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World Business Lenders, LLC

World Business Lenders, LLC specializes in providing small business loans aimed at facilitating growth and expansion for eligible businesses. With a focus on making working capital accessible, the company prioritizes the financial performance of businesses over personal credit scores in its lending decisions. Founded by experienced entrepreneurs, WBL is dedicated solely to supporting small businesses with tailored financing solutions, ensuring that access to capital is not a barrier to success.

<div>About World Business Lenders
World Business Lenders (WBL) provides general purpose short-term real estate collateralized commercial loans to a broad customer base comprised of small and medium sized businesses throughout the United States that lack access to traditional funding. WBL services its loan portfolio and loan portfolios for third parties, specializing in the management of non-performing loan pools and REO.
Overview<ul><li>
The Asset Resolution Counsel is responsible for leading the legal strategy, portfolio management, and resolution efforts for a portfolio of non-performing commercial loans secured primarily by real estate. This role serves as a strategic business partner responsible for maximizing recoveries while minimizing legal risk, loss severity, and resolution timelines.</li><li>
Working collaboratively with internal stakeholders, outside counsel, loan servicing teams, and borrowers, the Asset Resolution Counsel develops and executes resolution strategies through negotiation, restructuring, litigation, foreclosure, bankruptcy, receivership, REO disposition, and other loss mitigation initiatives.
</li><li>This position requires sound legal judgment, strong financial and analytical skills, and the ability to balance business objectives with legal and regulatory compliance.</li></ul> 
Essential Functions:<ul><li>
Manage and monitor a non-performing real estate collateralized commercial loan portfolio, including REO, toward most effective and efficient resolution
</li><li>Supervise, train and develop Asset Resolution Department staff
</li><li>Conduct proactive and effective portfolio management in accordance with established performance standards
</li><li>Monitor and manage commercial litigation/bankruptcy/foreclosure activities, functions and deadlines
</li><li>Direct/monitor/liaise with in-house and outside attorneys, collection agencies and other vendors that support the loss mitigation effort
</li><li>Interact with customers and their counsel
</li><li>Negotiate and propose settlement agreements and bidding instructions
</li><li>Monitor loss mitigation workout performance and loss severity trends
</li><li>Implement and communicate loss mitigation decisions
</li><li>Maintain delinquency and loss mitigation reporting, including trend analysis and assessment
</li><li>Conduct comprehensive analysis of debtors' financial position, credit status, personal background, and historical payment performance
</li><li>Facilitate negotiation and conflict resolution
</li><li>Perform extensive quarterly review of portfolio being managed to confirm or reassess recovery estimates
</li><li>Monitor related expenses (taxes, maintenance, utilities, fees, etc.) and timely propose protective advances
</li><li>Participate in budget preparation for the Asset Resolution Department.</li>
Other projects and duties as assigned. 
<li>
</li></ul> 
 
