Qureos Mentor

Wio Bank

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 About this role:
 
 
 
 Wio Bank is a leading one-of-a-kind financial platform that is revolutionizing the banking industry in MENA region. Our platform is here to reboot personal and business banking in the digital age. Our personalised features and seamlessly integrated services are built around your needs, helping you spend, save, and plan for your future.
 
 
 We&rsquo;re looking for recent graduates to join our Operational Risk team. As an ORM Analyst you will support the identification, assessment, monitoring, and reporting of operational risks across the bank&rsquo;s digital platforms and processes. You will work closely with business units, technology teams, and control functions to embed risk awareness and strengthen the bank&rsquo;s operational resilience in line with UAE Central Bank (CBUAE) regulations and best practices.
 
 
 
 What you&rsquo;ll be responsible for:
 
 
 
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 Support the execution of Risk &amp; Control Self-Assessments (RCSAs) across business units and digital processes.
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 Assist in monitoring and reporting Key Risk Indicators (KRIs) and loss events to identify emerging risks.
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 Contribute to incident logging, initial analysis, and follow-up tracking under supervision.
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 Participate in control testing and validation exercises to ensure adequacy and effectiveness.
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 Support the maintenance of the Operational Risk Register and related documentation.
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 Collaborate with IT, Cybersecurity, Compliance, and Internal Audit teams to ensure integrated risk coverage.
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 Prepare presentations and dashboards for risk committees and senior management reporting.
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 Engage in training, simulations, and risk culture initiatives to promote organization-wide awareness.
 
 
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 What are we looking for?
 
 
 
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 Recent UAE National graduate (Business, Finance, Risk, Data/Analytics, or related field).
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 Strong analytical and problem-solving skills.
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 Excellent written and verbal communication skills in English.
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 High attention to detail and ability to manage multiple tasks in a fast-paced environment
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 Good communication and teamwork skills.
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 Curious, proactive, and eager to learn.
 
 
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 What is in it for you?
 
 
 
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 Being part of a leading one-of-a-kind financial platform that is revolutionizing the banking industry in MENA region.
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 Joining a highly performance driven culture.
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 Peering with talented colleagues coming from top-tier fintech companies from all over the world.
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 Work-life balance is important to us so you would have 28 working days holidays + up to 14 national holidays per year.
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 Additional perks such as top private health &amp; life insurance, flexible working hours, hybrid work policy, and many more to come!
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 Working in an international environment, with employees from over 50 different nationalities.
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Operational Risk Associate - (UAE National)

<div>
 
 About Wio
 
 
 
 Wio Bank is a leading one-of-a-kind financial platform that is revolutionizing the banking industry in the MENA region. Our platform is here to reboot personal and business banking in the digital age. Our personalised features and seamlessly integrated services are built around your needs, helping you spend, save, and plan for your future.
 
 
 
 Role Overview
 
 
 
 The
 
 Portfolio Manager for Cards
 
 at Wio Bank drives end-to-end growth across acquisition, activation, spend, and balance expansion for both Retail and SME card propositions.
 
 
 Working closely with the Head of Cards, this role shapes Wio&rsquo;s next-generation card ecosystem&mdash;launching digital-first propositions, co-branded cards and multi-currency loyalty experiences. The role is central to scaling our card portfolio through data-led decision making, ecosystem partnerships, and seamless digital journeys.
 
 
 
 What You'll Be Responsible For
 
 
 
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 Drive card acquisition, activation, spend per active, and revolving balances.
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 Support in the launching of co-branded cards, Jaywan card, and multi-currency loyalty propositions.
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 Build acquisition partnerships with platforms, aggregators, and segment heads.
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 Collaborate with Visa &amp; Mastercard on funding, insights, and product development.
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 Partner with Credit to optimize approval rates and risk frameworks.
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 Collaborate with POs, Tech, and Ops to ensure seamless fulfilment and servicing.
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 Ensure full compliance with Central Bank regulations and scheme requirements.
 
