Qureos Mentor

PalmPay

<div>
 
 About PalmPay
 
 
 
 PalmPay is a leading neobank and fintech platform scaling financial inclusion across emerging markets. With over
 
 40 million users
 
 , we&rsquo;re building a digital financial ecosystem that empowers individuals and businesses through accessible, easy-to-use, and rewarding financial services.
 
 
 Operating in
 
 Nigeria, Ghana, Tanzania, Bangladesh
 
 , and now expanding in
 
 Pakistan
 
 , PalmPay has been recognized by
 
 CNBC
 
 as one of the
 
 Top 300 Global Fintech Companies
 
 and ranked
 
 #2 overall
 
 and
 
 #1 in financial services
 
 on the
 
 Financial Times&rsquo; Africa&rsquo;s Fastest Growing Companies 2025
 
 list.
 
 
 
 Position Overview
 
 
 
 We are seeking a dynamic and experienced
 
 Head of Sales &ndash; Pakistan
 
 who will lead the country&rsquo;s sales and business development function. Beyond traditional sales leadership, the ideal candidate will bring experience in
 
 NBFC and Digital Banking Product Operations
 
 , and take ownership of product operations alongside driving strategic business growth in a fast-paced fintech environment.
 
 
 
 Key Responsibilities
 
 
 
 
 Sales Strategy &amp; Execution
 
 
 
 <ul>
 <li>
 Define and implement a comprehensive sales strategy aligned with PalmPay&rsquo;s business goals in Pakistan
 </li>
 <li>
 Build, lead, and scale a high-performing sales team covering B2C and B2B channels
 
 
 </li>
 </ul>
 
 NBFC &amp; Digital Banking Product Operations
 
 
 
 <ul>
 <li>
 Oversee end-to-end product operations including go-to-market planning, KPI tracking, and rollout execution
 </li>
 <li>
 Leverage experience in NBFC and digital banking products to align business development initiatives with product strategy
 
 
 </li>
 </ul>
 
 Business Development &amp; Market Expansion
 
 
 
 <ul>
 <li>
 Drive agent acquisition and merchant partnerships to boost product adoption
 </li>
 <li>
 Identify and capitalize on new market opportunities to accelerate customer acquisition and retention
 
 
 </li>
 </ul>
 
 Campaigns &amp; Performance Management
 
 
 
 <ul>
 <li>
 Launch targeted lifecycle campaigns to engage users at key stages of their journey
 </li>
 <li>
 Track performance through data-driven dashboards, forecasting tools, and ROI tracking mechanisms
 
 
 </li>
 </ul>
 
 Cross-Functional Collaboration
 
 
 
 <ul>
 <li>
 Work closely with Product, Marketing, Finance, and Operations to ensure seamless execution and operational excellence
 </li>
 <li>
 Translate user and market insights into actionable product or channel refinements
 
 
 </li>
 </ul>
 
 Stakeholder Engagement &amp; Reporting
 
 
 
 <ul>
 <li>
 Communicate key performance metrics, strategic achievements, and challenges to leadership
 </li>
 <li>
 Represent PalmPay in strategic negotiations and high-value partnerships
 
 
 </li>
 </ul>
 
 Required Qualifications &amp; Experience
 
 
 
 <ul>
 <li>
 Bachelor&rsquo;s degree in Business, Marketing, or related field; MBA preferred
 </li>
 <li>
 8+ years of progressive experience in sales, business development, or product operations within fintech, Mobile Phone Industry, NBFC, or digital banking environments
 </li>
 <li>
 Demonstrated proficiency in launching and scaling NBFC or digital banking products
 </li>
 <li>
 Proven ability to lead high-impact sales teams and exceed revenue targets
 </li>
 <li>
 Deep understanding of Pakistan&rsquo;s digital payments and financial ecosystem
 </li>
 <li>
 Excellent leadership, communication, and stakeholder management skills
 </li>
 <li>
 Fluency in English and Urdu
 
 
 </li>
 </ul>
 
 Compensation &amp; Benefits
 
 
 
 <ul>
 <li>
 Competitive and market-aligned salary package
 </li>
 <li>
 Festival bonuses and mobile/internet allowances
 </li>
 <li>
 Professional development and leadership opportunities
 </li>
 <li>
 Strategic leadership role in PalmPay&rsquo;s expansion into Pakistan with significant growth potential
 
 
 </li>
 </ul>
 Powered by JazzHR
 
 
 WLGjqIUNzM
</div>

Head of Sales

<div>
 
 About PalmPay
 
 
 
 PalmPay is a leading neobank and fintech platform scaling financial inclusion across emerging markets. With over
 
 40 million users
 
 , we are building a digital financial ecosystem that empowers individuals and businesses through accessible, easy-to-use, and rewarding financial services.
 
