Qureos Mentor

United Auto Credit Corporation

<div>Job Summary:
Join our team as a Credit Analyst and play a key role in underwriting and reviewing submitted files to analyze for Ability, Stability, Credit Willingness and Deal Structure, including ensuring that loan requests meet program and product specifications or counteroffer to a different product and/or program when appropriate.
Essential Duties and Responsibilities
<ul><li>Assist with renegotiation of loans based on lending guidelines.</li><li>
Interact daily with automotive dealerships and gather information needed to make appropriate credit decisions with the ability to explain the rationale behind credit decisions made to dealerships and Area Managers if needed.</li><li>
Review, analyze and underwrite complex auto loans within company guidelines.</li><li>
Review and decision up to 50 applications on a daily basis with the goal of same day turnaround time.</li><li>
Review credit reports, applicable debt ratios and loan-to-value ratios in order to make credit decisions that mitigate future risk for the company.</li><li>
Effective communication with dealership body to build strong relationships.</li><li>
Build strong working relationships with the Sales/Marketing Team, Funders and Dealership Body.</li></ul>
Qualifications
We&rsquo;re looking for a motivated professional who thrives in a fast-paced, relationship-driven environment.<ul><li>
Knowledge of Consumer Auto Finance and/or underwriting experience highly preferred.</li><li>
Proven ability to perform credit risk analysis.</li><li>
Strong analytical, organizational and time management skills.</li><li>
Strong oral, written and presentation skills.</li><li>
Excellent analytical and decision making skills.</li><li>
Strong verbal and written communication skills.</li><li>
Demonstrated ability to develop business relationships with Customers (our Dealers), Sales/Marketing Team Members as well as Peers.</li><li>
Strong negotiation skills.</li><li>
Strong desire to achieve and succeed.</li></ul>
Education/Experience<ul><li>
Bachelor&rsquo;s degree in Finance or related field preferred; equivalent combination of education and experience may be substituted in lieu of degree.</li></ul>
Technical Skills<ul><li>
Proficient in Microsoft Office, Google G Suite, and Teams</li></ul>
Supervisory Responsibility<ul><li>
 No supervisory responsibilities.</li></ul>
Commitment to Diversity and Equal Employment Opportunity
United Auto Credit Corporation, a wholly owned indirect subsidiary of Vroom, is an equal opportunity employer committed to creating and supporting a work environment where all employees can find their drive. To do that, we champion a workplace where each and every person is treated with dignity and respect and is valued for their unique perspectives and contributions. We believe our values of SPEED (Service, Progress, Employees, Engagement, and Development) are best realized in an environment, whether physical or virtual, where every individual has the ability to bring their whole selves to work and contribute fully.
UACC maintains a working environment that encourages mutual respect and promotes harmonious and friendly relationships among employees. The company prohibits any form of employment discrimination or harassment against employees, applicants, or other protected persons in the workplace based on a protected characteristic(s), regardless of who the source is of such conduct. Protected characteristics include race, color, religion, creed, sex (including gender, sexual orientation, gender identity or expression, or pregnancy, childbirth, or a related medical condition), national origin, ancestry, ethnicity, age, physical or mental disability, genetic information, service in the uniformed services, citizenship, or any other characteristic protected by federal, state, and/or local law. This commitment to antidiscrimination and antiharassment applies to all terms, conditions, and privileges of employment including, but not limited to, recruitment and hiring.
UACC likewise provides reasonable accommodations to qualified applicants, employees, or other legally protected individuals in the workplace with a disability to enable them to participate in the job application process, to perform the essential functions of a job, or to enjoy the benefits and privileges of employment equal to those of other employees, except if the accommodation would pose an undue hardship. The company also makes reasonable accommodations for religious beliefs and practices.
UACC complies with all applicable federal, state, and/or local laws relating to equal employment.
Other Things to Note
This posting is not intended to provide a comprehensive account of the duties and responsibilities that may be required of this position. Duties and responsibilities may change or be added at any time, with or without notice.
Please review our privacy and CCPA policies.</div>

Credit Analyst

Join United Auto Credit Corporation and explore 1   exciting career opportunities. They're hiring for various roles with options for remote or on-site work. Apply today and become part of their innovative team.

United Auto Credit Corporation

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Credit Analyst