Urwah Admin

Standard Chartered

<div>
 
 Job Summary
 
 
 
 This role is responsible for achieving sales targets and managing the Small and Medium Enterprise (SME) business working capital efficiently. The position requires maintaining high standards of customer service and compliance. The ideal candidate should have experience in Corporate/Commercial Banking with a strong knowledge of Trade and Working Capital products.
 
 
 
 Key Responsibilities
 
 
 
 <ul>
 <li>
 Achieve the sales targets set by the Team Leader.
 </li>
 <li>
 Solicit new SME customers in line with the bank&rsquo;s sales policy, strategy, and targets.
 </li>
 <li>
 Visit existing SME Banking Customers to deepen relationships and identify new business opportunities.
 </li>
 <li>
 Ensure strict adherence to Account Opening procedures as per policies and guidelines.
 </li>
 <li>
 Conduct thorough Credit Risk Assessments for SME Trade and Working Capital Clients.
 </li>
 <li>
 Prepare comprehensive Business Credit Applications for SME clients.
 </li>
 <li>
 Manage the SME credit portfolio efficiently, ensuring zero expired facilities.
 </li>
 <li>
 Promote the highest level of customer service and responsiveness to SME Banking Customers.
 </li>
 <li>
 Assess the needs and problems of existing SME customers, providing intelligent solutions to their queries and concerns.
 </li>
 <li>
 Monitor SME customer fund movements, identifying and addressing cases where customers fall below criteria levels.
 </li>
 <li>
 Follow sales management and credit processes regularly, submitting required reports to management in a timely manner.
 </li>
 <li>
 Maintain close coordination with Client Management and Operations staff to provide prompt and excellent service to SME customers.
 </li>
 <li>
 Ensure adherence to know-your-customer (KYC) requirements, supported by proper documentation.
 </li>
 <li>
 Monitor and respond to AML reports daily, weekly, and monthly, highlighting any suspicious activities.
 </li>
 <li>
 Ensure timely closure of Suspicious Transaction Reports (STRs) and compliance with AML guidelines to prevent issues in audits.
 </li>
 <li>
 Properly and timely dispose of exceptions from MLP reports.
 </li>
 <li>
 Ensure the branch premises maintain the highest standards of hygiene, cleanliness, and comfort.
 
 
 </li>
 </ul>
 
 Skills And Experience
 
 
 
 <ul>
 <li>
 Corporate/ Commercial Banking with strong knowledge Trade and Working Capital products.
 </li>
 <li>
 Strong understanding of credit risk assessment and business credit application processes for SMEs.
 </li>
 <li>
 Excellent customer service and relationship management skills, specifically with SME clients.
 </li>
 <li>
 Ability to monitor and manage SME customer fund movements effectively.
 </li>
 <li>
 Proficiency in compliance and AML guidelines.
 </li>
 <li>
 Strong coordination and communication skills with internal teams.
 
 
 </li>
 </ul>
 
 About Standard Chartered
 
 
 
 We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.
 
 
 Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.
 
 
 
 Together We
 
 
 
 <ul>
 <li>
 Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
 </li>
 <li>
 Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
 </li>
 <li>
 Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
 
 
 </li>
 </ul>
 
 What We Offer
 
 
 
 
 In line with our Fair Pay Charter,
 
 we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
 
 
 <ul>
 <li>
 Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
 </li>
 <li>
 Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
 </li>
 <li>
 Flexible working options based around home and office locations, with flexible working patterns.
 </li>
 <li>
 Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
 </li>
 <li>
 A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
 </li>
 <li>
 Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
 </li>
 </ul>
</div>

Relationship Manager - Small and Medium Enterprise Banking

<div>
 
 Job Description
 
 
 
 
 Job Summary
 
 
 
 The
 
 Auditor &ndash; Shari&rsquo;ah
 
 plays a crucial role in supporting the Shari&rsquo;ah Head of Audit in the UAE by independently evaluating the effectiveness and design of controls that mitigate Shari&rsquo;ah risks, ensuring that all Islamic Banking activities comply strictly with Shari&rsquo;ah principles. This role sits within the UAE Internal Shari&rsquo;ah Audit Department (ISAD), which forms part of Standard Chartered Bank&rsquo;s Group Internal Audit &amp; Investigations (GIAI) function and operates with the independence required of an effective third line of defence.
 
 
 The successful candidate will contribute directly to the robust Shari&rsquo;ah governance and risk management framework of SCB&rsquo;s Islamic Banking business in the UAE, working to uphold regulatory compliance standards and foster continuous improvement in oversight mechanisms. This dynamic role requires a careful balance of technical expertise, analytical thinking and effective communication, to ensure that Shari&rsquo;ah audit processes are both thorough and impactful.
 
