Urwah Admin

Visa

<div>Company Description 
Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose &ndash; to uplift everyone, everywhere by being the best way to pay and be paid.
Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. 
Job Description 
Role Description
The Vice President of Risk and Identity Solutions (RaIS) for CEMEA will be accountable for delivering the regional RaIS Solutions roadmap and ensuring it supports Visa&rsquo;s aggressive growth targets for Value-Added Services (VAS). More specifically, this leader will partner with central Product and regional Sales teams to deeply understand regional nuances for VAS products and define the functional, commercial, and regulatory requirements to localize and deliver products for sale to regional clients. This will require consistent interaction with the global RaIS Solutions leadership to inform the direction of the central Product roadmap &ndash; often acting as a regional extension of this central team. The role is based in UAE and reports to the Regional SVP for VAS.
This selected leader must have organizational savvy and interpersonal skills to build fast rapport and credibility. Close collaboration with both regional and global leaders is essential, as is a deep experience in Product development and client engagement. The focus of the role is regional delivery of client-relevant Risk Solutions for both the issuer and seller side of the payments ecosystem. This leader must also have a solid grasp of the commercial dynamics to generate sustained, scalable revenue streams from these Solutions. A commercial mindset is especially key as this leader will help extend the value of Visa&rsquo;s RaIS Solutions beyond traditional processing deals, ensuring they are relevant to a wider set of clients and resale partners.
The selected leader will have a proven track record of success in fast-paced environments with demanding timelines and will be equally comfortable interacting with C-suite executives and junior team members. Finally, this leader will be accountable to grow and nurture a new and diverse team. This ground-up dynamic provides a unique opportunity to help define what success looks like for building and enhancing regional solutions roadmaps.
Responsibilities:
Execute on a multi-year strategy for the regional RaIS VAS business, which considers nuances relevant to the specific region (e.g., issuing &amp; acceptance ecosystem, including non-card rails (A2A transfers, push payments, wallets), local banking regulation, opportunities for inorganic growth). 
Closely partner with Global RaIS Product leaders to deliver on-time, on-budget RaIS VAS Products in the region (e.g., a fast-evolving portfolio of products that help issuers, fintechs, RTP operators, merchants and acquirers authenticate and safely authorize transactions). 
Create regional product roadmaps in partnership with Central business stakeholders and deliver client-centric solutions that extend Visa&rsquo;s relevance beyond our core network assets[JM1] . This includes: 
<ul><li>
Structure solutions to address challenges among regional RaIS clients</li><li>
Align regional priorities with Objectives and Key Results for Visa&rsquo;s Global RaIS Solutions business</li><li>
Identify and inform the Global RaIS Solutions product leaders of local market changes, client feedback, and product requirements</li><li>
Deliver best in class Products and services that exceed client expectations</li></ul>
Drive continuous innovation and outsized revenue growth through disciplined iteration of both short-term revenue opportunities and longer term big bets. 
Partner with regional Commercialization leaders to build, execute, and monitor go-to-market motions so Solutions are easy to sell and easy to buy. This includes:<ul><li>
Develop a Go-To-Market (GTM) strategy, which may include new products, bundles, or campaigns, based on local market needs</li><li>
Collaborate with key stakeholders including Sales and CS to execute the GTM strategy</li><li>
Structure client implementations built on Global guidance to ensure a seamless and effective rollout of new solutions</li><li>
Enable Visa and partner Sales channels</li><li>
Inform pricing guidelines with market intelligence and</li><li>
Partner with GTM, Commercialization, and Strategy Lead to shape regionally-relevant Sales narratives across client segments, which are tightly aligned with Product roadmaps</li></ul>
Architect client-centric joint solutions including build, implementation, and post-launch optimization:<ul><li>
Support selling teams in understanding clients&rsquo; business and technical needs and defining solutions to meet them, design and deliver product trainings for sales &amp; account teams</li><li>
Link RaIS Solutions with other Visa Product Domains and Client Segments (Acceptance, Issuing) to provide greatest value to the client</li><li>
Work with clients through implementation and post-launch optimization</li></ul>
Build and manage a team of RaIS Solutions specialists within the region, which collectively is seen as an indispensable resource to build and sell next generation RaIS Solutions 
Qualifications 
12 or more years of work experience with a bachelor&rsquo;s Degree or at least 10 years of experience with an Advanced degree (e.g. Masters/ MBA/JD/MD) or at least 8 years of work experience with a PhD. Business qualifications should include a proven track record of B2B product/solutions development comfort working within matrixed, ambiguous environments and deep understanding of fraud and risk dynamics within the broader payments ecosystem. 
12 or more years of work experience with a bachelor&rsquo;s Degree or at least 10 years of experience with an Advanced degree (e.g. Masters/ MBA/JD/MD) or at least 8 years of work experience with a PhD. Business qualifications should include a proven track record of B2B product/solutions development comfort working within matrixed, ambiguous environments and deep understanding of fraud and risk dynamics within the broader payments ecosystem. 
Additional Information 
Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.</div>

