Qureos Mentor

TAWANTECH

We are TAWANTECH, a dynamic and innovative company that specializes in financial technology solutions and services. With a team of passionate professionals and a commitment to excellence, we are dedicated to delivering exceptional solutions that meet the unique needs of our clients.

<div><ul><li>structuring escrow models (real estate, marketplaces, project finance, M&amp;A)</li><li>Legal documentation &amp; regulatory alignment</li><li>Operational workflow optimization</li><li>Risk control &amp; dispute handling frameworks</li><li>End-to-end onboarding process mapping (AS-IS / TO-BE), API-enabled onboarding</li><li>Digital KYC &amp; AML workflow design, Digital Account Opening &amp; Journey Redesign</li><li>Virtual IBAN structures &amp; tagging logic</li><li>Automated reconciliation models</li><li>Customer experience (CX) optimization</li><li>Document digitization &amp; workflow automation</li><li>Regulatory compliance alignment (e.g., SAMA standards)</li><li>BIB- Corporate Internet Banking architecture, ERP Integration</li><li>Host-to-Host (H2H) connectivity</li><li>ISO 20022 &amp; SWIFT message formats</li><li>B2B &amp; Supply Chain Platform Integration, Embedded finance within supply chain flows, Supply Chain Finance integration models</li><li>Digital trade enablement</li><li>Increasing fee-based income (trade &amp; transaction fees)</li><li>Cross-sell strategy (financing + cash management)</li></ul> 
Requirements 
combining product
integration
regulatory
Risk and ecosystem expertise
Professional experience: 15+ years</div>

Transaction Banking Digital Transformation SME

<div><ul><li>Provide deep domain expertise in Trade Finance, operations, products, and industry best practices. Drive process optimization, product enhancement, and risk mitigation initiatives to improve efficiency, compliance, and client experience.</li><li>
Serve as the internal expert on Trade Finance products including Letters of Credit, Bank Guarantees, Documentary Collections, Supply Chain Finance, and Open Account solutions.</li><li>
Review and optimize existing trade finance processes to improve turnaround time, reduce operational risk, and enhance client service.</li><li>
Recommend product enhancements aligned with market trends and client needs.</li><li>
Ensure trade operations comply with international rules and regulatory requirements.</li><li>
Identify automation opportunities within trade workflows to reduce manual intervention and operational errors.</li><li>
Support digitization initiatives, including trade platforms and document management systems.</li><li>
Advise on structuring complex trade transactions and mitigating trade-related risks.</li><li>
Conduct gap analysis against industry best practices and recommend continuous improvement initiatives.</li><li>
Collaborate with Risk, Compliance, Operations, and Technology teams to strengthen controls and governance.</li><li>
Provide training and knowledge-sharing sessions to Relationship Managers and Operations teams.</li><li>
Strong hands-on experience in Trade Finance business/ sales, operations, and product structuring.</li><li>
Deep knowledge of international trade rules and practices .</li><li>
Experience in process improvement, transformation, or operational excellence initiatives.</li><li>
Strong understanding of trade-related risk (documentary risk, country risk, counterparty risk, compliance risk).</li><li>
Familiarity with trade digitization platforms and workflow automation tools..</li><li>
Excellent analytical, problem-solving, and stakeholder management skills.</li><li>
Ability to translate technical trade requirements into practical business solutions.</li></ul> 

Requirements 
Experience: 8&ndash;12 Years in Trade.</div>

Trade Finance Subject Matter Expert

<div><ul><li>Must have recognized depth all risk domains:</li></ul><ul><li>Corporate and SME Credit Risk</li><li>Advanced financial modelling, Risk rating model validation</li><li>Concentration &amp; sector risk analytics, Control effectiveness testing</li><li>Market Risk, Liquidity risk metrics, Hedging structures, Scenario analysis, Capital adequacy interpretation</li><li>Operational Risk</li><li>Regulatory Risk; Basel framework knowledge, Regulatory reporting standards, Local regulatory expectations</li><li>Governance framework alignment</li><li>Risk dashboards &amp; KPI design</li><li>Automation &amp; digital risk tools</li></ul>
2. Product risk assessment
3. Portfolio optimization mindset
3. Advisory &amp; Influence Skills:<ul><li>Ability to challenge senior stakeholders</li><li>Clear articulation of complex risk topics</li><li>Policy interpretation &amp; guidance</li><li>Cross-functional collaboration</li></ul>
5. Professional Credibility:<ul><li>FRM</li><li>PRM</li><li>CFA</li><li>Advanced banking certifications</li></ul> 
Requirements 
Experience: +15 years</div>

