Urwah Admin

QNB Group

<div>
 
 About QNB
 
 
 
 Established in 1964 as the country&rsquo;s first Qatari-owned commercial bank, QNB Group has steadily grown to become the largest bank in the Middle East and Africa (MEA) region.
 
 
 QNB Group&rsquo;s presence through its subsidiaries and associate companies extends to more than 31 countries across three continents providing a comprehensive range of advanced products and services. The total number of employees is more than 28,000 serving up to 20 million customers operating through 1,000 locations, with an ATM network of 4,300 machines.
 
 
 QNB has maintained its position as one of the highest rated regional banks from leading credit rating agencies including Standard &amp; Poor&rsquo;s (A), Moody&rsquo;s (Aa3) and Fitch (A+). The Bank has also been the recipient of many awards from leading international specialised financial publications.
 
 
 Based on the Group&rsquo;s consistent strong financial performance and its expanding international presence, QNB currently ranks as the most valuable bank brand in the Middle East and Africa, according to Brand Finance Magazine.
 
 
 QNB Group has an active community support program and sponsors various social, educational and sporting events.
 
 
 
 Job Purpose Summary
 
 
 
 The incumbent will support the SVP, Retail Banking and Operations audit in conducting the Retail Banking and Operations Audit assignments as per the approved audit plan, and act as an important role within the Group Internal Audit Division. This role provides independent assurance and advisory services, directing internal audit activities across the Retail Banking and Operations audits. Key responsibilities include contributing to the development and maintenance for the Retail Banking and Operations audit universe and the implementation of advanced data analytics and continuous auditing for enhanced efficiency and real-time risk monitoring. This position requires full compliance with the GIAD Audit Manual, Global Internal Audit standards, and relevant local regulations. The Senior Associate is crucial for safeguarding customer trust, ensuring robust regulatory compliance and maintaining the integrity and effectiveness of the assigned areas. As a member of the Internal Audit Team, this role contributes to the Group's audit strategy, emphasizing consumer protection, financial crime prevention, and regulatory compliance.
 
 
 
 Essential Duties &amp; Responsibilities By Dimensions
 
 
 