Vice President, CEMEA VAS RaIS Solutions

<div>Company Description 
Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose &ndash; to uplift everyone, everywhere by being the best way to pay and be paid.
Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. 
Job Description 
Visa Consulting and Analytics (VCA) is the consulting arm of Visa, and drives tangible, impactful results for clients. Drawing on our expertise in consulting, data analytics, technology, payments and economics, VCA solves the most strategic problems for our clients. VCA's core client segments include issuers, acquirers, merchants, fintechs, payment enablers and governments.
What we expect of you, day to day.
Specific Responsibilities include:<ul><li>Lead consulting initiatives and contribute to closing engagements by identifying potential opportunities with clients for future engagements.</li><li>Participate with Visa internal teams in regular strategic &amp; planning discussions.</li><li>Address client inquiries and serve as the main contact point for clients and internal questions.</li><li>Manage multiple priorities across various workstreams and projects simultaneously.</li><li>Transform problem statements into proposals with guidance from leadership.</li><li>Participate in developing frameworks, approaches, solutions, and recommendations that effectively and efficiently address the most impactful opportunities and challenges.</li><li>Build solutions and measurable insights that will help clients to grow their portfolios and drive customer engagement in their core business.</li><li>Collaborate cross-functionally (e.g., marketing, sales, risk, innovation) and across global regional teams to execute projects in ways that use the breadth and depth of Visa&rsquo;s resources.</li><li>Produce insights, analyses, and recommendations to improve client performance, boost growth, drive understanding of client issues and provide strategic mentorship for client priorities.</li><li>Perform client-specific analysis on portfolio data including proprietary information, such as customer demographics, activity, spend levels, behavioral scores, financial information, among others.</li></ul>
This is a hybrid position. Employees in hybrid roles are expected to work from the office 3 set days a week (Tuesday - Thursday), with a general guidepost of being in the office 50% or more of the time based on business needs. Expectation of days in office will be confirmed by your Hiring Manager. 
Qualifications<ul><li> 
Problem solving ability with strategic focus on influencing ROI. Understanding of card issuers' P&amp;L and critical factors in driving profitability a plus.</li><li>Excellent communication, story-telling and presentation skills (especially by designing, building, and showcasing project results packages and delivery materials).</li><li>Strong team orientation with a collaborative, diplomatic, and flexible style and able to work effectively in a matrixed organization.</li><li>Self-motivated, results oriented individual with the ability to handle numerous projects concurrently and work independently.</li><li>Deep experience and a track record of high performance in large consulting firm or corporate strategy.</li><li>Competence in using financial indicators to assess business performance, focusing heavily on return on investment.</li><li>Ability to draw meaningful insights from both quantitative and qualitative data.</li><li>Proficient in data-driven storytelling with effective data visualization, use data to improve project execution.</li><li>Able to generate templates + storyboards (flow / structure), guide others, and ask questions to uncover new areas of analysis.</li><li>Ability to take a problem statement and support crafting proposals with guidance from leadership, like competitive analysis.</li></ul> 
Additional Information 
Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.</div>

VCA, Consulting Manager

<div>
 
 Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose &ndash; to uplift everyone, everywhere by being the best way to pay and be paid.
 