Requirements 
<ul><li>
Education:</li></ul><ul><li><ul><li>
Law degree (from a nationally accredited U.S. law school is preferred).</li></ul></li><li>
Experience:</li><li><ul><li>
Experience working in commercial litigation, bankruptcy, foreclosure, and real estate loss mitigation</li></ul></li><li><ul><li>
Experience successfully managing non-performing loan (NPL) pools and REO portfolios</li></ul></li><li><ul><li>
Experience supervising, developing, and mentoring case management staff</li></ul></li><li><ul><li>
Litigation experience and familiarity with litigation management tools</li></ul></li><li><ul><li>
Experience working for a U.S.-based company.</li></ul></li></ul>
Key Soft Skills:
The ideal candidate will demonstrate:<ul><li>
Strategic Decision Making
</li><li>Commercial Lending &amp; Real Estate Expertise
</li><li>Portfolio &amp; Risk Management
</li><li>Financial Analysis &amp; Business Acumen
</li><li>Litigation &amp; Bankruptcy Management
</li><li>Negotiation &amp; Conflict Resolution
</li><li>Leadership &amp; Team Development
</li><li>Vendor &amp; Outside Counsel Management
</li><li>Executive Communication &amp; Presentation Skills
</li><li>Data-Driven Decision Making
</li><li>Process Improvement &amp; Operational Excellence
</li><li>Exceptional Written and Verbal English Communication Skills
</li><li>Professional, Personable, and Customer-Focused Interpersonal Skills
</li><li>Sound Judgment, Integrity, and Accountability</li></ul> 
Technical Skills:
The successful candidate should demonstrate proficiency in the following:<ul><li>
Strong proficiency in Microsoft Office Suite, particularly Excel (pivot tables, formulas, data analysis, and reporting), Word, Outlook, and PowerPoint.
</li><li>Experience working with loan servicing systems, case management platforms, or asset management software used to administer commercial loan portfolios.
</li><li>Ability to interpret and analyze:
</li></ul><ul><li><ul><li>Promissory Notes
</li></ul></li><li><ul><li>Mortgages and Deeds of Trust
</li></ul></li><li><ul><li>Loan Agreements
</li></ul></li><li><ul><li>Guaranties
</li></ul></li><li><ul><li>UCC filings
</li></ul></li><li><ul><li>Assignments of Rents
</li></ul></li><li><ul><li>Security Agreements
</li></ul></li><li><ul><li>Title commitments and title policies
</li></ul></li><li><ul><li>Familiarity with commercial foreclosure, bankruptcy, receivership, and litigation management platforms.
</li></ul></li><li>Experience reviewing and analyzing:
</li><li><ul><li>Property valuations and appraisals
</li></ul></li><li><ul><li>Environmental reports
</li></ul></li><li><ul><li>Financial statements and tax returns
</li></ul></li><li><ul><li>Business cash flow
</li></ul></li><li><ul><li>Borrowing base reports
</li></ul></li><li><ul><li>Credit reports
</li></ul></li><li>Ability to prepare and evaluate:
</li></ul><ul><li><ul><li>Recovery analyses
</li></ul></li><li><ul><li>Settlement recommendations
</li></ul></li><li><ul><li>Litigation budgets
</li></ul></li><li><ul><li>Protective advance requests
</li></ul></li><li><ul><li>Reserve analyses
</li></ul></li><li>Working knowledge of PACER, state and federal court docket systems, Secretary of State business entity databases, UCC filing systems, county land records, and tax assessor websites.
</li><li>Experience utilizing business intelligence and reporting tools to monitor portfolio performance, recovery trends, legal spend, and key performance indicators (KPIs).
</li><li>Familiarity with eDiscovery, electronic document management systems, and secure document sharing platforms.
</li><li>Experience working with Monday.com, Salesforce, SharePoint, or similar workflow/project management systems is preferred.
</li><li>Ability to leverage AI-assisted legal research, document review, contract analysis, and productivity tools (such as Microsoft Copilot, ChatGPT Enterprise, Westlaw Precision AI, or Lexis+ AI) while maintaining attorney judgment and confidentiality.
</li><li>Strong understanding of data security, confidentiality, and regulatory requirements applicable to commercial lending and legal operations.</li></ul> 
Work Requirements<ul><li>
Must be available to work Monday&ndash;Friday, 9:00 AM &ndash; 6:00 PM Eastern Time.</li><li>
Must have a stable internet connection and professional remote working setup.</li><li>
Resume must be submitted in English to be considered.</li></ul> 
Benefits 
What We Offer
USD compensation
️ Paid Time Off (PTO)
Fully remote &mdash; work from wherever you do your best work! 
Ready to Apply?
If this sounds like you, we'd love to hear from you - submit your CV in English and hit Apply!</div>

Asset Resolution Counsel

<div>About World Business Lenders<ul><li>
At World Business Lenders (WBL), we provide flexible, short-term commercial loans backed by real estate to help small and medium-sized businesses across the United States &mdash; particularly those facing difficulties with traditional financing. We're a fast-moving, results-driven organization that takes security seriously as we continue to grow.</li><li>
This is a Full-Time Independent Contractor role with working hours from 9:00 AM &ndash; 6:00 PM Eastern Standard Time, Monday through Friday. We request that all CVs be submitted in English. 
 