 
 This position offers a unique opportunity to engage with a diverse portfolio of Islamic financial products and participate in a forward-looking team dedicated to maintaining the highest standards of Shari&rsquo;ah compliance and governance within a globally recognised banking institution.
 
 
 
 Key Responsibilities
 
 
 
 <ul>
 <li>
 
 Conduct Shari&rsquo;ah audit assignments
 
 as a key team member, assisting with planning, execution, and reporting phases to assess key Shari&rsquo;ah control mechanisms within the UAE Islamic Banking business.
 </li>
 <li>
 
 Prepare and review audit documentation
 
 including audit planning documentation, control testing results, and findings, ensuring clarity and comprehensiveness.
 </li>
 <li>
 
 Identify and assess Shari&rsquo;ah compliance risks
 
 including drafting precise audit issues and collaborating closely with management to develop and obtain effective action plans to mitigate identified risks.
 </li>
 <li>
 
 Manage professional relationships
 
 with auditee management and Islamic Banking stakeholders to foster constructive dialogue and facilitate timely issue resolution.
 </li>
 <li>
 
 Monitor ongoing compliance matters
 
 , such as raising non-audit observations to promote swift remediation of control gaps and enhance the overall control environment.
 </li>
 <li>
 
 Contribute to department-wide initiatives
 
 including annual risk assessments, audit planning, and delivering internal training on Shari&rsquo;ah audit methodologies and best practices.
 </li>
 <li>
 
 Track progress and validate closure
 
 of management action plans related to audit findings to maintain accountability and ensure sustainable improvements.
 </li>
 <li>
 
 Support the Shari&rsquo;ah Head of Audit
 
 at formal committees and meetings such as the Internal Shari&rsquo;ah Supervision Committee (ISSC) and Islamic Banking Risk Committee, effectively communicating audit insights.
 </li>
 <li>
 
 Provide expertise to other GIAI audit teams
 
 when required, sharing specialist knowledge of Shari&rsquo;ah products to enhance audit quality across the organisation.
 
 
 </li>
 </ul>
 
 Skills and Experience
 
 
 
 <ul>
 <li>
 
 Comprehensive knowledge of Shari&rsquo;ah principles
 
 including an understanding of their application in the UAE Islamic Banking market.
 </li>
 <li>
 
 Exceptional communication skills
 
 both written and verbal, enabling clear articulation of audit findings, control requirements, and risk implications to a diverse range of stakeholders.
 </li>
 <li>
 
 Confidence and professionalism
 
 to raise and escalate concerns in a timely, constructive manner, fostering a culture of transparency and integrity.
 </li>
 <li>
 
 Strong analytical and investigative skills
 
 capable of working independently with minimal supervision while applying sound professional judgment and discretion in sensitive situations.
 </li>
 <li>
 
 Ability to build effective relationships
 
 within a global team setting, facilitating collaboration and knowledge sharing across functions and geographies.
 </li>
 <li>
 
 Proactive mindset
 
 with attention to detail and the aptitude to manage multiple priorities effectively within defined timelines and resource constraints.
 
 
 </li>
 </ul>
 
 Qualifications
 
 
 
 <ul>
 <li>
 A minimum of three years&rsquo; direct experience in auditing and/or assurance.
 </li>
 <li>
 A recognised university degree specialising in Shari&rsquo;ah studies, providing a solid theoretical foundation for the role.
 </li>
 <li>
 Professional certification such as the AAOIFI Certified Shari&rsquo;ah Auditor and Accountant (CSAA) or an equivalent credential demonstrating proficiency in Shari&rsquo;ah audit standards.
 </li>
 <li>
 Fluency in English, with a reasonable command of Arabic, to facilitate effective communication and comprehension of regulatory requirements.
 </li>
 <li>
 Understanding of the UAE Islamic Banking regulatory landscape.
 </li>
 <li>
 Proven ability to build collaborative working relationships with internal and external stakeholders, including regulators and senior management.
 </li>
 <li>
 Strong communication skills, both in writing and verbally, with confidence in presenting and discussing audit issues professionally.
 </li>
 <li>
 Self-motivated and disciplined, capable of independently managing workloads and timelines without constant supervision.
 
 
 </li>
 </ul>
 
 About Standard Chartered
 
 
 
 At
 
 Standard Chartered
 
 , we operate as a global bank with a rich heritage spanning over 170 years, combining agility with scale to create meaningful impact. Our commitment is to drive commerce and prosperity through embracing our unique diversity and fostering inclusive, purpose-driven teamwork.
 