 
 
 
 Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.
 
 
 
 
 
 
 Job Description
 
 
 
 
 Visa Corporate IT (CIT) group has embarked on a major transformation journey. We are transforming ourselves into a true engineering organization where we put customer experience and end user support first. As part of this strategy, we are consolidating several of our Operational functions into a single area focused on providing world class operational support to our end users.
 
 
 
 
 This change is geared towards rethinking how we provide Operational support for the services we are responsible for. As a member or the End User Systems Support team, the Workstation Technical Support Analyst will be responsible for providing support for the systems, services and tools utilized by Visa Inc&rsquo;s staff. The successful candidate will be a technically versed resource with excellent customer service skills.
 
 
 
 
 The Technical Support Analyst provides hardware and software support to our workstations (both physical and virtual), mobile wireless devices, voice &amp; video equipment, end user solutions like Office 365, and Endpoint security tools. The Global team is dynamic and evolving charged with continuously improving the efficiency and effectiveness of support for our end user environment.
 
 
 
 <ul>
 <li>
 Consistently provide an exceptional, pleasant and courteous service to all End Users
 </li>
 <li>
 Provide 2nd level support for escalated workstation and mobile related issues and requests
 </li>
 <li>
 Provide the day-to-day operational support for incidents, adds/moves/change for voice and video conferencing, and AV equipment and escalating to next level group when appropriate.
 </li>
 <li>
 Perform daily sweeps following defined procedures to ensure all conferencing equipment is functioning properly
 </li>
 <li>
 Effectively question end users to collect information and understand the issues they are experiencing, and perform diagnostic procedures to isolate and resolve the issues
 </li>
 <li>
 Interact with end users in person, via telephone, e-mail, IM/chat, and social tools, to provide technical support
 </li>
 <li>
 Prioritize incidents and complaints to assure all SLOs are met
 </li>
 <li>
 Maintain incident records and resolution detail utilizing ITSM Ticketing tool, Service Now
 </li>
 <li>
 Troubleshoot incidents and document resolution notes with root cause analysis
 </li>
 <li>
 Utilize all technical resources to solve end user incidents
 </li>
 <li>
 Escalate or work in tangent with appropriate support specialists or support groups on unresolved issues
 </li>
 <li>
 Escalate hardware repairs to third party providers as needed
 </li>
 <li>
 Effectively communicate both verbally and in writing with management to express ideas in order to make informed decisions
 </li>
 <li>
 Installation of workstation, telephony, and mobile hardware/software as required
 </li>
 <li>
 Provision and prepare workstations using standard images
 </li>
 <li>
 Setup and install new workstations, loaners and other workstation related equipment
 </li>
 <li>
 Maintain 100% accuracy/control in the asset database of deployed assets, recording/updating as needed
 </li>
 <li>
 Communicate and provide knowledge transfer to other agents/technicians on issues/problems and resolution
 </li>
 <li>
 Work with other support groups such as network operations, in assisting in the resolution of incidents or maintenance activities
 </li>
 <li>
 Other duties and special projects as assigned
 </li>
 </ul>
 
 
 This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager
 
 
 
 
 
 
 
 Qualifications
 
 
 
 
 2+ years of relevant work experience and a Bachelors degree, OR 5+ years of relevant work experience
 
 
 Preferred Qualifications:
 
 
 
