Qureos Mentor

Primary Residential Mortgage, Inc

<div>Position Purpose - Responsibilities/Duties/Functions/Tasks

The main function of this position is to proactively solicit new residential mortgage clients, while developing and cultivating a strong business network of referrals. It is the responsibility of a Loan Officer to analyze a borrower&rsquo;s financial and credit data to determine creditworthiness and the probability of financial security in repayment efforts.
<ul><li> Originates their own sales by contacting prospective clients,</li></ul>
<ul><li> Develops and maintains referral sources,</li></ul>
<ul><li> Spends at least one or two hours a day, two or more times a week outside of the office (including a home office), originating loans,</li></ul>
<ul><li> Meets with prospective clients at locations other than PRMI&rsquo;s offices, e.g., client&rsquo;s home or other locations,</li></ul>
<ul><li> Meets with clients in person to sell mortgage loan products/packages,</li></ul>
<ul><li> Contact with clients by telephone, mail, and e-mail is adjunct to in-person contacts,</li></ul>
<ul><li> Obtains credit information and necessary documentation for application process,</li></ul>
<ul><li> In-person calls outside of the office on real estate agents and brokers, financial advisors, and other potential referral sources to develop borrower leads,</li></ul>
<ul><li> Engages in marketing and promotional activities in support of their own sales,</li></ul>
<ul><li> Develops new and continued business opportunities and sales leads by cultivating relationships with realtors, builders, bankers, etc.
</li></ul><ul><li> Develops solid PRMI product knowledge and offers clients the best mortgage products to match client needs</li></ul>
<ul><li> Reviews application information, requesting specific supporting documentation as needed/required based on loan investor guidelines</li></ul>
<ul><li> Analyzes and exercises independent judgment and discretion in advancing PRMI&rsquo;s business objectives and the interests of PRMI&rsquo;s customers regarding significant financial decisions</li></ul>
<ul><li> Carries out major assignments affecting business operations of the employer or the employer&rsquo;s customers through:</li></ul>

 collecting and analyzing information regarding the customer&rsquo;s income, assets, investments, or debts

 analyzing applicant data, credit and collateral property value

 determining which financial products best meet the customer&rsquo;s needs and financial circumstances

 providing advice to the customer regarding the advantages and disadvantages of available financial products

 marketing, servicing, or promoting the employer&rsquo;s financial products
<ul><li> Completes necessary continuing education in a timely manner and remains current on local developments and trends within the real estate and mortgage industries
</li></ul><ul><li> Provides origination services in the state of licensure</li></ul>
<ul><li> Creates and maintains excellent business relationships with referral client base, creating new mortgage lending opportunities</li></ul>
<ul><li> Corresponds, communicates, and coordinates with clients, in-house support staff, and external service providers to facilitate timely closings</li></ul>

Qualifications
<ul><li> Sales experience in the mortgage industry is preferred
</li></ul><ul><li> Familiarity with mortgage processes, procedures, rules, regulations, and compliance</li></ul>
<ul><li> Exceptional customer service skills with a strong attention to detail</li></ul>
<ul><li> Excellent written and verbal communication skills</li></ul>
<ul><li> Strong computer skills to include a working knowledge of MS Office</li></ul>
<ul><li> Ability to comprehend and analyze financial information</li></ul>
<ul><li> Ability to effectively communicate and present complex financial information while fielding and responding to questions from applicants, support staff, and management</li></ul>
<ul><li> Established contact and referral list within the real estate and mortgage industries preferred</li></ul>
<ul><li> Ability to pass a required background check</li></ul>

Company Conformance Statement

In the performance of assigned tasks and duties all employees are expected to conform to the following:
 Review and adhere to policies and guidelines contained within the Employee Handbook, including privacy and information security guidelines.

 Act within delegated authorities and adheres to applicable policy and procedures associated with such authorities.

 Contribute to establishing a respectful workplace where diversity is critical to innovation and growth.

 Ensure every action and decision is aligned with PRMI values.
 Partner with your management team to understand performance expectations and measurements. Effectively utilize feedback and coaching opportunities while seeking to learn and develop within your role at PRMI.

 Realize team synergies through networking and partnerships across PRMI.

 Embrace change; act as advocate and role model, promoting an approach of continuous improvement.

 Maintain a high standard of customer care while actively listening to customers in an effort to understand their views and needs. Take ownership of problems and issues, taking into consideration the breadth of PRMI competencies in providing solutions.
 Work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations.

 Work effectively as a team contributor on all assignments.

 Perform quality work within deadlines.

 Respect client and employee privacy.

 Maintain eligibility for FLSA classification as Outside Sales Exempt, and complete the bi-annual certification process

Work Requirements

Each employee must be able to communicate clearly and effectively, utilize a computer, maintain a work schedule, and effectively perform in an office setting. Employment with PRMI requires compliance with and adherence to all applicable mortgage and fair lending laws and regulations as well as PRMI policies. The ability to work extended hours may be required.