 <ul>
 <li>
 Shareholder &amp; Financial:
 </li>
 <li>
 Contribute to the execution of the risk-based annual plan that aligns with the Group Internal Audit strategy and aims to protect the organization from financial penalties, reputational damage, and operational losses arising from non-compliance or ineffective controls.
 </li>
 <li>
 Identify compliance and operational risks that could impact the Group's financial performance, brand reputation, and shareholder value, providing actionable recommendations for mitigation.
 </li>
 <li>
 Evaluate the efficiency and effectiveness of Retail Banking and Operations processes and controls to enhance the bank&rsquo;s governance, risk management and control processes.
 </li>
 <li>
 Ahere to KPI&rsquo;s and best practices for the Retail Banking and Operations Audit section.
 </li>
 <li>
 Identify cost consciousness and efficiency and enhance productivity, to minimize cost, avoid waste, and optimize benefits for the bank.
 </li>
 <li>
 Act within the limits of the powers delegated to the incumbent.
 </li>
 <li>
 Customer (Internal &amp; External):
 </li>
 <li>
 Build and maintain strong, independent, and collaborative relationships with the staff of Retail Banking and Operations Functions and other relevant business and support function.
 </li>
 <li>
 Communicate audit findings, risk assessments, and recommendations to diverse internal stakeholders, including the SVP, EVP, GCAE, and management, ensuring clear understanding of regulatory and operational risks.
 </li>
 <li>
 Act as a trusted advisor to Retail Banking and Operations management on matters of internal control, consumer protection, financial crime prevention, and regulatory adherence.
 </li>
 <li>
 To assist (internal) customers in all their queries on Bank&rsquo;s product and seek solution to their requests.
 </li>
 <li>
 Maintain activities in accordance with Service Level Agreements (SLAs) with internal departments/units to achieve improvements in turn-around time.
 </li>
 <li>
 Build and maintain good/effective relationships with related departments/units to achieve the Group&rsquo;s objectives.
 </li>
 <li>
 Provide timely/accurate data to external/internal Auditors, Compliance, Financial Control and Risk when required.
 </li>
 <li>
 Internal (Processes, Products, Regulatory):
 </li>
 <li>
 Conduct the full audit cycle for the Domestic Retail Banking and Operations audit engagements.
 </li>
 <li>
 All audit activities must be conducted in full compliance with the GIAD Audit Manual, the IIA's International Professional Practices Framework (IPPF), and relevant local regulations.
 </li>
 <li>
 Engagements: support the team leader in executing the audit engagements and ensuring own work is performed efficiently and effectively and meets GIAD quality standards.
 </li>
 <li>
 Planning phase: support the team leader in conducting detailed risk assessments and interviews with auditees to define and document the precise audit scope and work program in the required deliverables (APM, RCM and ToR) addressing the most significant risks.
 </li>
 <li>
 Fieldwork phase: conduct testing of assigned scope areas and support the team leader to prepare progress updates and interim meetings with the auditees.
 </li>
 <li>
 Reporting phase: draft clear and concise audit issues and recommendations supported by solid evidence, present audit findings to the auditees to obtain management actions.
 </li>
 <li>
 Issue Follow up Phase: Perform issue closure validation in accordance with the latest audit methodology and timely escalate potential delays to management, as needed.
 </li>
 <li>
 Timely conduct audit file closure procedures in accordance with the latest audit methodology and standards.
 </li>
 <li>
 Collaborate with peers to achieve full coverage of domestic subsidiaries, support, control and risk functions in the organization.
 </li>
 <li>
 Support the delivery of department audits, assessing the design and operating effectiveness of retail banking and operations controls against industry best practices and regulatory requirements.
 </li>
 <li>
 Assess the adequacy and effectiveness of internal controls, risk management processes, and governance frameworks within the retail banking and operations divisions and for enterprise-wide compliance programs.
 </li>
 <li>
 Identify and report on control weaknesses, process inefficiencies, and non-compliance issues specific to the related areas, providing actionable and value-added recommendations.
 </li>
 <li>
 Ensure the consistent application of internal audit methodologies, tools, and best practices across all audit's engagements.
 </li>
 <li>
 Continuously provide inputs to refine and update the audit universe by identifying new products, processes, digital channels, and emerging regulatory requirements, ensuring comprehensive and relevant audit coverage.
 </li>
 <li>
 Actively contribute to the strategic integration of data analytics (tools) into the audit practice to enhance risk identification, efficiency, and depth of analysis.
 </li>
 <li>
 Contribute and ensure the implementation of continuous auditing capabilities to provide real-time assurance and insights.
 </li>
 <li>
 Learning &amp; Knowledge:
 </li>
 <li>
 Proactively identify areas for professional development of self and undertake development activities.
 </li>
 <li>
 Seek out opportunities to remain current with all developments in professional field.
 </li>
 <li>
 Ensure to build up the necessary skills and understanding of Retail Banking and operations functions, customer journeys, and the complex regulatory landscape.
 </li>
 <li>
 Participate in ongoing professional development, rotations within GIAD and work on obtaining relevant certifications (e.g., CIA, CISA, CAMS, CRMA, CFA within the team to maintain expertise in the evolving banking landscape. This includes actively developing practical skills in data analytics and continuous auditing techniques within the audit division.
 </li>
 <li>
 Legal, Regulatory, and Risk Framework Responsibilities:
 </li>
 <li>
 Comply with all applicable legal, regulatory and internal compliance requirements including, but not limited to, Group Compliance Policies and Procedures (AML &amp; CTF, Sanctions Policy, Data Protection Policy, Fraud Control Policy, Whistle Blowing Policy, Conflict of Interest and Insider Dealing Policy).
 </li>
 <li>
 Understand and effectively perform your role under the Three Lines of Defense principle to identify measure, monitor, manage and report risks.
 </li>
 <li>
 Ensure systematic good outcomes for clients in accordance with Conduct Risk policy.
 </li>
 <li>
 Support the framework of RCSA, KRI, Incident reporting and remediation, as appropriate, in accordance with the Operational Risk Management requirements.
 </li>
 <li>
 Maintain appropriate knowledge to ensure full qualification to undertake the role.
 </li>
 <li>
 Complete all mandatory training provided by the Bank, attain, and maintain the required levels of competence.
 </li>
 <li>
 Attend mandatory (internal and external) seminars as instructed by the Bank.
 </li>
 <li>
 Maintain an in-depth knowledge of all applicable banking laws, consumer protection regulations, anti-money laundering (AML), counter-terrorist financing (CFT), data privacy, and market conduct regulations.
 </li>
 <li>
 Ensure the Retail Banking and Operations Audit function operates in full compliance with all relevant legal and regulatory requirements and internal Group policies.
 </li>
 <li>
 This includes strict adherence to the GIAD Group Audit Manual and the Global Internal Audit Standards and Topical Requirements.
 </li>
 <li>
 Contribute to the enhancement of the organization's enterprise-wide risk management and compliance frameworks by providing insights from audit findings, which are derived from a comprehensive and up to date audit universe.
 </li>
 <li>
 Ensure that all audit engagements rigorously assess adherence to these regulations.
 </li>
 <li>
 Contribute to a strong culture of compliance and ethical conduct across the organization through effective audit coverage and advisory services.
 
 
 </li>
 </ul>
 
 Education &amp; Experience Requirements
 
 
 
 <ul>
 <li>
 University graduate preferably with a Major in Banking, Finance, Accounting, Economics, Business Administration or Information Technology (related field of study), Masters preferred.
 </li>
 <li>
 At least 2 years of experience in internal audit, compliance, or a related field conducting audit within Retail Banking and Operations, preferably within a reputable Bank.
 </li>
 <li>
 Certifications: Certified Internal Auditor (CIA) is desirable. Additional international certifications or country-specific qualifications (e.g., CPA, CISA) are highly desirable.
 
 
 </li>
 </ul>
 Note: you will be required to attach the following:
 
 
 <ul>
 <li>
 Resume/CV
 </li>
 <li>
 CV
 </li>
 <li>
 Copy of Passport or QID
 </li>
 <li>
 Copy of Education certificate
 </li>
 </ul>
</div>

QNB3779 - Senior Associate - Retail Banking and Operation Audit

<div>
 
 About QNB
 
 
 
 Established in 1964 as the country&rsquo;s first Qatari-owned commercial bank, QNB Group has steadily grown to become the largest bank in the Middle East and Africa (MEA) region.
 