 <ul>
 <li>
 3 or more years of work experience with a Bachelor&rsquo;s Degree or more than 2 years of work experience with an Advanced Degree (e.g. Masters, MBA, JD, MD)
 </li>
 <li>
 Strong experience in providing exceptional customer service
 </li>
 <li>
 Intermediate level Networking connectivity knowledge and troubleshooting
 </li>
 <li>
 Intermediate level experience in Installation, configuration, and support of local and LAN printers
 </li>
 <li>
 Proven track record in delivering customer service excellence
 </li>
 <li>
 4-6 years of experience as a technician supporting over 300 users with the following:
 </li>
 <li>
 Installation, configuration, and support of PC, Mac, telephony, mobile, and voice/video hardware/software
 </li>
 <li>
 Hands-on support for all operational aspects of voice, video and unified communications support including, but not limited to, assigning phones, assisting with meeting scheduling, etc.
 </li>
 <li>
 Supporting and troubleshooting Windows 10, MS Office 365 suite, OSX (current release and prior release), iOS, Android
 </li>
 <li>
 Active listening to end user needs, issues, complaints
 </li>
 <li>
 Ability to communicate effectively with wide variety of users, and technical teams
 </li>
 <li>
 Ability to support, and explain technical concepts to users at various levels of technical proficiency
 </li>
 <li>
 Effectively manage difficult or volatile situations
 </li>
 <li>
 Effective collaboration with peers and other groups
 </li>
 <li>
 Empathetic and patient
 </li>
 <li>
 Ability to effectively perform issue isolation and resolution in order to minimize downtime
 </li>
 <li>
 Ability to assess, analyze and research technical situations and provide viable alternatives
 </li>
 <li>
 Able to read and understand technical manuals, procedures, and OEM guides
 </li>
 <li>
 Ability to schedule and prioritize
 </li>
 <li>
 Ability to learn new technologies and procedures quickly
 
 
 </li>
 </ul>
 
 Additional Information
 
 
 
 
 Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.
 
 
 
</div>

Technical Support Analyst

<div>Company Description 
Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose &ndash; to uplift everyone, everywhere by being the best way to pay and be paid.
Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. 
Job Description 
The Managed Service Consultant will help Visa clients manage the risk of accepting payments online. This will include analyzing order data to identify emerging fraud trends, developing strategies to mitigate these trends, and working closely with Visa&rsquo;s clients to implement these strategies using a combination of Visa and industry tools.
Essential Functions and Responsibilities<ul><li>
Consulting Expertise<ul><li>
Drives client revenue optimization by leveraging relationships and strategies that align with Managed Solutions goals, automation, and retention objectives</li><li>
Regularly discusses and pursues client goals, demonstrating an understanding in clients&rsquo; evolving business strategies</li><li>
Builds rapport with both the client and the Visa account team to promote retention</li><li>
Proactively learns how to leverage complementary Visa products and offerings, stays current on releases, and is proactive in learning how to leverage updates and enhancements for Visa and client success</li><li>
Anticipates fluctuations and proactively identifies anomalies with business relationships and collaborates internally to stay ahead of competitive risk</li></ul></li><li>
Analysis<ul><li>
Increases automation by leveraging internal features and available client attributes</li><li>
Aligns acceptance and fraud KPIs with Managed Solutions objectives</li><li>
Uses Business Intelligence tools to continually highlight client return on investment</li><li>
Processes ad hoc requests and uses existing functionality to accomplish goals</li><li>
Contributes to the continual enhancement of analytical tools</li></ul></li><li>
Solutions Delivery<ul><li>
Optimizes client acceptance through increased automation, the use of machine-learning models, and efficient creation and use of rules</li><li>
Identifies and influences clients and internal business partners to explore Managed Solutions and complementary Visa product offerings</li><li>
Communicates consistently with internal partners on the status of portfolio, at-risk/retention scenarios, upsell opportunities, etc.</li><li>
Remains proficient in Visa and partner integrations, order and technical flow, and support resources</li><li>
Shares industry best practices within region</li><li>
Understands how client strategies and risk configurations potentially impact Visa revenue</li></ul></li><li>
Communication and Presentation Skills<ul><li>
Communicates professionally, succinctly, independently, and with relevance based on audience and topic</li><li>
Engages with colleagues and clients regularly to align common ideas and goals through effective communication, demonstrating a passion for the business, and being accountable</li><li>
Shares efficiencies and best practices with colleagues and peers</li></ul></li><li>
Industry Knowledge<ul><li>
Builds industry knowledge through internal and external resources</li><li>
Confidently consults clients on industry trends and innovations and educates clients on how payment ecosystems work</li><li>
Understands regional risk regulations</li><li>
Uses knowledge of competitive landscape to shape solutions delivery</li></ul></li></ul>
This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager. 
Qualifications<ul><li> 
8 or more years of relevant work experience with a Bachelor&rsquo;s Degree or at least 4 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD)</li><li>Relevant work experience:</li></ul>
o It's essential to have practical experience in rule optimization within a risk management role at a Merchant, Acquirer, or Issuer. 
o Collaborating on and with enterprise-wide products, projects, and programs 
o Deriving insights and action items through analysis 
o Providing Solutions Delivery/Managed Risk services 
o Proficiency in Microsoft 365 (Office) 
o Exceptional presentation, consultative, and communication skills 
Additional Information 
Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.</div>