 
 We champion a culture that encourages challenging the status quo and seizing opportunities to innovate and improve continuously. Working here means being part of an organisation that values doing the right thing, never settling for less, and thriving better together&mdash;where every voice and perspective is respected.
 
 
 Joining our team means you will thrive in an environment where your distinct talents are celebrated and nurtured, with countless opportunities for learning, development, and making a lasting difference in the financial services industry and the communities we serve.
 
 
 
 What we offer
 
 
 
 
 We are dedicated to supporting the holistic wellbeing and career development of our colleagues through:
 
 
 
 <ul>
 <li>
 Competitive remuneration packages aligned with our Fair Pay Charter, ensuring equitable and fair compensation.
 </li>
 <li>
 Comprehensive benefits including core banking provisions for retirement planning, medical and life insurance, supplemented by flexible and voluntary options tailored to individual needs.
 </li>
 <li>
 Generous leave policies encompassing annual leave, parental leave (including up to 20 weeks maternity), sabbaticals, and volunteering leave, together with recognised public holidays, amounting to at least 30 days annually.
 </li>
 <li>
 Flexible working arrangements designed to support work-life balance, enabling collaborative work both remotely and on-site as appropriate.
 </li>
 <li>
 Robust wellbeing resources featuring access to digital platforms such as Unmind, mental health first-aiders, resilience training, employee assistance programmes, and self-help toolkits to encourage mental and physical health.
 </li>
 <li>
 A vibrant learning culture providing continuous professional development opportunities, reskilling, and upskilling through various physical, virtual, and digital training formats.
 </li>
 <li>
 An inclusive workplace ethos fostering diversity, equity, and inclusion that empowers all colleagues to bring their authentic selves to work and fulfil their potential fully.
 
 
 </li>
 </ul>
 
 Profile Description
 
 
 
 Standard Chartered Bank
</div>

Auditor - Shariah (UAE Nationals Only)

<div>
 
 Job Summary
 
 
 
 This role will be responsible for managing service and sales operations, including client engagement, portfolio and revenue growth, service excellence, and operational compliance. The ideal candidate will focus on building strong client relationships, driving business growth, and ensuring high standards of service and operational efficiency.
 
 
 
 Key Responsibilities
 
 
 
 <ul>
 <li>
 Acquire New to Bank Priority Qualified Clients
 </li>
 <li>
 Provide service to the clients from the assigned portfolio such as dormancy removal, service requests etc
 </li>
 <li>
 Cross-sell products to the clients post clients need identification
 </li>
 <li>
 Increase Wealth Management Penetration in the assigned portfolio by adding New to Wealth Clients
 </li>
 <li>
 Migrate clients to digital channels for regular banking transactions
 </li>
 <li>
 Consume and convert the assigned leads
 </li>
 <li>
 Maintain Client Contact as per prescribed contact guidelines
 </li>
 <li>
 Implement Client Journey interventions for Priority
 
 
 </li>
 </ul>
 
 Skills And Experience
 
 
 
 <ul>
 <li>
 Good communication and interpersonal skills
 </li>
 <li>
 Strong negotiation and persuasion abilities
 </li>
 <li>
 Problem-solving capabilities
 </li>
 <li>
 Operational excellence and compliance
 
 
 </li>
 </ul>
 
 Key Stakeholders
 
 
 
 Branch Operations, Centralized Operations, Segments, Products, Client Experience, HR, Client Acquisition, Client Care Centre
 
 
 
 About Standard Chartered
 
 
 
 We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.
 
 
 Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.
 
 
 
 Together We
 
 
 
 <ul>
 <li>
 Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
 </li>
 <li>
 Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
 </li>
 <li>
 Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
 
 
 </li>
 </ul>
 
 What We Offer
 
 
 
 
 In line with our Fair Pay Charter,
 
 we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
 
 
 <ul>
 <li>
 Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
 </li>
 <li>
 Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
 </li>
 <li>
 Flexible working options based around home and office locations, with flexible working patterns.
 </li>
 <li>
 Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
 </li>
 <li>
 A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
 </li>
 <li>
 Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
 </li>
 </ul>
</div>

Branch Sales & Service Executive

Join Standard Chartered and explore 3   exciting career opportunities. They're hiring for various roles with options for remote or on-site work. Apply today and become part of their innovative team.

Standard Chartered

About Company

Relationship Manager - Small and Medium Enterprise Banking

Auditor - Shariah (UAE Nationals Only)

Branch Sales & Service Executive