 
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 What Are We Looking For
 
 
 
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 8&ndash;15 years in cards, payments, digital banking, or fintech with strong portfolio growth or product ownership experience.
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 Deep understanding of card economics, loyalty programs, scheme operations, risk, and digital acquisition funnels.
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 Proven experience scaling portfolios and launching digital or co-branded card propositions.
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 Strong cross-functional collaboration&mdash;comfortable working with Product, Tech, Design, Credit, Data, and Ops teams in an agile environment.
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 Analytical and data-driven with excellent communication, stakeholder management, and leadership capabilities.
 
 
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 Success Criteria
 
 
 
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 Growth in digital acquisition, approval rates, and funded accounts.
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 Higher spend per active, engagement, and share-of-wallet.
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 Increase in revolving balances, yield, and profitability.
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 Successful launch and adoption of co-brands, Jaywan, and loyalty propositions.
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 Improved NPS, digital journey performance, and servicing efficiency.
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 Incremental acquisition volumes from ecosystem and digital partners.
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</div>

Portfolio Manager (Cards)

<div>
 
 About Wio
 
 
 
 WIO is the UAE&rsquo;s first fully digital bank, built to empower business owners and individuals with a smarter, more seamless banking experience. Through cutting-edge technology, embedded finance, and customer-first design, Wio delivers flexible digital banking solutions that support growth and innovation.
 
 
 Role Overview
 
 
 The Business Development Manager will be responsible for originating, structuring, and growing the bank&rsquo;s supply chain finance and lending portfolio. This role focuses on winning new-to-bank clients, creating tailored working capital solutions, and driving adoption of Wio&rsquo;s digital lending products. The ideal candidate will combine deep knowledge in trade, supply chain finance, digital lending products with strong business development skills to expand Wio&rsquo;s footprint in the SME and corporate banking space.
 
 
 Key Responsibilities
 
 
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 Develop and execute business acquisition strategies to generate *new-to-bank* lending business focused on supply chain finance.
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 Identify, engage, and build relationships with Corporates, SMEs, and ecosystem partners, including anchor clients, distributors, fintechs, and marketplaces.
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 Structure and present supply chain finance solutions (receivables financing, payables financing, invoice discounting, etc.) tailored to client needs.
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 Collaborate with product, credit, and risk teams to ensure smooth onboarding and credit approval processes.
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 Drive deal origination, pipeline management, and conversion to help the bank achieve portfolio growth targets.
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 Promote digital lending capabilities by educating clients on Wio&rsquo;s platform-based working capital solutions.
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 Monitor market trends, competition activity, and client needs to recommend new product features and partnerships in the supply chain finance space.
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 Ensure compliance with internal policies, credit risk frameworks, and regulatory requirements.
 
 
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 Qualifications &amp; Experience
 
 
 
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 Fluency in Arabic (spoken and written) is mandatory. Only Arabic-speaking applicants will be considered.
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 Bachelor&rsquo;s degree in Finance, Business, Economics, or related field; MBA or professional certification (CFA, ACT, etc.) preferred.
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 6+ years of experience in supply chain finance, trade finance, or business banking within financial services.
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 Proven expertise in originating and closing lending deals, particularly with *new-to-bank* clients.
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 Strong knowledge of supply chain finance structures, working capital solutions, and risk assessment.
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 Demonstrated ability to establish and grow networks with corporates, SMEs, and intermediaries.
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 Excellent negotiation, presentation, and relationship management skills.
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 Digital-first mindset with comfort working in an agile, innovative, and technology-driven environment.
 
 
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 What We Offer
 
 
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 Opportunity to shape the future of business banking in one of the region&rsquo;s most innovative financial institutions.
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 Collaborative, digital-first culture with a focus on customers, innovation, and growth.
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 Competitive compensation package with performance-based incentives.
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 Continuous professional development and career growth opportunities.
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</div>

Business Development Manager – Supply Chain Finance (Arabic Speaker)

Join Wio Bank and explore 4   exciting career opportunities. They're hiring for various roles with options for remote or on-site work. Apply today and become part of their innovative team.

Wio Bank

ABOUT_COMPANY

Operational Risk Associate - (UAE National)

Portfolio Manager (Cards)

Operational Risk Associate - (UAE National)

Business Development Manager – Supply Chain Finance (Arabic Speaker)