Qureos Mentor

TD Bank

<div>Role Type:
Internship/Co-op
Work Term:
Summer/Term 3
Work Location :
Boston, Massachusetts, United States of America
Hours:
40
Pay Details:
$21.75 - $27.00 USD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Job Description:
The AMCB Summer Intern supports their Line of Business in the development and execution of work projects to support the Business' goals &amp; objectives. The Summer Intern embodies TD's Shared Commitments and customer-focused culture.
Commercial Banking
TD Commercial Banking helps commercial customers manage their funds, finance their growth, and invest for the future by taking the time to understand their goals and customize products and services to suit their needs. This includes everything from governments, institutions and businesses, ranging from small &quot;mom and pop&quot; stores to multi-billion-dollar corporations.
This Commercial Banking Intern functions as a Credit Analyst Intern and is responsible for conducting in-depth industry and financial analysis of existing and potential borrowers. This job works cooperatively to support the Lending and Credit functions of the Bank.
<ul><li>Responsible for financial analysis of moderately complex loans/industries/Customers
</li><li>Works more independently but under the guidance and review of lead staff
</li><li>Good understanding of loan risk factors
</li><li>Researches industry specific information from outside sources, which may include conversation with Borrowers, industry publications, area libraries, references from other banks, credit agencies, as well as accessing information through the Internet
</li><li>Participates in Customer meetings and make direct inquiry for specific Customer information based on prior research, experience and knowledge (may require travel at times)
</li><li>Integral part of loan origination process. Responsible for performing underwriting analysis of Borrower's character, credit worthiness and financial condition
</li><li>Supports the lending function by providing analytical support
</li><li>Prepares insightful and timely approval memorandums for presentation to appropriate lending and credit authorities
</li><li>Thoroughly analyzes financial statements, management profiles, business and product cycles, cash flow ability, collateral, agings, etc. of future and existing Customers to identify trends, measure performance, assess financial strength and develop an assessment of credit risk
</li><li>May prepare complete written analysis with appropriate recommendations for approval, denial and alternative structure when necessary
</li><li>May maintain credit files, monitor data such as updated financial statements and prepare updated analysis memos
</li><li>Monitors compliance with regulatory requirements
</li><li>Provides written analysis that identifies any deviations from the Company Commercial Loan Policy and becomes familiar with alternative structures in order to reduce credit risk
</li><li>Achieves operational performance standards in quality and timeliness
</li></ul>Commercial Banking is offering in-person internship opportunities in Boston, MA or NYC. Interns will be required to be in-office 4 days a week.
Depth &amp; Scope:
 
AMCB Summer Internship Experience
 
TD Bank, America&rsquo;s Most Convenient Bank &reg; , offers an Internship Program with an unparalleled experience &ndash; where you&rsquo;ll gain valuable insight into our vision to Build The Better Bank, while also strengthening the core skills and knowledge you&rsquo;ll need to launch a successful career.
 
 
Our 10-week, non-rotational program consists of:
<ul><li>A fun-filled, high-energy introduction to TD Bank, America&rsquo;s Most Convenient Bank &reg;
</li><li>A variety of professional experiences and development training
</li><li>Extensive networking opportunities and interactions with senior leaders
</li><li>A dedicated support network, including a formal peer-mentoring program
</li><li>An active role in community service projects
</li><li>Opportunity to join our rotational analyst program upon graduation and participate in our 6 Week Innovation Challenge, VR experience and variety of learning &amp; development opportunities.
</li></ul>Education &amp; Experience:
<ul><li>Pursuing post secondary degree in business- related disciplines
</li><li>Knowledge of Microsoft tools (Outlook, Teams, Word, PowerPoint, Excel)
</li><li>Excellent interpersonal skills, problem solving and analytical skills
</li><li>Ability to take initiative and accountability of your actions
</li><li>Demonstrated leadership qualities
</li><li>Strong written and oral communications skills
</li><li>Detail oriented with an ability to handle multiple tasks
</li><li>Ability to work independently and collaboratively
</li><li>You must be work authorized in the United States on a permanent basis without the need for employer sponsorship
</li><li>Anticipated graduation between December 2026 - June 2027 preferred
</li></ul>Physical Requirements:
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
<ul><li>Domestic Travel &ndash; Occasional
</li><li>International Travel &ndash; Never
</li><li>Performing sedentary work &ndash; Continuous
</li><li>Performing multiple tasks &ndash; Continuous
</li><li>Operating standard office equipment - Continuous
</li><li>Responding quickly to sounds &ndash; Occasional
</li><li>Sitting &ndash; Continuous
</li><li>Standing &ndash; Frequent
</li><li>Walking &ndash; Frequent
</li><li>Moving safely in confined spaces &ndash; Occasional
</li><li>Lifting/Carrying (under 25 lbs.) &ndash; Occasional
</li><li>Lifting/Carrying (over 25 lbs.) &ndash; Never
</li><li>Squatting &ndash; Occasional
</li><li>Bending &ndash; Occasional
</li><li>Kneeling &ndash; Never
</li><li>Crawling &ndash; Never
</li><li>Climbing &ndash; Never
</li><li>Reaching overhead &ndash; Occasional
</li><li>Reaching forward &ndash; Occasional
</li><li>Pushing &ndash; Occasional
</li><li>Pulling &ndash; Occasional
</li><li>Twisting &ndash; Occasional
</li><li>Concentrating for long periods of time &ndash; Continuous
</li><li>Applying common sense to deal with problems involving standardized situations &ndash; Continuous
</li><li>Reading, writing and comprehending instructions &ndash; Continuous
</li><li>Adding, subtracting, multiplying and dividing &ndash; Continuous
</li></ul>The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities &amp; duties are considered essential functions for ADA purposes.
Who We Are
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you&rsquo;ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we&rsquo;re here to support you towards your goals. As an organization, we keep growing &ndash; and so will you.
Our Total Rewards Package
 
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more
Additional Information:
 
We&rsquo;re delighted that you&rsquo;re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we&rsquo;re committed to providing the support our colleagues need to thrive both at work and at home.
 
 
Colleague Development
 
If you&rsquo;re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You&rsquo;ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD &ndash; and we&rsquo;re committed to helping you identify opportunities that support your goals.
 
 
Training &amp; Onboarding
 
We will provide training and onboarding sessions to ensure that you&rsquo;ve got everything you need to succeed in your new role.
 
 
Interview Process
 
We&rsquo;ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. 
 