 
 QNB Group&rsquo;s presence through its subsidiaries and associate companies extends to more than 31 countries across three continents providing a comprehensive range of advanced products and services. The total number of employees is more than 28,000 serving up to 20 million customers operating through 1,000 locations, with an ATM network of 4,300 machines.
 
 
 QNB has maintained its position as one of the highest rated regional banks from leading credit rating agencies including Standard &amp; Poor&rsquo;s (A), Moody&rsquo;s (Aa3) and Fitch (A+). The Bank has also been the recipient of many awards from leading international specialised financial publications.
 
 
 Based on the Group&rsquo;s consistent strong financial performance and its expanding international presence, QNB currently ranks as the most valuable bank brand in the Middle East and Africa, according to Brand Finance Magazine.
 
 
 QNB Group has an active community support program and sponsors various social, educational and sporting events.
 
 
 
 Job Purpose Summary
 
 
 
 The incumbent will provide routine administrative support to Operations Control &amp; Quality Assurance through the scanning, filing and retrieval of documents and data, management of internal and external mail through QPost, and coordination of office supply requirements through the Coupa system. The role also includes receiving supplies and approved items from vendors or stores, maintaining proper records, and ensuring timely support to the department in accordance with QNB policies and procedures.
 
 
 
 Essential Duties &amp; Responsibilities By Dimensions
 
 
 
 <ul>
 <li>
 Shareholder &amp; Financial:
 </li>
 <li>
 Support cost efficiency by maintaining proper control over office supplies, minimising wastage, and ensuring timely ordering of approved stationery items through the Coupa system.
 </li>
 <li>
 Customer (Internal &amp; External):
 </li>
 <li>
 Provide timely administrative support to internal stakeholders by ensuring accurate scanning, filing and retrieval of documents and data as requested.
 </li>
 <li>
 Coordinate with vendors, stores, and internal departments in relation to the receipt and delivery of stationery and office supplies.
 </li>
 <li>
 Manage the receipt, dispatch and tracking of internal and external mail with mail department, ensuring timely delivery and proper record maintenance.
 </li>
 <li>
 Internal (Processes, Products, Regulatory):
 </li>
 <li>
 Carry out document scanning activities and ensure records are saved, indexed and filed appropriately for easy retrieval and reference.
 </li>
 <li>
 Maintain complete and up-to-date physical and electronic filing systems in line with approved departmental procedures.
 </li>
 <li>
 Retrieve files, records, and supporting data from filing systems or shared repositories when requested by authorised staff.
 </li>
 <li>
 Handle the collection, dispatch and follow-up of internal and external mail through QPost and maintain related logs or acknowledgements, where required.
 </li>
 <li>
 Raise requests for office supplies and stationery through the Coupa system in accordance with approved procedures and business needs.
 </li>
 <li>
 Receive stationery and office supply deliveries from vendors or stores, verify the items against the request or delivery note, and arrange for proper storage or handover.
 </li>
 <li>
 Monitor stationery stock levels and highlight replenishment requirements to ensure continuity of office support functions.
 </li>
 <li>
 Learning &amp; Knowledge:
 </li>
 <li>
 Maintain an understanding of current best practices, document handling standards, filing disciplines, and administrative procedures relevant to the role.
 </li>
 <li>
 Develop good organisational skills, attention to detail, and the ability to manage routine administrative tasks accurately and efficiently.
 </li>
 <li>
 Legal, Regulatory, and Risk Framework Responsibilities:
 </li>
 <li>
 Comply with all applicable legal, regulatory and internal compliance requirements including, but not limited to, Group Compliance Policies and Procedures (AML &amp; CTF, Sanctions Policy, Data Protection Policy, Fraud Control Policy, Whistle Blowing Policy, Conflict of Interest and Insider Dealing Policy).
 </li>
 <li>
 Understand and effectively perform your role under the Three Lines of Defence principle to identify measure, monitor, manage and report risks.
 </li>
 <li>
 Ensure systematic good outcomes for clients in accordance with Conduct Risk policy.
 </li>
 <li>
 Support the framework of RCSA, KRI, Incident reporting and remediation, as appropriate, in accordance with the Operational Risk Management requirements.
 </li>
 <li>
 Maintain appropriate knowledge to ensure full qualification to undertake the role.
 </li>
 <li>
 Complete all mandatory training provided by the Bank, attain, and maintain the required levels of competence
 
 
 </li>
 </ul>
 
 Education/Experience Requirements
 
 
 
 <ul>
 <li>
 Bachelor
 </li>
 <li>
 A minimum of 1 year experience preferred work experience in a similar capacity; with demonstrated sense of integrity in the discharge of duties; proven record of providing logistical and administrative support generally, including during events and meetings or as required.
 
 
 </li>
 </ul>
 Note: you will be required to attach the following:
 
 
 <ul>
 <li>
 Resume/CV
 </li>
 <li>
 ID Card (Front &amp; Back)
 </li>
 <li>
 Education Certificate
 </li>
 <li>
 Passport
 </li>
 </ul>
</div>

QNB3728 - Senior Clerk Operations Control

<div>
 
 About QNB
 
 
 
 Established in 1964 as the country&rsquo;s first Qatari-owned commercial bank, QNB Group has steadily grown to become the largest bank in the Middle East and Africa (MEA) region.
 
