Qureos Mentor

MALANKARA MULTI STATE COOPERATIVE CREDIT SOCIETY LIMITED

&middot; Support and assist all Operations &amp; back office works of Vehicle loan department on daily basis.&middot; Sourcing of vehicle loans for society as per the policy from open market or through BCs&middot; Collection and maintenance of Pre-disbursement and post disbursement documents.&middot; Background verification of customers and complete documentation process as instructed by A.O.&middot; Sourcing and empanelment of New BCs.&middot; Co-ordinating BCs and Registered office for invoice generation and pay out disbursements.&middot; Meet with applicants to obtain information for loan application and document collection accordingly.&middot; Analyse applicant financial status, creditworthiness and property evaluations to determine feasibility of granting loans&middot; Explain the customers about different products and options available as well as terms and conditions.&middot; Verification of loan agreements to ensure that they are complete and accurate according to policy.&middot; Computation of loan amount, EMI, Chrarges and Net disbursement amount.&middot; Handle customer complaints and take appropriate action to resolve them&middot; Co-ordinate with credit and operations team and ensure approvals and policy compliance and timely disbursements of loans.&middot; Ensure name transfer and hypothecation endorsement in RC and Insurance.&middot; Identify and Empanel RTO agents in your respective locations&middot; Market the products of society.&middot; Collection follow up and ensure prompt collection.&middot; Attending office activities and coordinate activities from Registered office and Branches/BCs&middot; Preparation of Office Note for Sanction.&middot; Maintaining and reporting MIS on daily basis, weekly and monthly basis &ndash; reference received, logins, rejections, hold, approved, disbursed and other pipeline cases.&middot; Ensuring timely registration of membership for the new customers.&middot; Checking the loan applications received and reporting the discrepancies found and timely rectification of the same.&middot; Inspecting the loan documents before forwarding for approval.&middot; Initiating Field Investigation and Vehicle Inspection&middot; Keep reporting your all activities including On-duty and non-punching movements.&middot; Responsible to hand over all loan documents to the registered office/branch without any loss or damage.&middot; BC registration process completion and code creation, Pay out calculation and initiation, approval confirmation from officer concerned.&middot; NACH registration process and re-initiation of rejected cases until gets registered.Job Types: Full-time, Permanent, FresherPay: &#8377;18,000.00 - &#8377;25,000.00 per monthBenefits:<ul><li>Health insurance</li><li>Provident Fund</li></ul>Work Location: In person

Sales Officer - Vehicle Loan

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MALANKARA MULTI STATE COOPERATIVE CREDIT SOCIETY LIMITED

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Sales Officer - Vehicle Loan