Accommodation
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.</div>

2026 Summer Internship Program - Commercial Banking (Credit Management)

<div>Work Location:
New York, New York, United States of America
Hours:
40
Pay Details:
$68,640 - $112,320 USD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Line of Business:
Financial Crime Risk Management
Job Description:
<div><div><div><div><div>This role is primarily off-site, but must be available to come into a TD FCRM location for 'Moments that Matter', at the frequency determined by the business line. Candidates within a 50 mile radius of listed locations is strongly preferred.
</div></div></div></div></div><div></div><div>Depth &amp; Scope:
</div><ul><li>Works Independently as a subject matter expert regarding assigned testing areas and objectives, including related regulatory requirements
</li><li>Develops testing documentation and results reporting in-line with testing requirements
</li><li>Understands the use of controls for managing financial crimes risk and applies this understanding to independently evaluate controls effectiveness and develop recommendations for enhancement
</li><li>Undertakes and completes a variety of projects and initiatives as part of the testing function
</li></ul>Education &amp; Experience:
<ul><li>Undergraduate degree or equivalent work experience
</li><li>5+ years experience
</li></ul>Preferred Skills &amp; Experience:
<ul><li>Previous work with Transaction Monitoring, EDD, KYC and/or CDD team as a subject-matter expert
</li><li>Prior investigative experience with a demonstrated understanding of what customer behaviors and transactional activity may be potentially unusual or suspicious.
</li><li>Ability to understand investigative case narratives and interpret into key findings, trends or data points that can be leveraged for better insights and improvements in transaction monitoring scenarios.
</li><li>General knowledge of AML-related policies and regulatory expectations; ability to read a policy and extract the actions that apply to customer risk.
</li><li>Ability to use judgement and expertise, sometimes in a quick manner with limited information, on what makes a customer high-risk as well as controls that can be leveraged to mitigate the risk.
</li><li>Ability to partner with other groups, especially the KYC team, Technology team and others in all Lines of Defense for collaboration and knowledge-sharing
</li><li>Ability to manage your own tasks independently, with a high degree of quality and timeliness
</li></ul>Customer Accountabilities:
<ul><li>Executes testing engagement work in accordance with established standards to achieve completion within targeted timelines
</li><li>Conducts skilled analytical research and analysis as part of the assigned testing objectives
</li><li>Works collaboratively with key partners throughout the testing engagement
</li><li>Presents objective and independent opinion on the adequacy of processes and controls in accordance with regulatory and internal requirements
</li><li>Executes follow-up of findings raised from testing reviews in accordance with established standards
</li><li>Provides subject matter expertise on FCRM controls and processes and/or input to projects/initiatives as a representative for area of the FCRM testing function
</li><li>Proactively identifies matters which require additional attention, further escalation, or review, and liaises with the appropriate groups to resolve
</li></ul>Shareholder Accountabilities:
<ul><li>Prioritizes and manages own workload to deliver quality results and meet assigned timelines
</li><li>Contributes to the analysis, due diligence, and implementation of initiatives within defined assignments
</li><li>Adheres to internal policies, standards and procedures, methodologies, and applicable regulatory requirements
</li><li>Understands the operations of the business unit / area being tested and to identify potential FCRM risks and apply information to complete
</li><li>Clearly and concisely documents research as required to understand requirements specific to an engagement
</li><li>Keeps abreast of emerging trends / developments and changes to regulatory framework, internal policies, and standards
</li><li>Knowledge of current and emerging trends, risk and typologies of money laundering, terrorist financing and sanctions
</li><li>Actively manages relationships within and across various business lines, corporate and/or control functions, and ensures alignment with enterprise and/or regulatory requirements
</li><li>Effectively communicates results to FCRM Testing management and the stakeholders
</li><li>Maintains a culture of risk management and control, supported through FCRM testing
</li></ul>Employee/Team Accountabilities:
<ul><li>Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues / points of interest
</li><li>Provides thought leadership and/or industry knowledge for own area of expertise and participates in knowledge sharing with the team and/or business unit
</li><li>Keeps current on emerging trends / developments and grows knowledge of the business, related tools and techniques
</li><li>Participates in personal performance management and development activities, including potential cross training within own team
</li><li>Keeps team members informed and up to date about the status / progress of projects and/or all relevant or useful information related to day-to-day activities
</li><li>Develops relationships with internal and external business partners / stakeholders to develop productive working relationships
</li><li>Contributes to a fair, positive and equitable environment that supports a diverse workforce
</li><li>Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally
</li></ul>Physical Requirements:
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
<ul><li>Domestic Travel &ndash; Occasional
</li><li>International Travel &ndash; Never
</li><li>Performing sedentary work &ndash; Continuous
</li><li>Performing multiple tasks &ndash; Continuous
</li><li>Operating standard office equipment - Continuous
</li><li>Responding quickly to sounds &ndash; Occasional
</li><li>Sitting &ndash; Continuous
</li><li>Standing &ndash; Occasional
</li><li>Walking &ndash; Occasional
</li><li>Moving safely in confined spaces &ndash; Occasional
</li><li>Lifting/Carrying (under 25 lbs.) &ndash; Occasional
</li><li>Lifting/Carrying (over 25 lbs.) &ndash; Never
</li><li>Squatting &ndash; Occasional
</li><li>Bending &ndash; Occasional
</li><li>Kneeling &ndash; Never
</li><li>Crawling &ndash; Never
</li><li>Climbing &ndash; Never
</li><li>Reaching overhead &ndash; Never
</li><li>Reaching forward &ndash; Occasional
</li><li>Pushing &ndash; Never
</li><li>Pulling &ndash; Never
</li><li>Twisting &ndash; Never
</li><li>Concentrating for long periods of time &ndash; Continuous
</li><li>Applying common sense to deal with problems involving standardized situations &ndash; Continuous
</li><li>Reading, writing and comprehending instructions &ndash; Continuous
</li><li>Adding, subtracting, multiplying and dividing &ndash; Continuous
</li></ul>The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities &amp; duties are considered essential functions for ADA purposes.
Who We Are:
 
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you&rsquo;ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we&rsquo;re here to support you towards your goals. As an organization, we keep growing &ndash; and so will you.
Our Total Rewards Package 
 
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more
Additional Information:
 
We&rsquo;re delighted that you&rsquo;re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we&rsquo;re committed to providing the support our colleagues need to thrive both at work and at home.
 
 
Colleague Development
 
If you&rsquo;re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You&rsquo;ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD &ndash; and we&rsquo;re committed to helping you identify opportunities that support your goals.
 
 
Training &amp; Onboarding
 
We will provide training and onboarding sessions to ensure that you&rsquo;ve got everything you need to succeed in your new role.
 