 
 QNB Group&rsquo;s presence through its subsidiaries and associate companies extends to more than 31 countries across three continents providing a comprehensive range of advanced products and services. The total number of employees is more than 28,000 serving up to 20 million customers operating through 1,000 locations, with an ATM network of 4,300 machines.
 
 
 QNB has maintained its position as one of the highest rated regional banks from leading credit rating agencies including Standard &amp; Poor&rsquo;s (A), Moody&rsquo;s (Aa3) and Fitch (A+). The Bank has also been the recipient of many awards from leading international specialised financial publications.
 
 
 Based on the Group&rsquo;s consistent strong financial performance and its expanding international presence, QNB currently ranks as the most valuable bank brand in the Middle East and Africa, according to Brand Finance Magazine.
 
 
 QNB Group has an active community support program and sponsors various social, educational and sporting events.
 
 
 
 Job Purpose Summary
 
 
 
 The incumbent will be responsible for assisting the management of the process of credit approval on individual credit facility proposals for Corporate and Retail customers (only those retail proposals that fall outside applicable policy parameters), forwarded to them by the appropriate departments/ units. The incumbent will assess the quality of the credit exposure sought to be undertaken and adherence to established policies and procedures. The incumbent will constantly research and seek to apply best practices in credit risk, in accordance with Basel II and other relevant guidelines.
 
 
 Main Duties
 
 
 <ul>
 <li>
 Perform activities within the assigned Credit Risk Strategy that reflects the Group&rsquo;s tolerance for risk and the level of profitability the Group expects to achieve for incurring various credit risks.
 </li>
 <li>
 Ensure the use of a standardized process for evaluating credit proposals ensuring that all approved credits are within QNB&rsquo;s Credit Risk Strategy.
 </li>
 <li>
 Assist the SVP of Risk in creating Key Performance Indicators (KPIs) for the department and monitor their achievement on periodic basis
 </li>
 <li>
 Act within the limits of the powers delegated to the incumbent and delegate authority to the respective staff and monitor same.
 </li>
 <li>
 Implements KPI&rsquo;s and best practices for role
 </li>
 <li>
 Promote cost consciousness and efficiency and enhance productivity, to minimize cost, avoid waste, and optimize benefits for the bank.
 </li>
 <li>
 Demonstrate clear understanding of the important factors behind the bank's financial &amp; non-financial performance.
 
 
 </li>
 </ul>
 Education/Skills
 
 
 <ul>
 <li>
 University graduate (Bachelor&rsquo;s degree) preferably with a Major in Finance, Banking, Economics, Mathematics, or Business Administration (related field of study), Masters preferred.
 </li>
 <li>
 Professional certification such as PRM, CPA, CFA is preferred.
 </li>
 <li>
 Sound typically a Minimum of 8 years&rsquo; experience in a major bank of which at least 2 years in bank in a supervisory capacity in risk function.
 </li>
 <li>
 Excellent oral and numerical and written communication skills in English and Arabic (preferred).
 </li>
 <li>
 Knowledge of Basel II Accord, with particular emphasis on credit-related issues and credit modelling methodologies.
 </li>
 <li>
 Excellent quantitative modelling, analytical, and research skills.
 </li>
 <li>
 Experience in working with large and complex data sets. Knowledge of financial markets and products.
 </li>
 <li>
 Proficiency in risk concepts, banking products/ operations/ systems, pertinent regulatory requirements, International Accounting Standards and related pronouncements.
 </li>
 <li>
 In-depth understanding of credit risk methodologies (KMV, Credit / Metrics, etc.), interest rate modelling [short rate models, HJM, BGM, etc.], VAR, and/or other complex financial risk modelling highly desirable.
 </li>
 <li>
 Adequate knowledge of IT systems/ applications.
 </li>
 <li>
 Self-motivated, eye for detail with ability to work with others and lead teams from diverse cultural backgrounds.
 
 
 </li>
 </ul>
 Note: you will be required to attach the following:
 
 
 <ul>
 <li>
 Resume/CV
 </li>
 <li>
 Copy of your Passport
 </li>
 <li>
 Copy of Education Certificate
 </li>
 </ul>
</div>

QNB3641 - Senior Manager - Credit Risk (Omanization)

<div>
 
 About QNB
 
 
 
 Established in 1964 as the country&rsquo;s first Qatari-owned commercial bank, QNB Group has steadily grown to become the largest bank in the Middle East and Africa (MEA) region.
 
 
 QNB Group&rsquo;s presence through its subsidiaries and associate companies extends to more than 31 countries across three continents providing a comprehensive range of advanced products and services. The total number of employees is more than 28,000 serving up to 20 million customers operating through 1,000 locations, with an ATM network of 4,300 machines.
 
 
 QNB has maintained its position as one of the highest rated regional banks from leading credit rating agencies including Standard &amp; Poor&rsquo;s (A), Moody&rsquo;s (Aa3) and Fitch (A+). The Bank has also been the recipient of many awards from leading international specialised financial publications.
 
 
 Based on the Group&rsquo;s consistent strong financial performance and its expanding international presence, QNB currently ranks as the most valuable bank brand in the Middle East and Africa, according to Brand Finance Magazine.
 
 
 QNB Group has an active community support program and sponsors various social, educational and sporting events.
 
