindset.</li><li>Drive Open Finance adoption across banking, insurance, and fintech ecosystems.</li><li>Contribute to shaping user-centric, secure, and interoperable financial services in the region.</li></ul>Job Type: Contract Contract length: 12 monthsPay: AED25,000.00 - AED30,000.00 per monthExperience:<ul><li>product management: 10 years (Required)</li><li>Open Banking/Finance (UAE/Bahrain): 6 years (Required)</li><li>regulatory knowledge (UAE CBUAE, Bahrain CBB frameworks): 5 years (Required)</li></ul>License/Certification:<ul><li>Agile/CSPO certification (Preferred)</li></ul>

Product Owner – Open Banking / Finance (UAE/Bahrain).

Join Klaus Emirates IT Solutions Pvt Ltd and explore 2   exciting career opportunities. They're hiring for various roles with options for remote or on-site work. Apply today and become part of their innovative team.

Klaus Emirates IT Solutions Pvt Ltd

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Senior Business Analyst – Open Finance

Product Owner – Open Banking / Finance (UAE/Bahrain).