 
Interview Process
 
We&rsquo;ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.</div>

Senior Financial Crime Risk Testing Analyst

<div>Work Location:
Mount Laurel, New Jersey, United States of America
Hours:
40
Pay Details:
$110,760 - $178,880 USD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Line of Business:
Procurement &amp; Sourcing
Job Description:
The Senior Vendor Manager manages Third Party Business Arrangements through all stages of the TPML, in alignment with relevant frameworks, policies and standards. Vendor Managers are expected to understand and maintain knowledge of Business Arrangement terms (including key Third Party and business segment or corporate function (TD) deliverables). Vendor Managers are also responsible for monitoring, analyzing and reporting on performance of Business Arrangements and identifying and escalating issues where identified in order to mitigate risk. On more strategic, critical and/or complex relationships across multiple business segments or corporate functions, role may also act as the Lead Vendor Manager supporting the Accountable Executive that owns TD's relationship with the Third Party.
Depth &amp; Scope:
<ul><li>Recognized as expert within the company and requires significant in-depth and/or breadth of expertise in their in a complex field and knowledge of broader related areas
</li><li>Senior specialist providing advisory services to executives, business segment leaders and governs the requirements for own work
</li><li>Integrates knowledge of the enterprise function&rsquo;s or business segment&rsquo;s overarching strategy in leading program design, policy formulation or operating standards within one or more areas of expertise
</li><li>Anticipates emerging business trends and regulatory/risk issues as a basis for recommending large-scale product, technical, functional or operations improvements
</li><li>Serves as a source of expert advice to senior management in field of specialty
</li><li>Advises on execution strategy and leads the development and deployment of functional programs or initiatives within their own field or across multiple specialties
</li><li>Solves unique and ambiguous problems with broad impact; typically oversees standards, controls and operating methods that have significant financial and operational impact within the context of their own field
</li><li>Requires innovative thinking to develop new solutions
</li><li>Engages stakeholders to take action; serves as a source of expert advice, influences change; frames information in a broader organizational context
</li><li>Provides leadership guidance, makes recommendations and collaborates with business to ensure solutions meets the business needs on a complex project or program
</li><li>Identifies and leads problem resolution for project/ program complex requirements related issues at all levels
</li></ul>Education &amp; Experience:
<ul><li>Undergraduate degree
</li><li>10+ years of related experience
</li><li>Advanced knowledge of Vendor Management, Business Arrangements, Third-Party Management Lifecycle framework/principles, policies and procedures, systems, products/services, product research, assessment &amp; reporting, competitive intelligence, negotiation tactics and/or regulatory requirements
 </li><li>Knowledge of current and emerging competitor and market trends
 </li><li>Knowledge of Risk Management environment, standards and regulations
 </li><li>Knowledge of budgetary management principles/practices/procedures
 </li><li>Skill in identifying complex problems and reviewing related information to develop/evaluate options and implement solutions and/or governance procedures
 </li><li>Skill in supporting the development and execution of change strategies and/or processes
 </li><li>Ability to negotiate, persuade, influence, collaborate and effectively communicate to build relationships
 </li><li>Ability to contribute to strategic direction of the function and provide advice to senior leadership
</li><li>Ability to monitor, analyze, report and assess adherence, performance and risk of information, contractual terms and/or delivery of services
 </li><li>Ability to manage competing priorities, strategically aligning efforts and activities to meet Bank goals &amp; objectives
 </li><li>Skill in researching, collecting, organizing and analyzing complex or technical data and developing plans to address identified issues/problems
 </li><li>Ability to lead, plan, implement and evaluate program/project activities to ensure completion of initiatives
 </li><li>Ability to exercise sound judgement in making decisions
 </li><li>Ability to research, collect, organize and analyze information and prioritize work while meeting multiple deadlines
 </li><li>Skill in using analytical software tools, data analysis methods and reporting techniques
 </li><li>Skill in using computer applications including MS Office
</li><li>Ability to work successfully as a member of a team and independently
 </li><li>Ability to handle confidential information with discretion
</li><li>Ability to pivot and multitask on multiple initiatives preferred
</li><li>Sourcing experience preferred
</li><li>Procurement experience preferred
</li><li>Project management experience preferred
</li><li>3rd party risk understanding preferred
</li><li>Legal background (contracts, vendor relations, suppliers, laws and regulations) preferred
</li></ul>Customer Accountabilities:
<ul><li>Leads and owns the management of more strategic, critical and/or complex Third Party Business Arrangements through all stages of the TPML, in alignment with relevant Third Party frameworks, policies and standards
</li><li>Acts as a go-to person for the Strategic Sourcing Group (SSG) and business segment / corporate function inquiries relating to the Third Parties and Business Arrangements managed
</li><li>May act as a Lead Vendor Manager, consolidating an enterprise view of the relationship with a Third Party in support of the Accountable Executive
</li><li>Accountable for the satisfaction of requirements under the TPRM Policies, Enterprise Procurement Policy and Vendor Management Policy
</li><li>Maintains strong relationships with Third Parties and internal stakeholders
</li><li>Ensures integrity in dealing with Third Parties, complying with TD's Expense Policy, Enterprise Procurement Policy, Vendor Management Policy and Code of Conduct and Ethics
</li><li>Proactively works with the business segment or corporate function to understand strategic goals, priorities and pipeline with respect to Third Parties, and provide advice/support on strategy
</li></ul>Shareholder Accountabilities:
<ul><li>Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate
</li><li>Manages Third Party Business Arrangements through all stages of the TPML, in alignment with relevant frameworks, policies and standards
</li><li>Monitors, analyzes and reports a Third Party's performance through delivery against SLAs, SLOs, KPIs or other contractual commitments
</li><li>Identifies issues and monitors trends with a Third Party in a responsive manner, to reduce risk in alignment with TPRM Policies and related Standards
</li><li>Documents Third Party risk issues, as per the TPRM Issues Management process and standards, escalates issues as appropriate, and partners with Third Party to develop a remediation plan to drive resolution
</li><li>Participates in cross-functional initiatives as a subject matter expert helping to identify risk / provide guidance for complex situations
</li><li>Conducts internal and external research projects; supports the development/ delivery of presentations / communications to management or broader audience
</li><li>Conducts meaningful analysis at the functional level using results to draw conclusions, makes recommendations, assesses the effectiveness of programs or practices
</li><li>Monitors service, productivity and assesses efficiency levels within own function and implement continuous process / performance improvements where opportunities exists
</li><li>Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite
</li></ul>Employee/Team Accountabilities:
<ul><li>Participates fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/ points of interest
</li><li>Provides thought leadership and/ or industry knowledge for own area of expertise in own area and participates in knowledge transfer within the team and business unit
</li><li>Keeps current on emerging trends/ developments and grow knowledge of the business, related tools and techniques
</li><li>Participates in personal performance management and development activities, including cross training within own team
</li><li>Keeps others informed and up-to-date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities
</li><li>Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices
</li><li>Leads, motivates and develops relationships with internal and external business partners / stakeholders to develop productive working relationships
</li><li>Contributes to a fair, positive and equitable environment that supports a diverse workforce
</li><li>Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally
</li></ul>Physical Requirements:
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
<ul><li>Domestic Travel &ndash; Occasional
</li><li>International Travel &ndash; Never
</li><li>Performing sedentary work &ndash; Continuous
</li><li>Performing multiple tasks &ndash; Continuous
</li><li>Operating standard office equipment - Continuous
</li><li>Responding quickly to sounds &ndash; Occasional
</li><li>Sitting &ndash; Continuous
</li><li>Standing &ndash; Occasional
</li><li>Walking &ndash; Occasional
</li><li>Moving safely in confined spaces &ndash; Occasional
</li><li>Lifting/Carrying (under 25 lbs.) &ndash; Occasional
</li><li>Lifting/Carrying (over 25 lbs.) &ndash; Never
</li><li>Squatting &ndash; Occasional
</li><li>Bending &ndash; Occasional
</li><li>Kneeling &ndash; Never
</li><li>Crawling &ndash; Never
</li><li>Climbing &ndash; Never
</li><li>Reaching overhead &ndash; Never
</li><li>Reaching forward &ndash; Occasional
</li><li>Pushing &ndash; Never
</li><li>Pulling &ndash; Never
</li><li>Twisting &ndash; Never
</li><li>Concentrating for long periods of time &ndash; Continuous
</li><li>Applying common sense to deal with problems involving standardized situations &ndash; Continuous
</li><li>Reading, writing and comprehending instructions &ndash; Continuous
</li><li>Adding, subtracting, multiplying and dividing &ndash; Continuous
</li></ul>The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities &amp; duties are considered essential functions for ADA purposes.
Who We Are:
 
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you&rsquo;ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we&rsquo;re here to support you towards your goals. As an organization, we keep growing &ndash; and so will you.
Our Total Rewards Package 
 
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more
Additional Information:
 
We&rsquo;re delighted that you&rsquo;re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we&rsquo;re committed to providing the support our colleagues need to thrive both at work and at home.
 
