Qureos Mentor

TENTEN Partners

<div>
 
 Our client is a leading global digital assets platform seeking a
 
 Deputy Money Laundering Reporting Officer (Deputy MLRO)
 
 to strengthen its UAE compliance and financial crime framework.
 
 
 
 
 
 Reporting to the UAE MLRO, this individual will play a central role in shaping and executing the firm&rsquo;s
 
 AML, CTF, sanctions, and broader financial crime strategy
 
 across its UAE-regulated entities, with a particular focus on crypto, digital assets, and high-velocity payment flows.
 
 
 The role is suited to a
 
 seasoned financial crime professional
 
 who combines strong technical AML knowledge of the UAE regulatory landscape with the ability to operate as a pragmatic business partner in a fast-paced, product-driven environment.
 
 
 
 
 
 Key Responsibilities
 
 
 Support to the MLRO &amp; Regulatory Interface
 
 <ul>
 <li>
 Act as a senior deputy and trusted adviser to the UAE MLRO in all
 
 AML, CTF, sanctions, and financial crime
 
 matters.
 </li>
 <li>
 Assist in managing day-to-day engagement with relevant UAE regulators (e.g.
 
 CBUAE, VARA, DFSA, FSRA
 
 , and other competent authorities as applicable), including responses to enquiries, inspections, thematic reviews, and audits.
 </li>
 <li>
 Prepare, review, and where appropriate support the MLRO in filing
 
 regulatory reports
 
 , including STRs/SARs to the UAE
 
 Financial Intelligence Unit (FIU)
 
 via goAML, and other mandated submissions.
 </li>
 <li>
 Help ensure that the firm remains up to date with
 
 UAE AML/CFT legislation
 
 , implementing regulations, guidance, and expectations specific to virtual assets / crypto, and that these are embedded into internal policies and procedures.
 </li>
 </ul>
 
 
 
 
 AML / CTF Framework &amp; Governance
 
 <ul>
 <li>
 Co-own, with the MLRO, the design, maintenance and continuous enhancement of the
 
 AML/CTF compliance programme
 
 , tailored to the risks inherent in digital assets, cross-border flows, and new products.
 </li>
 <li>
 Support the development and periodic review of the
 
 Business Risk Assessment
 
 and
 
 AML Risk Assessment
 
 , ensuring that emerging risks (e.g. DeFi, darknet exposure, mixers, privacy coins) are captured and reflected in controls.
 </li>
 <li>
 Draft, review, and periodically update
 
 policies, standards, and procedures
 
 covering KYC / CDD, EDD, ongoing monitoring, sanctions screening, PEP handling, transaction monitoring, and suspicious activity reporting.
 </li>
 <li>
 Contribute to the preparation of
 
 MLRO reports
 
 to senior management and the Board, providing clear, data-led insight into financial crime risk, control performance, and remediation status.
 </li>
 </ul>
 
 
 
 
 Client Due Diligence &amp; Onboarding
 
 <ul>
 <li>
 Oversee, with the MLRO, the implementation of
 
 risk-based KYC/CDD frameworks
 
 for retail, institutional, and high-risk clients, ensuring alignment with UAE regulatory expectations for VASPs / crypto exchanges.
 </li>
 <li>
 Provide
 
 second-line advisory
 
 to onboarding and sales teams on complex cases, including high-risk geographies, corporate structures, source of wealth/funds, and crypto-specific risk indicators.
 </li>
 <li>
 Review and, where required, sign off on
 
 high-risk client approvals
 
 , EDD packs, and periodic reviews, ensuring decisions are consistent, well documented, and defensible to regulators and auditors.
 </li>
 </ul>
 
 
 
 
 Transaction Monitoring, Investigations &amp; Reporting
 
 <ul>
 <li>
 Help manage the
 
 transaction monitoring framework
 
 , including rules design, calibration, tuning, and periodic model validation, with a specific lens on blockchain analytics and on/off-ramp behaviour.
 </li>
 <li>
 Oversee the handling of alerts, investigations, and case management, ensuring that
 
 suspicious activity is identified, escalated, documented, and reported
 
 to the FIU in a timely and robust manner.
 </li>
 <li>
 Leverage
 
 blockchain analytics and other intelligence tools
 
 to detect typologies such as chain-hopping, layering, mixer usage, ransomware proceeds, sanctions evasion, and market abuse relevant to digital assets.
 </li>
 <li>
 Drive quality and consistency in
 
 investigation files
 
 , ensuring they withstand regulatory scrutiny and internal audit review.
 </li>
 </ul>
 