Sr. Analyst, Solutions Management

<div>Company Description 
Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose &ndash; to uplift everyone, everywhere by being the best way to pay and be paid.
Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. 
Job Description 
The Global Digital Sales team is a new team responsible for building out a digital response and sales coverage engine supporting multiple digital sales centers, enabling Visa to accelerate growth, leveraging continuous innovation with an optimized sales model while building deeper relationships with our customers. We are seeking a detail-oriented and strategically minded individual to oversee Digital Sales Compensation Operations to support our growing organization. This role serves as a strategic enabler of Digital Sales growth, responsible for architecting and optimizing global sales incentive programs that align with business priorities and drive performance. The ideal candidate will bring a blend of analytical rigor, strategic thinking, and operational excellence to ensure governance, and deliver insights that shape go-to-market effectiveness.
Key Responsibilities:
Sales Incentive Program Design &amp; Roll Out<ul><li>
Partner with Global Digital Sales Center of Excellence (COE), Global Sales and Commercial Operations (GSCO), and Finance to support the design, rollout, and operationalization of sales incentive programs&mdash;including standard sales incentive program, contests, and other variable compensation mechanisms&mdash;aligned with global and regional business objectives.</li><li>
Ensure all plans are compliant with corporate policies, legal standards, and local regulations across markets, and maintain robust documentation and governance frameworks for approvals, exceptions, and audits.</li></ul>
Operational Execution<ul><li>
Partner with key cross functional partners to establish end-to-end processes ensuring accurate data flow between CRM, compensation tools, and payroll systems, with strong controls for deal audit and compliance.</li><li>
Monitor compensation program effectiveness, identify data integrity issues, and drive continuous process improvements.</li></ul>
Issue Resolution &amp; Support<ul><li>
Serve as the primary point of contact for SIP-related inquiries and escalations.</li><li>
Troubleshoot discrepancies in data, calculations, or plan interpretation, working with relevant teams to resolve issues.</li><li>
Ensure timely and clear communication to impacted stakeholders.</li></ul>
This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager. 
Qualifications 
Basic Qualifications:<ul><li>
8 or more years of relevant work experience with a Bachelor Degree or at least 5 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 2 years of work experience with a PhD</li><li>
Demonstrated ability to manage cross-functional projects involving Sales, Finance, HR, and Operations.</li><li>
Experience designing and implementing global incentive programs across multiple regions.</li><li>
Excellent communication and presentation skills. Strong attention to detail and organizational skills.</li><li>
Ability to work independently and as part of a team in a fast-paced, dynamic environment.</li></ul>
Preferred Qualifications:<ul><li>
9 or more years of relevant work experience with a Bachelor Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3 or more years of experience with a PhD</li><li>
Experience supporting a sales organization.</li><li>
Strong program/project management skills &amp; strong facilitation skills.</li><li>
Ability to effectively navigate and lead others in an ambiguous environment to achieve high levels of performance and deliver sustainable value to the organization by holding yourself and others accountable.</li><li>
Strong relationship-management skills and ability to communicate effectively, and collaborate with, senior-to-exec management.</li><li>
Strategic, analytical thinker who consistently challenges the status quo and constructively challenges the team to aim for higher ground, change agent.</li><li>
Global experience preferred.</li></ul> 