 
 Graduate Career Opportunities - Fresh Graduate
 
 
 You&rsquo;ve graduated &mdash; now what? It&rsquo;s time to turn potential into impact.
 
 
 At QNB, we&rsquo;re not just offering jobs &mdash; we&rsquo;re opening doors to a future built on purpose, ambition, and growth.
 
 
 As part of our Qatarization Talent Program, we&rsquo;re looking for driven fresh graduates ready to kick-start their journey in the banking world &mdash; and shape the future with us.
 
 
 Why Apply to QNB?
 
 
 Because here, you don&rsquo;t just start a job &mdash; you start a career.
 
 
 We&rsquo;ll equip you with the tools, exposure, and support to learn, lead, and grow in one of the region&rsquo;s most respected financial institutions. From your very first day, you&rsquo;ll be part of something bigger.
 
 
 At QNB, our employees are our greatest asset.
 
 
 
 This Graduate Opportunity Provides
 
 
 
 <ul>
 <li>
 Structured development
 </li>
 <li>
 Exposure to different banking functions
 </li>
 <li>
 A supportive learning environment
 </li>
 <li>
 A platform to make a real impact in Qatar&rsquo;s financial sector
 
 
 </li>
 </ul>
 
 Who We&rsquo;re Looking For
 
 
 
 This opportunity is open to Qatarization candidates who:
 
 
 <ul>
 <li>
 Hold a: Bachelor&rsquo;s degree or higher
 </li>
 <li>
 Fresh Graduates (Maximum of 2 to 3 years of experience will be accepted)
 </li>
 <li>
 Are excited to explore different paths across QNB&rsquo;s wide range of departments
 </li>
 <li>
 Keenness to learn.
 </li>
 <li>
 Oral and written communications skills.
 </li>
 <li>
 Critical thinking and problem solving.
 
 
 </li>
 </ul>
 Note: you will be required to attach the following:
 
 
 <ul>
 <li>
 Resume/CV
 </li>
 <li>
 Copy of QID
 </li>
 <li>
 Copy of Education Certificate
 </li>
 <li>
 Copy of Passport
 </li>
 <li>
 Birth Certificate
 </li>
 </ul>
</div>

QNB2667 - Graduate Career Opportunities (Qatarization)

<div>
 
 About QNB
 
 
 
 Established in 1964 as the country&rsquo;s first Qatari-owned commercial bank, QNB Group has steadily grown to become the largest bank in the Middle East and Africa (MEA) region.
 
 
 QNB Group&rsquo;s presence through its subsidiaries and associate companies extends to more than 31 countries across three continents providing a comprehensive range of advanced products and services. The total number of employees is more than 28,000 serving up to 20 million customers operating through 1,000 locations, with an ATM network of 4,300 machines.
 
 
 QNB has maintained its position as one of the highest rated regional banks from leading credit rating agencies including Standard &amp; Poor&rsquo;s (A), Moody&rsquo;s (Aa3) and Fitch (A+). The Bank has also been the recipient of many awards from leading international specialised financial publications.
 
 
 Based on the Group&rsquo;s consistent strong financial performance and its expanding international presence, QNB currently ranks as the most valuable bank brand in the Middle East and Africa, according to Brand Finance Magazine.
 
 
 QNB Group has an active community support program and sponsors various social, educational and sporting events.
 
 
 
 Job Purpose Summary
 
 
 
 The incumbent will be primarily responsible for managing on a day-to-day basis a portfolio of existing and potential corporate customers to meet assigned financial targets of assigned country location. Incumbent is expected to develop and profitably manage banking relationships for business customers within their geographic territory or industry/customer portfolio. This position functions as the primary resource for extension of the full range of bank products and services applicable to the business customer. These will typically include credit and deposit services, as well as international transactions or other specialized services
 
 
 Main Duties
 
 
 <ul>
 <li>
 Play a major role in the implementation of the strategies and plan to achieve all set volume, revenue and profit targets for the Corporate Banking function within the assigned country location and in accordance with QNB&rsquo;s overall corporate budget and strategy.
 </li>
 <li>
 Come up consistently with business ideas to help boost revenues
 </li>
 <li>
 Develop Key Performance Indicators (KPIs) for the purpose of performance monitoring and quality measurement of the Corporate Banking Unit and monitor their achievements on periodic basis.
 </li>
 <li>
 Observes and promotes cost consciousness and efficiency, and enhance productivity, to minimize costs, avoid wastes, and optimize benefits for the bank.
 </li>
 <li>
 Act within the limits of the powers delegated to the incumbent and adheres to QNB policies
 </li>
 <li>
 Develop and manage on a day-to-day basis potential corporate customers and assigned portfolio of existing customers to meet assigned financial and non-financial targets in compliance with established QNB credit policies, procedures and standards.
 </li>
 <li>
 Build and maintain strong and effective relationships with all related functions / units to achieve assigned goals / objectives.
 </li>
 <li>
 Support with appropriate direction of work and duties for the ARM and support with relevant training and support.
 </li>
 <li>
 Responsible for business development and origination as well as credit recommendations in favour of selected local and regional corporations
 </li>
 <li>
 Provide timely and accurate information to the Senior RM &amp; Head of Corporate &amp; Institutional Banking and head office regarding credit and compliance issues in local and regional markets.
 </li>
 <li>
 To assist customers in all their queries on Bank&rsquo;s product and seek solution to their requests
 </li>
 <li>
 Maintain activities in accordance with Service Level Agreements (SLAs) with internal departments/ units to achieve improvements in turn-around time.
 </li>
 <li>
 Build and maintain strong and effective relationship with all other related departments and units to achieve the Group&rsquo;s goals/objectives.
 </li>
 <li>
 Provide timely and accurate information to the external and internal Auditors, Compliance, Financial Control and Risk Functions as and when required
 