</li></ul>About the Role<ul><li>
The Closing Department Manager is responsible for leading the end-to-end mortgage closing function, ensuring loans are closed accurately, efficiently, and in compliance with legal and regulatory requirements.
</li><li>This role oversees closing operations, manages internal teams and external title and settlement partners, provides guidance on complex legal and title matters, and collaborates closely with Underwriting, Credit, Processing, and Funding to drive operational excellence, mitigate risk, and support timely loan funding. 
</li></ul>
What Success Looks Like<ul><li>
Standardize closing procedures, legal checklists, and document standards to ensure compliant, error-free loan closings.
</li><li>Improve Clear-to-Close turnaround times by streamlining legal and documentation workflows.
</li><li>Strengthen quality control processes to reduce post-closing defects and mitigate legal risk.
</li><li>Build strong partnerships with closing attorneys, title companies, and settlement agents to improve service levels and operational efficiency.
</li><li>Serve as the legal and operational expert on complex transactions, supporting sound deal structuring and timely loan funding.</li></ul> 
What You'll Be Doing (Key Responsibilities)<ul><li>
Lead the Closing Team &ndash; Manage and develop closing staff while ensuring timely, accurate, and compliant loan closings.
</li><li>Oversee End-to-End Closings &ndash; Direct the closing process from Clear-to-Close (CTC) through funding, ensuring all legal, title, and funding conditions are satisfied.
</li><li>Provide Legal Oversight &ndash; Review and approve loan documents, title commitments, settlement statements, and legal exceptions to protect the company's collateral position.
</li><li>Manage Attorney &amp; Title Relationships &ndash; Oversee closing attorneys, title companies, settlement agents, and escrow partners, establishing performance expectations and service levels.
</li><li>Resolve Complex Closing Issues &ndash; Serve as the primary escalation point for title defects, lien priority, vesting issues, legal disputes, and state-specific closing requirements.
</li><li>Ensure Regulatory Compliance &ndash; Maintain compliance with federal and state lending regulations, investor requirements, and company policies throughout the closing process.
</li><li>Partner with Cross-Functional Teams &ndash; Collaborate with Underwriting, Credit, Processing, Valuations, and Funding to resolve issues quickly and keep loans on schedule.
</li><li>Drive Process Improvement &ndash; Develop SOPs, implement quality controls, and streamline workflows to reduce closing cycle times and post-closing defects.
</li><li>Monitor Operational Performance &ndash; Track KPIs such as clear-to-close turnaround, closing cycle time, funding accuracy, defect rates, and attorney/title vendor performance.
</li><li>Support Complex Deal Structuring &ndash; Advise leadership on legal risks, document requirements, and transaction structures for complex or exception-based loans.</li></ul> 

Requirements 
Education:<ul><li>
Bachelor's, Associate's, or equivalent legal education (including a J.D.) preferred.</li></ul>
Years of Experience:
10+ years of progressive experience in mortgage closing operations, title, escrow, or lending. 
<ul><li>
</li></ul>Must-Have Requirements
Please ensure you meet all of the following before applying:<ul><li>
Extensive experience reviewing mortgage loan documentation, title matters, and legal closing requirements.</li><li>
Proven leadership experience managing closing teams, workflows, and third-party partners, including title companies, settlement agents, and closing attorneys.
</li><li>Strong knowledge of mortgage closing documentation, title review, lien perfection, and regulatory compliance, including TRID, RESPA, and TILA.
</li><li>Experience resolving complex closing, title, funding, and legal issues while ensuring timely and compliant loan closings. 
 
