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Town and Country Bank and Trust Company

Mortgage Loan OriginatorLocation: Bardstown, KY | Type: Full-Time Position SummaryThe Mortgage Loan Originator assists customers with mortgage, consumer, and small commercial loan solutions that meet their financial needs. This role is responsible for originating, evaluating, and closing in-house and secondary-market loans while ensuring compliance with bank policy and regulatory requirements. The ideal candidate is customer focused, detail-oriented, and motivated to meet lending production goals.Key ResponsibilitiesAdvise customers on available loan products, terms, and pricing; recommend appropriate solutions Interview applicants, gather required information, and guide customers through the loan processAnalyze financial statements, credit, and collateral to determine loan feasibility Prepare, review, and submit complete loan packages in accordance with policy and regulationsApprove loans within delegated authority; escalate exceptions with recommendations Coordinate appraisals, title work, insurance, payoffs, and resolve title exceptionsReview loan documents, close and fund loans, and explain documentation to customers Originate loans to meet established production goalsFor secondary-market loans: prepare disclosures, applications, preliminary underwriting, submit through required systems, and attend purchase closings as needed Maintain communication with customers, realtors, and referral partnersDevelop and maintain referral relationships to generate new and repeat business Stay current on loan products, regulations, and industry developmentsQualificationsProficiency in Microsoft Word and Excel; familiarity with loan origination systems (Calyx, LaserPro preferred) Strong knowledge of lending regulations, bank operations, and financial institution productsWorking knowledge of FHA, USDA/RHS, VA, and Conventional secondary-market guidelines Ability to analyze financial statements, tax returns, and credit reportsStrong communication, customer service, and relationship-building skills Excellent organizational, time-management, and problem-solving abilities.Education &amp; Experience<ul><li>Bachelor&rsquo;s degree in a related field preferred (or equivalent experience).</li><li>Minimum of three (3) years of lending experience; mortgage lending experience preferred.</li><li>Work Requirements</li><li>Ability to work at a computer for extended periods and lift up to 20 lbs. Ability to travel locally and work flexible hours, including occasional evenings or weekends. Additional Requirements Compliance with Bank Secrecy Act and all applicable laws and regulations. </li><li>Drug-Free Workplace compliance</li></ul>Work Location: In person

Mortgage Loan Originator

Join Town and Country Bank and Trust Company and explore 1   exciting career opportunities. They're hiring for various roles with options for remote or on-site work. Apply today and become part of their innovative team.

Town and Country Bank and Trust Company

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Mortgage Loan Originator