 
 Operating in
 
 Nigeria, Ghana, Tanzania, Bangladesh, and Pakistan
 
 , PalmPay has been recognised by
 
 CNBC
 
 as one of the
 
 Top 300 Global Fintech Companies
 
 and ranked
 
 #2 overall
 
 and
 
 #1 in financial services
 
 on the
 
 Financial Times&rsquo; Africa&rsquo;s Fastest Growing Companies 2025
 
 list.
 
 
 
 Position Overview
 
 
 
 We are seeking a
 
 Product Manager
 
 for our Pakistan business who will focus on designing, implementing, and managing financial products with end-to-end regulatory compliance. This role requires a strong understanding of
 
 SBP, SECP, and AML regulations
 
 , as well as experience embedding risk controls into products. The ideal candidate has hands-on experience in fintech, banking, or consumer installment financing, and a track record of leading compliance-driven product launches in Pakistan.
 
 
 
 Core Responsibilities
 
 
 
 
 Compliance Framework Development
 
 
 
 <ul>
 <li>
 Design product requirements in alignment with SBP, SECP, and Anti-Money Laundering Act regulations
 </li>
 <li>
 Lead product compliance reviews, covering user data privacy (PDPA), Shariah compliance, and anti-fraud measures
 
 
 </li>
 </ul>
 
 Embedding Risk Control into Products
 
 
 
 <ul>
 <li>
 Translate compliance requirements into product features such as KYC flows, repayment algorithms, and fee disclosure templates
 </li>
 <li>
 Coordinate with product and tech teams in China to implement features
 </li>
 <li>
 Monitor regulatory policy changes (e.g., BNPL regulations) and adapt product strategies accordingly
 
 
 </li>
 </ul>
 
 Local Compliance Collaboration
 
 
 
 <ul>
 <li>
 Liaise with law firms, consulting agencies, and SBP-accredited bodies for licensing, audits, and reporting
 </li>
 <li>
 Train business teams to identify high-risk scenarios (e.g., promotions during religious periods, remote-region collections)
 
 
 </li>
 </ul>
 
 Experience
 
 
 
 
 Mandatory Requirements
 
 
 
 <ul>
 <li>
 4+ years of product compliance experience in fintech, banking, or consumer installment financing
 </li>
 <li>
 Experience in the Pakistani financial market is strongly preferred
 </li>
 <li>
 Must have led or participated in at least one full financial product compliance launch (case summary required)
 
 
 </li>
 </ul>
 
 Professional Knowledge
 
 
 
 <ul>
 <li>
 Familiarity with: ✅ SBP Consumer Protection Regulations ✅ Credit Information Bureau (CIB) reporting rules ✅ Shariah Compliance framework
 
 
 </li>
 </ul>
 
 Language
 
 
 
 <ul>
 <li>
 Fluent in English (working language)
 </li>
 <li>
 Proficiency in Urdu is a plus
 
 
 </li>
 </ul>
 
 Soft Skills
 
 
 
 <ul>
 <li>
 Risk Sensitivity: Ability to anticipate regulatory grey areas (e.g., interest-free promotions during religious festivals)
 </li>
 <li>
 Local Insight: Knowledge of user segmentation in Pakistan (e.g., repayment cycles for agricultural income groups)
 </li>
 <li>
 Resilience: Adaptability to fast-changing regulations (e.g., SBP&rsquo;s tightened BNPL policy in 2024)
 
 
 </li>
 </ul>
 
 Compensation &amp; Benefits
 
 
 
 <ul>
 <li>
 Competitive salary with annual performance-based reviews
 </li>
 <li>
 Festival bonuses and mobile/internet allowance
 </li>
 <li>
 Opportunity to lead compliance-driven product development at a multinational fintech
 
 
 </li>
 </ul>
 Powered by JazzHR
 
 
 KsdDfka50P
</div>

Product Manager

<div>
 
 About PalmPay
 
 
 
 PalmPay is a leading neobank and fintech platform scaling financial inclusion across emerging markets. With over
 
 40 million users
 
 , we&rsquo;re building a digital financial ecosystem that empowers individuals and businesses through accessible, easy-to-use, and rewarding financial services.
 
 
 Operating in
 
 Nigeria, Ghana, Tanzania, Bangladesh, and Pakistan
 
 , PalmPay has been recognised by
 
 CNBC
 
 as one of the
 
 Top 300 Global Fintech Companies
 
 and ranked
 
 #2 overall
 
 and
 
 #1 in financial services
 
 on the
 
 Financial Times&rsquo; Africa&rsquo;s Fastest Growing Companies 2025
 
 list.
 