</li></ul>Remote Work Requirements<ul><li>
Stable, reliable internet connection.</li><li>
Professional and dedicated remote working setup.</li></ul>
Preferred Background / Industry Experience:<ul><li>
Experience in Non-QM mortgage lending or Merchant Cash Advance (MCA).</li></ul> 
Key Soft Skills:<ul><li>
Leadership &amp; Decision Making &ndash; Leads the closing team with confidence, makes timely legal and operational decisions, and drives accountability.
</li><li>Attention to Detail &ndash; Meticulously reviews legal documents, title matters, and closing packages to ensure accuracy and protect lien position.
</li><li>Communication &amp; Negotiation &ndash; Clearly communicates with borrowers, attorneys, title companies, and internal stakeholders while effectively resolving conflicts and negotiating solutions.
</li><li>Problem Solving &ndash; Quickly identifies and resolves complex legal, title, funding, and closing issues to keep transactions on schedule.
</li><li>Organization &amp; Prioritization &ndash; Effectively manages a high-volume closing pipeline, balancing competing priorities while consistently meeting deadlines and maintaining compliance.</li></ul>
Specific Technical Skills Needed:<ul><li>
Mortgage Closing &amp; Legal Expertise &ndash; Extensive knowledge of residential mortgage closings, loan documentation, title, escrow, and funding processes, preferably within the Non-QM or private lending sector.
</li><li>Real Estate &amp; Lending Law &ndash; Strong understanding of mortgage law, lien perfection, title defects, vesting, UCC filings, state-specific closing requirements, and regulatory compliance (TRID, RESPA, TILA, etc.).
</li><li>Loan Documentation Review &ndash; Expertise reviewing and approving promissory notes, mortgages/deeds of trust, guaranties, settlement statements, payoff letters, and closing instructions.
</li><li>Title &amp; Settlement Management &ndash; Ability to interpret title commitments, resolve title objections, coordinate with title companies and closing attorneys, and ensure first-lien perfection.
</li><li>Loan Origination &amp; Closing Systems &ndash; Proficiency with Loan Origination Systems (e.g., Encompass), document preparation platforms, e-signature tools, and Microsoft Excel.
</li><li>Risk &amp; Quality Control &ndash; Experience implementing legal quality controls, managing closing exceptions, minimizing post-closing defects, and ensuring investor and regulatory compliance..</li></ul> 

Benefits 
What We Offer
USD compensation.
️ Paid Time Off (PTO).
Fully remote &mdash; work from wherever you do your best work!
Ready to Apply?
If this sounds like you, we'd love to hear from you - submit your CV in English and hit Apply</div>

Closing Department Manager

<div>About World Business Lenders<ul><li>
At World Business Lenders (WBL), we provide flexible, short-term commercial loans backed by real estate to help small and medium-sized businesses across the United States &mdash; particularly those facing difficulties with traditional financing. We're a fast-moving, results-driven organization that takes security seriously as we continue to grow.</li><li>
This is a Full-Time Independent Contractor role with working hours from 9:00 AM &ndash; 6:00 PM Eastern Standard Time, Monday through Friday. We request that all CVs be submitted in English. 
 