 
 
 
 Sanctions, Screening &amp; Name Matching
 
 <ul>
 <li>
 Support the MLRO in designing and operating the
 
 sanctions and screening programme
 
 , including real-time and batch screening of customers, transactions, and wallet addresses against relevant sanctions lists and watchlists.
 </li>
 <li>
 Oversee complex sanctions-related investigations and escalations, ensuring a
 
 defensible and well-governed approach
 
 to list matches, potential breaches, and reporting obligations.
 </li>
 <li>
 Maintain close awareness of
 
 global sanctions developments
 
 impacting crypto and digital assets, and help translate them into clear internal requirements.
 </li>
 </ul>
 
 
 
 
 Strategy, Advisory &amp; Change
 
 <ul>
 <li>
 Act as a
 
 strategic partner
 
 to Product, Technology, Operations, Legal and Business teams, ensuring that new products, markets, and partnerships are designed with
 
 &ldquo;compliance by design&rdquo;
 
 principles.
 </li>
 <li>
 Contribute to the
 
 financial crime strategy for the UAE
 
 , aligning it with group standards while tailoring to local regulatory expectations and market realities.
 </li>
 <li>
 Provide structured input into
 
 new product approval processes
 
 , including risk assessments, control proposals, and go-live readiness reviews.
 </li>
 <li>
 Champion a
 
 data-driven approach
 
 , using metrics, dashboards, and thematic analysis to challenge and improve the financial crime framework.
 </li>
 </ul>
 
 
 
 
 Training, Culture &amp; Leadership
 
 <ul>
 <li>
 Support the MLRO in delivering
 
 AML/CTF training and awareness programmes
 
 across the UAE organisation, including tailored sessions for front-line teams, senior management, and specialist functions.
 </li>
 <li>
 Help embed a
 
 strong culture of compliance and personal accountability
 
 , where financial crime risk is understood and owned by the business.
 </li>
 <li>
 Mentor and develop more junior members of the compliance and financial crime team, acting as a visible, accessible senior point of guidance.
 </li>
 </ul>
 
 
 
 
 Assurance, Testing &amp; Audit
 
 <ul>
 <li>
 Work with internal audit, compliance testing and external advisors to
 
 scope, coordinate and respond to reviews
 
 of the AML/CTF framework.
 </li>
 <li>
 Track and drive remediation of
 
 findings, recommendations and action plans
 
 , ensuring sustainable fixes and timely closure.
 </li>
 <li>
 Periodically perform or oversee
 
 thematic reviews
 
 (e.g. KYC quality, EDD completeness, TM alert handling, sanctions controls) to identify weaknesses and areas for enhancement.
 </li>
 </ul>
 
 
 
 
 Candidate Profile
 
 <ul>
 <li>
 
 10+ years&rsquo; experience
 
 in AML / financial crime, with significant time spent in
 
 crypto / digital assets, digital payments, or FinTech
 
 , or in a leading bank with exposure to high-velocity transactional products.
 </li>
 <li>
 Strong understanding of the
 
 UAE regulatory landscape
 
 for AML/CTF and virtual assets (e.g. CBUAE, VARA, DFSA, FSRA frameworks), and comfort engaging directly with regulators.
 </li>
 <li>
 Proven experience in
 
 designing, implementing and enhancing
 
 AML frameworks in complex, technology-driven environments.
 </li>
 <li>
 Familiarity with
 
 blockchain analytics tools
 
 , transaction monitoring systems, sanctions screening platforms, and related regtech solutions.
 </li>
 <li>
 Demonstrable track record acting as a
 
 trusted adviser to senior management
 
 , able to balance regulatory expectations with commercial pragmatism.
 </li>
 <li>
 Strong written and verbal communication skills; able to produce
 
 clear, concise, regulator-ready documentation and reporting
 
 .
 </li>
 <li>
 Professional qualifications such as
 
 CAMS, ICA, ACAMS, or equivalent
 
 are highly desirable.
 </li>
 </ul>
 
 
</div>

Deputy MLRO

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Deputy MLRO