 
Colleague Development
 
If you&rsquo;re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You&rsquo;ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD &ndash; and we&rsquo;re committed to helping you identify opportunities that support your goals.
 
 
Training &amp; Onboarding
 
We will provide training and onboarding sessions to ensure that you&rsquo;ve got everything you need to succeed in your new role.
 
 
Interview Process
 
We&rsquo;ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.</div>

Senior Business Vendor Manager

<div>Work Location :
New York, New York, United States of America
Hours:
40
Line of Business:
TD Securities
Pay Detail:
$110,000 - $130,000 USD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Job Description:
Location: NYC
This role will facilitate liquidity management for the TDS US wholesale segment, including driving liquidity strategy, overseeing inputs into liquidity measures, providing input into modelling assumptions and policy, and helping ensure compliance with all governance requirements.
Job Overview:
<ul><li>Subject matter expertise for TDS US under US Enhanced Prudential Standards and US LCR
</li><li>Production of monthly liquidity balance sheet for reporting purposes
</li><li>Production &amp; automation of funding uses/sources by business line for executive oversight
</li><li>Support the analysis of intercompany funding flows &amp; documentation along with monthly liquidity PL reconciliation
</li><li>Experience with cash management and intercompany funding flow
</li><li>Close interaction with TDS front office teams and other support functions, including TBSM (Canada and US), in evaluating new businesses/products/trades, optimization and strategy opportunities, assumption reviews, projections, and stress testing modeling (for TDS US)
</li><li>Regulatory reporting, data management or liquidity management experience, preferably in Data Management, Controllers, Treasury or a Business with an understanding of liquidity-based data, metrics, regulatory reporting, analytics, and applicable regulations such as US LCR, US NSFR, and FR 2052a reporting
</li><li>Working knowledge of FR 2052a reporting is a plus
</li><li>Candidate should be proactive, be a change-agent to effectively implement process improvements and help the TBSM and Finance teams execute towards the target solution
</li><li>Experience in a transformation environment including process and technology change management
</li></ul>Job Requirements:
<ul><li>Minimum Bachelors Degree in Business/Accounting/Financial Management or other related field
</li><li>Experience with liquidity requirements (preferably US rules)
</li><li>Understanding of capital markets businesses
</li><li>Understanding of Excel/database management platforms
</li><li>Motivated individual with relationship building skills and the proven ability to drive results
</li><li>Strong analytical skills and comfort operating in a dynamic business environment
</li><li>Demonstrated time management and organizational skills to meet tight deadlines
</li><li>Confident presentation and communication skills
</li></ul>__________________
The Sr. Specialized Finance Analyst, TDS performs a variety of specialized finance functions in a particular finance area(s) with a high level of technical knowledge to give detailed and well-informed opinions of assigned business activities.
Depth &amp; Scope:
<ul><li>Expert level professional role requiring in-depth knowledge / expertise in own domain / field of specialty and working knowledge of broader related areas
</li><li>Integrates the broader organizational context into advice and solutions within own area
</li><li>Accountable for own work and sometimes others; acts as an escalation point or knowledge resource for others in their own area
</li><li>Understands the industry, competition and the factors that differentiate the organization
</li><li>Applies best practices to implement process, product or service improvements
</li><li>Acts as a subject matter expert within their own area of specialty or a resource for others
</li><li>Supports projects or workstreams within broader projects with moderate risk or complexity and may be accountable for managing ongoing activities, processes and functional programs
</li><li>Contributes to setting standards within area of expertise
</li><li>Solves complex problems requiring analysis of multiple variables, including consultation with multiple stakeholders
</li><li>Uses advanced methods to contribute to new solutions and recommend standards against which others will operate
</li><li>Impacts a range of finance programs across own and related teams
</li><li>Interprets guidelines, standards, policies and results of analysis to inform decision making at senior levels
</li><li>Builds stakeholder alignment in leading projects and activities; may provide process and subject matter advice at senior levels
</li><li>Works independently as the senior technical lead and guides others within area of expertise
</li><li>Identifies and leads problem resolution for complex issues at all levels
</li></ul>Education &amp; Experience:
<ul><li>Undergraduate degree and/or
</li><li>5+ years of relevant experience preferred
</li><li>Accounting, financial or relevant professional designation preferred
</li></ul>Customer Accountabilities:
<ul><li>Specializes in particular areas according to established policies and procedures and applicable legal and regulatory guidelines
</li><li>Provides ongoing, proactive, specialized finance advice and counsel to business partners to ensure they are operating efficiently under applicable accounting rules and regulations
</li><li>Communicates and meets regularly with partners to develop an in-depth understanding of their business and to provide accounting/ taxation insight, knowledge and expertise, such as improving accounting process flows or clarifying income and expense recognition practices
</li><li>Recognizes, identifies and investigates business accounting issues that need attention, research as needed, offer specialized opinions based on research and knowledge and resolve problems
</li><li>Responds to accounting-related requests on a timely basis and answers questions as needed.
</li><li>Provides technical guidance and assist staff with most complex aspects of work as necessary
</li><li>Resolves escalated issues and problems by conferring with peers, other internal departments, outside contacts and others as necessary
</li><li>Ensures monthly recording of income, expense and other financial transactions is accurate and timely
</li><li>Researches and determines proper accounting treatment for new products and services as needed and communicate complete, thorough and accurate accounting requirements; considers and explains risk management issues prior to implementation, such as determining how the accounting of new initiatives will be monitored and controlled
</li><li>Performs a variety of activities related to month-end financial closing, which details the Bank's month-to-month financial condition, and/or completion of regulatory reports
</li><li>Reviews monthly financial activity and ensures transactions are appropriately recorded in proper accounts, such as cost capitalizing vs. expensing. Researches discrepancies and makes corrections and updates as necessary
</li></ul>Shareholder Accountabilities:
<ul><li>Adheres to enterprise frameworks or methodologies that relate to activities for our business area
</li><li>Ensures respective programs/policies/practices are well managed, meets business needs, complies with internal and external requirements, and aligns with business priorities
</li><li>Consistently exercisse discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate
</li><li>Ensures business operations are in compliance with applicable internal and external requirements ( e.g. financial controls, segregation of duties, transaction approvals and physical control of assets)
</li><li>Participates in cross-functional / enterprise / initiatives as a subject matter expert helping to identify risk / provide guidance for complex situations
</li><li>Conducts internal and external research projects; supports the development/ delivery of presentations / communications to management or broader audience
</li><li>Conducts meaningful analysis at the functional or enterprise level using results to draw conclusions, make recommendations, assess the effectiveness of programs/ policies/ practices
</li><li>Monitors service, productivity and assesses efficiency levels within own function and implements continuous process / performance improvements where opportunities exist
</li><li>Leads / facilitates and/or implements actions / remediation plans to address performance / risk /governance issues
</li><li>Actively manages relationships within and across various business lines, corporate and/or control functions and ensures alignment with enterprise and/or regulatory requirements
</li><li>Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts
</li><li>Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite
</li></ul>Employee/Team Accountabilities:
<ul><li>Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/ points of interest
</li><li>Provides thought leadership and/ or industry knowledge for own area of expertise in own area and participates in knowledge transfer within the team and business unit
</li><li>Keeps current on emerging trends/ developments and grow knowledge of the business, related tools and techniques
</li><li>Participates in personal performance management and development activities, including cross training within own team
</li><li>Keesp others informed and up-to-date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities
</li><li>Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices.
</li><li>Leads, motivates and develops relationships with internal and external business partners / stakeholders to develop productive working relationships.
</li><li>Contributes to a fair, positive and equitable environment that supports a diverse workforce
</li><li>Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally
</li></ul>Physical Requirements:
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
<ul><li>Domestic Travel &ndash; Occasional
</li><li>International Travel &ndash; Never
</li><li>Performing sedentary work &ndash; Continuous
</li><li>Performing multiple tasks &ndash; Continuous
</li><li>Operating standard office equipment - Continuous
</li><li>Responding quickly to sounds &ndash; Occasional
</li><li>Sitting &ndash; Continuous
</li><li>Standing &ndash; Occasional
</li><li>Walking &ndash; Occasional
</li><li>Moving safely in confined spaces &ndash; Occasional
</li><li>Lifting/Carrying (under 25 lbs.) &ndash; Occasional
</li><li>Lifting/Carrying (over 25 lbs.) &ndash; Never
</li><li>Squatting &ndash; Occasional
</li><li>Bending &ndash; Occasional
</li><li>Kneeling &ndash; Never
</li><li>Crawling &ndash; Never
</li><li>Climbing &ndash; Never
</li><li>Reaching overhead &ndash; Never
</li><li>Reaching forward &ndash; Occasional
</li><li>Pushing &ndash; Never
</li><li>Pulling &ndash; Never
</li><li>Twisting &ndash; Never
</li><li>Concentrating for long periods of time &ndash; Continuous
</li><li>Applying common sense to deal with problems involving standardized situations &ndash; Continuous
</li><li>Reading, writing and comprehending instructions &ndash; Continuous
</li><li>Adding, subtracting, multiplying and dividing &ndash; Continuous
</li></ul>The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities &amp; duties are considered essential functions for ADA purposes.
Who We Are
TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients who choose us for our innovation, execution, and experience. With more than 6,500 professionals operating out of 40 cities across the globe, we help clients meet their needs today and prepare for tomorrow. Our services include underwriting and distributing new issues, providing trusted advice and industry-leading insight, extending access to global markets, and delivering integrated transaction banking solutions. In 2023, we acquired Cowen Inc., offering our clients access to a premier U.S. equities business and highly-diverse equity research franchise, while growing our strong, diversified investment bank. We are growth-oriented, people-focused, and community-minded. As a team, we work to deliver value for our clients every day.
Our Total Rewards Package
 