 
 </li>
 </ul>
 Education/Skills
 
 
 <ul>
 <li>
 University graduate (Bachelor&rsquo;s degree) preferably with a Major in Finance, Banking, Economics, Mathematics, or Business Administration (related field of study), Masters preferred
 </li>
 <li>
 Excellent oral and written communication skills (including report writing) in English. Arabic, French or applicable local language highly desirable.
 </li>
 <li>
 Ideal candidate should possess relevant relationship management experience built on sound credit background, with 10 years additional relevant banking experience
 </li>
 <li>
 Good knowledge of the banking and commercial environment of the country.
 </li>
 <li>
 Ability to solve problems and adopt a hands-on role to meet financial targets.
 </li>
 <li>
 Computer literate able to compose own correspondences/ reports using bank standard applications.
 </li>
 <li>
 Good oral and written communication skills both in local and English language.
 
 
 </li>
 </ul>
 Note: you will be required to attach the following:
 
 
 <ul>
 <li>
 Resume/CV
 </li>
 <li>
 Copy of your Passport
 </li>
 <li>
 Copy of Education Certificate
 </li>
 </ul>
</div>

QNB3640 - Assistant Vice President - Corporate Relationship Management (Omanization)

<div>
 
 About QNB
 
 
 
 Established in 1964 as the country&rsquo;s first Qatari-owned commercial bank, QNB Group has steadily grown to become the largest bank in the Middle East and Africa (MEA) region.
 
 
 QNB Group&rsquo;s presence through its subsidiaries and associate companies extends to more than 31 countries across three continents providing a comprehensive range of advanced products and services. The total number of employees is more than 28,000 serving up to 20 million customers operating through 1,000 locations, with an ATM network of 4,300 machines.
 
 
 QNB has maintained its position as one of the highest rated regional banks from leading credit rating agencies including Standard &amp; Poor&rsquo;s (A), Moody&rsquo;s (Aa3) and Fitch (A+). The Bank has also been the recipient of many awards from leading international specialised financial publications.
 
 
 Based on the Group&rsquo;s consistent strong financial performance and its expanding international presence, QNB currently ranks as the most valuable bank brand in the Middle East and Africa, according to Brand Finance Magazine.
 
 
 QNB Group has an active community support program and sponsors various social, educational and sporting events.
 
 
 
 Job Summery
 
 
 
 The incumbent will be responsible for proactively managing the Bank&rsquo;s relationship with contracting customers to assist in meeting the stated budget targets for the contracting function in terms of revenue, profit, profitability and volumes in compliance with established QNB credit policies, procedures, standards and regulatory requirements. The incumbent will ensure that assigned contracting clients&rsquo; needs are met on a priority basis in compliance with prevailing best corporate financing practices and will proactively coordinate efforts and cross sell products with other Bank divisions / departments / functions.
 
 
 
 Main Responsibilities
 
 
 