Additional Information 
Work Hours: Varies upon the needs of the department.
Travel Requirements: This position requires travel 5-10% of the time.
Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.
Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.
Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.
U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 120,900 to 206,350 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.</div>

Sr Manager - Compensation Administrator, Digital Sales

<div>Company Description 
Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose &ndash; to uplift everyone, everywhere by being the best way to pay and be paid.
Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. 
Job Description 
Visa Consulting and Analytics (VCA) drives tangible, impactful and financial results for Visa&rsquo;s network clients, including both financial services and merchants. Drawing on our expertise in strategy consulting, data analytics, brand management, marketing, operational and macroeconomics, Visa Consulting and Analytics solves the most strategic problems for our clients.
The India &amp; South Asia (InSA) Consulting Market team within Visa Consulting &amp; Analytics provides consulting and solution services for Visa&rsquo;s largest issuers in India, Sri Lanka, Bangladesh, Nepal, Bhutan &amp; Maldives. We apply deep expertise in the payments industry to provide solutions to assist clients with their key business priorities, drive growth and improve profitability. The VCA team provides a comprehensive range of consulting services to deliver solutions that address unique challenges in areas such as improving profitability, strategic growth, customer experience, digital payments and running risk.
You will join our consulting team and play a role in delivering and implementing high impact projects and solutions with clients across the Payments Ecosystem which includes Issuers, Acquirers, Merchants, Fintechs etc. optimize client performance by helping them implement strategies and campaigns recommended by Visa. This role is based in our Mumbai office.
What a Cards Portfolio Consulting &ndash; Senior Manager does at Visa:
The Senior Manager Portfolio Optimization Consulting is responsible for delivering Portfolio Optimization advisory services to Visa&rsquo;s clients. The Senior Manager will report into Lead Portfolio Optimization and CMS Visa Consulting and Analytics, VCA - India and South Asia (INSA),
Role responsibilities will include:<ul><li>
With expertise in Portfolio Optimization, help develop clients&rsquo; business strategies across the product lifecycle (acquisition, underwriting, customer management, portfolio management)</li><li>
Partner with in-market VCA consultants and data scientists to innovate and deliver Portfolio Optimization-related advisory engagements</li><li>
Regular strategic &amp; planning discussions at client level collaborating with internal Visa teams and key stakeholders at clients</li><li>
Manage, facilitate and implement consulting services and meet engagement deliverables (engagement objectives, project scope, paperwork and project delivery)</li><li>
Design and deliver compelling presentations to illustrate findings, ideas, recommendations within consulting engagements and more broadly, at times physically support implementation at the client site</li><li>
Collaborate cross-functionally (e.g., analytics, marketing, sales, risk, client services, products &amp; innovation) and across global regional teams to execute projects in ways that use the breadth and depth of Visa&rsquo;s resources</li><li>
Build solutions and actionable insights that will help clients to grow their portfolios and engagement in their core business</li><li>
Portfolio/Produce insights, analyses and recommendations to improve client performance, boost growth, drive understanding of client issues and provide strategic guidance for client priorities across the verticals and segments</li><li>
Potential projects could include portfolio management diagnostics, assessments of digital product and marketing strategies, product design and launch, development of industry landscape evaluations to inform payments strategies, and optimization of client customer experience and supporting processes.</li></ul>
Why this is important to Visa
Visa is committed to meeting a broader set of our client&rsquo;s needs which in turn help to diversify our revenue. Visa Consulting and Analytics is a leading contributor to achieving this strategy. The Client Consulting Senior Manager is responsible for delivering this objective for India and South Asia clients. 
Qualifications 
Having already accumulated a variety of experience, you will be curious about the payment industry and keen to work alongside an experienced team in gaining a deeper understanding. You should be comfortable in delivery of a project, managing a project end to end and relish the opportunity to work closely with clients to influence their future performance.
Specific skills and experience you will bring are:<ul><li>
10+ years of experience preferably within the financial services practice of a top-tier consulting firm OR at a large Indian, regional or global financial institution and/or financial technology company. A combination of regional and global experience strongly desired</li><li>
Consulting skills and client engagement capabilities. Advanced client management, project management and presentation skills</li><li>
Curious, up to date with Indian payment landscape with a point of view on what &amp; how of client priorities &amp; problems</li><li>
Financial acumen of understanding P&amp;L.</li><li>
Detail oriented, ensuring the highest level of quality/rigor in reports and data analysis</li><li>
Self-motivated, results-oriented individual with the ability to progress multiple priorities concurrently</li><li>
Strong commercial acumen, with experience in working on business/value cases that prove ROI</li><li>
Knowledge and understanding of banking operations and/or payment schemes, including products &amp; services, business systems and processes, marketing initiatives and card issuing experience</li><li>
Relevant depth of experience in at least one of the following areas: digital sales/marketing, merchant acquiring / small business customer segments, data analytics and/or credit risk management</li>
Strong teamwork and collaboration skills with the ability to work effectively with inter-disciplinary groups 
<li>
</li></ul> 
 