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more 
 
Additional Information:
 
We&rsquo;re delighted that you&rsquo;re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we&rsquo;re committed to providing the support our colleagues need to thrive both at work and at home.
 
 
Colleague Development
 
If you&rsquo;re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You&rsquo;ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD &ndash; and we&rsquo;re committed to helping you identify opportunities that support your goals.
 
 
Training &amp; Onboarding
 
We will provide training and onboarding sessions to ensure that you&rsquo;ve got everything you need to succeed in your new role.
 
 
Interview Process
 
We&rsquo;ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. 
 
Accommodation
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.</div>

Liquidity Senior Analyst

<div>Work Location:
Mount Laurel, New Jersey, United States of America
Hours:
40
Pay Details:
$58,760 - $88,400 USD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Line of Business:
Financial Crimes &amp; Fraud Mgmt
Job Description:
<div><div>The KYC Analyst III provides a range of analytical, research and assessment support to the development of and enhancements to, the enterprise&rsquo;s KYC programs and processes. This role may interact with key stakeholders and third-party service providers to deliver KYC programs that satisfy regulatory requirements.
 
This role focuses on complex customers or high visibility cases, is expected to provide a modicum of subject matter expertise. This role performs quality control on the work product as needed and outreach support will have to spend more of their time focused on outreach to Customers for missing documentation.
</div></div><div><div><div><div>Hybrid
Schedule: Monday-Friday 9:00am-5:30pm EST
up to 4 days a week in office
Candidates should be within a commutable distance of Mt Laurel NJ to go into the office
Depth &amp; Scope:
<ul><li>Perform more advanced, complicated, or high visibility job functions aligned with policies, standards, procedures, and job aids
</li><li>Ensures that work products are fit for purpose and audit / regulator ready
</li><li>Suggests process improvements to drive better results from efficiency, accuracy, or quality of work product
</li><li>Experienced professional role providing specialized guidance/ assistance/support to functions/GAML teams
</li><li>Independently performs activities from end to end
</li><li>Requires advanced understanding of a range of product and services, processes, procedures, systems, and concepts within their own area of specialty and integration points with related areas
</li><li>Manages ambiguity, and apply judgement to identify, troubleshoot and resolve ongoing business and operational issues
</li><li>Interprets and administers policies, adopts, and implements business process improvements
</li><li>Guided by practices, procedures, and operating plans, makes process and capacity management decisions to ensure ongoing operations
</li><li>Moderate level of complexity in operational / reporting / process and/or analysis function requiring a short to medium term focus
</li></ul>Education &amp; Experience:
<ul><li>Undergraduate Degree or equivalent professional work experience
</li><li>2+ direct experience in financial services or similar industries including fraud, know your customer, anti-money laundering, sanctions screening, or similar roles for new joiners. (or)
</li><li>6+ years' experience in an unrelated role involving information fluency, investigation, research, or financial services broadly but not specifically KYC or AML. (or)
</li><li>Or for an internal candidate proven track record of excellence through metrics or manager discretion
</li></ul>Customer Accountabilities:
<ul><li>Maintains KYC files, data, and documents in a manner consistent with the KYC Policies and Standards in line with Service Level Agreements
</li><li>Performs reviews of customers as appropriate throughout the customer&rsquo;s lifecycle with TD
</li><li>Ensures that such records, data, and reviews are prepared for review by auditors and regulators
</li><li>Provides KYC research, evaluation, operational, reporting and/or analytical support in operational processes, in a timely manner
</li><li>Assists in the preparation of summaries, communications, reports and presentations for management, regulators, and other internal and external stakeholders as required
</li><li>Immediately escalates any potential issues or concerns to management for further action to
</li><li>Analyzes data and draw conclusions to meet program health reporting requirements
</li><li>Analyzes emerging trends pertaining to regulatory changes, reporting or other departmental functions and provides recommendations to enhance or rectify KYC Ops- related gaps, issues and enhancements
</li><li>Proactively identifies matters requiring additional review, escalation, and liaises with appropriate staff to resolve, as appropriate
</li><li>Coordinates tracking and reporting of KYC Ops function initiatives and programs on timely matter as required
</li><li>Assists in reviewing and updating higher risk customer information
</li></ul>Shareholder Accountabilities:
<ul><li>Prioritizes and manages own workload to meet KYC Ops requirements for service and productivity and within TD&rsquo;s risk appetite
</li><li>Consistently exercises discretion in managing correspondence, information, and all matters of confidentiality; escalates issues where appropriate
</li><li>Protects the interests of the organization &ndash; identifies and manages risks, and escalates non-standard, high-risk transactions/activities as necessary
</li><li>Maintains a culture of risk management and control, supported by effective processes in alignment with the bank's risk appetite
</li><li>Adheres to internal policies/procedures and applicable regulatory guidelines
</li><li>Coordinates with other FCRM partners and compliance partners to ensure consistence in the application of AML
</li></ul>Employee/Team Accountabilities:
<ul><li>Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest
</li><li>Supports the team by continuously enhancing knowledge/expertise in own area and participates in knowledge transfer within the team and business unit
</li><li>Keeps current on emerging trends/developments and grows knowledge of the business, related tools, and techniques
</li><li>Participates in personal performance management and development activities, including cross training within own team
</li><li>Keeps others informed and up to date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities
</li><li>Contributes to the success of the team by willingly assisting others in the completion and performance of work activities; provides training, coaching and/or guidance as appropriate
</li><li>Contributes to a fair, positive, and equitable environment that supports a diverse workforce
</li><li>Acts as a brand champion for your function and the bank, both internally and/or externally
</li><li>Grows knowledge of the business, related tools and techniques
</li></ul>Physical Requirements:
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
<ul><li>Domestic Travel &ndash; Occasional
</li><li>International Travel &ndash; Never
</li><li>Performing sedentary work &ndash; Continuous
</li><li>Performing multiple tasks &ndash; Continuous
</li><li>Operating standard office equipment - Continuous
</li><li>Responding quickly to sounds &ndash; Occasional
</li><li>Sitting &ndash; Continuous
</li><li>Standing &ndash; Occasional
</li><li>Walking &ndash; Occasional
</li><li>Moving safely in confined spaces &ndash; Occasional
</li><li>Lifting/Carrying (under 25 lbs.) &ndash; Occasional
</li><li>Lifting/Carrying (over 25 lbs.) &ndash; Never
</li><li>Squatting &ndash; Occasional
</li><li>Bending &ndash; Occasional
</li><li>Kneeling &ndash; Never
</li><li>Crawling &ndash; Never
</li><li>Climbing &ndash; Never
</li><li>Reaching overhead &ndash; Never
</li><li>Reaching forward &ndash; Occasional
</li><li>Pushing &ndash; Never
</li><li>Pulling &ndash; Never
</li><li>Twisting &ndash; Never
</li><li>Concentrating for long periods of time &ndash; Continuous
</li><li>Applying common sense to deal with problems involving standardized situations &ndash; Continuous
</li><li>Reading, writing and comprehending instructions &ndash; Continuous
</li><li>Adding, subtracting, multiplying and dividing &ndash; Continuous
</li></ul>The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities &amp; duties are considered essential functions for ADA purposes.
</div></div></div></div>Who We Are:
 