</li></ul>About the Role<ul><li>
The Senior Credit Underwriter is responsible for leading complex credit underwriting activities while serving as a trusted advisor to the Chief Lending Officer. This role provides expertise in Non-QM mortgage lending, evaluates complex borrower scenarios, structures credit solutions, and supports sound lending decisions that balance risk and business objectives.
</li><li>In addition to underwriting, the role oversees underwriting teams, mentors junior underwriters, drives process improvements, and collaborates cross-functionally to improve credit quality, operational efficiency, and funded loan volume..</li></ul> 
What You'll Be Doing (Key Responsibilities)<ul><li>
Act as the Chief Lending Officer's 'right hand' trusted advisor.</li><li>
Perform early credit assessments (&quot;shift-left&quot;) before processing is complete.</li><li>
Rework denied loans into approvable structures where possible.</li><li>
Recommend counteroffers that reduce risk while preserving profitability.</li><li>
Identify compensating factors to strengthen borderline files.</li><li>
Consult with Sales on structuring loans before submission.</li><li>
Participate in daily pipeline review meetings.</li><li>
Assist in developing underwriting guidelines and SOPs.</li><li>
Analyze trends in denials and fallout to recommend policy or process changes.</li><li>
Support automation efforts by documenting underwriting decision logic.</li><li>
Serve as the subject matter expert for complex borrower scenarios.</li></ul> 

Requirements 
Education:<ul><li>
Bachelor's or Associate's degree.</li></ul>
Experience:
10+ years of progressive underwriting experience in non-QM mortgage lending. 
<ul><li>
</li></ul>Must-Have Requirements
Please ensure you meet all of the following before applying:<ul><li>
10+ years of progressive underwriting experience in Non-QM residential mortgage lending.</li><li>
Proven expertise in credit analysis, risk assessment, and loan structuring, with the ability to evaluate complex borrower scenarios and develop viable lending solutions.</li><li>
Strong knowledge of Non-QM loan products, including DSCR, Bank Statement, Asset Depletion, Foreign National, ITIN, and other alternative documentation programs.</li><li>
Experience interpreting credit policies, underwriting guidelines, and applicable mortgage regulations (e.g., ATR/QM, TRID, RESPA, TILA), with the ability to make sound, consistent credit decisions.. 
</li></ul>Remote Work Requirements<ul><li>
Stable, reliable internet connection.</li><li>
Professional and dedicated remote working setup.</li></ul>
Preferred Background / Industry Experience:<ul><li>
Non QM residential mortgage lending / MCA lending.</li></ul> 
Key Soft Skills:<ul><li>
Critical Thinking &ndash; Evaluates complex borrower scenarios, weighs risk objectively, and makes sound credit decisions based on facts rather than assumptions.</li><li>
Analytical Mindset &ndash; Identifies trends, assesses layered risk, and connects multiple data points to determine overall creditworthiness.</li><li>
Sound Judgment &ndash; Balances prudent risk management with business objectives, knowing when to approve, restructure, or decline a loan.</li><li>
Problem Solving &ndash; Finds creative, policy-compliant solutions to structure challenging loans instead of defaulting to denial.</li><li>
Attention to Detail &ndash; Thoroughly reviews financials, documentation, and loan files to identify inconsistencies, omissions, or potential risks.</li><li>
Communication &ndash; Clearly explains underwriting decisions, credit rationale, and conditions to Sales, Processing, and leadership.</li><li>
Collaboration &ndash; Partners effectively with Sales, Processing, Valuation, Legal, and Closing to move loans efficiently while maintaining credit quality.</li><li>
Decision Making Under Pressure &ndash; Makes timely, confident decisions in a fast-paced environment without sacrificing accuracy or consistency.</li><li>
Coaching &amp; Mentorship &ndash; Develops junior underwriters by sharing expertise, reinforcing best practices, and promoting consistent credit decisions.</li><li>
Integrity &amp; Accountability &ndash; Demonstrates strong ethical standards, takes ownership of decisions, and consistently applies credit policy with fairness and discipline.</li></ul>
Specific Technical Skills Needed:<ul><li>
Credit Analysis &amp; Risk Assessment &ndash; Expertise in evaluating borrower creditworthiness, repayment capacity, collateral, and layered risk.
</li><li>Non-QM Underwriting &ndash; Deep knowledge of Non-QM products, including DSCR, Bank Statement, Asset Depletion, Foreign National, ITIN, and other alternative documentation programs.
</li><li>Income, Asset &amp; Cash Flow Analysis &ndash; Ability to analyze tax returns, business financials, bank statements, P&amp;Ls, CPA letters, and asset documentation.
</li><li>Collateral &amp; Valuation Review &ndash; Experience reviewing appraisals, BPOs, AVMs/IVDs, title reports, LTV/CLTV calculations, and collateral risk.
</li><li>Loan Structuring &ndash; Ability to restructure marginal loans, evaluate compensating factors, and develop counteroffers that meet credit policy while maximizing approvals.
</li><li>Credit Policy &amp; Guideline Interpretation &ndash; Strong understanding of internal credit policies, investor overlays, and regulatory requirements, with the ability to consistently apply judgment.
</li><li>Regulatory Compliance &ndash; Working knowledge of ATR/QM, TRID, RESPA, TILA, Fair Lending, and applicable federal and state lending regulations.
</li><li>Financial &amp; Data Analysis &ndash; Advanced proficiency in Excel and the ability to analyze underwriting metrics, portfolio trends, and credit performance.
</li><li>Exception &amp; Portfolio Management &ndash; Experience evaluating policy exceptions, monitoring portfolio credit quality, and supporting quality control and audit reviews.
</li><li>Loan Origination Systems (LOS) &ndash; Hands-on experience with Encompass, Byte, LendingPad, or similar LOS platforms, including underwriting workflow and condition management.</li></ul> 