Nothing in this job description restricts management&rsquo;s right to assign or reassign duties and responsibilities to this job at any time.<h4 class="jobSectionHeader">
Licenses &amp; Certifications</h4>
Required<ul><li>
NMLS</li></ul>
Equal Opportunity Employer 
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.</div>

Loan Officer Outside Sales

<div>Position purpose - Responsibilities/Duties/Functions/Tasks

The purpose of this position is to exercise responsibility for the immediate branch production and sales, as well as to enhance PRMI&rsquo;s market position by locating, developing, defining, negotiating, and closing business relationships. Responsibilities include directing, coordinating, and monitoring all sales, branch operation, and personnel development activities to create a business operation that increases sales, profitability, market share, and customer and employee satisfaction.
<ul>
<li>Assesses local market conditions, identifies current and prospective sales and business opportunities</li>
<li>Participates in development and research activities that increase branch&rsquo;s strengths, identify potential new markets and business opportunities, increase share of market, and obtain a competitive position in the industry</li>
<li>Analyzes and exercises independent judgment and discretion in advancing PRMI&rsquo;s business objectives and the interests of PRMI&rsquo;s customers regarding significant financial decisions</li>
<li>May be responsible for the strategies of marketing and advertising of specific products</li>
<li>Identifies trendsetter ideas by researching industry and related events, publications, and announcements and tracks individual contributors and their accomplishments</li>
<li>Evaluates options and recommends investments</li>
<li>Examines risks and potentials and estimates partners' needs and goals</li>
<li>Protects organization's value by keeping information confidential</li>
<li>Carries out major assignments affecting business operations of the employer or the employer&rsquo;s customers
<ul><li>Performs the following tasks in completion of major assignments if the branch manager is a loan originator:
<ul><li>collects and analyzes information regarding the customer&rsquo;s income, assets, investments, or debts</li>
<li>analyzes applicant data, credit, and collateral property value</li>
<li>determines which financial products best meet the customer&rsquo;s needs and financial circumstances</li>
<li>provides advice to the customer regarding the advantages and disadvantages of available financial products</li>
<li>markets, services, or promotes the employer&rsquo;s financial products</li>
</ul></li><li>Directs all operational aspects of the branch which include distribution operations, customer service, human resources, administration, and sales in a manner that supports reaching the profitability goals</li>
<li>Ensures that all areas of work performance or departments are properly staffed and directed</li>
<li>Provides training, coaching, development, and motivation to bring out the best in each team member</li>
<li>Takes on the responsibility for the orientation and evaluation of all employees</li>
<li>Recommends desirable changes in the policies and goals of the branch and the organization</li>
<li>Communicates effectively with other branches and senior managers concerning effective practices, competitive intelligence, business opportunities, and needs</li>
<li>Addresses customer and employee satisfaction issues promptly</li>
<li>Manages the branch by following high ethical standards and complying with all government regulations</li>
<li>Maintains and enforces personnel policy</li>
<li>Regularly evaluates the effectiveness of the branch operation to ensure policies are being observed and the profitability goals of the branch, division, and organization are being achieved</li>
<li>Takes prompt corrective action as needed</li>
<li>Increases personal knowledge and expertise in business, appropriate technology, etc.</li>
<li>Follows company policies and procedures</li>
<li>Performs other duties as assigned</li>
</ul>
</li></ul>Qualifications
<ul>
<li>Basic reading, writing, and arithmetic skills are required with a strong attention to detail</li>
<li>Strong communication skills, both written and oral</li>
<li>Ability to effectively and professionally handle difficult situations that may arise when working with branches/divisions</li>
<li>Ability to multi-task</li>
<li>Knowledge of Microsoft Excel and Microsoft Word</li>
<li>Ability to analyze financial data and prepare financial reports, statements, and projections</li>
<li>Ability to motivate teams to produce quality materials within tight timeframes and manage several projects simultaneously</li>
<li>Ability to participate in and facilitate group meetings</li>
</ul>
Supervisory responsibilities
<ul>
<li>Manages branch team</li>
</ul>
Preferences
<ul>
<li>Knowledge of Microsoft Office and telephone protocol</li>
<li>Ability to type 50 wpm</li>
<li>Reporting Skills, Administrative Writing Skills, Process Management, Organization, Analysis, Professionalism, Problem Solving, Supply Management, Inventory Control</li>
</ul>
Company Conformance Statement

In the performance of assigned tasks and duties all employees are expected to conform to the following:
<ul>
<li>Review and adhere to policies and guidelines contained within the Employee Handbook, including privacy and information security guidelines.</li>
<li>Act within delegated authorities and adheres to applicable policy and procedures associated with such authorities.</li>
<li>Contribute to establishing a respectful workplace where diversity is critical to innovation and growth.</li>
<li>Ensure every action and decision is aligned with PRMI values.</li>
<li>Partner with your management team to understand performance expectations and measurements. Effectively utilize feedback and coaching opportunities while seeking to learn and develop within your role at PRMI.</li>
<li>Realize team synergies through networking and partnerships across PRMI.</li>
<li>Embrace change; act as advocate and role model, promoting an approach of continuous improvement.</li>
<li>Maintain a high standard of customer care while actively listening to customers in an effort to understand their views and needs. Take ownership of problems and issues, taking into consideration the breadth of PRMI competencies in providing solutions.</li>
<li>Work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations.</li>
<li>Work effectively as a team contributor on all assignments.</li>
<li>Perform quality work within deadlines.</li>
<li>Respect client and employee privacy.</li>
</ul>
Work Requirements

Each employee must be able to communicate clearly and effectively, utilize a computer, maintain a work schedule, and effectively perform in an office setting. To maintain and ensure secure privacy of borrower (and other protected) information, an essential function of this job may require physical attendance in a defined office space. (i.e. branch or corporate office location). Employment with PRMI requires compliance with and adherence to all applicable mortgage and fair lending laws and regulations as well as PRMI policies. The ability to work extended hours may be required.

Nothing in this job description restricts management&rsquo;s right to assign or reassign duties and responsibilities to this job at any time.
Equal Opportunity Employer 
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.</div>

Branch Manager/Sales Manager

Join Primary Residential Mortgage, Inc and explore 2   exciting career opportunities. They're hiring for various roles with options for remote or on-site work. Apply today and become part of their innovative team.

Primary Residential Mortgage, Inc

ABOUT_COMPANY

Loan Officer Outside Sales

Branch Manager/Sales Manager