 
 
 Position Overview
 
 
 
 We are seeking a dynamic and technically skilled
 
 Assistant Director &ndash; Business Channel Integration
 
 to lead the integration and optimization of banking, payment, and business channels in Pakistan. The role will focus on establishing strategic partnerships with financial institutions, coordinating system integrations, and ensuring seamless connectivity across PalmPay&rsquo;s digital payment infrastructure.
 
 
 The ideal candidate will have a strong understanding of
 
 payment systems, APIs, and banking integrations
 
 , with prior experience working in
 
 fintech, NBFC, or digital banking environments
 
 .
 
 
 
 Key Responsibilities
 
 
 
 <ul>
 <li>
 Channel Integration &amp; Technical Coordination
 </li>
 <li>
 Lead end-to-end integration between PalmPay&rsquo;s platform and partner banks, payment gateways, and institutional channels
 </li>
 <li>
 Define and manage API integration frameworks, ensuring security, scalability, and performance
 </li>
 <li>
 Oversee UAT (User Acceptance Testing) and ensure smooth deployment of integrated financial solutions
 </li>
 <li>
 Identify and resolve technical issues, working closely with global tech and product teams
 </li>
 <li>
 Partnership &amp; Business Development Support
 </li>
 <li>
 Collaborate with the Banking Partnership and Business teams to identify integration opportunities with local financial institutions
 </li>
 <li>
 Build strong relationships with technical teams at partner organizations to ensure effective coordination and project delivery
 </li>
 <li>
 Participate in contract negotiations by providing integration and system feasibility inputs
 </li>
 <li>
 Project Management &amp; Delivery
 </li>
 <li>
 Develop and manage project plans for all integration initiatives, ensuring timely execution and delivery
 </li>
 <li>
 Monitor milestones, resource allocation, and risks to ensure project success
 </li>
 <li>
 Report on integration progress, timelines, and key KPIs to management
 </li>
 <li>
 System Optimization &amp; Process Improvement
 </li>
 <li>
 Continuously evaluate and improve integration architecture and data flow efficiency
 </li>
 <li>
 Establish best practices for system design, deployment, and maintenance
 </li>
 <li>
 Ensure compliance with SBP, SECP, and data protection regulations
 </li>
 <li>
 Cross-Functional Collaboration
 </li>
 <li>
 Coordinate closely with Product, Technology, Operations, and Compliance teams to align integration strategies with business objectives
 </li>
 <li>
 Support the development of new products and digital channels through effective backend connectivity
 
 
 </li>
 </ul>
 
 Qualifications &amp; Experience
 
 
 
 <ul>
 <li>
 Bachelor&rsquo;s or Master&rsquo;s degree in Computer Science, Information Systems, Engineering, or related field
 </li>
 <li>
 Minimum 10+ years of experience in API integration, payment systems, or fintech system coordination
 </li>
 <li>
 Strong understanding of banking integrations, fund settlement processes, and transaction routing
 </li>
 <li>
 Experience working with financial APIs, middleware platforms, and microservices architecture
 </li>
 <li>
 Proven track record in project management and partner integration in fintech, NBFC, or payment institutions
 </li>
 <li>
 Familiarity with SBP guidelines, ISO8583, PCI DSS, and data security standards
 </li>
 <li>
 Excellent communication and problem-solving skills with cross-functional collaboration experience
 </li>
 <li>
 Fluency in English and Urdu (written and verbal)
 
 
 </li>
 </ul>
 
 Preferred Skills
 
 
 
 <ul>
 <li>
 Certification in Project Management (PMP, Agile, or Scrum) is a plus
 </li>
 <li>
 Hands-on experience with Postman, Swagger, and API documentation tools
 </li>
 <li>
 Familiarity with payment switch integration, card scheme operations, and reconciliation processes
 </li>
 <li>
 Strong technical documentation and analytical skills
 
 
 </li>
 </ul>
 
 Compensation &amp; Benefits
 
 
 
 <ul>
 <li>
 Competitive salary with annual performance-based review
 </li>
 <li>
 Two festival bonuses per year
 </li>
 <li>
 Mobile and internet allowance
 </li>
 <li>
 Opportunity to lead high-impact fintech integration projects in a multinational environment
 
 
 </li>
 </ul>
 Powered by JazzHR
 
 
 Vv05ixkgBz
</div>

Assistant Director – Business Channel Integration

Join PalmPay and explore 3   exciting career opportunities. They're hiring for various roles with options for remote or on-site work. Apply today and become part of their innovative team.

PalmPay

ABOUT_COMPANY

Head of Sales

Product Manager

Assistant Director – Business Channel Integration