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you&rsquo;ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we&rsquo;re here to support you towards your goals. As an organization, we keep growing &ndash; and so will you.
Our Total Rewards Package 
 
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more
Additional Information:
 
We&rsquo;re delighted that you&rsquo;re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we&rsquo;re committed to providing the support our colleagues need to thrive both at work and at home.
 
 
Colleague Development
 
If you&rsquo;re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You&rsquo;ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD &ndash; and we&rsquo;re committed to helping you identify opportunities that support your goals.
 
 
Training &amp; Onboarding
 
We will provide training and onboarding sessions to ensure that you&rsquo;ve got everything you need to succeed in your new role.
 
 
Interview Process
 
We&rsquo;ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.</div>

KYC Analyst III

<div>Work Location:
Mount Laurel, New Jersey, United States of America
Hours:
40
Pay Details:
$95,264 - $155,376 USD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Line of Business:
Analytics, Insights, &amp; Artificial Intelligence
Job Description:
Why Work with Us?
At TD Bank US Compliance, we're on a mission to build a more resilient and scalable compliance risk management function. As part of our team, you'll play a key role in reshaping compliance structures and processes, driving innovation at every level. Here, each team member has a chance to make a tangible impact &ndash; both in day-to-day operations and in the design of a future-focused compliance program. This not just about implementing a new program &ndash; it's about creating a culture of compliance that will cascade throughout the organization.
The Ideal Candidate
The ideal candidate will thrive in a fast-paced setting as we build a new compliance structure that aligns with the bank&rsquo;s size, complexity, and risk profile. In this role, you&rsquo;ll need to be strategic, tactical, collaborative and creative in your approach. You will manage day-to-day operations while also helping design and implement a forward-thinking compliance program for the future.
Beyond technical expertise, we&rsquo;re looking for someone with an entrepreneurial mindset&mdash;someone who can &quot;roll up their sleeves&quot;, takes the initiative and can anticipate needs before they arise. A comfort level with ambiguity and the ability to excel in a dynamic, evolving landscape are essential as the US Compliance team redefines the bank's compliance program and structure.
Most importantly, the right candidate is seeking an intellectual challenge, has a desire to learn, and is committed to building something impactful from the ground up. At TD Bank, you&rsquo;ll have the unique opportunity to help shape the future of the bank while collaborating with a team of enthusiastic colleagues dedicated to setting new industry standards.
Department Overview:
The TD Bank Fair Banking Compliance Team is seeking a skilled professional to perform complex data integrity reviews within deadlines to ensure the accuracy of Community Reinvestment Act (CRA) Loan Register (LR) data prior to annual filing to the Office of the Comptroller of Currency (OCC). You will leverage your CRA background to produce accurate reporting of findings identified in data integrity reviews which are provided to Senior Management across Business and Compliance Teams. Additionally, you will provide CRA compliance support to Small Business &amp; Commercial, and/or Credit Card business lines and partner with the CRA Compliance Advisory team to present objective guidance to the business lines promoting strong Compliance controls and processes that are in effect to mitigate inherent associated risk.
Additional responsibilities will include assisting in response to periodic examinations by regulatory agencies and internal audit, ad-hoc requests related to the CRA LR, business specific inquiries and reviewing policies, procedures, and other business line documents to ensure compliance with regulatory requirements.
The above details are specific to the role which is outlined in the general description below. Please review Desired Skills &amp; Experience below as you consider this opportunity.
Our team currently operates under a hybrid work model, with employees expected to work in the office two days per week. Starting in November 2025, this expectation will increase to four days per week. Please note that, due to limited office space, the exact timing of this transition may vary depending on availability and individual circumstances.
Job Description Summary:
The Business Insights Specialist is responsible for conducting analyses on curated and/or aggregated DataMart's in conjunction with deep business subject matter expertise, to generate relevant analytical insights for business issues and identify opportunities to drive business growth and value. This role works in partnership with business leaders to present or generate appropriate insights including the delivery of supporting collateral and/or presentations.
Depth &amp; Scope:
<ul><li>Works autonomously and accountable for acting as a lead within a specialized business management function and may provide work direction to others
</li><li>Provides seasoned specialized knowledge, advice and/or guidance to various stakeholders and team members
</li><li>Scope of role may have enterprise impact
</li><li>Focuses on short to medium - term issues (e.g. 6-12 months)
</li><li>Undertakes and completes a variety of complex projects and initiatives requiring specialist knowledge and/or the integration of cross functional processes within own area of expertise
</li><li>Oversees and/or independently performs tasks from end-to-end
</li><li>May interact with any hierarchy level up to executive leaders and external vendors
</li></ul>Education &amp; Experience:
<ul><li>Undergraduate degree or advanced technical degree preferred (e.g., math, physics, engineering, finance or computer science) Graduate's degree preferred with either progressive project work experience, or;
</li><li>5+ year of relevant experience; higher degree education and research tenure can be counted
</li></ul>Desired Skills &amp; Experience:
<ul><li>Advanced knowledge of CRA reporting requirements strongly preferred
</li><li>Advanced Wiz SaaS strongly preferred.
</li><li>Proficiency in Microsoft Office applications. Advanced Excel strongly preferred.
</li><li>Solid knowledge of Credit Card, Retail Card Services, and/or Small Business/Commercial Lending compliance advisory standards, procedures, laws, rules, regulations and controls
</li><li>Solid knowledge of broader enterprise lending platforms (i.e. nCino, TSYS, Fidelity) and data sources with ability to interpret data
</li></ul><ul><li>Skill in using analytical software tools, data analysis methods and reporting techniques
