Qureos Mentor

Virtual CFO

Key ResponsibilitiesCredit Risk AnalystPolicy Risk &amp; Risk Framework<ul><li>Formulation, review, and evaluation of credit policies in coordination with Credit and Business teams.</li><li>Present finalized policies along with Seniors to the Chief Risk Officer (CRO) for approval.</li><li>Ensure policies are aligned with regulatory guidelines and internal risk appetite.</li><li>Maintain comprehensive documentation and version control of all policy changes.</li><li>Develop and publish Portfolio Quality Reports (PQRs) to track and monitor asset quality.</li><li>Create and automate risk analytics reports and dashboards, including user acceptance testing (UAT) before implementation.</li><li>Conduct stress testing and identify early warning signals through data-driven insights.</li></ul>Credit Risk Management<ul><li>Provide oversight on credit decisions, sectoral risk appetite, and underwriting frameworks.</li><li>Lead discussions on segment-specific credit strategies and risk-return trade-offs.</li></ul>Credit Process Review &amp; Governance<ul><li>Conduct end-to-end credit process reviews to ensure risk controls, operational efficiency, and regulatory compliance.</li><li>Undertake location and vendor visits as part of credit process validations and risk assessments.</li><li>Recommend process improvements based on field insights and best practices.</li></ul>Other Projects &amp; Cross-functional Initiatives<ul><li>Drive cross-functional initiatives with Business and Credit teams related to risk and policy integration in technology platforms.</li><li>Collaborate with product, operations, and technology for seamless implementation of risk policies across systems.</li></ul>______________Key RequirementsEducation<ul><li>CA, MBA, FRM, CFA, or other relevant professional certifications as an advantage</li></ul>Experience<ul><li>5 to 8 years of experience in Credit Risk, Policy Risk, Portfolio Risk in SME lending, preferably in a bank, NBFC, or fintech.</li></ul>Skills<ul><li>In-depth understanding of SME risk profiles, underwriting frameworks, and regulatory landscape.</li><li>Strong skills in stakeholder management, cross-functional collaboration, and policy articulation &amp; data analytics.</li></ul>Job Type: Full-timePay: &#8377;2,000,000.00 - &#8377;2,500,000.00 per yearWork Location: In person

Credit Risk Analyst

Join Virtual CFO and explore 1   exciting career opportunities. They're hiring for various roles with options for remote or on-site work. Apply today and become part of their innovative team.

Virtual CFO

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Credit Risk Analyst