Risk SME

<div><ul><li>Strong technical fluency to engage credibly with IT on architecture decisions, API design, system integration complexity, cybersecurity requirements, and vendor capability assessment, without requiring engineering execution skills.</li><li>
Experience conducting RFP processes, evaluating and onboarding digital vendors, and managing vendor delivery including SLA monitoring and technical due diligence.</li><li>
Familiarity with SAMA digital banking regulations, Vision 2030 digital financial infrastructure objectives, and compliance requirements relevant to open banking, digital payments, and fintech partnerships in the KSA market.</li><li>
Strong cross-functional collaboration skills with the ability to align Digital, IT, Compliance, Finance, Marketing, and Operations teams around shared digital delivery goals and initiative timelines.</li><li>
Proven experience in mobile banking product management including backlog definition, sprint planning, feature prioritization across quick wins and strategic phases, and weekly release management in agile delivery environments.</li><li>
Experience working with mobile digital lab environments and vendor-led delivery models including stable API-ready core systems, cloud infrastructure readiness, and UX/UI optimization for adoption and stickiness improvement.</li><li>
Ability to track and interpret mobile performance metrics including monthly active users, app stickiness, digital product sales penetration, NPS, adoption rates, and drop-off patterns to drive iterative improvement.</li><li>
Experience structuring and managing third-party fintech partnerships including commercial model design, SLA definition, onboarding workflows, and partner support operations across EMI-licensed and non-licensed entities.</li><li>
Strong understanding of open banking API architecture including API packaging, pricing tiers, developer documentation, technical integration governance, and cybersecurity controls in API-enabled environments.</li><li>
Familiarity with SAMA regulations governing open banking, digital payment licensing, sandbox frameworks, and non-objection submission processes for new digital financial products.</li></ul> 

Requirements 
10 to 12 years of banking experience, with at least 5 years in a dedicated digital banking product or transformation role spanning retail and business customer segments.</div>

Digital & Innovation SME

<div><ul><li>Deep hands-on experience in CC product design and CVP definition including card product suites, rewards and loyalty programs, fee structures, limit management, and segment-specific propositions for retail, corporate, and SME customers.</li><li>
Solid understanding of CC credit risk and approval mechanics including RAC frameworks, pre-approval logic, tiered cutoffs, ETB vs. NTB decisioning, and credit risk model interaction. Must be able to challenge and direct risk specialists, not necessarily model independently.</li><li>
Proven ability to map and redesign customer journeys by documenting current-state flows, identifying friction points, and designing target-state experiences across digital and physical channels.</li><li>
Functional understanding of digital banking technologies including eKYC, OCR, digital card issuance, API-based integrations, and real-time decisioning systems. Able to define technical requirements and review IT solution designs without writing code.</li><li>
Experience preparing business cases and financial models for card product initiatives with comfort interpreting CC portfolio economics, revenue projections, and ROI frameworks.</li><li>
Analytical capability to work with CC funnel data and portfolio metrics including activation rates, approval rates, time-to-card, transaction volumes, and average balance trends, and use these to drive product decisions.</li><li>
Familiarity with SAMA regulations, and cashless transaction frameworks in the KSA market. Prior experience in KSA banking is strongly preferred.</li><li>
Strong stakeholder management and cross-functional coordination skills with the ability to work simultaneously across Risk, CX, IT, Digital, Finance, Marketing, Ops, and Legal divisions.</li><li>
Ability to translate complex product and technical requirements into clear documentation, backlog items, and training materials understandable by both business and IT audiences.</li></ul> 

Requirements 
10-12 years of banking experience with credit cards as the primary product</div>

Credit Card SME

<div>Job Overview:
We are looking for a skilled Java Spring Boot Developer with 4+ years of experience to join our team immediately. The ideal candidate will be responsible for developing high-quality, scalable backend applications and contributing to all phases of the development lifecycle.
Key Responsibilities:<ul><li>
Design, develop, and maintain backend services using Java and Spring Boot
</li><li>Build RESTful APIs and ensure high performance and responsiveness
</li><li>Collaborate with front-end developers and other team members
</li><li>Write clean, efficient, and well-documented code
</li><li>Troubleshoot, debug, and upgrade existing systems
</li><li>Participate in code reviews and ensure best practices are followed
</li>Work in an Agile/Scrum development environment 
<li>
</li></ul> 
 
Requirements 
 
Required Skills &amp; Qualifications:<ul><li>
4+ years of experience in Java development
</li><li>Strong hands-on experience with Spring Boot
</li><li>Experience with RESTful web services and microservices architecture
</li><li>Good understanding of databases (MySQL, PostgreSQL, or similar)
</li><li>Familiarity with version control systems (Git)
</li><li>Knowledge of build tools like Maven or Gradle
</li><li>Strong problem-solving and analytical skills
</li></ul>Preferred Qualifications:<ul><li>
Experience with cloud platforms (AWS, Azure, or GCP)
</li><li>Knowledge of Docker/Kubernetes
</li><li>Familiarity with CI/CD pipelines
</li><li>Experience with messaging systems like Kafka or RabbitMQ
</li></ul>Availability:<ul><li>
Must be available to join immediately or within a short notice period</li></ul></div>

Java Spring Boot Developer

Join TAWANTECH and explore 6   exciting career opportunities. They're hiring for various roles with options for remote or on-site work. Apply today and become part of their innovative team.