 <ul>
 <li>
 Shareholder &amp; Financial:
 </li>
 <li>
 Assist in the implementation of the strategies and plans to achieve all volume, revenue, and profit targets for theContracting function.
 </li>
 <li>
 Support the Senior Vice President - Contracting Relationship Management the development of Key PerformanceIndicators for the purpose of systematic performance monitoring and quality measurement of the Contracting function and monitoring their achievements.
 </li>
 <li>
 Support in meeting target budgets for new contracting client relationships for the Contracting function, inaccordance with QNB&rsquo;s overall corporate budget and strategy.
 </li>
 <li>
 Implements KPI&rsquo;s and best practices for VP Contracting Relationship Management
 </li>
 <li>
 Promote cost consciousness and efficiency and enhance productivity, to minimise cost, avoid waste, and optimisebenefits for the bank.
 </li>
 <li>
 Act within the limits of the powers delegated to the incumbent
 </li>
 <li>
 Customer (Internal &amp; External):
 </li>
 <li>
 Coordinate and liaise activities with QNB Corporate Banking, International, regional and international branches,representative offices, affiliates, Foreign Institutions, Treasury, Legal, Retail, and Head Office support functions to provide support and cross selling opportunities intra QNB Group divisions, departments, units and functions.
 </li>
 <li>
 Maintain a focal &lsquo;one point of contact&rsquo; to contracting clients and ensure superior customer service and a customer friendly approach to meeting their needs and resolving their queries.
 </li>
 <li>
 Maintain and enhance relationships with the existing Contracting customers, as well as building new relationships.
 </li>
 <li>
 To assist customers in all their queries on Bank&rsquo;s product and seek solution to their requests.
 </li>
 <li>
 Maintain activities in accordance with Service Level Agreements (SLAs) with internal departments/units to achieve improvements in turn-around time.
 </li>
 <li>
 Build and maintain strong/effective relationships with related departments/units to achieve the Group&rsquo;s objectives.
 </li>
 <li>
 Provide timely/accurate data to external/internal Auditors, Compliance, Financial Control and Risk when required
 </li>
 <li>
 Internal (Processes, Products, Regulatory):
 </li>
 <li>
 Maintain and conduct activities in compliance with policies and procedures, regulations and prevailing best practices.
 </li>
 <li>
 Manage the assigned Contracting credit clients on overall basis to ensure targets are met, corrective measures where necessary are implemented on timely basis and to systematically evaluate the quality and performance of the same.
 </li>
 <li>
 Provide technical expertise and guidance to Relationship Officers to ensure their credit proposals adequately address all relevant risk factors and meet minimum acceptable standards.
 </li>
 <li>
 Perform sales activity in accordance with SVP Contracting Sector directives and timely update the database of client contacts.
 </li>
 <li>
 Systematically visit client premises, conduct meetings and prepare / deliver presentations, as appropriate.
 </li>
 <li>
 Identify and timely report on all negative events and early signals on potentially problematic accounts / relationships that are managed by the Contracting function.
 </li>
 <li>
 Perform cross selling activities in coordination with other Corporate Banking functions, departments, QNB Corporate Banking, International, regional and international branches, representative offices, affiliates, Foreign Institutions, Treasury, Legal, Retail, and Head Office support functions in order to enhance QNB&rsquo;s overall relationship with the Contracting corporate customer base.
 </li>
 <li>
 Supervise the roll-out of conventional corporate banking products targeted at Contracting clients.
 </li>
 <li>
 Develop and maintain professional relationships with key personnel of existing and potential Contracting customers to provide a broader range of communication, service consistency and response to clients needs.
 </li>
 <li>
 Submit periodic Management Information / Business Information to the Head of Contracting Sector and to other executive management of the Group to appraise them about the Contracting function&rsquo;s performance and the assigned portfolio of clients.
 </li>
 <li>
 Maintain the timely review of credit applications and documents within set turnaround time, in coordination with Credit Risk. During the annual review exercise, the incumbent is expected to identify changing circumstances to assess risk and mitigating actions.
 </li>
 <li>
 Review the spreading of the financial statements on assigned software while assessing the credit risk related to each client and identify mitigating actions/ controls.
 </li>
 <li>
 Prepare financial analysis for assigned clients to measure its performance and its capacity of repayment.
 </li>
 <li>
 Learning &amp; Knowledge:
 </li>
 <li>
 Possess excellent knowledge of the corporate banking business, its products and related risks together with an excellent knowledge of the Contracting customer&rsquo;s business and needs.
 </li>
 <li>
 Possess excellent knowledge in reading contractor and engineering reports, in addition to reading maps and technical data when required.
 </li>
 <li>
 Identify all areas for professional development of self and other staff.
 </li>
 <li>
 Other:
 </li>
 <li>
 Ensure high standards of confidentiality and ethics to safeguard commercially sensitive information.
 
 
 </li>
 </ul>
 
 Education And Experience Requirements
 
 
 
 <ul>
 <li>
 University graduate (Bachelor preferably Engineering) with at least 12 years relevant experience in the banking industry, preferably with local/ Middle East experience.
 </li>
 <li>
 Well-informed of the market competitive structure, industry practices and any regulations for the corporate banking client segment.
 </li>
 <li>
 Excellent oral and written communication skills (including report writing) in English and Arabic (preferred).
 </li>
 <li>
 Excellent people relationship skills and awareness of risk management concept and practices.
 </li>
 <li>
 Understanding of the relevant laws, regulations and practices pertaining to Corporate Banking products.
 </li>
 <li>
 Strong knowledge in financial statements and ratios relevant to corporate banking and the contracting industry in addition to introducing covenants in a relevant facility structure.
 </li>
 <li>
 In-depth understanding of construction financing mechanism and underlying risks.
 </li>
 <li>
 Ability to structure a panel of banking products suitable to the banking needs of customers while emphasizing on cross selling.
 </li>
 <li>
 Strong understanding of cashflow and financial models
 </li>
 <li>
 Personal integrity, self-motivation and self-management.
 </li>
 <li>
 Outstanding problem solving and decision-making skills.
 </li>
 <li>
 Planning, organizing and analytical ability.
 </li>
 <li>
 Outstanding customer service orientation.
 </li>
 <li>
 Strong performance orientation
 </li>
 <li>
 Strong analytical skills and the ability to communicate both verbally and in writing with all levels of management.
 
 
 </li>
 </ul>
 Note: you will be required to attach the following:
 
 
 <ul>
 <li>
 Resume/CV
 </li>
 <li>
 Copy of Passport or QID
 </li>
 <li>
 Copy of Education Certificate
 </li>
 </ul>
</div>

QNB3757 - Vice President Contracting Relationship Management

<div>
 
 About QNB
 
 
 
 Established in 1964 as the country&rsquo;s first Qatari-owned commercial bank, QNB Group has steadily grown to become the largest bank in the Middle East and Africa (MEA) region.
 
 
 QNB Group&rsquo;s presence through its subsidiaries and associate companies extends to more than 31 countries across three continents providing a comprehensive range of advanced products and services. The total number of employees is more than 28,000 serving up to 20 million customers operating through 1,000 locations, with an ATM network of 4,300 machines.
 