</li><li>Ability to pay high attention to details and deliver under tight timeframes with multiple key stakeholders with different needs/requirements
</li><li>Strong written and verbal communication skills including a demonstrated ability to clearly provide reports that identify and quantify risk
</li></ul>Customer Accountabilities:
<ul><li>Leads on the interpretation of complex business issues, generates multifaceted insights and identifies opportunities to help drive business growth or address business/enterprise needs
</li><li>Presents and communicates generated insights and recommended business actions to stakeholders/business leaders in an easily digestible manner, leveraging tools/techniques/methods to produce a variety of visualizations/presentations that fit the audience
</li><li>Acts as the primary interface with business to bridge and translate business requirements to analytics and reporting needs for a given domain/business
</li><li>Applies collaborative and strong stakeholder management approach to constructively influence and persuade stakeholders and partners where appropriate
</li><li>Serves as an authority on a given business domain and provides business expertise to place context around analytics discovery and inform recommendations
</li><li>Escalates data/process related problems and communicates to relevant teams in a timely manner and makes recommendations for resolution
</li><li>Provides day-to-day support and delivery of analytics
</li></ul>Shareholder Accountabilities:
<ul><li>Represents functional area as a business insights &amp; analytics specialized expert
</li><li>Synthesizes complex and vast amount of information and translates into actionable insights and strategy
</li><li>Builds business requirements and facilitates project execution to develop insights
</li><li>Collaborates with partners on business challenges and delivers fact-based analytical advice that aligns to strategy and drives shareholder value
</li><li>Identifies opportunities for business growth within a specific business or function by identifying potential use cases and value drivers
</li><li>Utilizes both quantitative and qualitative methodologies to interpret and present data effectively and clearly
</li><li>Works directly with the business teams to gather the demand for analytics and work with the analytics hub to fulfill the analytics demand
</li><li>Provides business explanation for anomalies/outliers identified during analysis
</li><li>Works with business functions and analytics teams to transition business requirements to analytics requirements
</li><li>Trains business users on how to integrate analytics into decisions
</li><li>Leverages knowledge of data capabilities to build and deliver insights
</li><li>Develops analysis to corroborate initial proof of concept
</li><li>Executes on data requests accurately and within a timely manner
</li><li>Identifies and investigates data/analytics related issues
</li><li>Ensures business operations are in compliance with applicable internal and external requirements (e.g. financial controls, segregation of duties, transaction approvals and physical control of assets)
</li><li>Leads/facilitates and/or implements action/remediation plans to address performance/risk/governance issues
</li><li>Actively manages relationships within and across various business lines, corporate and/or control functions and ensures alignment with enterprise and/or regulatory requirements
</li><li>Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts
</li><li>Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite
</li></ul>Employee/Team Accountabilities:
<ul><li>Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest
</li><li>Provides thought leadership and/or industry knowledge for own area of expertise in own area and participates in knowledge transfer within the team and business unit
</li><li>Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques
</li><li>Participates in personal performance management and development activities, including cross training within own team
</li><li>Keeps others informed and up to date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities
</li><li>Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices
</li><li>Leads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships
</li><li>Contributes to a fair, positive and equitable environment that supports a diverse workforce
</li><li>Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally
</li></ul>Physical Requirements:
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
<ul><li>Domestic Travel &ndash; Occasional
</li><li>International Travel &ndash; Never
</li><li>Performing sedentary work &ndash; Continuous
</li><li>Performing multiple tasks &ndash; Continuous
</li><li>Operating standard office equipment - Continuous
</li><li>Responding quickly to sounds &ndash; Occasional
</li><li>Sitting &ndash; Continuous
</li><li>Standing &ndash; Occasional
</li><li>Walking &ndash; Occasional
</li><li>Moving safely in confined spaces &ndash; Occasional
</li><li>Lifting/Carrying (under 25 lbs.) &ndash; Occasional
</li><li>Lifting/Carrying (over 25 lbs.) &ndash; Never
</li><li>Squatting &ndash; Occasional
</li><li>Bending &ndash; Occasional
</li><li>Kneeling &ndash; Never
</li><li>Crawling &ndash; Never
</li><li>Climbing &ndash; Never
</li><li>Reaching overhead &ndash; Never
</li><li>Reaching forward &ndash; Occasional
</li><li>Pushing &ndash; Never
</li><li>Pulling &ndash; Never
</li><li>Twisting &ndash; Never
</li><li>Concentrating for long periods of time &ndash; Continuous
</li><li>Applying common sense to deal with problems involving standardized situations &ndash; Continuous
</li><li>Reading, writing and comprehending instructions &ndash; Continuous
</li><li>Adding, subtracting, multiplying and dividing &ndash; Continuous
</li></ul>The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities &amp; duties are considered essential functions for ADA purposes.
#LI-AMCBCorporate
Who We Are:
 
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you&rsquo;ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we&rsquo;re here to support you towards your goals. As an organization, we keep growing &ndash; and so will you.
Our Total Rewards Package 
 
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more
Additional Information:
 
We&rsquo;re delighted that you&rsquo;re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we&rsquo;re committed to providing the support our colleagues need to thrive both at work and at home.
 
 
Colleague Development
 
If you&rsquo;re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You&rsquo;ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD &ndash; and we&rsquo;re committed to helping you identify opportunities that support your goals.
 
 
Training &amp; Onboarding
 
We will provide training and onboarding sessions to ensure that you&rsquo;ve got everything you need to succeed in your new role.
 
 
Interview Process
 
We&rsquo;ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.</div>

Community Reinvestment Act (CRA) Data Integrity Testing Specialist – Fair Banking Compliance