Benefits 
What We Offer
$80,000-$100,000 annually.
️ Paid Time Off (PTO).
Fully remote &mdash; work from wherever you do your best work!
Ready to Apply?
If this sounds like you, we'd love to hear from you - submit your CV in English and hit Apply!</div>

Senior Credit Underwriter

<div>About World Business Lenders (www.wbl.com) 
 
World Business Lenders (WBL) is proud to offer short-term, real estate-backed commercial loans to a diverse range of small and medium-sized businesses across the United States, especially those who may find it challenging to secure traditional financing.
Typically, the work schedule is from 9:00am to 6:00pm Eastern Time, Monday through Friday, though there might be times when additional hours are needed to meet business demands.
We&rsquo;re looking for someone with strong communication skills in English, both spoken and written.<ul><li>
Please note that all resumes should be submitted in English.</li></ul>
Key Responsibilities:<ul><li>
Collect and review loan documents;</li><li>
Serve as primary contact for merchants and internal teams, inputting data and updates into the processing system;</li><li>
Maintain, organize, and update status to ensure the pipeline status is current.</li></ul> 

Requirements 
Required Education:
<ul><li>A Bachelor&rsquo;s degree or equivalent experience is required.</li></ul>
Required Experience:<ul><li>
Bring along 1-3 years of valuable experience in banking or finance;</li><li>
Hands-on experience in lending, ideally commercial lending, with a strong understanding of commercial loan documents, corporate documents, and banking statements;</li><li>
Confident ability to read and interpret title commitments with ease.</li></ul>
Preferred Background / Industry Experience:<ul><li>
Background in lending, title, or finance.</li></ul>
Key Soft Skills:<ul><li>
Effective communication abilities;</li><li>
Strong attention to detail;</li><li>
Excellent ability to prioritize tasks and manage workloads efficiently.</li></ul>
Technical Skills:<ul><li>
Proficiency in Microsoft Office is essential.</li></ul> 

Benefits 
<ul><li>
Competitive USD Salary</li><li>
Enjoy Paid Time Off (PTO)</li><li>
Fully Remote Work Opportunity</li></ul></div>

Remote - Loan Processing Analyst

Join World Business Lenders, LLC and explore 9   exciting career opportunities. They're hiring for various roles with options for remote or on-site work. Apply today and become part of their innovative team.

World Business Lenders, LLC

About Company

Asset Resolution Counsel

Asset Resolution Counsel

Closing Department Manager

Senior Credit Underwriter

Senior Credit Underwriter

Remote - Loan Processing Analyst

Remote - Loan Processing Analyst