Qureos Mentor

PalmPay

<div>
 
 PalmPay
 
 is a pan-African fintech company currently operating in Nigeria, Ghana, Kenya, Uganda, and Tanzania and expanding to other markets in this year. We&rsquo;re reinventing the payment experience by making it easy and reliable for everyone to transfer money, pay bills and shop online.
 
 
 🔹
 
 Job Overview:
 
 
 
 PalmPay is seeking a strategic and detail-oriented
 
 Head of Credit Review and Collection
 
 to lead the risk management framework for our lending operations in Pakistan. You will design and oversee credit policies, collection procedures, and recovery strategies to minimize credit risk and ensure regulatory compliance.
 
 
 🔹
 
 Key Responsibilities:
 
 
 
 <ul>
 <li>
 Establish credit scoring models and lending policies for individual and business users
 </li>
 <li>
 Oversee the collections department and set performance targets
 </li>
 <li>
 Develop and implement effective credit risk mitigation and recovery strategies
 </li>
 <li>
 Ensure compliance with all local regulatory and reporting standards
 </li>
 <li>
 Monitor portfolio performance, delinquency rates, and recovery rates
 </li>
 <li>
 Partner with legal and external recovery agencies where necessary
 </li>
 <li>
 Create dashboards and reporting tools to track credit KPIs
 
 
 </li>
 </ul>
 🔹
 
 Requirements:
 
 
 
 <ul>
 <li>
 Bachelor&rsquo;s degree in Finance, Accounting, Risk Management, or related field (Master&rsquo;s preferred)
 </li>
 <li>
 Minimum 8 years of experience in credit risk, lending, or collections, preferably in fintech or financial services
 </li>
 <li>
 Deep knowledge of Pakistan's credit and collections landscape
 </li>
 <li>
 Strong analytical, leadership, and negotiation skills
 </li>
 <li>
 Familiarity with regulatory frameworks in credit and lending
 </li>
 <li>
 Proficiency in English and Urdu
 
 
 </li>
 </ul>
 Powered by JazzHR
 
 
 dCV2ieDikI
</div>

Head of Credit Review and Collection

<div>
 
 About PalmPay
 
 
 
 PalmPay is a leading neobank and fintech platform scaling financial inclusion across emerging markets. With over
 
 40 million users
 
 , we&rsquo;re building a digital financial ecosystem that empowers individuals and businesses through accessible, easy-to-use, and rewarding financial services.
 
 
 Operating in
 
 Nigeria, Ghana, Tanzania, Bangladesh
 
 , and now expanding in
 
 Pakistan
 
 , PalmPay has been recognized by
 
 CNBC
 
 as one of the
 
 Top 300 Global Fintech Companies
 
 and ranked
 
 #2 overall
 
 and
 
 #1 in financial services
 
 on the
 
 Financial Times&rsquo; Africa&rsquo;s Fastest Growing Companies 2025
 
 list.
 
 
 
 Position Overview
 
 
 
 We are seeking a dynamic and experienced
 
 Head of Sales &ndash; Pakistan
 
 who will lead the country&rsquo;s sales and business development function. Beyond traditional sales leadership, the ideal candidate will bring experience in
 
 NBFC and Digital Banking Product Operations
 
 , and take ownership of product operations alongside driving strategic business growth in a fast-paced fintech environment.
 
 
 
 Key Responsibilities
 
 
 
 
 Sales Strategy &amp; Execution
 
 
 
 <ul>
 <li>
 Define and implement a comprehensive sales strategy aligned with PalmPay&rsquo;s business goals in Pakistan
 </li>
 <li>
 Build, lead, and scale a high-performing sales team covering B2C and B2B channels
 
 
 </li>
 </ul>
 
 NBFC &amp; Digital Banking Product Operations
 
 
 
 <ul>
 <li>
 Oversee end-to-end product operations including go-to-market planning, KPI tracking, and rollout execution
 </li>
 <li>
 Leverage experience in NBFC and digital banking products to align business development initiatives with product strategy
 
 
 </li>
 </ul>
 
 Business Development &amp; Market Expansion
 
 
 
 <ul>
 <li>
 Drive agent acquisition and merchant partnerships to boost product adoption
 </li>
 <li>
 Identify and capitalize on new market opportunities to accelerate customer acquisition and retention
 
 
 </li>
 </ul>
 
 Campaigns &amp; Performance Management
 
 
 
 <ul>
 <li>
 Launch targeted lifecycle campaigns to engage users at key stages of their journey
 </li>
 <li>
 Track performance through data-driven dashboards, forecasting tools, and ROI tracking mechanisms
 
 
 </li>
 </ul>
 
 Cross-Functional Collaboration
 
 
 
 <ul>
 <li>
 Work closely with Product, Marketing, Finance, and Operations to ensure seamless execution and operational excellence
 </li>
 <li>
 Translate user and market insights into actionable product or channel refinements
 
 
 </li>
 </ul>
 
 Stakeholder Engagement &amp; Reporting
 
 
 
 <ul>
 <li>
 Communicate key performance metrics, strategic achievements, and challenges to leadership
 </li>
 <li>
 Represent PalmPay in strategic negotiations and high-value partnerships
 
 
 </li>
 </ul>
 
 Required Qualifications &amp; Experience
 
 
 
 <ul>
 <li>
 Bachelor&rsquo;s degree in Business, Marketing, or related field; MBA preferred
 </li>
 <li>
 8+ years of progressive experience in sales, business development, or product operations within fintech, Mobile Phone Industry, NBFC, or digital banking environments
 </li>
 <li>
 Demonstrated proficiency in launching and scaling NBFC or digital banking products
 </li>
 <li>
 Proven ability to lead high-impact sales teams and exceed revenue targets
 </li>
 <li>
 Deep understanding of Pakistan&rsquo;s digital payments and financial ecosystem
 </li>
 <li>
 Excellent leadership, communication, and stakeholder management skills
 </li>
 <li>
 Fluency in English and Urdu
 
 
 </li>
 </ul>
 
 Compensation &amp; Benefits
 
 
 
 <ul>
 <li>
 Competitive and market-aligned salary package
 </li>
 <li>
 Festival bonuses and mobile/internet allowances
 </li>
 <li>
 Professional development and leadership opportunities
 </li>
 <li>
 Strategic leadership role in PalmPay&rsquo;s expansion into Pakistan with significant growth potential
 
 
 </li>
 </ul>
 Powered by JazzHR
 
 
 bX82MmIvBZ
</div>

Head of Sales

Join PalmPay and explore 2   exciting career opportunities. They're hiring for various roles with options for remote or on-site work. Apply today and become part of their innovative team.

PalmPay

ABOUT_COMPANY

Head of Credit Review and Collection

Head of Sales