<div>Work Location:
Mount Laurel, New Jersey, United States of America
Hours:
40
Pay Details:
$28.25 - $42.50 USD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Line of Business:
Enterprise Enabling Functions
Job Description:
The Business Analyst II provides support and delivery of requirements and work packages on low complexity projects/initiatives in alignment with business strategies. This role may also support team with project/program delivery.
Depth &amp; Scope:
<ul><li>Leads Requirements Management/work packages for Tier 5 low to moderate risk and regulatory projects or initiatives and may contribute to Tier 3-4 projects
</li><li>Sound to advanced knowledge of business analysis, project delivery practices and standards across the project life-cycle
</li><li>Gain/acquire sound understanding of business and user interaction with technology throughout project delivery
</li><li>Work performed under minimal management guidance and supervision
</li><li>Identify and lead problem resolution
</li><li>Supports and may contribute to communication and change management activities
</li></ul>Education &amp; Experience:
<ul><li>Undergraduate degree
 </li><li>3+ years related experience
</li><li>Expertise in identity and access management (IAM) concepts and technologies preferred
</li><li>Proficiency in security best practices preferred
</li><li>Ability to troubleshoot access-related issues preferred
</li><li>Experience with technical adaptability and security profile preferred
</li></ul>Customer Accountabilities:
<ul><li>Leads a diverse range of stakeholders; communicates effectively by adapting style and technique to a diverse audience
</li><li>Analyzes impacts to customers, stakeholders, employees, process, technology solutions to achieve business results
</li><li>Understands and clarifies work packages of each assigned initiative/project inclusive of constraints (time, cost, people resources) and maintains a customer-centric approach
</li><li>Provides recommendations and direction based on the end to end customer experience when making decisions
</li><li>Leads and owns the project deliverables related to business requirements to meet the needs of the customer, employee, and business
</li><li>Assesses and ensures that customer and employee experience/stakeholder impacts are appropriately managed
</li><li>Engages appropriate stakeholders to identify and manage required outcomes of projects for the business
</li><li>Provides on-going communication to key stakeholders, including the project sponsor, business project owner, project/program/portfolio manager to ensure they are aware of significant changes which impact requirements delivery against the overall project
</li><li>Responds to inquiries and escalates concerns from stakeholders and partners at all levels in the organization
</li><li>Identifies and leads problem resolution to ensure customer needs are met
</li><li>Contributes to the application of change management best practices (e.g. stakeholder analysis, gap analysis, change planning, etc.)
</li><li>Collaborates with the project manager and business sponsor to identify and ensure required resources are assigned to the project for successful delivery of requirements
</li><li>Ensures timely notification and escalation of possible issues/problems while assessing options and recommendations for prompt resolution
</li></ul>Shareholder Accountabilities:
<ul><li>Leads requirements management on project(s) which are based on complexity, size and budget as defined by the project governance levels
</li><li>Provides leadership/guidance and supports in defining the business need or problem statement based on strategic drivers and identifies potential solutions
</li><li>Identifies scope changes and completes analysis to determine impact to project benefits and risks
</li><li>Facilitates and follows a structured approach to plan, elicit, analyze, document, communicate, and manage business requirements with stakeholders by applying a variety of elicitation techniques to probe, challenge and understand requirements according to the requirements management discipline
</li><li>Identifies, documents and validates current state processes and works with the business and stakeholders to design the desired future state
</li><li>Establishes and maintains full requirements traceability and works with the business to prioritize requirements and scope changes to ensure business needs are met
</li><li>Collaborates with technology partners and provides recommendations to support development of: system requirements and design, testing plans, artifacts/deliverables to ensure business needs are met
</li><li>Ensures project issues and concerns are addressed for clear articulation of business requirements (eg. Business Systems Analyst)
</li><li>Proactively identifies and tracks requirements risks, issues, assumptions, dependencies, constraints and anticipates and effectively manages risks related to requirements. Aligns decisions to TD&rsquo;s risk appetite
</li><li>Develops mitigation plans or leads/contributes to the completion of necessary compliance/new process assessment templates
</li><li>Contributes to Quality Assurance activities by supporting the development of test scripts and testing of developed solutions, including communication of issues and resolution
</li><li>Adheres to Enterprise project governance controls to ensure projects meet all performance, quality and compliance standards and conforms to appropriate disciplines
</li><li>Contributes to the development of the project plan and high-level work breakout session (WBS), identifies and manages key risks and decisions
</li><li>Owns and completes relevant work packages through collaboration with multiple stakeholders to prepare for operational readiness, managing deadlines and adjusting to changing work priorities
</li><li>Takes ownership and communicates progress on work packages, including requirements management, in a concise and timely manner, escalating issues to project manager, partners and manager where appropriate
</li><li>Assesses project change requests and their impacts on requirements, checking for alignment to project benefits at all phases
</li><li>Develops efficient and effective solutions through analytical problem solving
</li><li>Supports implementation/post implementation activities as defined in the project plan
</li></ul>Employee/Team Accountabilities:
<ul><li>Contributes to team development of skills and capability through mentorship of junior/peer Business Analysts by sharing knowledge and experiences, leveraging best practices
</li><li>Continuously enhances knowledge/expertise in business analysis to provide advice and guidance to business partners and project team regarding best practices
</li><li>Leads, motivates and develops relationships with the business, stakeholders, and technology partners to develop productive working relationships
</li><li>Engages, enables and leads stakeholders to agreement/consensus on the business requirements
</li><li>Prioritizes and manages work load and capacity to deliver on project milestone dates
</li><li>Participates in regular coaching and performance review sessions, employee surveys and action plans
</li><li>Owns development plan including activities related to training, relationship building and on-the-job experiences that continually enhance individual business analysis capabilities to achieve career goals
</li><li>Fosters a collaborative team environment by participating in team meetings and reward &amp; recognition programs
</li><li>Supports, mentors and provides guidance to junior level Business Analysts and peers
</li><li>Contributes to a positive work environment by embracing diversity in the workplace and supporting and proudly representing TD in the community
</li></ul>Physical Requirements:
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
<ul><li>Domestic Travel &ndash; Occasional
</li><li>International Travel &ndash; Never
</li><li>Performing sedentary work &ndash; Continuous
</li><li>Performing multiple tasks &ndash; Continuous
</li><li>Operating standard office equipment - Continuous
</li><li>Responding quickly to sounds &ndash; Occasional
</li><li>Sitting &ndash; Continuous
</li><li>Standing &ndash; Occasional
</li><li>Walking &ndash; Occasional
</li><li>Moving safely in confined spaces &ndash; Occasional
</li><li>Lifting/Carrying (under 25 lbs.) &ndash; Occasional
</li><li>Lifting/Carrying (over 25 lbs.) &ndash; Never
</li><li>Squatting &ndash; Occasional
</li><li>Bending &ndash; Occasional
</li><li>Kneeling &ndash; Never
</li><li>Crawling &ndash; Never
</li><li>Climbing &ndash; Never
</li><li>Reaching overhead &ndash; Never
</li><li>Reaching forward &ndash; Occasional
</li><li>Pushing &ndash; Never
</li><li>Pulling &ndash; Never
</li><li>Twisting &ndash; Never
</li><li>Concentrating for long periods of time &ndash; Continuous
</li><li>Applying common sense to deal with problems involving standardized situations &ndash; Continuous
</li><li>Reading, writing and comprehending instructions &ndash; Continuous
</li><li>Adding, subtracting, multiplying and dividing &ndash; Continuous
</li></ul>The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities &amp; duties are considered essential functions for ADA purposes.
Who We Are:
 
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you&rsquo;ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we&rsquo;re here to support you towards your goals. As an organization, we keep growing &ndash; and so will you.
Our Total Rewards Package 
 
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more
Additional Information:
 
We&rsquo;re delighted that you&rsquo;re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we&rsquo;re committed to providing the support our colleagues need to thrive both at work and at home.
 
 
Colleague Development
 
If you&rsquo;re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You&rsquo;ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD &ndash; and we&rsquo;re committed to helping you identify opportunities that support your goals.
 
 
Training &amp; Onboarding
 
We will provide training and onboarding sessions to ensure that you&rsquo;ve got everything you need to succeed in your new role.
 
 
Interview Process
 
We&rsquo;ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.</div>

Business Analyst II - KYC Ops

Join TD Bank and explore 9   exciting career opportunities. They're hiring for various roles with options for remote or on-site work. Apply today and become part of their innovative team.