 
 QNB has maintained its position as one of the highest rated regional banks from leading credit rating agencies including Standard &amp; Poor&rsquo;s (A), Moody&rsquo;s (Aa3) and Fitch (A+). The Bank has also been the recipient of many awards from leading international specialised financial publications.
 
 
 Based on the Group&rsquo;s consistent strong financial performance and its expanding international presence, QNB currently ranks as the most valuable bank brand in the Middle East and Africa, according to Brand Finance Magazine.
 
 
 QNB Group has an active community support program and sponsors various social, educational and sporting events.
 
 
 
 Job Purpose Summary
 
 
 
 The incumbent will assume responsibility for the Dividend and IPO Processing unit and will ensure timely and accurate distribution/ payments of dividends to a corporate entity&rsquo;s shareholders by virtue of the contractual arrangement entered into by the respective corporate entity with Group Corporate Credit. The incumbent will also supervise Initial Public Offering (IPO) related activities of corporate clientele through managing the IPO subscription process. Additionally the incumbent will assist in exploring the possibilities to enhance the IPO processing system and improve the dividend distribution for non-Qatari shareholders through the payment of their dividends with their currency.
 
 
 
 Essential Duties &amp; Responsibilities By Dimensions
 
 
 
 <ul>
 <li>
 Shareholder &amp; Financial:
 </li>
 <li>
 Assist in the creation of Key Performance Indicators (KPIs) for performance monitoring and quality measurement purposes for the Dividend and IPO Processing Unit and monitor their achievement on periodic basis.
 </li>
 <li>
 Implements KPI&rsquo;s and best practices for Assistant Vice President Corporate Actions role.
 </li>
 <li>
 Act within the limits of the powers delegated to the incumbent and delegate authority to the respective staff and monitor exercise of the same.
 </li>
 <li>
 Demonstrate clear understanding of the important factors behind the bank's financial &amp; non-financial performance.
 </li>
 <li>
 Promote cost consciousness and efficiency and enhance productivity, to minimise cost, avoid waste, and optimise benefits for the bank.
 </li>
 <li>
 Customer (Internal &amp; External):
 </li>
 <li>
 Develop Service Level Agreements (SLAs) with internal departments/ units to achieve improvements in turnaroundtime (TAT) with regards to dividend and IPO processing which will also help increase external customer satisfaction.
 </li>
 <li>
 Liaise with their counterparts in the lead bank(s) and corporate customers, as and when applicable
 </li>
 <li>
 Build and maintain strong and effective relationship with all the other related departments and units to achieve the Group&rsquo;s goals/ objectives.
 </li>
 <li>
 Provide timely and accurate information to the external and internal auditors and the compliance function as andwhen required.
 </li>
 <li>
 Provide timely and accurate information to the external and internal auditors and the compliance function as and when required.
 </li>
 <li>
 To assist customers in all their queries on Bank&rsquo;s product and seek solution to their requests.
 </li>
 <li>
 Internal (Processes, Products, Regulatory):
 </li>
 <li>
 Ensure that set procedures and regulations are complied with during the processing of dividends and IPO.
 </li>
 <li>
 Ensure the timely and accurate processing of all dividend and IPO related transactions, within the pre-agreed SLAexecution time-frames.
 </li>
 <li>
 Ensure the timely distribution of QNB and other companies&rsquo; dividends to shareholders in a timely fashion.
 </li>
 <li>
 Ensure the maintenance of shareholders unit files in compliance with set regulatory requirements.
 </li>
 <li>
 Coordinate with other banks participating in the IPO process, where applicable.
 </li>
 <li>
 Supervise the processing of IPO subscription applications, ensure that all documents are gathered to meet QNB and DSM requirements and ensure that all KYC and AML requirements are adhered to during the process.
 </li>
 <li>
 Participate in marketing QNB services of dividend distribution/ IPO processing to listed corporate customers in coordination with other relevant departments/ units.
 </li>
 <li>
 Continuous Improvement
 </li>
 <li>
 Set examples by leading improvement initiatives through cross-functional teams ensuring successes.
 </li>
 <li>
 Identify and encourage people to adopt practices better than the industry standard.
 </li>
 <li>
 Continuously encourage and recognise the importance of thinking out-of-the-box within the team.
 </li>
 <li>
 Encourage, solicit and reward innovative ideas even in day-to-day issues.
 
 
 </li>
 </ul>
 
 Education/Experience Requirements
 
 
 
 <ul>
 <li>
 Bachelor degree University Graduate/preferred with a Major in Marketing, Banking, Finance, Accounting, Economics, Business Administration or Information Technology (related field of study)
 </li>
 <li>
 -At least 10 years of relevant experience, preferably within a highly rated international bank.
 
 
 </li>
 </ul>
 Note: you will be required to attach the following:
 
 
 <ul>
 <li>
 Resume/CV
 </li>
 <li>
 QID (Front &amp; Back)
 </li>
 <li>
 Passport
 </li>
 <li>
 Education Certificate
 </li>
 <li>
 Birth Certificate
 </li>
 </ul>
</div>

QNB3591 - Assistant Vice President Corporate Actions (Qatarization)

Join QNB Group and explore 19   exciting career opportunities. They're hiring for various roles with options for remote or on-site work. Apply today and become part of their innovative team.