Additional Information 
Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.</div>

Senior Manager, Cards Portfolio Consulting

<div>Company Description 
Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose &ndash; to uplift everyone, everywhere by being the best way to pay and be paid.
Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. 
Job Description 
Analytical insight and process improvement:<ul><li>
Identify and propose process improvement initiatives, suggest and implement enhancements to streamline financial planning and analysis processes</li><li>
Develop business case model to evaluate business proposals with complete financial analysis to determine viability of new investments and perform follow-up assessments</li><li>
Drive forecasting accuracy by proactive management of functional expenses, identifying root cause that drive variances to plans, and develop action plan to implement corrective actions</li></ul>
Business partnering:<ul><li>
Develop trustworthy relationship with business partners to drive financial management, understand business dynamics, and provide financial insights to support decision-making</li><li>
Provide analytical support as required for initiatives and ad hoc projects</li></ul>
Reporting and analysis:<ul><li>
Prepare regular financial reports for internal stakeholders, highlighting key performance indicators and financial metrics</li><li>
Analyze actual financial results against budgeted or forecasted figures, providing insights into key drivers of performance differences</li><li>
Drive month end closing by coordinating with the controllership team, analyzing and investigating general ledger activity to understand variances to budget and latest forecast</li></ul>
Budgeting and planning:<ul><li>
Lead budget and forecast process for the function, prepare timelines and share templates covering the data requirements, drive all discussions with stakeholders, challenge assumptions, and prepare summary reports with granular view at activity and project level</li><li>
Guide cost center managers so they are informed of their approved budgets &amp; forecasts and their commitment to budget/forecast on a continuous basis.</li></ul>
This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager. 
Qualifications<div> 
Basic Qualifications 
<ul><li>5 or more years of relevant work experience with a Bachelor's Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD</li></ul>
 
Preferred Qualifications 
<ul><li>Bachelors degree in finance, engineering, accounting, mathematics, economics, or related quantitative field</li><li>Excellent business acumen</li><li>At least 8 years of relevant financial analysis work experience</li><li>Ability to cultivate effective relationships and communicate effectively with executive management</li><li>Outstanding analytical and quantitative skills, able to resolve tough business problems with well-structured analyses</li><li>Expert skills in MS Excel and PowerPoint and Power BI. Hyperion and TM1 experience is an advantage</li><li>Proven expertise in modelling techniques and managing large data sets</li><li>Must be detail oriented to ensure accuracy and quality of output</li><li>Strong bias for action and ability to proactively recognize and resolve issues</li><li>Ability to work effectively with a diverse team and produce time sensitive deliverables</li><li>Strong interpersonal skills will be required to address on-going needs of a complex, matrix reporting structure, and multinational organization</li></ul></div> 
Additional Information 
Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.</div>

Senior Manager Finance

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